vs
Forestar Group Inc.（FOR）与OFG BANCORP（OFG）财务数据对比。点击上方公司名可切换其他公司
Forestar Group Inc.的季度营收约是OFG BANCORP的1.5倍（$273.0M vs $184.3M），OFG BANCORP净利率更高（30.3% vs 5.6%，领先24.7%），Forestar Group Inc.同比增速更快（9.0% vs 0.9%），OFG BANCORP自由现金流更多（$199.3M vs $-157.1M），过去两年OFG BANCORP的营收复合增速更高（2.8% vs -9.6%）
福雷斯特集团是一家住宅地块开发企业，总部位于得克萨斯州阿灵顿，业务覆盖美国21个州的51个市场。截至2020年12月31日的12个月内，该公司交付了11518块住宅地块，目前在纽约证券交易所上市，自2002年起就是美国规模最大的住宅建筑商D.R. Horton的控股子公司。
OFG Bancorp成立于1964年，总部位于波多黎各圣胡安，是东方银行的金融控股公司。公司通过东方银行、东方金融服务有限责任公司、东方保险有限责任公司等核心子公司，主要面向波多黎各和美属维尔京群岛市场，提供多元化的零售与商业银行、贷款、财富管理相关产品、服务及技术解决方案。
FOR vs OFG — 直观对比
营收规模更大
FOR
是对方的1.5倍
$184.3M
营收增速更快
FOR
高出8.1%
0.9%
净利率更高
OFG
高出24.7%
5.6%
自由现金流更多
OFG
多$356.4M
$-157.1M
两年增速更快
OFG
近两年复合增速
-9.6%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $273.0M | $184.3M |
| 净利润 | $15.4M | $55.9M |
| 毛利率 | 20.1% | — |
| 营业利润率 | 7.6% | 25.7% |
| 净利率 | 5.6% | 30.3% |
| 营收同比 | 9.0% | 0.9% |
| 净利润同比 | -6.7% | 11.0% |
| 每股收益（稀释后） | $0.30 | $1.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FOROFG
| Q4 25 | $273.0M | $184.3M | ||
| Q3 25 | $670.5M | $186.2M | ||
| Q2 25 | $390.5M | $182.4M | ||
| Q1 25 | $351.0M | $178.6M | ||
| Q4 24 | $250.4M | $182.7M | ||
| Q3 24 | $551.3M | $174.7M | ||
| Q2 24 | $318.4M | $179.8M | ||
| Q1 24 | $333.8M | $174.4M |
净利润FOROFG
| Q4 25 | $15.4M | $55.9M | ||
| Q3 25 | $86.9M | $51.8M | ||
| Q2 25 | $32.9M | $51.8M | ||
| Q1 25 | $31.6M | $45.6M | ||
| Q4 24 | $16.5M | $50.3M | ||
| Q3 24 | $81.5M | $47.0M | ||
| Q2 24 | $38.7M | $51.1M | ||
| Q1 24 | $45.0M | $49.7M |
毛利率FOROFG
| Q4 25 | 20.1% | — | ||
| Q3 25 | 22.3% | — | ||
| Q2 25 | 20.4% | — | ||
| Q1 25 | 22.6% | — | ||
| Q4 24 | 22.0% | — | ||
| Q3 24 | 23.9% | — | ||
| Q2 24 | 22.5% | — | ||
| Q1 24 | 24.9% | — |
营业利润率FOROFG
| Q4 25 | 7.6% | 25.7% | ||
| Q3 25 | 16.9% | 33.0% | ||
| Q2 25 | 11.2% | 36.1% | ||
| Q1 25 | 11.6% | 33.3% | ||
| Q4 24 | 8.7% | 28.9% | ||
| Q3 24 | 19.7% | 35.4% | ||
| Q2 24 | 16.2% | 39.6% | ||
| Q1 24 | 17.6% | 38.9% |
净利率FOROFG
| Q4 25 | 5.6% | 30.3% | ||
| Q3 25 | 13.0% | 27.8% | ||
| Q2 25 | 8.4% | 28.4% | ||
| Q1 25 | 9.0% | 25.5% | ||
| Q4 24 | 6.6% | 27.6% | ||
| Q3 24 | 14.8% | 26.9% | ||
| Q2 24 | 12.2% | 28.4% | ||
| Q1 24 | 13.5% | 28.5% |
每股收益（稀释后）FOROFG
| Q4 25 | $0.30 | $1.27 | ||
| Q3 25 | $1.70 | $1.16 | ||
| Q2 25 | $0.65 | $1.15 | ||
| Q1 25 | $0.62 | $1.00 | ||
| Q4 24 | $0.32 | $1.10 | ||
| Q3 24 | $1.59 | $1.00 | ||
| Q2 24 | $0.76 | $1.08 | ||
| Q1 24 | $0.89 | $1.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $211.7M | $1.0B |
| 总债务越低越好 | $793.2M | — |
| 股东权益账面价值 | $1.8B | $1.4B |
| 总资产 | $3.2B | $12.5B |
| 负债/权益比越低杠杆越低 | 0.44× | — |
8季度趋势，按日历期对齐
现金及短期投资FOROFG
| Q4 25 | $211.7M | $1.0B | ||
| Q3 25 | $379.2M | $740.3M | ||
| Q2 25 | $189.2M | $851.8M | ||
| Q1 25 | $174.3M | $710.6M | ||
| Q4 24 | $132.0M | $591.1M | ||
| Q3 24 | $481.2M | $680.6M | ||
| Q2 24 | $359.2M | $740.4M | ||
| Q1 24 | $416.2M | $754.4M |
总债务FOROFG
| Q4 25 | $793.2M | — | ||
| Q3 25 | $802.7M | — | ||
| Q2 25 | $872.8M | — | ||
| Q1 25 | $872.5M | — | ||
| Q4 24 | $806.8M | — | ||
| Q3 24 | $706.4M | — | ||
| Q2 24 | $706.1M | — | ||
| Q1 24 | $705.7M | — |
股东权益FOROFG
| Q4 25 | $1.8B | $1.4B | ||
| Q3 25 | $1.8B | $1.4B | ||
| Q2 25 | $1.7B | $1.3B | ||
| Q1 25 | $1.6B | $1.3B | ||
| Q4 24 | $1.6B | $1.3B | ||
| Q3 24 | $1.6B | $1.3B | ||
| Q2 24 | $1.5B | $1.2B | ||
| Q1 24 | $1.5B | $1.2B |
总资产FOROFG
| Q4 25 | $3.2B | $12.5B | ||
| Q3 25 | $3.1B | $12.2B | ||
| Q2 25 | $3.1B | $12.2B | ||
| Q1 25 | $3.0B | $11.7B | ||
| Q4 24 | $3.0B | $11.5B | ||
| Q3 24 | $2.8B | $11.5B | ||
| Q2 24 | $2.7B | $11.3B | ||
| Q1 24 | $2.6B | $11.2B |
负债/权益比FOROFG
| Q4 25 | 0.44× | — | ||
| Q3 25 | 0.45× | — | ||
| Q2 25 | 0.52× | — | ||
| Q1 25 | 0.53× | — | ||
| Q4 24 | 0.50× | — | ||
| Q3 24 | 0.44× | — | ||
| Q2 24 | 0.47× | — | ||
| Q1 24 | 0.48× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-157.0M | $217.7M |
| 自由现金流经营现金流 - 资本支出 | $-157.1M | $199.3M |
| 自由现金流率自由现金流/营收 | -57.5% | 108.1% |
| 资本支出强度资本支出/营收 | 0.0% | 10.0% |
| 现金转化率经营现金流/净利润 | -10.19× | 3.90× |
| 过去12个月自由现金流最近4个季度 | $93.0M | $345.4M |
8季度趋势，按日历期对齐
经营现金流FOROFG
| Q4 25 | $-157.0M | $217.7M | ||
| Q3 25 | $256.3M | $39.5M | ||
| Q2 25 | $15.8M | $35.9M | ||
| Q1 25 | $-19.8M | $83.1M | ||
| Q4 24 | $-450.0M | $252.5M | ||
| Q3 24 | $119.2M | $58.1M | ||
| Q2 24 | $-61.7M | $95.1M | ||
| Q1 24 | $-59.2M | $61.0M |
自由现金流FOROFG
| Q4 25 | $-157.1M | $199.3M | ||
| Q3 25 | $255.6M | $35.5M | ||
| Q2 25 | $15.0M | $31.8M | ||
| Q1 25 | $-20.5M | $78.7M | ||
| Q4 24 | — | $231.2M | ||
| Q3 24 | $118.4M | $51.8M | ||
| Q2 24 | $-62.3M | $90.4M | ||
| Q1 24 | $-59.8M | $54.8M |
自由现金流率FOROFG
| Q4 25 | -57.5% | 108.1% | ||
| Q3 25 | 38.1% | 19.1% | ||
| Q2 25 | 3.8% | 17.4% | ||
| Q1 25 | -5.8% | 44.1% | ||
| Q4 24 | — | 126.5% | ||
| Q3 24 | 21.5% | 29.6% | ||
| Q2 24 | -19.6% | 50.3% | ||
| Q1 24 | -17.9% | 31.4% |
资本支出强度FOROFG
| Q4 25 | 0.0% | 10.0% | ||
| Q3 25 | 0.1% | 2.1% | ||
| Q2 25 | 0.2% | 2.3% | ||
| Q1 25 | 0.2% | 2.4% | ||
| Q4 24 | 0.0% | 11.7% | ||
| Q3 24 | 0.1% | 3.6% | ||
| Q2 24 | 0.2% | 2.6% | ||
| Q1 24 | 0.2% | 3.5% |
现金转化率FOROFG
| Q4 25 | -10.19× | 3.90× | ||
| Q3 25 | 2.95× | 0.76× | ||
| Q2 25 | 0.48× | 0.69× | ||
| Q1 25 | -0.63× | 1.82× | ||
| Q4 24 | -27.27× | 5.02× | ||
| Q3 24 | 1.46× | 1.24× | ||
| Q2 24 | -1.59× | 1.86× | ||
| Q1 24 | -1.32× | 1.23× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FOR
| D.R.Horton Inc. | $183.8M | 67% |
| Other | $89.2M | 33% |
OFG
暂无分部数据
