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Shift4 Payments, Inc.（FOUR）与Rithm Capital Corp.（RITM）财务数据对比。点击上方公司名可切换其他公司
Shift4 Payments, Inc.的季度营收约是Rithm Capital Corp.的1.4倍（$1.2B vs $828.2M），Rithm Capital Corp.净利率更高（13.2% vs 3.4%，领先9.8%），Rithm Capital Corp.同比增速更快（508.5% vs 34.0%），过去两年Shift4 Payments, Inc.的营收复合增速更高（29.6% vs -17.9%）
Shift4 Payments是美国支付处理服务商，总部位于宾夕法尼亚州阿伦敦，1999年由贾里德·艾萨克曼创立。公司为零售、酒店、休闲、餐饮等行业超20万家商户提供支付处理服务，主营移动支付软硬件等商业技术，2020年于纽约证券交易所挂牌上市。
Rithm Capital Corp.是总部位于美国纽约的投资管理机构，核心业务聚焦房地产投资与另类资产投资，依托专业的投研团队和成熟的市场运营经验，为合作伙伴及投资者提供优质的资产配置解决方案与长期收益回报。
FOUR vs RITM — 直观对比
营收规模更大
FOUR
是对方的1.4倍
$828.2M
营收增速更快
RITM
高出474.5%
34.0%
净利率更高
RITM
高出9.8%
3.4%
两年增速更快
FOUR
近两年复合增速
-17.9%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.2B | $828.2M |
| 净利润 | $40.2M | $109.5M |
| 毛利率 | — | — |
| 营业利润率 | 10.8% | 29.9% |
| 净利率 | 3.4% | 13.2% |
| 营收同比 | 34.0% | 508.5% |
| 净利润同比 | -65.3% | 27.7% |
| 每股收益（稀释后） | — | $0.12 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FOURRITM
| Q1 26 | — | $828.2M | ||
| Q4 25 | $1.2B | $1.5B | ||
| Q3 25 | $1.2B | $1.1B | ||
| Q2 25 | $966.2M | $1.2B | ||
| Q1 25 | $848.3M | $768.4M | ||
| Q4 24 | $887.0M | $2.1B | ||
| Q3 24 | $909.2M | $619.5M | ||
| Q2 24 | $827.0M | $1.2B |
净利润FOURRITM
| Q1 26 | — | $109.5M | ||
| Q4 25 | $40.2M | $85.0M | ||
| Q3 25 | $28.1M | $221.5M | ||
| Q2 25 | $34.0M | $311.7M | ||
| Q1 25 | $16.7M | $78.8M | ||
| Q4 24 | $116.0M | $290.2M | ||
| Q3 24 | $53.8M | $121.7M | ||
| Q2 24 | $39.2M | $235.6M |
营业利润率FOURRITM
| Q1 26 | — | 29.9% | ||
| Q4 25 | 10.8% | 13.8% | ||
| Q3 25 | 9.7% | 21.4% | ||
| Q2 25 | 8.6% | 25.2% | ||
| Q1 25 | 3.0% | 7.4% | ||
| Q4 24 | 9.7% | 23.8% | ||
| Q3 24 | 8.8% | 7.3% | ||
| Q2 24 | 7.2% | 23.6% |
净利率FOURRITM
| Q1 26 | — | 13.2% | ||
| Q4 25 | 3.4% | 5.7% | ||
| Q3 25 | 2.4% | 20.0% | ||
| Q2 25 | 3.5% | 25.6% | ||
| Q1 25 | 2.0% | 10.3% | ||
| Q4 24 | 13.1% | 14.0% | ||
| Q3 24 | 5.9% | 19.7% | ||
| Q2 24 | 4.7% | 19.2% |
每股收益（稀释后）FOURRITM
| Q1 26 | — | $0.12 | ||
| Q4 25 | — | $0.09 | ||
| Q3 25 | — | $0.35 | ||
| Q2 25 | — | $0.53 | ||
| Q1 25 | — | $0.07 | ||
| Q4 24 | — | $0.50 | ||
| Q3 24 | — | $0.20 | ||
| Q2 24 | — | $0.43 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $964.0M | — |
| 总债务越低越好 | $4.5B | — |
| 股东权益账面价值 | $1.4B | $9.1B |
| 总资产 | $8.7B | $53.4B |
| 负债/权益比越低杠杆越低 | 3.15× | — |
8季度趋势，按日历期对齐
现金及短期投资FOURRITM
| Q1 26 | — | — | ||
| Q4 25 | $964.0M | $1.8B | ||
| Q3 25 | $1.5B | $1.6B | ||
| Q2 25 | $3.0B | $1.6B | ||
| Q1 25 | $1.2B | $1.5B | ||
| Q4 24 | $1.2B | $1.5B | ||
| Q3 24 | $1.4B | $1.6B | ||
| Q2 24 | $205.0M | $1.2B |
总债务FOURRITM
| Q1 26 | — | — | ||
| Q4 25 | $4.5B | $35.4B | ||
| Q3 25 | $4.7B | $32.2B | ||
| Q2 25 | $3.7B | $31.2B | ||
| Q1 25 | $2.8B | $32.2B | ||
| Q4 24 | $2.8B | $32.6B | ||
| Q3 24 | — | $29.6B | ||
| Q2 24 | — | $30.1B |
股东权益FOURRITM
| Q1 26 | — | $9.1B | ||
| Q4 25 | $1.4B | $8.4B | ||
| Q3 25 | $1.7B | $8.5B | ||
| Q2 25 | $1.6B | $7.9B | ||
| Q1 25 | $805.2M | $7.8B | ||
| Q4 24 | $806.6M | $7.8B | ||
| Q3 24 | $811.8M | $7.7B | ||
| Q2 24 | $700.8M | $7.3B |
总资产FOURRITM
| Q1 26 | — | $53.4B | ||
| Q4 25 | $8.7B | $53.1B | ||
| Q3 25 | $9.0B | $47.2B | ||
| Q2 25 | $7.0B | $44.3B | ||
| Q1 25 | $5.0B | $45.3B | ||
| Q4 24 | $5.0B | $46.0B | ||
| Q3 24 | $5.0B | $42.3B | ||
| Q2 24 | $3.5B | $42.0B |
负债/权益比FOURRITM
| Q1 26 | — | — | ||
| Q4 25 | 3.15× | 4.20× | ||
| Q3 25 | 2.83× | 3.79× | ||
| Q2 25 | 2.34× | 3.92× | ||
| Q1 25 | 3.53× | 4.14× | ||
| Q4 24 | 3.52× | 4.18× | ||
| Q3 24 | — | 3.87× | ||
| Q2 24 | — | 4.10× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $223.7M | — |
| 自由现金流经营现金流 - 资本支出 | $222.5M | — |
| 自由现金流率自由现金流/营收 | 18.7% | — |
| 资本支出强度资本支出/营收 | 0.1% | — |
| 现金转化率经营现金流/净利润 | 5.56× | — |
| 过去12个月自由现金流最近4个季度 | $624.0M | — |
8季度趋势，按日历期对齐
经营现金流FOURRITM
| Q1 26 | — | — | ||
| Q4 25 | $223.7M | $-114.6M | ||
| Q3 25 | $171.8M | $-2.0B | ||
| Q2 25 | $141.9M | $-557.1M | ||
| Q1 25 | $96.6M | $1.4B | ||
| Q4 24 | $145.4M | $-1.8B | ||
| Q3 24 | $182.1M | $768.1M | ||
| Q2 24 | $116.1M | $-55.7M |
自由现金流FOURRITM
| Q1 26 | — | — | ||
| Q4 25 | $222.5M | — | ||
| Q3 25 | $165.4M | — | ||
| Q2 25 | $141.0M | — | ||
| Q1 25 | $95.1M | — | ||
| Q4 24 | $143.8M | — | ||
| Q3 24 | $180.1M | — | ||
| Q2 24 | $113.9M | — |
自由现金流率FOURRITM
| Q1 26 | — | — | ||
| Q4 25 | 18.7% | — | ||
| Q3 25 | 14.1% | — | ||
| Q2 25 | 14.6% | — | ||
| Q1 25 | 11.2% | — | ||
| Q4 24 | 16.2% | — | ||
| Q3 24 | 19.8% | — | ||
| Q2 24 | 13.8% | — |
资本支出强度FOURRITM
| Q1 26 | — | — | ||
| Q4 25 | 0.1% | — | ||
| Q3 25 | 0.5% | — | ||
| Q2 25 | 0.1% | — | ||
| Q1 25 | 0.2% | — | ||
| Q4 24 | 0.2% | — | ||
| Q3 24 | 0.2% | — | ||
| Q2 24 | 0.3% | — |
现金转化率FOURRITM
| Q1 26 | — | — | ||
| Q4 25 | 5.56× | -1.35× | ||
| Q3 25 | 6.11× | -9.22× | ||
| Q2 25 | 4.17× | -1.79× | ||
| Q1 25 | 5.78× | 18.03× | ||
| Q4 24 | 1.25× | -6.04× | ||
| Q3 24 | 3.38× | 6.31× | ||
| Q2 24 | 2.96× | -0.24× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FOUR
| Payments Based Revenue | $788.8M | 66% |
| Other | $255.0M | 21% |
| Subscription And Other Revenues | $144.8M | 12% |
RITM
| Servicing revenue, net | $375.1M | 45% |
| Other | $234.9M | 28% |
| Gain on originated residential mortgage loans, held-for-sale, net | $195.0M | 24% |
| Other revenue | $23.3M | 3% |
