vs
化石集团（FOSL）与OFG BANCORP（OFG）财务数据对比。点击上方公司名可切换其他公司
化石集团的季度营收约是OFG BANCORP的1.5倍（$270.2M vs $184.3M），OFG BANCORP净利率更高（30.3% vs -14.8%，领先45.1%），OFG BANCORP同比增速更快（0.9% vs -21.1%），OFG BANCORP自由现金流更多（$199.3M vs $-22.5M），过去两年OFG BANCORP的营收复合增速更高（2.8% vs -11.4%）
化石集团是1984年成立的美国时尚设计制造企业，总部位于得克萨斯州理查森。集团旗下拥有Fossil、Relic、Michele Watch、Skagen、Zodiac Watches等多个品牌，同时也为宝马、彪马、阿玛尼、迈克高仕、DKNY等多个知名品牌代工生产授权配饰。
OFG Bancorp成立于1964年，总部位于波多黎各圣胡安，是东方银行的金融控股公司。公司通过东方银行、东方金融服务有限责任公司、东方保险有限责任公司等核心子公司，主要面向波多黎各和美属维尔京群岛市场，提供多元化的零售与商业银行、贷款、财富管理相关产品、服务及技术解决方案。
FOSL vs OFG — 直观对比
营收规模更大
FOSL
是对方的1.5倍
$184.3M
营收增速更快
OFG
高出22.0%
-21.1%
净利率更高
OFG
高出45.1%
-14.8%
自由现金流更多
OFG
多$221.8M
$-22.5M
两年增速更快
OFG
近两年复合增速
-11.4%
损益表 — Q3 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $270.2M | $184.3M |
| 净利润 | $-40.0M | $55.9M |
| 毛利率 | 49.0% | — |
| 营业利润率 | -8.0% | 25.7% |
| 净利率 | -14.8% | 30.3% |
| 营收同比 | -21.1% | 0.9% |
| 净利润同比 | -257.8% | 11.0% |
| 每股收益（稀释后） | $-0.76 | $1.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FOSLOFG
| Q4 25 | $270.2M | $184.3M | ||
| Q3 25 | $220.4M | $186.2M | ||
| Q2 25 | $233.3M | $182.4M | ||
| Q1 25 | — | $178.6M | ||
| Q4 24 | $342.3M | $182.7M | ||
| Q3 24 | $287.8M | $174.7M | ||
| Q2 24 | $260.0M | $179.8M | ||
| Q1 24 | $254.9M | $174.4M |
净利润FOSLOFG
| Q4 25 | $-40.0M | $55.9M | ||
| Q3 25 | $-2.1M | $51.8M | ||
| Q2 25 | $-17.9M | $51.8M | ||
| Q1 25 | — | $45.6M | ||
| Q4 24 | $-11.2M | $50.3M | ||
| Q3 24 | $-31.9M | $47.0M | ||
| Q2 24 | $-38.8M | $51.1M | ||
| Q1 24 | $-24.3M | $49.7M |
毛利率FOSLOFG
| Q4 25 | 49.0% | — | ||
| Q3 25 | 57.5% | — | ||
| Q2 25 | 61.3% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 53.9% | — | ||
| Q3 24 | 49.4% | — | ||
| Q2 24 | 52.6% | — | ||
| Q1 24 | 52.4% | — |
营业利润率FOSLOFG
| Q4 25 | -8.0% | 25.7% | ||
| Q3 25 | 3.9% | 33.0% | ||
| Q2 25 | -2.9% | 36.1% | ||
| Q1 25 | — | 33.3% | ||
| Q4 24 | -4.8% | 28.9% | ||
| Q3 24 | -8.5% | 35.4% | ||
| Q2 24 | -13.1% | 39.6% | ||
| Q1 24 | -11.5% | 38.9% |
净利率FOSLOFG
| Q4 25 | -14.8% | 30.3% | ||
| Q3 25 | -1.0% | 27.8% | ||
| Q2 25 | -7.7% | 28.4% | ||
| Q1 25 | — | 25.5% | ||
| Q4 24 | -3.3% | 27.6% | ||
| Q3 24 | -11.1% | 26.9% | ||
| Q2 24 | -14.9% | 28.4% | ||
| Q1 24 | -9.5% | 28.5% |
每股收益（稀释后）FOSLOFG
| Q4 25 | $-0.76 | $1.27 | ||
| Q3 25 | $-0.04 | $1.16 | ||
| Q2 25 | $-0.33 | $1.15 | ||
| Q1 25 | — | $1.00 | ||
| Q4 24 | $-0.15 | $1.10 | ||
| Q3 24 | $-0.60 | $1.00 | ||
| Q2 24 | $-0.73 | $1.08 | ||
| Q1 24 | $-0.46 | $1.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $79.2M | $1.0B |
| 总债务越低越好 | $169.1M | — |
| 股东权益账面价值 | $112.6M | $1.4B |
| 总资产 | $701.0M | $12.5B |
| 负债/权益比越低杠杆越低 | 1.50× | — |
8季度趋势，按日历期对齐
现金及短期投资FOSLOFG
| Q4 25 | $79.2M | $1.0B | ||
| Q3 25 | $109.9M | $740.3M | ||
| Q2 25 | $78.3M | $851.8M | ||
| Q1 25 | — | $710.6M | ||
| Q4 24 | $123.6M | $591.1M | ||
| Q3 24 | $106.3M | $680.6M | ||
| Q2 24 | $104.9M | $740.4M | ||
| Q1 24 | $112.9M | $754.4M |
总债务FOSLOFG
| Q4 25 | $169.1M | — | ||
| Q3 25 | $165.6M | — | ||
| Q2 25 | $167.2M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $162.7M | — | ||
| Q3 24 | $173.4M | — | ||
| Q2 24 | $156.5M | — | ||
| Q1 24 | $202.9M | — |
股东权益FOSLOFG
| Q4 25 | $112.6M | $1.4B | ||
| Q3 25 | $150.3M | $1.4B | ||
| Q2 25 | $140.6M | $1.3B | ||
| Q1 25 | — | $1.3B | ||
| Q4 24 | $148.7M | $1.3B | ||
| Q3 24 | $164.4M | $1.3B | ||
| Q2 24 | $189.6M | $1.2B | ||
| Q1 24 | $229.1M | $1.2B |
总资产FOSLOFG
| Q4 25 | $701.0M | $12.5B | ||
| Q3 25 | $704.5M | $12.2B | ||
| Q2 25 | $686.0M | $12.2B | ||
| Q1 25 | — | $11.7B | ||
| Q4 24 | $763.6M | $11.5B | ||
| Q3 24 | $812.4M | $11.5B | ||
| Q2 24 | $785.7M | $11.3B | ||
| Q1 24 | $891.0M | $11.2B |
负债/权益比FOSLOFG
| Q4 25 | 1.50× | — | ||
| Q3 25 | 1.10× | — | ||
| Q2 25 | 1.19× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.09× | — | ||
| Q3 24 | 1.06× | — | ||
| Q2 24 | 0.83× | — | ||
| Q1 24 | 0.89× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-22.2M | $217.7M |
| 自由现金流经营现金流 - 资本支出 | $-22.5M | $199.3M |
| 自由现金流率自由现金流/营收 | -8.3% | 108.1% |
| 资本支出强度资本支出/营收 | 0.1% | 10.0% |
| 现金转化率经营现金流/净利润 | — | 3.90× |
| 过去12个月自由现金流最近4个季度 | $-46.0M | $345.4M |
8季度趋势，按日历期对齐
经营现金流FOSLOFG
| Q4 25 | $-22.2M | $217.7M | ||
| Q3 25 | $9.4M | $39.5M | ||
| Q2 25 | $-60.4M | $35.9M | ||
| Q1 25 | — | $83.1M | ||
| Q4 24 | $30.5M | $252.5M | ||
| Q3 24 | $-22.8M | $58.1M | ||
| Q2 24 | $38.4M | $95.1M | ||
| Q1 24 | $622.0K | $61.0M |
自由现金流FOSLOFG
| Q4 25 | $-22.5M | $199.3M | ||
| Q3 25 | $8.6M | $35.5M | ||
| Q2 25 | $-60.6M | $31.8M | ||
| Q1 25 | — | $78.7M | ||
| Q4 24 | $28.5M | $231.2M | ||
| Q3 24 | $-24.1M | $51.8M | ||
| Q2 24 | $36.6M | $90.4M | ||
| Q1 24 | $-1.1M | $54.8M |
自由现金流率FOSLOFG
| Q4 25 | -8.3% | 108.1% | ||
| Q3 25 | 3.9% | 19.1% | ||
| Q2 25 | -26.0% | 17.4% | ||
| Q1 25 | — | 44.1% | ||
| Q4 24 | 8.3% | 126.5% | ||
| Q3 24 | -8.4% | 29.6% | ||
| Q2 24 | 14.1% | 50.3% | ||
| Q1 24 | -0.4% | 31.4% |
资本支出强度FOSLOFG
| Q4 25 | 0.1% | 10.0% | ||
| Q3 25 | 0.4% | 2.1% | ||
| Q2 25 | 0.1% | 2.3% | ||
| Q1 25 | — | 2.4% | ||
| Q4 24 | 0.6% | 11.7% | ||
| Q3 24 | 0.4% | 3.6% | ||
| Q2 24 | 0.7% | 2.6% | ||
| Q1 24 | 0.7% | 3.5% |
现金转化率FOSLOFG
| Q4 25 | — | 3.90× | ||
| Q3 25 | — | 0.76× | ||
| Q2 25 | — | 0.69× | ||
| Q1 25 | — | 1.82× | ||
| Q4 24 | — | 5.02× | ||
| Q3 24 | — | 1.24× | ||
| Q2 24 | — | 1.86× | ||
| Q1 24 | — | 1.23× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FOSL
| Transferred At Point In Time | $109.7M | 41% |
| Traditional Watches | $91.3M | 34% |
| Other | $50.8M | 19% |
| Leathers | $9.5M | 4% |
| Jewelry | $4.0M | 1% |
| Smartwatches | $3.3M | 1% |
| Products Other | $1.6M | 1% |
OFG
暂无分部数据
