vs
Forestar Group Inc.（FOR）与WESBANCO INC（WSBC）财务数据对比。点击上方公司名可切换其他公司
Forestar Group Inc.的季度营收约是WESBANCO INC的1.1倍（$273.0M vs $257.2M），WESBANCO INC净利率更高（34.5% vs 5.6%，领先28.8%），过去两年WESBANCO INC的营收复合增速更高（31.9% vs -9.6%）
福雷斯特集团是一家住宅地块开发企业，总部位于得克萨斯州阿灵顿，业务覆盖美国21个州的51个市场。截至2020年12月31日的12个月内，该公司交付了11518块住宅地块，目前在纽约证券交易所上市，自2002年起就是美国规模最大的住宅建筑商D.R. Horton的控股子公司。
WesBanco是一家总部位于美国西弗吉尼亚州惠灵的银行控股公司，业务覆盖广泛，目前在西弗吉尼亚州、俄亥俄州、宾夕法尼亚州西部、肯塔基州、马里兰州及印第安纳州南部拥有超过200家营业网点，为当地客户提供多元金融服务。
FOR vs WSBC — 直观对比
营收规模更大
FOR
是对方的1.1倍
$257.2M
净利率更高
WSBC
高出28.8%
5.6%
两年增速更快
WSBC
近两年复合增速
-9.6%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $273.0M | $257.2M |
| 净利润 | $15.4M | $88.6M |
| 毛利率 | 20.1% | — |
| 营业利润率 | 7.6% | — |
| 净利率 | 5.6% | 34.5% |
| 营收同比 | 9.0% | — |
| 净利润同比 | -6.7% | 54.4% |
| 每股收益（稀释后） | $0.30 | $0.88 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FORWSBC
| Q1 26 | — | $257.2M | ||
| Q4 25 | $273.0M | $265.6M | ||
| Q3 25 | $670.5M | $261.6M | ||
| Q2 25 | $390.5M | $260.7M | ||
| Q1 25 | $351.0M | $193.2M | ||
| Q4 24 | $250.4M | $162.9M | ||
| Q3 24 | $551.3M | $150.8M | ||
| Q2 24 | $318.4M | $147.9M |
净利润FORWSBC
| Q1 26 | — | $88.6M | ||
| Q4 25 | $15.4M | $91.1M | ||
| Q3 25 | $86.9M | $83.6M | ||
| Q2 25 | $32.9M | $57.4M | ||
| Q1 25 | $31.6M | $-9.0M | ||
| Q4 24 | $16.5M | $49.6M | ||
| Q3 24 | $81.5M | $37.3M | ||
| Q2 24 | $38.7M | $28.9M |
毛利率FORWSBC
| Q1 26 | — | — | ||
| Q4 25 | 20.1% | — | ||
| Q3 25 | 22.3% | — | ||
| Q2 25 | 20.4% | — | ||
| Q1 25 | 22.6% | — | ||
| Q4 24 | 22.0% | — | ||
| Q3 24 | 23.9% | — | ||
| Q2 24 | 22.5% | — |
营业利润率FORWSBC
| Q1 26 | — | — | ||
| Q4 25 | 7.6% | 43.2% | ||
| Q3 25 | 16.9% | 39.5% | ||
| Q2 25 | 11.2% | 27.2% | ||
| Q1 25 | 11.6% | -5.0% | ||
| Q4 24 | 8.7% | 38.0% | ||
| Q3 24 | 19.7% | 29.7% | ||
| Q2 24 | 16.2% | 23.7% |
净利率FORWSBC
| Q1 26 | — | 34.5% | ||
| Q4 25 | 5.6% | 34.3% | ||
| Q3 25 | 13.0% | 31.9% | ||
| Q2 25 | 8.4% | 22.0% | ||
| Q1 25 | 9.0% | -4.7% | ||
| Q4 24 | 6.6% | 30.5% | ||
| Q3 24 | 14.8% | 24.7% | ||
| Q2 24 | 12.2% | 19.5% |
每股收益（稀释后）FORWSBC
| Q1 26 | — | $0.88 | ||
| Q4 25 | $0.30 | $0.97 | ||
| Q3 25 | $1.70 | $0.84 | ||
| Q2 25 | $0.65 | $0.57 | ||
| Q1 25 | $0.62 | $-0.15 | ||
| Q4 24 | $0.32 | $0.72 | ||
| Q3 24 | $1.59 | $0.54 | ||
| Q2 24 | $0.76 | $0.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $211.7M | — |
| 总债务越低越好 | $793.2M | — |
| 股东权益账面价值 | $1.8B | $4.1B |
| 总资产 | $3.2B | $27.5B |
| 负债/权益比越低杠杆越低 | 0.44× | — |
8季度趋势，按日历期对齐
现金及短期投资FORWSBC
| Q1 26 | — | — | ||
| Q4 25 | $211.7M | $956.1M | ||
| Q3 25 | $379.2M | $1.0B | ||
| Q2 25 | $189.2M | $1.2B | ||
| Q1 25 | $174.3M | $1.1B | ||
| Q4 24 | $132.0M | $568.1M | ||
| Q3 24 | $481.2M | $620.9M | ||
| Q2 24 | $359.2M | $486.8M |
总债务FORWSBC
| Q1 26 | — | — | ||
| Q4 25 | $793.2M | — | ||
| Q3 25 | $802.7M | — | ||
| Q2 25 | $872.8M | — | ||
| Q1 25 | $872.5M | — | ||
| Q4 24 | $806.8M | — | ||
| Q3 24 | $706.4M | — | ||
| Q2 24 | $706.1M | — |
股东权益FORWSBC
| Q1 26 | — | $4.1B | ||
| Q4 25 | $1.8B | $4.0B | ||
| Q3 25 | $1.8B | $4.1B | ||
| Q2 25 | $1.7B | $3.8B | ||
| Q1 25 | $1.6B | $3.8B | ||
| Q4 24 | $1.6B | $2.8B | ||
| Q3 24 | $1.6B | $2.8B | ||
| Q2 24 | $1.5B | $2.5B |
总资产FORWSBC
| Q1 26 | — | $27.5B | ||
| Q4 25 | $3.2B | $27.7B | ||
| Q3 25 | $3.1B | $27.5B | ||
| Q2 25 | $3.1B | $27.6B | ||
| Q1 25 | $3.0B | $27.4B | ||
| Q4 24 | $3.0B | $18.7B | ||
| Q3 24 | $2.8B | $18.5B | ||
| Q2 24 | $2.7B | $18.1B |
负债/权益比FORWSBC
| Q1 26 | — | — | ||
| Q4 25 | 0.44× | — | ||
| Q3 25 | 0.45× | — | ||
| Q2 25 | 0.52× | — | ||
| Q1 25 | 0.53× | — | ||
| Q4 24 | 0.50× | — | ||
| Q3 24 | 0.44× | — | ||
| Q2 24 | 0.47× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-157.0M | — |
| 自由现金流经营现金流 - 资本支出 | $-157.1M | — |
| 自由现金流率自由现金流/营收 | -57.5% | — |
| 资本支出强度资本支出/营收 | 0.0% | — |
| 现金转化率经营现金流/净利润 | -10.19× | — |
| 过去12个月自由现金流最近4个季度 | $93.0M | — |
8季度趋势，按日历期对齐
经营现金流FORWSBC
| Q1 26 | — | — | ||
| Q4 25 | $-157.0M | $290.4M | ||
| Q3 25 | $256.3M | $116.9M | ||
| Q2 25 | $15.8M | $105.0M | ||
| Q1 25 | $-19.8M | $-26.4M | ||
| Q4 24 | $-450.0M | $211.0M | ||
| Q3 24 | $119.2M | $60.7M | ||
| Q2 24 | $-61.7M | $18.2M |
自由现金流FORWSBC
| Q1 26 | — | — | ||
| Q4 25 | $-157.1M | $280.0M | ||
| Q3 25 | $255.6M | $114.9M | ||
| Q2 25 | $15.0M | $98.3M | ||
| Q1 25 | $-20.5M | $-30.7M | ||
| Q4 24 | — | $200.7M | ||
| Q3 24 | $118.4M | $56.9M | ||
| Q2 24 | $-62.3M | $17.3M |
自由现金流率FORWSBC
| Q1 26 | — | — | ||
| Q4 25 | -57.5% | 105.4% | ||
| Q3 25 | 38.1% | 43.9% | ||
| Q2 25 | 3.8% | 37.7% | ||
| Q1 25 | -5.8% | -15.9% | ||
| Q4 24 | — | 123.2% | ||
| Q3 24 | 21.5% | 37.7% | ||
| Q2 24 | -19.6% | 11.7% |
资本支出强度FORWSBC
| Q1 26 | — | — | ||
| Q4 25 | 0.0% | 3.9% | ||
| Q3 25 | 0.1% | 0.8% | ||
| Q2 25 | 0.2% | 2.6% | ||
| Q1 25 | 0.2% | 2.2% | ||
| Q4 24 | 0.0% | 6.3% | ||
| Q3 24 | 0.1% | 2.5% | ||
| Q2 24 | 0.2% | 0.6% |
现金转化率FORWSBC
| Q1 26 | — | — | ||
| Q4 25 | -10.19× | 3.19× | ||
| Q3 25 | 2.95× | 1.40× | ||
| Q2 25 | 0.48× | 1.83× | ||
| Q1 25 | -0.63× | — | ||
| Q4 24 | -27.27× | 4.25× | ||
| Q3 24 | 1.46× | 1.63× | ||
| Q2 24 | -1.59× | 0.63× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FOR
| D.R.Horton Inc. | $183.8M | 67% |
| Other | $89.2M | 33% |
WSBC
| Net Interest Income | $215.4M | 84% |
| Noninterest Income | $41.8M | 16% |
