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JFrog Ltd（FROG）与LendingClub Corp（LC）财务数据对比。点击上方公司名可切换其他公司
LendingClub Corp的季度营收约是JFrog Ltd的1.7倍（$252.3M vs $145.3M），LendingClub Corp净利率更高（20.5% vs -10.5%，领先30.9%），JFrog Ltd同比增速更快（25.2% vs 15.9%），过去两年JFrog Ltd的营收复合增速更高（20.4% vs 16.1%）
JFrog Ltd是全球知名的DevOps技术服务商，面向科技、金融、零售、制造等多个行业客户，提供全链路软件发布、制品管理与安全解决方案，助力企业简化云、本地及混合部署环境下的应用开发与交付流程。
LendingClub Corp是总部位于美国加利福尼亚州旧金山的金融服务企业，是全球首家将旗下产品作为证券完成注册的P2P借贷平台，同时支持贷款在二级市场交易。巅峰时期它是全球规模最大的P2P借贷平台，截至2015年12月31日，平台累计促成贷款发放额达159.8亿美元。
FROG vs LC — 直观对比
营收规模更大
LC
是对方的1.7倍
$145.3M
营收增速更快
FROG
高出9.3%
15.9%
净利率更高
LC
高出30.9%
-10.5%
两年增速更快
FROG
近两年复合增速
16.1%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $145.3M | $252.3M |
| 净利润 | $-15.2M | $51.6M |
| 毛利率 | 77.9% | — |
| 营业利润率 | -14.7% | — |
| 净利率 | -10.5% | 20.5% |
| 营收同比 | 25.2% | 15.9% |
| 净利润同比 | 34.4% | 341.0% |
| 每股收益（稀释后） | $-0.13 | $0.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FROGLC
| Q1 26 | — | $252.3M | ||
| Q4 25 | $145.3M | $266.5M | ||
| Q3 25 | $136.9M | $266.2M | ||
| Q2 25 | $127.2M | $248.4M | ||
| Q1 25 | $122.4M | $217.7M | ||
| Q4 24 | $116.1M | $217.2M | ||
| Q3 24 | $109.1M | $201.9M | ||
| Q2 24 | $103.0M | $187.2M |
净利润FROGLC
| Q1 26 | — | $51.6M | ||
| Q4 25 | $-15.2M | — | ||
| Q3 25 | $-16.4M | $44.3M | ||
| Q2 25 | $-21.7M | $38.2M | ||
| Q1 25 | $-18.5M | $11.7M | ||
| Q4 24 | $-23.2M | — | ||
| Q3 24 | $-22.9M | $14.5M | ||
| Q2 24 | $-14.3M | $14.9M |
毛利率FROGLC
| Q1 26 | — | — | ||
| Q4 25 | 77.9% | — | ||
| Q3 25 | 77.4% | — | ||
| Q2 25 | 76.3% | — | ||
| Q1 25 | 75.3% | — | ||
| Q4 24 | 75.4% | — | ||
| Q3 24 | 75.0% | — | ||
| Q2 24 | 78.8% | — |
营业利润率FROGLC
| Q1 26 | — | — | ||
| Q4 25 | -14.7% | 18.8% | ||
| Q3 25 | -15.8% | 21.5% | ||
| Q2 25 | -20.4% | 21.7% | ||
| Q1 25 | -18.8% | 7.2% | ||
| Q4 24 | -21.9% | 5.1% | ||
| Q3 24 | -27.4% | 8.9% | ||
| Q2 24 | -18.6% | 10.4% |
净利率FROGLC
| Q1 26 | — | 20.5% | ||
| Q4 25 | -10.5% | — | ||
| Q3 25 | -12.0% | 16.6% | ||
| Q2 25 | -17.0% | 15.4% | ||
| Q1 25 | -15.1% | 5.4% | ||
| Q4 24 | -20.0% | — | ||
| Q3 24 | -21.0% | 7.2% | ||
| Q2 24 | -13.9% | 8.0% |
每股收益（稀释后）FROGLC
| Q1 26 | — | $0.44 | ||
| Q4 25 | $-0.13 | $0.36 | ||
| Q3 25 | $-0.14 | $0.37 | ||
| Q2 25 | $-0.19 | $0.33 | ||
| Q1 25 | $-0.16 | $0.10 | ||
| Q4 24 | $-0.21 | $0.08 | ||
| Q3 24 | $-0.21 | $0.13 | ||
| Q2 24 | $-0.13 | $0.13 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $704.4M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $887.4M | $1.5B |
| 总资产 | $1.3B | $11.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FROGLC
| Q1 26 | — | — | ||
| Q4 25 | $704.4M | — | ||
| Q3 25 | $651.1M | — | ||
| Q2 25 | $611.7M | — | ||
| Q1 25 | $563.5M | — | ||
| Q4 24 | $522.0M | — | ||
| Q3 24 | $467.8M | — | ||
| Q2 24 | $591.3M | — |
总债务FROGLC
| Q1 26 | — | — | ||
| Q4 25 | — | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益FROGLC
| Q1 26 | — | $1.5B | ||
| Q4 25 | $887.4M | $1.5B | ||
| Q3 25 | $859.4M | $1.5B | ||
| Q2 25 | $826.5M | $1.4B | ||
| Q1 25 | $800.0M | $1.4B | ||
| Q4 24 | $773.5M | $1.3B | ||
| Q3 24 | $756.2M | $1.3B | ||
| Q2 24 | $721.4M | $1.3B |
总资产FROGLC
| Q1 26 | — | $11.9B | ||
| Q4 25 | $1.3B | $11.6B | ||
| Q3 25 | $1.3B | $11.1B | ||
| Q2 25 | $1.2B | $10.8B | ||
| Q1 25 | $1.2B | $10.5B | ||
| Q4 24 | $1.1B | $10.6B | ||
| Q3 24 | $1.1B | $11.0B | ||
| Q2 24 | $1.0B | $9.6B |
负债/权益比FROGLC
| Q1 26 | — | — | ||
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $50.7M | — |
| 自由现金流经营现金流 - 资本支出 | $49.9M | — |
| 自由现金流率自由现金流/营收 | 34.3% | — |
| 资本支出强度资本支出/营收 | 0.6% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $142.3M | — |
8季度趋势，按日历期对齐
经营现金流FROGLC
| Q1 26 | — | — | ||
| Q4 25 | $50.7M | $-2.7B | ||
| Q3 25 | $30.2M | $-770.8M | ||
| Q2 25 | $36.1M | $-713.1M | ||
| Q1 25 | $28.8M | $-339.3M | ||
| Q4 24 | $49.1M | $-2.6B | ||
| Q3 24 | $27.6M | $-669.8M | ||
| Q2 24 | $16.7M | $-932.5M |
自由现金流FROGLC
| Q1 26 | — | — | ||
| Q4 25 | $49.9M | $-2.9B | ||
| Q3 25 | $28.8M | $-791.8M | ||
| Q2 25 | $35.5M | $-803.8M | ||
| Q1 25 | $28.1M | $-352.3M | ||
| Q4 24 | $48.5M | $-2.7B | ||
| Q3 24 | $26.7M | $-682.3M | ||
| Q2 24 | $16.0M | $-945.3M |
自由现金流率FROGLC
| Q1 26 | — | — | ||
| Q4 25 | 34.3% | -1076.0% | ||
| Q3 25 | 21.0% | -297.4% | ||
| Q2 25 | 27.9% | -323.5% | ||
| Q1 25 | 23.0% | -161.8% | ||
| Q4 24 | 41.8% | -1237.8% | ||
| Q3 24 | 24.5% | -338.0% | ||
| Q2 24 | 15.5% | -504.9% |
资本支出强度FROGLC
| Q1 26 | — | — | ||
| Q4 25 | 0.6% | 52.7% | ||
| Q3 25 | 1.0% | 7.9% | ||
| Q2 25 | 0.5% | 36.5% | ||
| Q1 25 | 0.5% | 6.0% | ||
| Q4 24 | 0.5% | 25.0% | ||
| Q3 24 | 0.9% | 6.2% | ||
| Q2 24 | 0.7% | 6.9% |
现金转化率FROGLC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | -17.41× | ||
| Q2 25 | — | -18.68× | ||
| Q1 25 | — | -29.07× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -46.33× | ||
| Q2 24 | — | -62.57× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
