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First Northwest Bancorp（FNWB）与合众银行（HBCP）财务数据对比。点击上方公司名可切换其他公司
合众银行的季度营收约是First Northwest Bancorp的2.6倍（$38.2M vs $14.7M）。合众银行净利率更高（29.7% vs 2.6%，领先27.1%）。过去两年合众银行的营收复合增速更高（14.0% vs 2.7%）
第一西北 Bancorp 相关主体前身为伊利诺伊州乔利埃特的金融机构，发展后业务覆盖芝加哥多个郊区、印第安纳州西北部、伊利诺伊州南部、威斯康星州东南部，以及包含爱荷华州的阔德城地区，旗下第一中西部银行是美国规模较大的银行业机构之一，总部位于伊利诺伊州芝加哥奥黑尔机场东侧。
该企业是总部位于美国明尼苏达州明尼阿波利斯、在特拉华州注册的跨国银行机构，截至2025年为美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的银行，主营银行、投资、抵押贷款等各类金融业务。
FNWB vs HBCP — 直观对比
营收规模更大
HBCP
是对方的2.6倍
$14.7M
净利率更高
HBCP
高出27.1%
2.6%
两年增速更快
HBCP
近两年复合增速
2.7%
损益表 — Q4 2025 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $14.7M | $38.2M |
| 净利润 | $382.0K | $11.4M |
| 毛利率 | — | — |
| 营业利润率 | 6.2% | — |
| 净利率 | 2.6% | 29.7% |
| 营收同比 | 3.9% | — |
| 净利润同比 | 113.6% | -0.4% |
| 每股收益（稀释后） | $0.04 | $1.45 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FNWBHBCP
| Q1 26 | — | $38.2M | ||
| Q4 25 | $14.7M | $34.0M | ||
| Q3 25 | $14.6M | $34.1M | ||
| Q2 25 | $14.2M | $33.4M | ||
| Q1 25 | $13.8M | $31.7M | ||
| Q4 24 | $14.1M | $31.6M | ||
| Q3 24 | $14.0M | $30.4M | ||
| Q2 24 | $14.2M | $29.4M |
净利润FNWBHBCP
| Q1 26 | — | $11.4M | ||
| Q4 25 | $382.0K | $11.4M | ||
| Q3 25 | $802.0K | $12.4M | ||
| Q2 25 | $3.7M | $11.3M | ||
| Q1 25 | $-9.0M | $11.0M | ||
| Q4 24 | $-2.8M | $9.7M | ||
| Q3 24 | $-2.0M | $9.4M | ||
| Q2 24 | $-2.2M | $8.1M |
营业利润率FNWBHBCP
| Q1 26 | — | — | ||
| Q4 25 | 6.2% | 42.6% | ||
| Q3 25 | -1.0% | 45.6% | ||
| Q2 25 | 27.9% | 42.5% | ||
| Q1 25 | -73.4% | 43.4% | ||
| Q4 24 | -17.3% | 38.0% | ||
| Q3 24 | -22.7% | 38.4% | ||
| Q2 24 | -19.4% | 34.3% |
净利率FNWBHBCP
| Q1 26 | — | 29.7% | ||
| Q4 25 | 2.6% | 33.5% | ||
| Q3 25 | 5.5% | 36.2% | ||
| Q2 25 | 25.8% | 34.0% | ||
| Q1 25 | -65.3% | 34.5% | ||
| Q4 24 | -19.9% | 30.6% | ||
| Q3 24 | -14.1% | 31.1% | ||
| Q2 24 | -15.6% | 27.6% |
每股收益（稀释后）FNWBHBCP
| Q1 26 | — | $1.45 | ||
| Q4 25 | $0.04 | $1.46 | ||
| Q3 25 | $0.09 | $1.59 | ||
| Q2 25 | $0.42 | $1.45 | ||
| Q1 25 | $-1.03 | $1.37 | ||
| Q4 24 | $-0.31 | $1.21 | ||
| Q3 24 | $-0.23 | $1.18 | ||
| Q2 24 | $-0.25 | $1.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $223.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $157.3M | $444.4M |
| 总资产 | $2.1B | $3.6B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FNWBHBCP
| Q1 26 | — | $223.5M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益FNWBHBCP
| Q1 26 | — | $444.4M | ||
| Q4 25 | $157.3M | $435.1M | ||
| Q3 25 | $154.5M | $423.0M | ||
| Q2 25 | $149.7M | $408.8M | ||
| Q1 25 | $146.5M | $402.8M | ||
| Q4 24 | $153.9M | $396.1M | ||
| Q3 24 | $160.8M | $393.5M | ||
| Q2 24 | $158.9M | $375.8M |
总资产FNWBHBCP
| Q1 26 | — | $3.6B | ||
| Q4 25 | $2.1B | $3.5B | ||
| Q3 25 | $2.1B | $3.5B | ||
| Q2 25 | $2.2B | $3.5B | ||
| Q1 25 | $2.2B | $3.5B | ||
| Q4 24 | $2.2B | $3.4B | ||
| Q3 24 | $2.3B | $3.4B | ||
| Q2 24 | $2.2B | $3.4B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $10.3M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 26.94× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流FNWBHBCP
| Q1 26 | — | — | ||
| Q4 25 | $10.3M | $11.7M | ||
| Q3 25 | $4.7M | $21.5M | ||
| Q2 25 | $4.0M | $8.7M | ||
| Q1 25 | $-21.7M | $12.6M | ||
| Q4 24 | $12.5M | $5.8M | ||
| Q3 24 | $1.2M | $17.6M | ||
| Q2 24 | $8.1M | $15.0M |
自由现金流FNWBHBCP
| Q1 26 | — | — | ||
| Q4 25 | — | $7.1M | ||
| Q3 25 | — | $20.7M | ||
| Q2 25 | — | $7.9M | ||
| Q1 25 | — | $8.7M | ||
| Q4 24 | — | $5.3M | ||
| Q3 24 | — | $17.0M | ||
| Q2 24 | — | $13.4M |
自由现金流率FNWBHBCP
| Q1 26 | — | — | ||
| Q4 25 | — | 20.8% | ||
| Q3 25 | — | 60.6% | ||
| Q2 25 | — | 23.7% | ||
| Q1 25 | — | 27.4% | ||
| Q4 24 | — | 16.7% | ||
| Q3 24 | — | 55.8% | ||
| Q2 24 | — | 45.4% |
资本支出强度FNWBHBCP
| Q1 26 | — | — | ||
| Q4 25 | — | 13.6% | ||
| Q3 25 | — | 2.4% | ||
| Q2 25 | — | 2.5% | ||
| Q1 25 | — | 12.2% | ||
| Q4 24 | — | 1.7% | ||
| Q3 24 | — | 2.1% | ||
| Q2 24 | — | 5.5% |
现金转化率FNWBHBCP
| Q1 26 | — | — | ||
| Q4 25 | 26.94× | 1.02× | ||
| Q3 25 | 5.89× | 1.74× | ||
| Q2 25 | 1.08× | 0.77× | ||
| Q1 25 | — | 1.15× | ||
| Q4 24 | — | 0.60× | ||
| Q3 24 | — | 1.87× | ||
| Q2 24 | — | 1.84× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FNWB
暂无分部数据
HBCP
| Net Interest Income | $34.5M | 90% |
| Noninterest Income | $3.7M | 10% |
