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FS Bancorp, Inc.（FSBW）与REGIS CORP（RGS）财务数据对比。点击上方公司名可切换其他公司
REGIS CORP的季度营收约是FS Bancorp, Inc.的1.4倍（$57.1M vs $40.0M），REGIS CORP同比增速更快（22.3% vs 12.0%），FS Bancorp, Inc.自由现金流更多（$51.9M vs $891.0K），过去两年REGIS CORP的营收复合增速更高（7.8% vs 6.2%）
FS Bancorp, Inc.是总部位于美国的银行控股公司，为华盛顿第一安全银行的母公司，主要面向美国太平洋西北地区客户提供各类个人及商业银行服务，包括存款产品、住房贷款、小微企业融资、建筑贷款等，核心业务涵盖零售银行、商业银行及住房信贷三大板块。
瑞吉斯公司是一家美国美发沙龙运营商，总部位于明尼苏达州明尼阿波利斯市。截至2021年8月，该集团旗下拥有5563家加盟沙龙以及276家直营门店，是北美地区规模领先的美发沙龙连锁经营企业。
FSBW vs RGS — 直观对比
营收规模更大
RGS
是对方的1.4倍
$40.0M
营收增速更快
RGS
高出10.3%
12.0%
自由现金流更多
FSBW
多$51.0M
$891.0K
两年增速更快
RGS
近两年复合增速
6.2%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $40.0M | $57.1M |
| 净利润 | — | $456.0K |
| 毛利率 | — | — |
| 营业利润率 | 25.8% | 10.8% |
| 净利率 | — | 0.8% |
| 营收同比 | 12.0% | 22.3% |
| 净利润同比 | — | -94.0% |
| 每股收益（稀释后） | $1.11 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FSBWRGS
| Q4 25 | $40.0M | $57.1M | ||
| Q3 25 | $39.3M | $59.0M | ||
| Q2 25 | $37.3M | $60.4M | ||
| Q1 25 | $36.1M | $57.0M | ||
| Q4 24 | $35.7M | $46.7M | ||
| Q3 24 | $37.2M | $46.1M | ||
| Q2 24 | $36.3M | $49.4M | ||
| Q1 24 | $35.5M | $49.2M |
净利润FSBWRGS
| Q4 25 | — | $456.0K | ||
| Q3 25 | $9.2M | $1.4M | ||
| Q2 25 | $7.7M | $116.5M | ||
| Q1 25 | $8.0M | $250.0K | ||
| Q4 24 | — | $7.6M | ||
| Q3 24 | $10.3M | $-853.0K | ||
| Q2 24 | $9.0M | $91.2M | ||
| Q1 24 | $8.4M | $-2.3M |
营业利润率FSBWRGS
| Q4 25 | 25.8% | 10.8% | ||
| Q3 25 | 29.5% | 10.0% | ||
| Q2 25 | 26.2% | 12.1% | ||
| Q1 25 | 26.2% | 8.8% | ||
| Q4 24 | 27.6% | 11.8% | ||
| Q3 24 | 26.5% | 4.6% | ||
| Q2 24 | 31.3% | — | ||
| Q1 24 | 29.7% | 8.3% |
净利率FSBWRGS
| Q4 25 | — | 0.8% | ||
| Q3 25 | 23.4% | 2.3% | ||
| Q2 25 | 20.7% | 192.9% | ||
| Q1 25 | 22.2% | 0.4% | ||
| Q4 24 | — | 16.4% | ||
| Q3 24 | 27.6% | -1.9% | ||
| Q2 24 | 24.7% | 184.7% | ||
| Q1 24 | 23.7% | -4.7% |
每股收益（稀释后）FSBWRGS
| Q4 25 | $1.11 | $0.16 | ||
| Q3 25 | $1.18 | $0.49 | ||
| Q2 25 | $0.99 | $43.67 | ||
| Q1 25 | $1.01 | $0.08 | ||
| Q4 24 | $0.88 | $2.71 | ||
| Q3 24 | $1.29 | $-0.36 | ||
| Q2 24 | $1.13 | $38.40 | ||
| Q1 24 | $1.06 | $-1.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $28.2M | $18.4M |
| 总债务越低越好 | — | $113.3M |
| 股东权益账面价值 | $307.7M | $188.7M |
| 总资产 | $3.2B | $588.3M |
| 负债/权益比越低杠杆越低 | — | 0.60× |
8季度趋势，按日历期对齐
现金及短期投资FSBWRGS
| Q4 25 | $28.2M | $18.4M | ||
| Q3 25 | $61.3M | $16.6M | ||
| Q2 25 | $33.2M | $17.0M | ||
| Q1 25 | $62.7M | $13.3M | ||
| Q4 24 | $31.6M | $10.2M | ||
| Q3 24 | $40.3M | $6.3M | ||
| Q2 24 | $33.0M | $10.1M | ||
| Q1 24 | $45.4M | $5.9M |
总债务FSBWRGS
| Q4 25 | — | $113.3M | ||
| Q3 25 | — | $111.3M | ||
| Q2 25 | — | $110.8M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | — | $111.5M | ||
| Q3 24 | — | $95.2M | ||
| Q2 24 | — | $99.5M | ||
| Q1 24 | — | $179.7M |
股东权益FSBWRGS
| Q4 25 | $307.7M | $188.7M | ||
| Q3 25 | $300.5M | $187.6M | ||
| Q2 25 | $297.2M | $185.6M | ||
| Q1 25 | $298.8M | $68.6M | ||
| Q4 24 | $295.8M | $66.7M | ||
| Q3 24 | $288.9M | $56.4M | ||
| Q2 24 | $284.0M | $56.8M | ||
| Q1 24 | $277.9M | $-35.8M |
总资产FSBWRGS
| Q4 25 | $3.2B | $588.3M | ||
| Q3 25 | $3.2B | $592.1M | ||
| Q2 25 | $3.2B | $599.0M | ||
| Q1 25 | $3.1B | $511.2M | ||
| Q4 24 | $3.0B | $530.1M | ||
| Q3 24 | $3.0B | $508.9M | ||
| Q2 24 | $2.9B | $530.5M | ||
| Q1 24 | $3.0B | $543.7M |
负债/权益比FSBWRGS
| Q4 25 | — | 0.60× | ||
| Q3 25 | — | 0.59× | ||
| Q2 25 | — | 0.60× | ||
| Q1 25 | — | 1.63× | ||
| Q4 24 | — | 1.67× | ||
| Q3 24 | — | 1.69× | ||
| Q2 24 | — | 1.75× | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $72.3M | $1.7M |
| 自由现金流经营现金流 - 资本支出 | $51.9M | $891.0K |
| 自由现金流率自由现金流/营收 | 129.8% | 1.6% |
| 资本支出强度资本支出/营收 | 50.9% | 1.4% |
| 现金转化率经营现金流/净利润 | — | 3.65× |
| 过去12个月自由现金流最近4个季度 | $107.2M | $14.9M |
8季度趋势，按日历期对齐
经营现金流FSBWRGS
| Q4 25 | $72.3M | $1.7M | ||
| Q3 25 | $44.6M | $2.3M | ||
| Q2 25 | $7.1M | $6.8M | ||
| Q1 25 | $8.2M | $6.2M | ||
| Q4 24 | $50.8M | $2.1M | ||
| Q3 24 | $-891.0K | $-1.3M | ||
| Q2 24 | $9.9M | $5.1M | ||
| Q1 24 | $275.0K | $-277.0K |
自由现金流FSBWRGS
| Q4 25 | $51.9M | $891.0K | ||
| Q3 25 | $41.6M | $1.9M | ||
| Q2 25 | $5.9M | $6.2M | ||
| Q1 25 | $7.8M | $5.9M | ||
| Q4 24 | $49.2M | $1.7M | ||
| Q3 24 | $-1.5M | $-1.4M | ||
| Q2 24 | $9.6M | $5.1M | ||
| Q1 24 | $-82.0K | $-326.0K |
自由现金流率FSBWRGS
| Q4 25 | 129.8% | 1.6% | ||
| Q3 25 | 105.9% | 3.2% | ||
| Q2 25 | 15.7% | 10.3% | ||
| Q1 25 | 21.7% | 10.3% | ||
| Q4 24 | 137.7% | 3.6% | ||
| Q3 24 | -4.1% | -3.0% | ||
| Q2 24 | 26.6% | 10.3% | ||
| Q1 24 | -0.2% | -0.7% |
资本支出强度FSBWRGS
| Q4 25 | 50.9% | 1.4% | ||
| Q3 25 | 7.7% | 0.7% | ||
| Q2 25 | 3.5% | 0.9% | ||
| Q1 25 | 1.0% | 0.6% | ||
| Q4 24 | 4.6% | 0.9% | ||
| Q3 24 | 1.7% | 0.0% | ||
| Q2 24 | 0.8% | 0.0% | ||
| Q1 24 | 1.0% | 0.1% |
现金转化率FSBWRGS
| Q4 25 | — | 3.65× | ||
| Q3 25 | 4.86× | 1.68× | ||
| Q2 25 | 0.92× | 0.06× | ||
| Q1 25 | 1.02× | 24.80× | ||
| Q4 24 | — | 0.28× | ||
| Q3 24 | -0.09× | — | ||
| Q2 24 | 1.11× | 0.06× | ||
| Q1 24 | 0.03× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FSBW
暂无分部数据
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
