vs
合众银行（FSBC）与Rumble Inc.（RUM）财务数据对比。点击上方公司名可切换其他公司
合众银行的季度营收约是Rumble Inc.的1.7倍（$45.1M vs $27.1M），合众银行净利率更高（41.3% vs -120.8%，领先162.1%），过去两年合众银行的营收复合增速更高（21.3% vs 15.2%）
合众银行是总部设在美国明尼阿波利斯、在特拉华州注册的美国跨国银行机构，截至2025年为美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的银行。它旗下核心运营实体为美国银行全国协会，以US Bank品牌开展业务，提供银行、投资、抵押等金融服务。
Rumble Inc.是一家加美跨国企业，主营在线视频平台、网络托管及云服务，总部位于加拿大多伦多，美国总部设在佛罗里达州朗博特基。公司由加拿大科技创业者克里斯·帕夫洛夫斯基于2013年创立，云服务板块为Truth Social提供托管支持，其视频平台在美国保守派及极右翼用户群体中广受欢迎，属于“另类科技”阵营。
FSBC vs RUM — 直观对比
营收规模更大
FSBC
是对方的1.7倍
$27.1M
净利率更高
FSBC
高出162.1%
-120.8%
两年增速更快
FSBC
近两年复合增速
15.2%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $45.1M | $27.1M |
| 净利润 | $18.6M | $-32.7M |
| 毛利率 | — | 5.5% |
| 营业利润率 | — | -131.1% |
| 净利率 | 41.3% | -120.8% |
| 营收同比 | — | -10.5% |
| 净利润同比 | 42.0% | 86.2% |
| 每股收益（稀释后） | $0.87 | $-0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FSBCRUM
| Q1 26 | $45.1M | — | ||
| Q4 25 | $43.5M | $27.1M | ||
| Q3 25 | $41.3M | $24.8M | ||
| Q2 25 | $38.3M | — | ||
| Q1 25 | $35.3M | $23.7M | ||
| Q4 24 | $35.2M | $30.2M | ||
| Q3 24 | $31.8M | $25.1M | ||
| Q2 24 | $30.7M | $22.5M |
净利润FSBCRUM
| Q1 26 | $18.6M | — | ||
| Q4 25 | $17.6M | $-32.7M | ||
| Q3 25 | $16.3M | $-16.3M | ||
| Q2 25 | $14.5M | — | ||
| Q1 25 | $13.1M | $-2.7M | ||
| Q4 24 | $13.3M | $-236.8M | ||
| Q3 24 | $10.9M | $-31.5M | ||
| Q2 24 | $10.8M | $-26.8M |
毛利率FSBCRUM
| Q1 26 | — | — | ||
| Q4 25 | — | 5.5% | ||
| Q3 25 | — | -1.8% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -26.7% | ||
| Q4 24 | — | -14.2% | ||
| Q3 24 | — | -45.4% | ||
| Q2 24 | — | -58.8% |
营业利润率FSBCRUM
| Q1 26 | — | — | ||
| Q4 25 | 52.9% | -131.1% | ||
| Q3 25 | 53.8% | -113.6% | ||
| Q2 25 | 52.4% | — | ||
| Q1 25 | 52.0% | -153.5% | ||
| Q4 24 | 55.1% | -80.1% | ||
| Q3 24 | 48.0% | -131.0% | ||
| Q2 24 | 49.4% | -172.7% |
净利率FSBCRUM
| Q1 26 | 41.3% | — | ||
| Q4 25 | 40.6% | -120.8% | ||
| Q3 25 | 39.6% | -65.7% | ||
| Q2 25 | 37.9% | — | ||
| Q1 25 | 37.1% | -11.2% | ||
| Q4 24 | 37.9% | -783.2% | ||
| Q3 24 | 34.4% | -125.9% | ||
| Q2 24 | 35.2% | -119.2% |
每股收益（稀释后）FSBCRUM
| Q1 26 | $0.87 | — | ||
| Q4 25 | $0.83 | $-0.13 | ||
| Q3 25 | $0.77 | $-0.06 | ||
| Q2 25 | $0.68 | — | ||
| Q1 25 | $0.62 | $-0.01 | ||
| Q4 24 | $0.61 | $-1.17 | ||
| Q3 24 | $0.52 | $-0.15 | ||
| Q2 24 | $0.51 | $-0.13 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $644.4M | $237.9M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $458.5M | $274.8M |
| 总资产 | $5.0B | $336.8M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FSBCRUM
| Q1 26 | $644.4M | — | ||
| Q4 25 | — | $237.9M | ||
| Q3 25 | — | $269.8M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $301.3M | ||
| Q4 24 | — | $114.0M | ||
| Q3 24 | — | $132.0M | ||
| Q2 24 | — | $154.2M |
股东权益FSBCRUM
| Q1 26 | $458.5M | — | ||
| Q4 25 | $445.8M | $274.8M | ||
| Q3 25 | $431.3M | $302.2M | ||
| Q2 25 | $416.7M | — | ||
| Q1 25 | $406.5M | $339.6M | ||
| Q4 24 | $396.6M | $-63.1M | ||
| Q3 24 | $389.9M | $166.1M | ||
| Q2 24 | $380.5M | $192.7M |
总资产FSBCRUM
| Q1 26 | $5.0B | — | ||
| Q4 25 | $4.8B | $336.8M | ||
| Q3 25 | $4.6B | $367.2M | ||
| Q2 25 | $4.4B | — | ||
| Q1 25 | $4.2B | $391.1M | ||
| Q4 24 | $4.1B | $195.3M | ||
| Q3 24 | $3.9B | $217.2M | ||
| Q2 24 | $3.6B | $243.2M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-29.4M |
| 自由现金流经营现金流 - 资本支出 | — | $-31.7M |
| 自由现金流率自由现金流/营收 | — | -117.2% |
| 资本支出强度资本支出/营收 | — | 8.5% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-70.8M |
8季度趋势，按日历期对齐
经营现金流FSBCRUM
| Q1 26 | — | — | ||
| Q4 25 | $72.6M | $-29.4M | ||
| Q3 25 | $18.8M | $-10.6M | ||
| Q2 25 | $17.8M | — | ||
| Q1 25 | $15.5M | $-14.5M | ||
| Q4 24 | $51.8M | $-12.4M | ||
| Q3 24 | $17.5M | $-19.1M | ||
| Q2 24 | $16.0M | $-21.7M |
自由现金流FSBCRUM
| Q1 26 | — | — | ||
| Q4 25 | $71.4M | $-31.7M | ||
| Q3 25 | $18.6M | $-12.0M | ||
| Q2 25 | $17.5M | — | ||
| Q1 25 | $15.4M | $-14.6M | ||
| Q4 24 | $51.2M | $-12.4M | ||
| Q3 24 | $17.3M | $-19.9M | ||
| Q2 24 | $15.8M | $-23.1M |
自由现金流率FSBCRUM
| Q1 26 | — | — | ||
| Q4 25 | 164.3% | -117.2% | ||
| Q3 25 | 45.0% | -48.6% | ||
| Q2 25 | 45.8% | — | ||
| Q1 25 | 43.5% | -61.7% | ||
| Q4 24 | 145.5% | -40.9% | ||
| Q3 24 | 54.5% | -79.5% | ||
| Q2 24 | 51.6% | -102.8% |
资本支出强度FSBCRUM
| Q1 26 | — | — | ||
| Q4 25 | 2.8% | 8.5% | ||
| Q3 25 | 0.5% | 5.7% | ||
| Q2 25 | 0.6% | — | ||
| Q1 25 | 0.3% | 0.6% | ||
| Q4 24 | 1.8% | 0.1% | ||
| Q3 24 | 0.7% | 3.4% | ||
| Q2 24 | 0.7% | 6.1% |
现金转化率FSBCRUM
| Q1 26 | — | — | ||
| Q4 25 | 4.12× | — | ||
| Q3 25 | 1.15× | — | ||
| Q2 25 | 1.23× | — | ||
| Q1 25 | 1.18× | — | ||
| Q4 24 | 3.89× | — | ||
| Q3 24 | 1.60× | — | ||
| Q2 24 | 1.49× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FSBC
| Net Interest Income | $43.5M | 96% |
| Noninterest Income | $1.6M | 4% |
RUM
| Audience Monetization | $23.8M | 88% |
| Other Initiatives | $3.3M | 12% |
