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Finward Bancorp（FNWD）与Rumble Inc.（RUM）财务数据对比。点击上方公司名可切换其他公司
Rumble Inc.的季度营收约是Finward Bancorp的1.6倍（$27.1M vs $16.5M），Finward Bancorp净利率更高（12.0% vs -120.8%，领先132.8%），Finward Bancorp同比增速更快（1.1% vs -10.5%），Finward Bancorp自由现金流更多（$9.0M vs $-31.7M），过去两年Rumble Inc.的营收复合增速更高（15.2% vs -19.1%）
Finward Bancorp是一家总部位于美国的区域性银行控股公司，主要面向本土运营区域内的个人消费者与中小企业，提供储蓄账户、各类贷款、商业融资及财富管理等零售与商业金融服务。
Rumble Inc.是一家加美跨国企业，主营在线视频平台、网络托管及云服务，总部位于加拿大多伦多，美国总部设在佛罗里达州朗博特基。公司由加拿大科技创业者克里斯·帕夫洛夫斯基于2013年创立，云服务板块为Truth Social提供托管支持，其视频平台在美国保守派及极右翼用户群体中广受欢迎，属于“另类科技”阵营。
FNWD vs RUM — 直观对比
营收规模更大
RUM
是对方的1.6倍
$16.5M
营收增速更快
FNWD
高出11.5%
-10.5%
净利率更高
FNWD
高出132.8%
-120.8%
自由现金流更多
FNWD
多$40.8M
$-31.7M
两年增速更快
RUM
近两年复合增速
-19.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $16.5M | $27.1M |
| 净利润 | $2.0M | $-32.7M |
| 毛利率 | — | 5.5% |
| 营业利润率 | 11.0% | -131.1% |
| 净利率 | 12.0% | -120.8% |
| 营收同比 | 1.1% | -10.5% |
| 净利润同比 | -5.6% | 86.2% |
| 每股收益（稀释后） | $0.46 | $-0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FNWDRUM
| Q4 25 | $16.5M | $27.1M | ||
| Q3 25 | $17.4M | $24.8M | ||
| Q2 25 | $16.6M | — | ||
| Q1 25 | $15.5M | $23.7M | ||
| Q4 24 | $16.3M | $30.2M | ||
| Q3 24 | $14.9M | $25.1M | ||
| Q2 24 | $14.6M | $22.5M | ||
| Q1 24 | $25.3M | $17.7M |
净利润FNWDRUM
| Q4 25 | $2.0M | $-32.7M | ||
| Q3 25 | $3.5M | $-16.3M | ||
| Q2 25 | $2.2M | — | ||
| Q1 25 | $455.0K | $-2.7M | ||
| Q4 24 | $2.1M | $-236.8M | ||
| Q3 24 | $606.0K | $-31.5M | ||
| Q2 24 | $143.0K | $-26.8M | ||
| Q1 24 | $9.3M | $-43.3M |
毛利率FNWDRUM
| Q4 25 | — | 5.5% | ||
| Q3 25 | — | -1.8% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -26.7% | ||
| Q4 24 | — | -14.2% | ||
| Q3 24 | — | -45.4% | ||
| Q2 24 | — | -58.8% | ||
| Q1 24 | — | -79.5% |
营业利润率FNWDRUM
| Q4 25 | 11.0% | -131.1% | ||
| Q3 25 | 20.5% | -113.6% | ||
| Q2 25 | 12.7% | — | ||
| Q1 25 | 4.0% | -153.5% | ||
| Q4 24 | 16.3% | -80.1% | ||
| Q3 24 | 2.7% | -131.0% | ||
| Q2 24 | 0.9% | -172.7% | ||
| Q1 24 | 40.6% | -197.4% |
净利率FNWDRUM
| Q4 25 | 12.0% | -120.8% | ||
| Q3 25 | 20.1% | -65.7% | ||
| Q2 25 | 12.9% | — | ||
| Q1 25 | 2.9% | -11.2% | ||
| Q4 24 | 12.9% | -783.2% | ||
| Q3 24 | 4.1% | -125.9% | ||
| Q2 24 | 1.0% | -119.2% | ||
| Q1 24 | 36.7% | -244.1% |
每股收益（稀释后）FNWDRUM
| Q4 25 | $0.46 | $-0.13 | ||
| Q3 25 | $0.81 | $-0.06 | ||
| Q2 25 | $0.50 | — | ||
| Q1 25 | $0.11 | $-0.01 | ||
| Q4 24 | $0.50 | $-1.17 | ||
| Q3 24 | $0.14 | $-0.15 | ||
| Q2 24 | $0.03 | $-0.13 | ||
| Q1 24 | $2.17 | $-0.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $237.9M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $174.7M | $274.8M |
| 总资产 | $2.0B | $336.8M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FNWDRUM
| Q4 25 | — | $237.9M | ||
| Q3 25 | — | $269.8M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $301.3M | ||
| Q4 24 | — | $114.0M | ||
| Q3 24 | — | $132.0M | ||
| Q2 24 | — | $154.2M | ||
| Q1 24 | — | $183.8M |
股东权益FNWDRUM
| Q4 25 | $174.7M | $274.8M | ||
| Q3 25 | $165.5M | $302.2M | ||
| Q2 25 | $154.3M | — | ||
| Q1 25 | $151.8M | $339.6M | ||
| Q4 24 | $151.4M | $-63.1M | ||
| Q3 24 | $159.6M | $166.1M | ||
| Q2 24 | $148.6M | $192.7M | ||
| Q1 24 | $151.6M | $210.7M |
总资产FNWDRUM
| Q4 25 | $2.0B | $336.8M | ||
| Q3 25 | $2.1B | $367.2M | ||
| Q2 25 | $2.1B | — | ||
| Q1 25 | $2.0B | $391.1M | ||
| Q4 24 | $2.1B | $195.3M | ||
| Q3 24 | $2.1B | $217.2M | ||
| Q2 24 | $2.1B | $243.2M | ||
| Q1 24 | $2.1B | $263.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $9.9M | $-29.4M |
| 自由现金流经营现金流 - 资本支出 | $9.0M | $-31.7M |
| 自由现金流率自由现金流/营收 | 54.8% | -117.2% |
| 资本支出强度资本支出/营收 | 5.2% | 8.5% |
| 现金转化率经营现金流/净利润 | 4.99× | — |
| 过去12个月自由现金流最近4个季度 | $10.6M | $-70.8M |
8季度趋势，按日历期对齐
经营现金流FNWDRUM
| Q4 25 | $9.9M | $-29.4M | ||
| Q3 25 | $1.2M | $-10.6M | ||
| Q2 25 | $4.8M | — | ||
| Q1 25 | $-3.8M | $-14.5M | ||
| Q4 24 | $9.8M | $-12.4M | ||
| Q3 24 | $-3.7M | $-19.1M | ||
| Q2 24 | $2.8M | $-21.7M | ||
| Q1 24 | $-25.0K | $-33.9M |
自由现金流FNWDRUM
| Q4 25 | $9.0M | $-31.7M | ||
| Q3 25 | $1.0M | $-12.0M | ||
| Q2 25 | $4.5M | — | ||
| Q1 25 | $-4.0M | $-14.6M | ||
| Q4 24 | $6.7M | $-12.4M | ||
| Q3 24 | $-4.2M | $-19.9M | ||
| Q2 24 | $1.1M | $-23.1M | ||
| Q1 24 | $-736.0K | $-34.3M |
自由现金流率FNWDRUM
| Q4 25 | 54.8% | -117.2% | ||
| Q3 25 | 6.0% | -48.6% | ||
| Q2 25 | 27.0% | — | ||
| Q1 25 | -25.7% | -61.7% | ||
| Q4 24 | 41.2% | -40.9% | ||
| Q3 24 | -28.5% | -79.5% | ||
| Q2 24 | 7.6% | -102.8% | ||
| Q1 24 | -2.9% | -193.3% |
资本支出强度FNWDRUM
| Q4 25 | 5.2% | 8.5% | ||
| Q3 25 | 0.9% | 5.7% | ||
| Q2 25 | 1.7% | — | ||
| Q1 25 | 1.2% | 0.6% | ||
| Q4 24 | 18.8% | 0.1% | ||
| Q3 24 | 3.4% | 3.4% | ||
| Q2 24 | 11.2% | 6.1% | ||
| Q1 24 | 2.8% | 2.4% |
现金转化率FNWDRUM
| Q4 25 | 4.99× | — | ||
| Q3 25 | 0.34× | — | ||
| Q2 25 | 2.22× | — | ||
| Q1 25 | -8.37× | — | ||
| Q4 24 | 4.66× | — | ||
| Q3 24 | -6.15× | — | ||
| Q2 24 | 19.23× | — | ||
| Q1 24 | -0.00× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FNWD
暂无分部数据
RUM
| Audience Monetization | $23.8M | 88% |
| Other Initiatives | $3.3M | 12% |
