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FS Bancorp, Inc.（FSBW）与FiscalNote Holdings, Inc.（NOTE）财务数据对比。点击上方公司名可切换其他公司
FS Bancorp, Inc.的季度营收约是FiscalNote Holdings, Inc.的1.8倍（$40.0M vs $22.2M），FS Bancorp, Inc.同比增速更快（12.0% vs -24.7%），FS Bancorp, Inc.自由现金流更多（$51.9M vs $-1.9M），过去两年FS Bancorp, Inc.的营收复合增速更高（6.2% vs -16.8%）
FS Bancorp, Inc.是总部位于美国的银行控股公司，为华盛顿第一安全银行的母公司，主要面向美国太平洋西北地区客户提供各类个人及商业银行服务，包括存款产品、住房贷款、小微企业融资、建筑贷款等，核心业务涵盖零售银行、商业银行及住房信贷三大板块。
FiscalNote Holdings, Inc.（常称FiscalNote）是一家上市的软件数据与传媒企业，总部位于美国华盛顿特区，2013年由三位创始人创立。核心业务为通过政府关系管理服务FiscalNote GRM提供软件工具、平台、数据服务与资讯，同时依托人工智能平台分析美国待审议法案相关内容。
FSBW vs NOTE — 直观对比
营收规模更大
FSBW
是对方的1.8倍
$22.2M
营收增速更快
FSBW
高出36.7%
-24.7%
自由现金流更多
FSBW
多$53.9M
$-1.9M
两年增速更快
FSBW
近两年复合增速
-16.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $40.0M | $22.2M |
| 净利润 | — | — |
| 毛利率 | — | — |
| 营业利润率 | 25.8% | -83.7% |
| 净利率 | — | — |
| 营收同比 | 12.0% | -24.7% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $1.11 | $-2.81 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FSBWNOTE
| Q4 25 | $40.0M | $22.2M | ||
| Q3 25 | $39.3M | $22.4M | ||
| Q2 25 | $37.3M | $23.3M | ||
| Q1 25 | $36.1M | $27.5M | ||
| Q4 24 | $35.7M | $29.5M | ||
| Q3 24 | $37.2M | $29.4M | ||
| Q2 24 | $36.3M | $29.2M | ||
| Q1 24 | $35.5M | $32.1M |
净利润FSBWNOTE
| Q4 25 | — | — | ||
| Q3 25 | $9.2M | $-24.9M | ||
| Q2 25 | $7.7M | $-13.3M | ||
| Q1 25 | $8.0M | $-4.3M | ||
| Q4 24 | — | — | ||
| Q3 24 | $10.3M | $-14.9M | ||
| Q2 24 | $9.0M | $-12.8M | ||
| Q1 24 | $8.4M | $50.6M |
营业利润率FSBWNOTE
| Q4 25 | 25.8% | -83.7% | ||
| Q3 25 | 29.5% | -43.4% | ||
| Q2 25 | 26.2% | -31.9% | ||
| Q1 25 | 26.2% | -50.0% | ||
| Q4 24 | 27.6% | -19.4% | ||
| Q3 24 | 26.5% | -23.1% | ||
| Q2 24 | 31.3% | -27.2% | ||
| Q1 24 | 29.7% | -35.6% |
净利率FSBWNOTE
| Q4 25 | — | — | ||
| Q3 25 | 23.4% | -110.8% | ||
| Q2 25 | 20.7% | -57.0% | ||
| Q1 25 | 22.2% | -15.4% | ||
| Q4 24 | — | — | ||
| Q3 24 | 27.6% | -50.7% | ||
| Q2 24 | 24.7% | -43.6% | ||
| Q1 24 | 23.7% | 157.6% |
每股收益（稀释后）FSBWNOTE
| Q4 25 | $1.11 | $-2.81 | ||
| Q3 25 | $1.18 | $-1.73 | ||
| Q2 25 | $0.99 | $-0.08 | ||
| Q1 25 | $1.01 | $-0.03 | ||
| Q4 24 | $0.88 | $1.88 | ||
| Q3 24 | $1.29 | $-1.33 | ||
| Q2 24 | $1.13 | $-0.09 | ||
| Q1 24 | $1.06 | $0.37 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $28.2M | $26.3M |
| 总债务越低越好 | — | $128.4M |
| 股东权益账面价值 | $307.7M | $62.0M |
| 总资产 | $3.2B | $255.1M |
| 负债/权益比越低杠杆越低 | — | 2.07× |
8季度趋势，按日历期对齐
现金及短期投资FSBWNOTE
| Q4 25 | $28.2M | $26.3M | ||
| Q3 25 | $61.3M | $31.2M | ||
| Q2 25 | $33.2M | $38.5M | ||
| Q1 25 | $62.7M | $46.3M | ||
| Q4 24 | $31.6M | $34.6M | ||
| Q3 24 | $40.3M | $32.7M | ||
| Q2 24 | $33.0M | $37.7M | ||
| Q1 24 | $45.4M | $43.6M |
总债务FSBWNOTE
| Q4 25 | — | $128.4M | ||
| Q3 25 | — | $131.5M | ||
| Q2 25 | — | $116.7M | ||
| Q1 25 | — | $118.0M | ||
| Q4 24 | — | $147.1M | ||
| Q3 24 | — | $152.2M | ||
| Q2 24 | — | $145.9M | ||
| Q1 24 | — | $153.0M |
股东权益FSBWNOTE
| Q4 25 | $307.7M | $62.0M | ||
| Q3 25 | $300.5M | $75.5M | ||
| Q2 25 | $297.2M | $95.1M | ||
| Q1 25 | $298.8M | $98.7M | ||
| Q4 24 | $295.8M | $97.8M | ||
| Q3 24 | $288.9M | $98.5M | ||
| Q2 24 | $284.0M | $106.9M | ||
| Q1 24 | $277.9M | $106.1M |
总资产FSBWNOTE
| Q4 25 | $3.2B | $255.1M | ||
| Q3 25 | $3.2B | $273.9M | ||
| Q2 25 | $3.2B | $288.3M | ||
| Q1 25 | $3.1B | $299.7M | ||
| Q4 24 | $3.0B | $326.2M | ||
| Q3 24 | $3.0B | $337.9M | ||
| Q2 24 | $2.9B | $346.3M | ||
| Q1 24 | $3.0B | $357.8M |
负债/权益比FSBWNOTE
| Q4 25 | — | 2.07× | ||
| Q3 25 | — | 1.74× | ||
| Q2 25 | — | 1.23× | ||
| Q1 25 | — | 1.20× | ||
| Q4 24 | — | 1.50× | ||
| Q3 24 | — | 1.54× | ||
| Q2 24 | — | 1.36× | ||
| Q1 24 | — | 1.44× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $72.3M | $-279.0K |
| 自由现金流经营现金流 - 资本支出 | $51.9M | $-1.9M |
| 自由现金流率自由现金流/营收 | 129.8% | -8.7% |
| 资本支出强度资本支出/营收 | 50.9% | 7.4% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $107.2M | $-18.6M |
8季度趋势，按日历期对齐
经营现金流FSBWNOTE
| Q4 25 | $72.3M | $-279.0K | ||
| Q3 25 | $44.6M | $-8.3M | ||
| Q2 25 | $7.1M | $-6.2M | ||
| Q1 25 | $8.2M | $3.3M | ||
| Q4 24 | $50.8M | $-1.3M | ||
| Q3 24 | $-891.0K | $-3.0M | ||
| Q2 24 | $9.9M | $-3.7M | ||
| Q1 24 | $275.0K | $2.7M |
自由现金流FSBWNOTE
| Q4 25 | $51.9M | $-1.9M | ||
| Q3 25 | $41.6M | $-10.4M | ||
| Q2 25 | $5.9M | $-7.7M | ||
| Q1 25 | $7.8M | $1.3M | ||
| Q4 24 | $49.2M | $-3.4M | ||
| Q3 24 | $-1.5M | $-5.4M | ||
| Q2 24 | $9.6M | $-6.5M | ||
| Q1 24 | $-82.0K | $1.0M |
自由现金流率FSBWNOTE
| Q4 25 | 129.8% | -8.7% | ||
| Q3 25 | 105.9% | -46.2% | ||
| Q2 25 | 15.7% | -33.0% | ||
| Q1 25 | 21.7% | 4.7% | ||
| Q4 24 | 137.7% | -11.4% | ||
| Q3 24 | -4.1% | -18.4% | ||
| Q2 24 | 26.6% | -22.1% | ||
| Q1 24 | -0.2% | 3.3% |
资本支出强度FSBWNOTE
| Q4 25 | 50.9% | 7.4% | ||
| Q3 25 | 7.7% | 9.3% | ||
| Q2 25 | 3.5% | 6.4% | ||
| Q1 25 | 1.0% | 7.2% | ||
| Q4 24 | 4.6% | 6.8% | ||
| Q3 24 | 1.7% | 8.3% | ||
| Q2 24 | 0.8% | 9.4% | ||
| Q1 24 | 1.0% | 5.3% |
现金转化率FSBWNOTE
| Q4 25 | — | — | ||
| Q3 25 | 4.86× | — | ||
| Q2 25 | 0.92× | — | ||
| Q1 25 | 1.02× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -0.09× | — | ||
| Q2 24 | 1.11× | — | ||
| Q1 24 | 0.03× | 0.05× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FSBW
暂无分部数据
NOTE
| Subscription | $21.2M | 95% |
| Advisory Advertising And Other | $1.0M | 5% |
