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Finance of America Companies Inc.（FOA）与Rocket Companies, Inc.（RKT）财务数据对比。点击上方公司名可切换其他公司
Rocket Companies, Inc.的季度营收约是Finance of America Companies Inc.的36.6倍（$2.7B vs $73.5M）。Rocket Companies, Inc.净利率更高（2.5% vs -14.1%，领先16.6%）。Finance of America Companies Inc.同比增速更快（248.7% vs 52.2%）。过去两年Rocket Companies, Inc.的营收复合增速更高（39.5% vs -0.8%）
洛克特公司是一家美国金融科技与住房服务企业，由丹·吉尔伯特创立，总部位于密歇根州底特律市中心。依托核心子公司Rocket Mortgage，该公司已是美国规模最大的抵押贷款机构之一，旗下还拥有Redfin、Forsalebyowner.com、Rocket Money等子品牌。
Rocket Companies, Inc.是美国金融科技及住房服务企业，由丹·吉尔伯特创立，总部位于密歇根州底特律市中心。公司依托旗舰子公司Rocket Mortgage跻身美国最大抵押贷款提供商行列，旗下还拥有Redfin、Forsalebyowner.com、Rocket Money等子品牌。
FOA vs RKT — 直观对比
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $73.5M | $2.7B |
| 净利润 | $-10.4M | $68.0M |
| 毛利率 | — | — |
| 营业利润率 | -29.9% | 6.3% |
| 净利率 | -14.1% | 2.5% |
| 营收同比 | 248.7% | 52.2% |
| 净利润同比 | 82.4% | 100.8% |
| 每股收益（稀释后） | $0.45 | $0.10 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $73.5M | $2.7B | ||
| Q3 25 | $80.8M | $1.6B | ||
| Q2 25 | $177.4M | $1.4B | ||
| Q1 25 | $165.7M | $1.0B | ||
| Q4 24 | $-49.4M | $1.8B | ||
| Q3 24 | $290.1M | $646.9M | ||
| Q2 24 | $79.0M | $1.3B | ||
| Q1 24 | $74.7M | $1.4B |
| Q4 25 | $-10.4M | $68.0M | ||
| Q3 25 | $-9.5M | $-123.9M | ||
| Q2 25 | $34.9M | $-1.8M | ||
| Q1 25 | $30.2M | $-10.4M | ||
| Q4 24 | $-59.1M | $33.9M | ||
| Q3 24 | $84.2M | $-22.0M | ||
| Q2 24 | $-2.1M | $1.3M | ||
| Q1 24 | $-7.5M | $16.2M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 58.9% | ||
| Q3 24 | — | -8.4% | ||
| Q2 24 | — | 47.4% | ||
| Q1 24 | — | 51.2% |
| Q4 25 | -29.9% | 6.3% | ||
| Q3 25 | -35.3% | -11.5% | ||
| Q2 25 | 46.2% | 1.8% | ||
| Q1 25 | 49.3% | -21.5% | ||
| Q4 24 | 295.0% | 38.1% | ||
| Q3 24 | 71.8% | -76.9% | ||
| Q2 24 | -4.8% | 14.8% | ||
| Q1 24 | -21.1% | 21.6% |
| Q4 25 | -14.1% | 2.5% | ||
| Q3 25 | -11.8% | -7.7% | ||
| Q2 25 | 19.7% | -0.1% | ||
| Q1 25 | 18.2% | -1.0% | ||
| Q4 24 | 119.5% | 1.9% | ||
| Q3 24 | 29.0% | -3.4% | ||
| Q2 24 | -2.6% | 0.1% | ||
| Q1 24 | -10.1% | 1.2% |
| Q4 25 | $0.45 | $0.10 | ||
| Q3 25 | $-1.27 | $-0.06 | ||
| Q2 25 | $2.13 | $-0.01 | ||
| Q1 25 | $2.43 | $-0.08 | ||
| Q4 24 | $-5.24 | $0.28 | ||
| Q3 24 | $7.50 | $-0.19 | ||
| Q2 24 | $-0.30 | $0.01 | ||
| Q1 24 | $-0.78 | $0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $89.5M | $2.7B |
| 总债务越低越好 | $357.5M | — |
| 股东权益账面价值 | $395.6M | $22.9B |
| 总资产 | $30.7B | $60.7B |
| 负债/权益比越低杠杆越低 | 0.90× | — |
8季度趋势，按日历期对齐
| Q4 25 | $89.5M | $2.7B | ||
| Q3 25 | $109.8M | $5.8B | ||
| Q2 25 | $46.5M | $5.1B | ||
| Q1 25 | $52.0M | $1.4B | ||
| Q4 24 | $47.4M | $1.3B | ||
| Q3 24 | $44.3M | $1.2B | ||
| Q2 24 | $46.5M | $1.3B | ||
| Q1 24 | $48.2M | $861.4M |
| Q4 25 | $357.5M | — | ||
| Q3 25 | $390.0M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $374.5M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $395.6M | $22.9B | ||
| Q3 25 | $365.8M | $8.9B | ||
| Q2 25 | $473.4M | $7.4B | ||
| Q1 25 | $394.9M | $8.6B | ||
| Q4 24 | $315.7M | $9.0B | ||
| Q3 24 | $456.5M | $8.4B | ||
| Q2 24 | $251.3M | $8.8B | ||
| Q1 24 | $255.7M | $8.6B |
| Q4 25 | $30.7B | $60.7B | ||
| Q3 25 | $30.7B | $33.6B | ||
| Q2 25 | $30.1B | $30.4B | ||
| Q1 25 | $29.7B | $25.3B | ||
| Q4 24 | $29.2B | $24.5B | ||
| Q3 24 | $29.0B | $25.1B | ||
| Q2 24 | $28.0B | $23.6B | ||
| Q1 24 | $27.7B | $22.2B |
| Q4 25 | 0.90× | — | ||
| Q3 25 | 1.07× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.19× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-91.4M | $-1.2B |
| 自由现金流经营现金流 - 资本支出 | — | $-1.3B |
| 自由现金流率自由现金流/营收 | — | -47.2% |
| 资本支出强度资本支出/营收 | — | 1.5% |
| 现金转化率经营现金流/净利润 | — | -18.08× |
| 过去12个月自由现金流最近4个季度 | — | $-4.0B |
8季度趋势，按日历期对齐
| Q4 25 | $-91.4M | $-1.2B | ||
| Q3 25 | $-149.7M | $-50.3M | ||
| Q2 25 | $-96.5M | $-1.9B | ||
| Q1 25 | $-92.1M | $-797.0M | ||
| Q4 24 | $-106.2M | $1.8B | ||
| Q3 24 | $-81.4M | $-1.3B | ||
| Q2 24 | $-104.0M | $-122.3M | ||
| Q1 24 | $-132.2M | $-3.0B |
| Q4 25 | — | $-1.3B | ||
| Q3 25 | — | $-71.8M | ||
| Q2 25 | — | $-1.9B | ||
| Q1 25 | — | $-811.0M | ||
| Q4 24 | — | $1.8B | ||
| Q3 24 | — | $-1.4B | ||
| Q2 24 | — | $-138.3M | ||
| Q1 24 | $-132.7M | $-3.0B |
| Q4 25 | — | -47.2% | ||
| Q3 25 | — | -4.5% | ||
| Q2 25 | — | -137.2% | ||
| Q1 25 | — | -78.2% | ||
| Q4 24 | — | 103.1% | ||
| Q3 24 | — | -209.6% | ||
| Q2 24 | — | -10.6% | ||
| Q1 24 | -177.7% | -218.7% |
| Q4 25 | — | 1.5% | ||
| Q3 25 | — | 1.3% | ||
| Q2 25 | — | 1.1% | ||
| Q1 25 | — | 1.4% | ||
| Q4 24 | — | 1.1% | ||
| Q3 24 | — | 2.9% | ||
| Q2 24 | — | 1.2% | ||
| Q1 24 | 0.6% | 1.0% |
| Q4 25 | — | -18.08× | ||
| Q3 25 | — | — | ||
| Q2 25 | -2.76× | — | ||
| Q1 25 | -3.05× | — | ||
| Q4 24 | — | 54.42× | ||
| Q3 24 | -0.97× | — | ||
| Q2 24 | — | -94.46× | ||
| Q1 24 | — | -185.80× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FOA
暂无分部数据
RKT
| Other | $1.4B | 51% |
| Direct To Customer Segment | $945.8M | 35% |
| Partner Network Segment | $216.7M | 8% |
| Subscription Revenue | $91.3M | 3% |
| Closing Fees | $47.1M | 2% |
| Appraisal Revenue | $10.7M | 0% |
