vs
FMC CORP（FMC）与MERCURY GENERAL CORP（MCY）财务数据对比。点击上方公司名可切换其他公司
MERCURY GENERAL CORP的季度营收约是FMC CORP的1.4倍（$1.5B vs $1.1B），MERCURY GENERAL CORP净利率更高（13.2% vs -158.8%，领先172.0%），MERCURY GENERAL CORP同比增速更快（12.4% vs -11.5%），FMC CORP自由现金流更多（$631.1M vs $273.9M），过去两年MERCURY GENERAL CORP的营收复合增速更高（9.8% vs 8.6%）
FMC公司是总部位于美国宾夕法尼亚州费城的化工制造企业，1883年创立之初以生产杀虫剂为主，后续逐步拓展业务至其他领域。二战期间曾为美国陆军部设计生产两栖履带登陆车，目前在全球拥有7000名员工，业务布局广泛。
水星通用集团是一家综合性保险机构，业务覆盖个人车险、房主保险、租客保险及商业保险等多个品类，其中车险与房主保险是公司的核心经营板块。
FMC vs MCY — 直观对比
营收规模更大
MCY
是对方的1.4倍
$1.1B
营收增速更快
MCY
高出23.9%
-11.5%
净利率更高
MCY
高出172.0%
-158.8%
自由现金流更多
FMC
多$357.2M
$273.9M
两年增速更快
MCY
近两年复合增速
8.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $1.5B |
| 净利润 | $-1.7B | $202.5M |
| 毛利率 | 39.8% | 99.7% |
| 营业利润率 | -130.8% | 16.2% |
| 净利率 | -158.8% | 13.2% |
| 营收同比 | -11.5% | 12.4% |
| 净利润同比 | -10457.1% | 100.4% |
| 每股收益（稀释后） | $-13.77 | $3.66 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FMCMCY
| Q4 25 | $1.1B | $1.5B | ||
| Q3 25 | $542.2M | $1.6B | ||
| Q2 25 | $1.1B | $1.5B | ||
| Q1 25 | $791.4M | $1.4B | ||
| Q4 24 | $1.2B | $1.4B | ||
| Q3 24 | $1.1B | $1.5B | ||
| Q2 24 | $1.0B | $1.3B | ||
| Q1 24 | $918.0M | $1.3B |
净利润FMCMCY
| Q4 25 | $-1.7B | $202.5M | ||
| Q3 25 | $-569.3M | $280.4M | ||
| Q2 25 | $66.7M | $166.5M | ||
| Q1 25 | $-15.5M | $-108.3M | ||
| Q4 24 | $-16.3M | $101.1M | ||
| Q3 24 | $65.0M | $230.9M | ||
| Q2 24 | $295.1M | $62.6M | ||
| Q1 24 | $-2.7M | $73.5M |
毛利率FMCMCY
| Q4 25 | 39.8% | 99.7% | ||
| Q3 25 | 23.8% | 99.8% | ||
| Q2 25 | 38.7% | 99.8% | ||
| Q1 25 | 40.0% | 99.7% | ||
| Q4 24 | 42.9% | 99.7% | ||
| Q3 24 | 36.3% | 99.8% | ||
| Q2 24 | 38.3% | 99.8% | ||
| Q1 24 | 37.0% | 99.7% |
营业利润率FMCMCY
| Q4 25 | -130.8% | 16.2% | ||
| Q3 25 | -73.1% | 22.1% | ||
| Q2 25 | 12.0% | 14.0% | ||
| Q1 25 | 7.4% | -10.2% | ||
| Q4 24 | 19.2% | 9.0% | ||
| Q3 24 | 12.7% | 18.8% | ||
| Q2 24 | 6.0% | 5.8% | ||
| Q1 24 | 8.1% | 7.0% |
净利率FMCMCY
| Q4 25 | -158.8% | 13.2% | ||
| Q3 25 | -105.0% | 17.7% | ||
| Q2 25 | 6.3% | 11.3% | ||
| Q1 25 | -2.0% | -7.8% | ||
| Q4 24 | -1.3% | 7.4% | ||
| Q3 24 | 6.1% | 15.1% | ||
| Q2 24 | 28.4% | 4.8% | ||
| Q1 24 | -0.3% | 5.8% |
每股收益（稀释后）FMCMCY
| Q4 25 | $-13.77 | $3.66 | ||
| Q3 25 | $-4.52 | $5.06 | ||
| Q2 25 | $0.53 | $3.01 | ||
| Q1 25 | $-0.12 | $-1.96 | ||
| Q4 24 | $-0.13 | $1.82 | ||
| Q3 24 | $0.52 | $4.17 | ||
| Q2 24 | $2.35 | $1.13 | ||
| Q1 24 | $-0.02 | $1.33 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $584.5M | — |
| 总债务越低越好 | $3.4B | $575.0M |
| 股东权益账面价值 | $2.1B | $2.4B |
| 总资产 | $9.7B | $9.6B |
| 负债/权益比越低杠杆越低 | 1.62× | 0.24× |
8季度趋势，按日历期对齐
现金及短期投资FMCMCY
| Q4 25 | $584.5M | — | ||
| Q3 25 | $497.7M | — | ||
| Q2 25 | $438.2M | — | ||
| Q1 25 | $315.3M | — | ||
| Q4 24 | $357.3M | — | ||
| Q3 24 | $416.7M | — | ||
| Q2 24 | $471.5M | — | ||
| Q1 24 | $417.8M | — |
总债务FMCMCY
| Q4 25 | $3.4B | $575.0M | ||
| Q3 25 | $3.4B | — | ||
| Q2 25 | $3.4B | — | ||
| Q1 25 | $3.1B | — | ||
| Q4 24 | $3.1B | $575.0M | ||
| Q3 24 | $3.1B | — | ||
| Q2 24 | $3.1B | — | ||
| Q1 24 | $3.1B | — |
股东权益FMCMCY
| Q4 25 | $2.1B | $2.4B | ||
| Q3 25 | $3.8B | $2.2B | ||
| Q2 25 | $4.4B | $2.0B | ||
| Q1 25 | $4.4B | $1.8B | ||
| Q4 24 | $4.5B | $1.9B | ||
| Q3 24 | $4.6B | $1.9B | ||
| Q2 24 | $4.6B | $1.6B | ||
| Q1 24 | $4.3B | $1.6B |
总资产FMCMCY
| Q4 25 | $9.7B | $9.6B | ||
| Q3 25 | $12.1B | $9.4B | ||
| Q2 25 | $12.3B | $9.1B | ||
| Q1 25 | $11.8B | $9.0B | ||
| Q4 24 | $11.7B | $8.3B | ||
| Q3 24 | $12.2B | $8.2B | ||
| Q2 24 | $12.1B | $7.7B | ||
| Q1 24 | $12.0B | $7.4B |
负债/权益比FMCMCY
| Q4 25 | 1.62× | 0.24× | ||
| Q3 25 | 0.89× | — | ||
| Q2 25 | 0.76× | — | ||
| Q1 25 | 0.71× | — | ||
| Q4 24 | 0.69× | 0.30× | ||
| Q3 24 | 0.68× | — | ||
| Q2 24 | 0.68× | — | ||
| Q1 24 | 0.72× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $657.1M | $287.9M |
| 自由现金流经营现金流 - 资本支出 | $631.1M | $273.9M |
| 自由现金流率自由现金流/营收 | 58.3% | 17.8% |
| 资本支出强度资本支出/营收 | 2.4% | 0.9% |
| 现金转化率经营现金流/净利润 | — | 1.42× |
| 过去12个月自由现金流最近4个季度 | $-102.5M | $1.0B |
8季度趋势，按日历期对齐
经营现金流FMCMCY
| Q4 25 | $657.1M | $287.9M | ||
| Q3 25 | $-184.2M | $496.4M | ||
| Q2 25 | $65.9M | $371.6M | ||
| Q1 25 | $-545.0M | $-68.7M | ||
| Q4 24 | $427.9M | $248.3M | ||
| Q3 24 | $159.5M | $318.1M | ||
| Q2 24 | $292.2M | $278.0M | ||
| Q1 24 | $-142.9M | $192.6M |
自由现金流FMCMCY
| Q4 25 | $631.1M | $273.9M | ||
| Q3 25 | $-207.9M | $479.5M | ||
| Q2 25 | $50.9M | $357.2M | ||
| Q1 25 | $-576.6M | $-81.9M | ||
| Q4 24 | $406.3M | $236.0M | ||
| Q3 24 | $143.8M | $306.2M | ||
| Q2 24 | $282.3M | $266.5M | ||
| Q1 24 | $-163.6M | $182.4M |
自由现金流率FMCMCY
| Q4 25 | 58.3% | 17.8% | ||
| Q3 25 | -38.3% | 30.3% | ||
| Q2 25 | 4.8% | 24.2% | ||
| Q1 25 | -72.9% | -5.9% | ||
| Q4 24 | 33.2% | 17.3% | ||
| Q3 24 | 13.5% | 20.0% | ||
| Q2 24 | 27.2% | 20.4% | ||
| Q1 24 | -17.8% | 14.3% |
资本支出强度FMCMCY
| Q4 25 | 2.4% | 0.9% | ||
| Q3 25 | 4.4% | 1.1% | ||
| Q2 25 | 1.4% | 1.0% | ||
| Q1 25 | 4.0% | 0.9% | ||
| Q4 24 | 1.8% | 0.9% | ||
| Q3 24 | 1.5% | 0.8% | ||
| Q2 24 | 1.0% | 0.9% | ||
| Q1 24 | 2.3% | 0.8% |
现金转化率FMCMCY
| Q4 25 | — | 1.42× | ||
| Q3 25 | — | 1.77× | ||
| Q2 25 | 0.99× | 2.23× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 2.46× | ||
| Q3 24 | 2.45× | 1.38× | ||
| Q2 24 | 0.99× | 4.44× | ||
| Q1 24 | — | 2.62× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FMC
| Insecticides | $440.3M | 41% |
| Herbicides | $378.8M | 35% |
| Fungicides | $140.4M | 13% |
| Plant Health | $65.6M | 6% |
| Other | $45.0M | 4% |
MCY
暂无分部数据
