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FLAGSTAR BANK, NATIONAL ASSOCIATION（FLG）与Third Coast Bancshares, Inc.（TCBX）财务数据对比。点击上方公司名可切换其他公司
FLAGSTAR BANK, NATIONAL ASSOCIATION的季度营收约是Third Coast Bancshares, Inc.的8.6倍（$498.0M vs $57.7M）。Third Coast Bancshares, Inc.净利率更高（28.4% vs 4.2%，领先24.2%）。过去两年Third Coast Bancshares, Inc.的营收复合增速更高（21.8% vs -10.7%）
Flagstar银行是原总部位于美国密歇根州特洛伊的商业银行，成立于1987年，主营零售及商业银行业务、抵押贷款发放及各类金融服务。其控股公司于2022年12月被纽约社区银行收购，后者后将全部门店统一为Flagstar品牌，2024年更名为Flagstar Financial，2025年启动企业重组。
Third Coast Bancshares Inc.是一家总部位于美国墨西哥湾沿岸地区的区域性金融控股公司，主要为得克萨斯州及周边区域的中小企业、个人消费者和社区客户提供商业与零售银行服务，覆盖存贷款、抵押贷款、财富管理等业务。
FLG vs TCBX — 直观对比
营收规模更大
FLG
是对方的8.6倍
$57.7M
净利率更高
TCBX
高出24.2%
4.2%
两年增速更快
TCBX
近两年复合增速
-10.7%
损益表 — Q1 2026 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $498.0M | $57.7M |
| 净利润 | $21.0M | $16.4M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 4.2% | 28.4% |
| 营收同比 | 1.6% | — |
| 净利润同比 | -27.6% | 20.5% |
| 每股收益（稀释后） | $0.03 | $0.88 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FLGTCBX
| Q1 26 | $498.0M | $57.7M | ||
| Q4 25 | $2.1B | $52.2M | ||
| Q3 25 | $425.0M | $50.8M | ||
| Q2 25 | $419.0M | $49.4M | ||
| Q1 25 | — | $42.8M | ||
| Q4 24 | $461.0M | $43.4M | ||
| Q3 24 | $510.0M | $40.4M | ||
| Q2 24 | $557.0M | $38.9M |
净利润FLGTCBX
| Q1 26 | $21.0M | $16.4M | ||
| Q4 25 | $29.0M | $17.9M | ||
| Q3 25 | $-36.0M | $18.1M | ||
| Q2 25 | $-70.0M | $16.7M | ||
| Q1 25 | — | $13.6M | ||
| Q4 24 | $-188.0M | $13.7M | ||
| Q3 24 | $-280.0M | $12.8M | ||
| Q2 24 | $-323.0M | $10.8M |
营业利润率FLGTCBX
| Q1 26 | — | — | ||
| Q4 25 | — | 41.2% | ||
| Q3 25 | -9.6% | 44.9% | ||
| Q2 25 | -19.3% | 42.6% | ||
| Q1 25 | — | 40.5% | ||
| Q4 24 | -51.6% | 41.3% | ||
| Q3 24 | -65.7% | 40.3% | ||
| Q2 24 | -76.1% | 36.6% |
净利率FLGTCBX
| Q1 26 | 4.2% | 28.4% | ||
| Q4 25 | 1.4% | 34.3% | ||
| Q3 25 | -8.5% | 35.5% | ||
| Q2 25 | -16.7% | 33.9% | ||
| Q1 25 | — | 31.8% | ||
| Q4 24 | -40.8% | 31.6% | ||
| Q3 24 | -54.9% | 31.6% | ||
| Q2 24 | -58.0% | 27.8% |
每股收益（稀释后）FLGTCBX
| Q1 26 | $0.03 | $0.88 | ||
| Q4 25 | $0.05 | $1.02 | ||
| Q3 25 | $-0.11 | $1.03 | ||
| Q2 25 | $-0.19 | $0.96 | ||
| Q1 25 | — | $0.78 | ||
| Q4 24 | $-1.11 | $0.80 | ||
| Q3 24 | $-0.79 | $0.74 | ||
| Q2 24 | $-1.14 | $0.63 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $8.1B | $650.5M |
| 总资产 | $87.1B | $6.6B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FLGTCBX
| Q1 26 | — | — | ||
| Q4 25 | — | $175.2M | ||
| Q3 25 | $23.6B | $116.4M | ||
| Q2 25 | $22.9B | $113.1M | ||
| Q1 25 | — | $219.0M | ||
| Q4 24 | $25.8B | $371.2M | ||
| Q3 24 | $33.6B | $258.2M | ||
| Q2 24 | $29.5B | $241.8M |
总债务FLGTCBX
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $13.2B | — | ||
| Q2 25 | $13.2B | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $14.4B | — | ||
| Q3 24 | $20.3B | — | ||
| Q2 24 | $28.9B | — |
股东权益FLGTCBX
| Q1 26 | $8.1B | $650.5M | ||
| Q4 25 | $8.1M | $531.0M | ||
| Q3 25 | $8.1B | $513.8M | ||
| Q2 25 | $8.1B | $496.1M | ||
| Q1 25 | — | $479.8M | ||
| Q4 24 | $8.2B | $460.7M | ||
| Q3 24 | $8.6B | $450.5M | ||
| Q2 24 | $8.4B | $435.0M |
总资产FLGTCBX
| Q1 26 | $87.1B | $6.6B | ||
| Q4 25 | $87.5M | $5.3B | ||
| Q3 25 | $91.7B | $5.1B | ||
| Q2 25 | $92.2B | $4.9B | ||
| Q1 25 | — | $4.9B | ||
| Q4 24 | $100.2B | $4.9B | ||
| Q3 24 | $114.4B | $4.6B | ||
| Q2 24 | $119.1B | $4.5B |
负债/权益比FLGTCBX
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 1.63× | — | ||
| Q2 25 | 1.63× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.77× | — | ||
| Q3 24 | 2.37× | — | ||
| Q2 24 | 3.44× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FLG
暂无分部数据
TCBX
| Net Interest Income | $53.6M | 93% |
| Noninterest Income | $4.0M | 7% |
