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Shift4 Payments, Inc.（FOUR）与NVR, Inc.（NVR）财务数据对比。点击上方公司名可切换其他公司
NVR, Inc.的季度营收约是Shift4 Payments, Inc.的1.5倍（$1.8B vs $1.2B），NVR, Inc.净利率更高（10.8% vs 3.4%，领先7.4%），Shift4 Payments, Inc.同比增速更快（34.0% vs -21.9%），过去两年Shift4 Payments, Inc.的营收复合增速更高（29.6% vs -16.2%）
Shift4 Payments是美国支付处理服务商，总部位于宾夕法尼亚州阿伦敦，1999年由贾里德·艾萨克曼创立。公司为零售、酒店、休闲、餐饮等行业超20万家商户提供支付处理服务，主营移动支付软硬件等商业技术，2020年于纽约证券交易所挂牌上市。
NVR, Inc.是总部位于美国弗吉尼亚州雷斯顿的知名住宅建造企业，同时运营抵押贷款银行及产权服务相关业务。公司业务主要布局美国东海岸，覆盖14个州及华盛顿特区，2021年有22%的营收来自华盛顿大都会区。
FOUR vs NVR — 直观对比
营收规模更大
NVR
是对方的1.5倍
$1.2B
营收增速更快
FOUR
高出55.9%
-21.9%
净利率更高
NVR
高出7.4%
3.4%
两年增速更快
FOUR
近两年复合增速
-16.2%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.2B | $1.8B |
| 净利润 | $40.2M | $198.4M |
| 毛利率 | — | 180.4% |
| 营业利润率 | 10.8% | — |
| 净利率 | 3.4% | 10.8% |
| 营收同比 | 34.0% | -21.9% |
| 净利润同比 | -65.3% | — |
| 每股收益（稀释后） | — | $67.76 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FOURNVR
| Q1 26 | — | $1.8B | ||
| Q4 25 | $1.2B | $2.7B | ||
| Q3 25 | $1.2B | $2.6B | ||
| Q2 25 | $966.2M | $2.6B | ||
| Q1 25 | $848.3M | $2.4B | ||
| Q4 24 | $887.0M | $2.8B | ||
| Q3 24 | $909.2M | $2.7B | ||
| Q2 24 | $827.0M | $2.6B |
净利润FOURNVR
| Q1 26 | — | $198.4M | ||
| Q4 25 | $40.2M | $363.8M | ||
| Q3 25 | $28.1M | $342.7M | ||
| Q2 25 | $34.0M | $333.7M | ||
| Q1 25 | $16.7M | $299.6M | ||
| Q4 24 | $116.0M | $457.4M | ||
| Q3 24 | $53.8M | $429.3M | ||
| Q2 24 | $39.2M | $400.9M |
毛利率FOURNVR
| Q1 26 | — | 180.4% | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
营业利润率FOURNVR
| Q1 26 | — | — | ||
| Q4 25 | 10.8% | — | ||
| Q3 25 | 9.7% | — | ||
| Q2 25 | 8.6% | — | ||
| Q1 25 | 3.0% | — | ||
| Q4 24 | 9.7% | — | ||
| Q3 24 | 8.8% | — | ||
| Q2 24 | 7.2% | — |
净利率FOURNVR
| Q1 26 | — | 10.8% | ||
| Q4 25 | 3.4% | 13.4% | ||
| Q3 25 | 2.4% | 13.1% | ||
| Q2 25 | 3.5% | 12.8% | ||
| Q1 25 | 2.0% | 12.5% | ||
| Q4 24 | 13.1% | 16.1% | ||
| Q3 24 | 5.9% | 15.7% | ||
| Q2 24 | 4.7% | 15.3% |
每股收益（稀释后）FOURNVR
| Q1 26 | — | $67.76 | ||
| Q4 25 | — | $120.85 | ||
| Q3 25 | — | $112.33 | ||
| Q2 25 | — | $108.54 | ||
| Q1 25 | — | $94.83 | ||
| Q4 24 | — | $139.09 | ||
| Q3 24 | — | $130.50 | ||
| Q2 24 | — | $120.69 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $964.0M | $1.6B |
| 总债务越低越好 | $4.5B | — |
| 股东权益账面价值 | $1.4B | $3.5B |
| 总资产 | $8.7B | $5.6B |
| 负债/权益比越低杠杆越低 | 3.15× | — |
8季度趋势，按日历期对齐
现金及短期投资FOURNVR
| Q1 26 | — | $1.6B | ||
| Q4 25 | $964.0M | — | ||
| Q3 25 | $1.5B | — | ||
| Q2 25 | $3.0B | — | ||
| Q1 25 | $1.2B | — | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.4B | — | ||
| Q2 24 | $205.0M | — |
总债务FOURNVR
| Q1 26 | — | — | ||
| Q4 25 | $4.5B | — | ||
| Q3 25 | $4.7B | — | ||
| Q2 25 | $3.7B | — | ||
| Q1 25 | $2.8B | — | ||
| Q4 24 | $2.8B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益FOURNVR
| Q1 26 | — | $3.5B | ||
| Q4 25 | $1.4B | $3.9B | ||
| Q3 25 | $1.7B | $4.0B | ||
| Q2 25 | $1.6B | $3.8B | ||
| Q1 25 | $805.2M | $4.0B | ||
| Q4 24 | $806.6M | $4.2B | ||
| Q3 24 | $811.8M | $4.3B | ||
| Q2 24 | $700.8M | $4.1B |
总资产FOURNVR
| Q1 26 | — | $5.6B | ||
| Q4 25 | $8.7B | $5.9B | ||
| Q3 25 | $9.0B | $6.0B | ||
| Q2 25 | $7.0B | $5.9B | ||
| Q1 25 | $5.0B | $6.2B | ||
| Q4 24 | $5.0B | $6.4B | ||
| Q3 24 | $5.0B | $6.5B | ||
| Q2 24 | $3.5B | $6.4B |
负债/权益比FOURNVR
| Q1 26 | — | — | ||
| Q4 25 | 3.15× | — | ||
| Q3 25 | 2.83× | — | ||
| Q2 25 | 2.34× | — | ||
| Q1 25 | 3.53× | — | ||
| Q4 24 | 3.52× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $223.7M | — |
| 自由现金流经营现金流 - 资本支出 | $222.5M | — |
| 自由现金流率自由现金流/营收 | 18.7% | — |
| 资本支出强度资本支出/营收 | 0.1% | — |
| 现金转化率经营现金流/净利润 | 5.56× | — |
| 过去12个月自由现金流最近4个季度 | $624.0M | — |
8季度趋势，按日历期对齐
经营现金流FOURNVR
| Q1 26 | — | — | ||
| Q4 25 | $223.7M | $439.7M | ||
| Q3 25 | $171.8M | $438.7M | ||
| Q2 25 | $141.9M | $35.1M | ||
| Q1 25 | $96.6M | $207.8M | ||
| Q4 24 | $145.4M | $637.0M | ||
| Q3 24 | $182.1M | $358.3M | ||
| Q2 24 | $116.1M | $232.7M |
自由现金流FOURNVR
| Q1 26 | — | — | ||
| Q4 25 | $222.5M | $436.0M | ||
| Q3 25 | $165.4M | $433.3M | ||
| Q2 25 | $141.0M | $26.8M | ||
| Q1 25 | $95.1M | $200.7M | ||
| Q4 24 | $143.8M | $631.5M | ||
| Q3 24 | $180.1M | $350.1M | ||
| Q2 24 | $113.9M | $226.3M |
自由现金流率FOURNVR
| Q1 26 | — | — | ||
| Q4 25 | 18.7% | 16.1% | ||
| Q3 25 | 14.1% | 16.6% | ||
| Q2 25 | 14.6% | 1.0% | ||
| Q1 25 | 11.2% | 8.4% | ||
| Q4 24 | 16.2% | 22.2% | ||
| Q3 24 | 19.8% | 12.8% | ||
| Q2 24 | 13.8% | 8.7% |
资本支出强度FOURNVR
| Q1 26 | — | — | ||
| Q4 25 | 0.1% | 0.1% | ||
| Q3 25 | 0.5% | 0.2% | ||
| Q2 25 | 0.1% | 0.3% | ||
| Q1 25 | 0.2% | 0.3% | ||
| Q4 24 | 0.2% | 0.2% | ||
| Q3 24 | 0.2% | 0.3% | ||
| Q2 24 | 0.3% | 0.2% |
现金转化率FOURNVR
| Q1 26 | — | — | ||
| Q4 25 | 5.56× | 1.21× | ||
| Q3 25 | 6.11× | 1.28× | ||
| Q2 25 | 4.17× | 0.11× | ||
| Q1 25 | 5.78× | 0.69× | ||
| Q4 24 | 1.25× | 1.39× | ||
| Q3 24 | 3.38× | 0.83× | ||
| Q2 24 | 2.96× | 0.58× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FOUR
| Payments Based Revenue | $788.8M | 66% |
| Other | $255.0M | 21% |
| Subscription And Other Revenues | $144.8M | 12% |
NVR
暂无分部数据
