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Fidelity National Financial, Inc.（FNF）与Rackspace Technology, Inc.（RXT）财务数据对比。点击上方公司名可切换其他公司
Rackspace Technology, Inc.的季度营收约是Fidelity National Financial, Inc.的1.3倍（$682.8M vs $544.0M），Rackspace Technology, Inc.净利率更高（-4.8% vs -21.5%，领先16.7%），Fidelity National Financial, Inc.同比增速更快（10.3% vs -0.4%），过去两年Fidelity National Financial, Inc.的营收复合增速更高（13.7% vs -0.6%）
富达国民金融是美国财富500强企业，主要面向房地产与抵押贷款行业提供产权保险及交割服务，2019年其产权及房地产业务相关年度营收约为84.69亿美元，是全球领先的产权保险服务供应商。
Rackspace Technology, Inc.是总部位于美国得克萨斯州圣安东尼奥的云计算企业，在弗吉尼亚州雷斯顿以及澳大利亚、加拿大、英国、印度、迪拜、瑞士、荷兰、德国、新加坡、墨西哥、中国香港等多个国家和地区设有办事处，数据中心分布于全球多个主要城市，为客户提供专业的云计算相关服务。
FNF vs RXT — 直观对比
营收规模更大
RXT
是对方的1.3倍
$544.0M
营收增速更快
FNF
高出10.8%
-0.4%
净利率更高
RXT
高出16.7%
-21.5%
两年增速更快
FNF
近两年复合增速
-0.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $544.0M | $682.8M |
| 净利润 | $-117.0M | $-32.7M |
| 毛利率 | — | 17.6% |
| 营业利润率 | 82.9% | -0.5% |
| 净利率 | -21.5% | -4.8% |
| 营收同比 | 10.3% | -0.4% |
| 净利润同比 | -126.0% | 41.6% |
| 每股收益（稀释后） | $-0.44 | $-0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FNFRXT
| Q4 25 | $544.0M | $682.8M | ||
| Q3 25 | $553.0M | $671.2M | ||
| Q2 25 | $547.0M | $666.3M | ||
| Q1 25 | $455.0M | $665.4M | ||
| Q4 24 | $493.0M | $685.6M | ||
| Q3 24 | $506.0M | $675.8M | ||
| Q2 24 | $504.0M | $684.9M | ||
| Q1 24 | $421.0M | $690.8M |
净利润FNFRXT
| Q4 25 | $-117.0M | $-32.7M | ||
| Q3 25 | $358.0M | $-67.1M | ||
| Q2 25 | $278.0M | $-54.5M | ||
| Q1 25 | $83.0M | $-71.5M | ||
| Q4 24 | $450.0M | $-56.0M | ||
| Q3 24 | $266.0M | $-186.6M | ||
| Q2 24 | $306.0M | $25.0M | ||
| Q1 24 | $248.0M | $-640.6M |
毛利率FNFRXT
| Q4 25 | — | 17.6% | ||
| Q3 25 | — | 19.4% | ||
| Q2 25 | — | 19.4% | ||
| Q1 25 | — | 19.1% | ||
| Q4 24 | — | 19.2% | ||
| Q3 24 | — | 20.3% | ||
| Q2 24 | — | 19.2% | ||
| Q1 24 | — | 19.2% |
营业利润率FNFRXT
| Q4 25 | 82.9% | -0.5% | ||
| Q3 25 | 81.9% | -5.1% | ||
| Q2 25 | 69.8% | -3.8% | ||
| Q1 25 | 24.4% | -5.8% | ||
| Q4 24 | — | -4.2% | ||
| Q3 24 | 61.9% | -25.7% | ||
| Q2 24 | 90.9% | -7.9% | ||
| Q1 24 | 78.6% | -94.5% |
净利率FNFRXT
| Q4 25 | -21.5% | -4.8% | ||
| Q3 25 | 64.7% | -10.0% | ||
| Q2 25 | 50.8% | -8.2% | ||
| Q1 25 | 18.2% | -10.7% | ||
| Q4 24 | 91.3% | -8.2% | ||
| Q3 24 | 52.6% | -27.6% | ||
| Q2 24 | 60.7% | 3.7% | ||
| Q1 24 | 58.9% | -92.7% |
每股收益（稀释后）FNFRXT
| Q4 25 | $-0.44 | $-0.13 | ||
| Q3 25 | $1.33 | $-0.28 | ||
| Q2 25 | $1.02 | $-0.23 | ||
| Q1 25 | $0.30 | $-0.31 | ||
| Q4 24 | $1.65 | $-0.20 | ||
| Q3 24 | $0.97 | $-0.82 | ||
| Q2 24 | $1.12 | $0.11 | ||
| Q1 24 | $0.91 | $-2.91 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.6B | $105.8M |
| 总债务越低越好 | $4.4B | $2.7B |
| 股东权益账面价值 | $7.4B | $-1.2B |
| 总资产 | $109.0B | $2.8B |
| 负债/权益比越低杠杆越低 | 0.59× | — |
8季度趋势，按日历期对齐
现金及短期投资FNFRXT
| Q4 25 | $2.6B | $105.8M | ||
| Q3 25 | $3.5B | $99.5M | ||
| Q2 25 | $3.3B | $103.9M | ||
| Q1 25 | $4.5B | $128.0M | ||
| Q4 24 | $3.5B | $144.0M | ||
| Q3 24 | $5.0B | $157.1M | ||
| Q2 24 | $4.9B | $190.2M | ||
| Q1 24 | $3.5B | $282.6M |
总债务FNFRXT
| Q4 25 | $4.4B | $2.7B | ||
| Q3 25 | $4.4B | $2.8B | ||
| Q2 25 | $4.4B | $2.8B | ||
| Q1 25 | $4.4B | $2.8B | ||
| Q4 24 | $4.3B | $2.8B | ||
| Q3 24 | $4.2B | $2.8B | ||
| Q2 24 | $4.2B | $2.9B | ||
| Q1 24 | $3.9B | $3.0B |
股东权益FNFRXT
| Q4 25 | $7.4B | $-1.2B | ||
| Q3 25 | $8.4B | $-1.2B | ||
| Q2 25 | $7.9B | $-1.1B | ||
| Q1 25 | $7.9B | $-1.1B | ||
| Q4 24 | $7.8B | $-1.0B | ||
| Q3 24 | $8.1B | $-949.7M | ||
| Q2 24 | $7.3B | $-756.2M | ||
| Q1 24 | $7.1B | $-787.2M |
总资产FNFRXT
| Q4 25 | $109.0B | $2.8B | ||
| Q3 25 | $106.6B | $2.8B | ||
| Q2 25 | $102.3B | $2.9B | ||
| Q1 25 | $98.2B | $3.0B | ||
| Q4 24 | $95.4B | $3.1B | ||
| Q3 24 | $94.7B | $3.1B | ||
| Q2 24 | $88.8B | $3.4B | ||
| Q1 24 | $84.5B | $3.5B |
负债/权益比FNFRXT
| Q4 25 | 0.59× | — | ||
| Q3 25 | 0.53× | — | ||
| Q2 25 | 0.56× | — | ||
| Q1 25 | 0.56× | — | ||
| Q4 24 | 0.56× | — | ||
| Q3 24 | 0.52× | — | ||
| Q2 24 | 0.58× | — | ||
| Q1 24 | 0.55× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.5B | $59.7M |
| 自由现金流经营现金流 - 资本支出 | — | $56.0M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | — | 0.5% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $90.6M |
8季度趋势，按日历期对齐
经营现金流FNFRXT
| Q4 25 | $1.5B | $59.7M | ||
| Q3 25 | $1.3B | $70.7M | ||
| Q2 25 | $1.9B | $8.4M | ||
| Q1 25 | $1.1B | $12.6M | ||
| Q4 24 | $1.5B | $54.3M | ||
| Q3 24 | $2.4B | $51.8M | ||
| Q2 24 | $1.4B | $24.1M | ||
| Q1 24 | $1.6B | $-90.3M |
自由现金流FNFRXT
| Q4 25 | — | $56.0M | ||
| Q3 25 | — | $42.7M | ||
| Q2 25 | — | $-12.4M | ||
| Q1 25 | — | $4.3M | ||
| Q4 24 | — | $34.4M | ||
| Q3 24 | — | $27.3M | ||
| Q2 24 | — | $-14.5M | ||
| Q1 24 | — | $-118.4M |
自由现金流率FNFRXT
| Q4 25 | — | 8.2% | ||
| Q3 25 | — | 6.4% | ||
| Q2 25 | — | -1.9% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 5.0% | ||
| Q3 24 | — | 4.0% | ||
| Q2 24 | — | -2.1% | ||
| Q1 24 | — | -17.1% |
资本支出强度FNFRXT
| Q4 25 | — | 0.5% | ||
| Q3 25 | — | 4.2% | ||
| Q2 25 | — | 3.1% | ||
| Q1 25 | — | 1.2% | ||
| Q4 24 | — | 2.9% | ||
| Q3 24 | — | 3.6% | ||
| Q2 24 | — | 5.6% | ||
| Q1 24 | — | 4.1% |
现金转化率FNFRXT
| Q4 25 | — | — | ||
| Q3 25 | 3.66× | — | ||
| Q2 25 | 6.82× | — | ||
| Q1 25 | 13.43× | — | ||
| Q4 24 | 3.32× | — | ||
| Q3 24 | 8.89× | — | ||
| Q2 24 | 4.45× | 0.96× | ||
| Q1 24 | 6.42× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FNF
| Escrow Fees | $241.0M | 44% |
| Other Title Related Fees And Income | $182.0M | 33% |
| Service Link Excluding Title Premiums Escrow Fees And Subservicing Fees | $87.0M | 16% |
| Insurance Contracts Home Warranty | $31.0M | 6% |
RXT
| Public Cloud Services Segment | $442.2M | 65% |
| Private Cloud Service Segment | $240.6M | 35% |
