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FIRST MID BANCSHARES, INC.（FMBH）与牛津地产（IIPR）财务数据对比。点击上方公司名可切换其他公司
FIRST MID BANCSHARES, INC.的季度营收约是牛津地产的1.3倍（$88.2M vs $66.7M），牛津地产净利率更高（47.8% vs 26.8%，领先20.9%），FIRST MID BANCSHARES, INC.同比增速更快（3.4% vs -13.1%），过去两年FIRST MID BANCSHARES, INC.的营收复合增速更高（5.0% vs -6.0%）
First Mid Bancshares Inc.是一家总部位于美国的区域性金融服务控股公司，提供全品类零售与商业银行产品、财富管理、保险解决方案及农业融资服务，主要服务伊利诺伊、密苏里、印第安纳等美国中西部州的个人、中小企业及农业客户。
牛津地产是一家加拿大跨国企业，业务涵盖房地产投资、开发与物业管理。其投资组合包含写字楼、零售、工业、多户住宅、生命科学及酒店类资产。该公司1960年以私营企业形式创立，自2003年起成为安大略省市政雇员退休系统（OMERS）的全资子公司，总部设于多伦多，在纽约、伦敦、澳大利亚、新加坡及卢森堡均设有区域总部。
FMBH vs IIPR — 直观对比
营收规模更大
FMBH
是对方的1.3倍
$66.7M
营收增速更快
FMBH
高出16.5%
-13.1%
净利率更高
IIPR
高出20.9%
26.8%
两年增速更快
FMBH
近两年复合增速
-6.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $88.2M | $66.7M |
| 净利润 | $23.7M | $31.8M |
| 毛利率 | — | — |
| 营业利润率 | 34.0% | 47.8% |
| 净利率 | 26.8% | 47.8% |
| 营收同比 | 3.4% | -13.1% |
| 净利润同比 | 23.5% | -20.4% |
| 每股收益（稀释后） | $0.98 | $1.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FMBHIIPR
| Q4 25 | $88.2M | $66.7M | ||
| Q3 25 | $89.3M | $64.7M | ||
| Q2 25 | $87.5M | $62.9M | ||
| Q1 25 | $84.3M | $71.7M | ||
| Q4 24 | $85.3M | $76.7M | ||
| Q3 24 | $80.6M | $76.5M | ||
| Q2 24 | $79.2M | $79.8M | ||
| Q1 24 | $79.9M | $75.5M |
净利润FMBHIIPR
| Q4 25 | $23.7M | $31.8M | ||
| Q3 25 | $22.5M | $29.3M | ||
| Q2 25 | $23.4M | $26.0M | ||
| Q1 25 | $22.2M | $31.1M | ||
| Q4 24 | $19.2M | $40.0M | ||
| Q3 24 | $19.5M | $40.2M | ||
| Q2 24 | $19.7M | $42.0M | ||
| Q1 24 | $20.5M | $39.4M |
营业利润率FMBHIIPR
| Q4 25 | 34.0% | 47.8% | ||
| Q3 25 | 32.2% | 45.5% | ||
| Q2 25 | 34.4% | 45.9% | ||
| Q1 25 | 33.4% | 47.4% | ||
| Q4 24 | 29.7% | 54.7% | ||
| Q3 24 | 31.5% | 54.8% | ||
| Q2 24 | 33.7% | 53.1% | ||
| Q1 24 | 33.7% | 55.7% |
净利率FMBHIIPR
| Q4 25 | 26.8% | 47.8% | ||
| Q3 25 | 25.2% | 45.3% | ||
| Q2 25 | 26.8% | 41.4% | ||
| Q1 25 | 26.3% | 43.3% | ||
| Q4 24 | 22.5% | 52.2% | ||
| Q3 24 | 24.2% | 52.6% | ||
| Q2 24 | 24.9% | 52.6% | ||
| Q1 24 | 25.6% | 52.3% |
每股收益（稀释后）FMBHIIPR
| Q4 25 | $0.98 | $1.07 | ||
| Q3 25 | $0.94 | $0.97 | ||
| Q2 25 | $0.98 | $0.86 | ||
| Q1 25 | $0.93 | $1.03 | ||
| Q4 24 | $0.81 | $1.35 | ||
| Q3 24 | $0.81 | $1.37 | ||
| Q2 24 | $0.82 | $1.44 | ||
| Q1 24 | $0.86 | $1.36 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $47.6M |
| 总债务越低越好 | $354.5M | $393.7M |
| 股东权益账面价值 | $958.7M | $1.8B |
| 总资产 | $8.0B | $2.4B |
| 负债/权益比越低杠杆越低 | 0.37× | 0.21× |
8季度趋势，按日历期对齐
现金及短期投资FMBHIIPR
| Q4 25 | — | $47.6M | ||
| Q3 25 | — | $41.9M | ||
| Q2 25 | — | $104.9M | ||
| Q1 25 | — | $133.3M | ||
| Q4 24 | — | $151.2M | ||
| Q3 24 | — | $172.4M | ||
| Q2 24 | — | $160.9M | ||
| Q1 24 | — | $173.5M |
总债务FMBHIIPR
| Q4 25 | $354.5M | $393.7M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益FMBHIIPR
| Q4 25 | $958.7M | $1.8B | ||
| Q3 25 | $932.2M | $1.9B | ||
| Q2 25 | $894.1M | $1.9B | ||
| Q1 25 | $870.9M | $1.9B | ||
| Q4 24 | $846.4M | $1.9B | ||
| Q3 24 | $858.5M | $1.9B | ||
| Q2 24 | $813.6M | $1.9B | ||
| Q1 24 | $798.0M | $2.0B |
总资产FMBHIIPR
| Q4 25 | $8.0B | $2.4B | ||
| Q3 25 | $7.8B | $2.3B | ||
| Q2 25 | $7.7B | $2.3B | ||
| Q1 25 | $7.6B | $2.4B | ||
| Q4 24 | $7.5B | $2.4B | ||
| Q3 24 | $7.6B | $2.4B | ||
| Q2 24 | $7.6B | $2.4B | ||
| Q1 24 | $7.7B | $2.4B |
负债/权益比FMBHIIPR
| Q4 25 | 0.37× | 0.21× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $130.9M | $198.2M |
| 自由现金流经营现金流 - 资本支出 | $124.0M | — |
| 自由现金流率自由现金流/营收 | 140.6% | — |
| 资本支出强度资本支出/营收 | 7.8% | — |
| 现金转化率经营现金流/净利润 | 5.53× | 6.22× |
| 过去12个月自由现金流最近4个季度 | $207.9M | — |
8季度趋势，按日历期对齐
经营现金流FMBHIIPR
| Q4 25 | $130.9M | $198.2M | ||
| Q3 25 | $33.0M | $45.6M | ||
| Q2 25 | $7.7M | $48.4M | ||
| Q1 25 | $47.9M | $54.2M | ||
| Q4 24 | $124.4M | $258.4M | ||
| Q3 24 | $33.1M | $64.9M | ||
| Q2 24 | $24.0M | $64.2M | ||
| Q1 24 | $29.0M | $71.6M |
自由现金流FMBHIIPR
| Q4 25 | $124.0M | — | ||
| Q3 25 | $31.9M | — | ||
| Q2 25 | $6.0M | — | ||
| Q1 25 | $46.0M | — | ||
| Q4 24 | $119.5M | — | ||
| Q3 24 | $32.0M | — | ||
| Q2 24 | $22.9M | — | ||
| Q1 24 | $27.6M | — |
自由现金流率FMBHIIPR
| Q4 25 | 140.6% | — | ||
| Q3 25 | 35.8% | — | ||
| Q2 25 | 6.8% | — | ||
| Q1 25 | 54.5% | — | ||
| Q4 24 | 140.0% | — | ||
| Q3 24 | 39.7% | — | ||
| Q2 24 | 28.9% | — | ||
| Q1 24 | 34.5% | — |
资本支出强度FMBHIIPR
| Q4 25 | 7.8% | — | ||
| Q3 25 | 1.2% | — | ||
| Q2 25 | 2.0% | — | ||
| Q1 25 | 2.3% | — | ||
| Q4 24 | 5.8% | — | ||
| Q3 24 | 1.4% | — | ||
| Q2 24 | 1.4% | — | ||
| Q1 24 | 1.9% | — |
现金转化率FMBHIIPR
| Q4 25 | 5.53× | 6.22× | ||
| Q3 25 | 1.47× | 1.56× | ||
| Q2 25 | 0.33× | 1.86× | ||
| Q1 25 | 2.16× | 1.75× | ||
| Q4 24 | 6.49× | 6.46× | ||
| Q3 24 | 1.70× | 1.61× | ||
| Q2 24 | 1.21× | 1.53× | ||
| Q1 24 | 1.42× | 1.82× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
