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Forestar Group Inc.（FOR）与INTERNATIONAL BANCSHARES CORP（IBOC）财务数据对比。点击上方公司名可切换其他公司
Forestar Group Inc.的季度营收约是INTERNATIONAL BANCSHARES CORP的1.3倍（$273.0M vs $217.7M），INTERNATIONAL BANCSHARES CORP净利率更高（62.3% vs 5.6%，领先56.7%），Forestar Group Inc.同比增速更快（9.0% vs 4.5%），INTERNATIONAL BANCSHARES CORP自由现金流更多（$472.9M vs $-157.1M），过去两年INTERNATIONAL BANCSHARES CORP的营收复合增速更高（2.8% vs -9.6%）
福雷斯特集团是一家住宅地块开发企业，总部位于得克萨斯州阿灵顿，业务覆盖美国21个州的51个市场。截至2020年12月31日的12个月内，该公司交付了11518块住宅地块，目前在纽约证券交易所上市，自2002年起就是美国规模最大的住宅建筑商D.R. Horton的控股子公司。
国际银行股份公司（International Bancshares Corporation）是总部位于美国得克萨斯州拉雷多的银行控股公司，核心子公司为国际商业银行。目前集团通过旗下银行子公司运营217个营业网点、315台自动柜员机，服务覆盖得克萨斯州、俄克拉荷马州的88个城镇社区。
FOR vs IBOC — 直观对比
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $273.0M | $217.7M |
| 净利润 | $15.4M | $106.9M |
| 毛利率 | 20.1% | — |
| 营业利润率 | 7.6% | 62.8% |
| 净利率 | 5.6% | 62.3% |
| 营收同比 | 9.0% | 4.5% |
| 净利润同比 | -6.7% | -7.1% |
| 每股收益（稀释后） | $0.30 | $1.71 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $273.0M | $217.7M | ||
| Q3 25 | $670.5M | $218.1M | ||
| Q2 25 | $390.5M | $208.2M | ||
| Q1 25 | $351.0M | $198.2M | ||
| Q4 24 | $250.4M | $208.3M | ||
| Q3 24 | $551.3M | $211.8M | ||
| Q2 24 | $318.4M | $207.8M | ||
| Q1 24 | $333.8M | $205.8M |
| Q4 25 | $15.4M | $106.9M | ||
| Q3 25 | $86.9M | $108.4M | ||
| Q2 25 | $32.9M | $100.1M | ||
| Q1 25 | $31.6M | $96.9M | ||
| Q4 24 | $16.5M | $115.1M | ||
| Q3 24 | $81.5M | $99.8M | ||
| Q2 24 | $38.7M | $97.0M | ||
| Q1 24 | $45.0M | $97.3M |
| Q4 25 | 20.1% | — | ||
| Q3 25 | 22.3% | — | ||
| Q2 25 | 20.4% | — | ||
| Q1 25 | 22.6% | — | ||
| Q4 24 | 22.0% | — | ||
| Q3 24 | 23.9% | — | ||
| Q2 24 | 22.5% | — | ||
| Q1 24 | 24.9% | — |
| Q4 25 | 7.6% | 62.8% | ||
| Q3 25 | 16.9% | 62.6% | ||
| Q2 25 | 11.2% | 60.5% | ||
| Q1 25 | 11.6% | 61.1% | ||
| Q4 24 | 8.7% | 64.2% | ||
| Q3 24 | 19.7% | 60.0% | ||
| Q2 24 | 16.2% | 60.1% | ||
| Q1 24 | 17.6% | 59.9% |
| Q4 25 | 5.6% | 62.3% | ||
| Q3 25 | 13.0% | 49.7% | ||
| Q2 25 | 8.4% | 48.1% | ||
| Q1 25 | 9.0% | 48.9% | ||
| Q4 24 | 6.6% | 71.5% | ||
| Q3 24 | 14.8% | 47.1% | ||
| Q2 24 | 12.2% | 46.7% | ||
| Q1 24 | 13.5% | 47.3% |
| Q4 25 | $0.30 | $1.71 | ||
| Q3 25 | $1.70 | $1.74 | ||
| Q2 25 | $0.65 | $1.61 | ||
| Q1 25 | $0.62 | $1.56 | ||
| Q4 24 | $0.32 | $1.85 | ||
| Q3 24 | $1.59 | $1.60 | ||
| Q2 24 | $0.76 | $1.56 | ||
| Q1 24 | $0.89 | $1.56 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $211.7M | $5.5B |
| 总债务越低越好 | $793.2M | — |
| 股东权益账面价值 | $1.8B | $3.3B |
| 总资产 | $3.2B | $16.6B |
| 负债/权益比越低杠杆越低 | 0.44× | — |
8季度趋势，按日历期对齐
| Q4 25 | $211.7M | $5.5B | ||
| Q3 25 | $379.2M | $5.6B | ||
| Q2 25 | $189.2M | $5.8B | ||
| Q1 25 | $174.3M | $5.6B | ||
| Q4 24 | $132.0M | $5.4B | ||
| Q3 24 | $481.2M | $5.8B | ||
| Q2 24 | $359.2M | $5.7B | ||
| Q1 24 | $416.2M | $5.7B |
| Q4 25 | $793.2M | — | ||
| Q3 25 | $802.7M | — | ||
| Q2 25 | $872.8M | — | ||
| Q1 25 | $872.5M | — | ||
| Q4 24 | $806.8M | — | ||
| Q3 24 | $706.4M | — | ||
| Q2 24 | $706.1M | — | ||
| Q1 24 | $705.7M | — |
| Q4 25 | $1.8B | $3.3B | ||
| Q3 25 | $1.8B | $3.1B | ||
| Q2 25 | $1.7B | $3.0B | ||
| Q1 25 | $1.6B | $2.9B | ||
| Q4 24 | $1.6B | $2.8B | ||
| Q3 24 | $1.6B | $2.7B | ||
| Q2 24 | $1.5B | $2.6B | ||
| Q1 24 | $1.5B | $2.5B |
| Q4 25 | $3.2B | $16.6B | ||
| Q3 25 | $3.1B | $16.6B | ||
| Q2 25 | $3.1B | $16.5B | ||
| Q1 25 | $3.0B | $16.3B | ||
| Q4 24 | $3.0B | $15.7B | ||
| Q3 24 | $2.8B | $15.9B | ||
| Q2 24 | $2.7B | $15.5B | ||
| Q1 24 | $2.6B | $15.4B |
| Q4 25 | 0.44× | — | ||
| Q3 25 | 0.45× | — | ||
| Q2 25 | 0.52× | — | ||
| Q1 25 | 0.53× | — | ||
| Q4 24 | 0.50× | — | ||
| Q3 24 | 0.44× | — | ||
| Q2 24 | 0.47× | — | ||
| Q1 24 | 0.48× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-157.0M | $491.1M |
| 自由现金流经营现金流 - 资本支出 | $-157.1M | $472.9M |
| 自由现金流率自由现金流/营收 | -57.5% | 217.2% |
| 资本支出强度资本支出/营收 | 0.0% | 8.3% |
| 现金转化率经营现金流/净利润 | -10.19× | 4.59× |
| 过去12个月自由现金流最近4个季度 | $93.0M | $809.9M |
8季度趋势，按日历期对齐
| Q4 25 | $-157.0M | $491.1M | ||
| Q3 25 | $256.3M | $115.2M | ||
| Q2 25 | $15.8M | $95.5M | ||
| Q1 25 | $-19.8M | $140.5M | ||
| Q4 24 | $-450.0M | $473.9M | ||
| Q3 24 | $119.2M | $116.5M | ||
| Q2 24 | $-61.7M | $107.2M | ||
| Q1 24 | $-59.2M | $135.4M |
| Q4 25 | $-157.1M | $472.9M | ||
| Q3 25 | $255.6M | $112.2M | ||
| Q2 25 | $15.0M | $91.6M | ||
| Q1 25 | $-20.5M | $133.1M | ||
| Q4 24 | — | $459.8M | ||
| Q3 24 | $118.4M | $109.6M | ||
| Q2 24 | $-62.3M | $104.9M | ||
| Q1 24 | $-59.8M | $128.9M |
| Q4 25 | -57.5% | 217.2% | ||
| Q3 25 | 38.1% | 51.5% | ||
| Q2 25 | 3.8% | 44.0% | ||
| Q1 25 | -5.8% | 67.1% | ||
| Q4 24 | — | 220.8% | ||
| Q3 24 | 21.5% | 51.7% | ||
| Q2 24 | -19.6% | 50.5% | ||
| Q1 24 | -17.9% | 62.6% |
| Q4 25 | 0.0% | 8.3% | ||
| Q3 25 | 0.1% | 1.3% | ||
| Q2 25 | 0.2% | 1.9% | ||
| Q1 25 | 0.2% | 3.7% | ||
| Q4 24 | 0.0% | 6.8% | ||
| Q3 24 | 0.1% | 3.3% | ||
| Q2 24 | 0.2% | 1.1% | ||
| Q1 24 | 0.2% | 3.2% |
| Q4 25 | -10.19× | 4.59× | ||
| Q3 25 | 2.95× | 1.06× | ||
| Q2 25 | 0.48× | 0.95× | ||
| Q1 25 | -0.63× | 1.45× | ||
| Q4 24 | -27.27× | 4.12× | ||
| Q3 24 | 1.46× | 1.17× | ||
| Q2 24 | -1.59× | 1.11× | ||
| Q1 24 | -1.32× | 1.39× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FOR
| D.R.Horton Inc. | $183.8M | 67% |
| Other | $89.2M | 33% |
IBOC
暂无分部数据
