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FS Bancorp, Inc.（FSBW）与R F INDUSTRIES LTD（RFIL）财务数据对比。点击上方公司名可切换其他公司
FS Bancorp, Inc.的季度营收约是R F INDUSTRIES LTD的1.8倍（$40.0M vs $22.7M），R F INDUSTRIES LTD同比增速更快（22.9% vs 12.0%），FS Bancorp, Inc.自由现金流更多（$51.9M vs $2.0M），过去两年R F INDUSTRIES LTD的营收复合增速更高（29.8% vs 6.2%）
FS Bancorp, Inc.是总部位于美国的银行控股公司，为华盛顿第一安全银行的母公司，主要面向美国太平洋西北地区客户提供各类个人及商业银行服务，包括存款产品、住房贷款、小微企业融资、建筑贷款等，核心业务涵盖零售银行、商业银行及住房信贷三大板块。
妥思卷工业是一家总部位于美国伊利诺伊州芝加哥的糖果制造商，旗下最知名的产品包括同名的Tootsie Roll软糖以及Tootsie Pop棒棒糖，目前其品牌产品销往加拿大、墨西哥等全球超过75个国家。
FSBW vs RFIL — 直观对比
营收规模更大
FSBW
是对方的1.8倍
$22.7M
营收增速更快
RFIL
高出10.9%
12.0%
自由现金流更多
FSBW
多$49.9M
$2.0M
两年增速更快
RFIL
近两年复合增速
6.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $40.0M | $22.7M |
| 净利润 | — | $173.0K |
| 毛利率 | — | 36.8% |
| 营业利润率 | 25.8% | 4.0% |
| 净利率 | — | 0.8% |
| 营收同比 | 12.0% | 22.9% |
| 净利润同比 | — | 172.7% |
| 每股收益（稀释后） | $1.11 | $0.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FSBWRFIL
| Q4 25 | $40.0M | $22.7M | ||
| Q3 25 | $39.3M | $19.8M | ||
| Q2 25 | $37.3M | $18.9M | ||
| Q1 25 | $36.1M | $19.2M | ||
| Q4 24 | $35.7M | $18.5M | ||
| Q3 24 | $37.2M | $16.8M | ||
| Q2 24 | $36.3M | $16.1M | ||
| Q1 24 | $35.5M | $13.5M |
净利润FSBWRFIL
| Q4 25 | — | $173.0K | ||
| Q3 25 | $9.2M | $392.0K | ||
| Q2 25 | $7.7M | $-245.0K | ||
| Q1 25 | $8.0M | $-245.0K | ||
| Q4 24 | — | $-238.0K | ||
| Q3 24 | $10.3M | $-705.0K | ||
| Q2 24 | $9.0M | $-4.3M | ||
| Q1 24 | $8.4M | $-1.4M |
毛利率FSBWRFIL
| Q4 25 | — | 36.8% | ||
| Q3 25 | — | 34.0% | ||
| Q2 25 | — | 31.5% | ||
| Q1 25 | — | 29.8% | ||
| Q4 24 | — | 31.3% | ||
| Q3 24 | — | 29.5% | ||
| Q2 24 | — | 29.9% | ||
| Q1 24 | — | 24.5% |
营业利润率FSBWRFIL
| Q4 25 | 25.8% | 4.0% | ||
| Q3 25 | 29.5% | 3.6% | ||
| Q2 25 | 26.2% | 0.6% | ||
| Q1 25 | 26.2% | 0.3% | ||
| Q4 24 | 27.6% | 0.5% | ||
| Q3 24 | 26.5% | -2.5% | ||
| Q2 24 | 31.3% | -2.6% | ||
| Q1 24 | 29.7% | -15.5% |
净利率FSBWRFIL
| Q4 25 | — | 0.8% | ||
| Q3 25 | 23.4% | 2.0% | ||
| Q2 25 | 20.7% | -1.3% | ||
| Q1 25 | 22.2% | -1.3% | ||
| Q4 24 | — | -1.3% | ||
| Q3 24 | 27.6% | -4.2% | ||
| Q2 24 | 24.7% | -26.7% | ||
| Q1 24 | 23.7% | -10.1% |
每股收益（稀释后）FSBWRFIL
| Q4 25 | $1.11 | $0.01 | ||
| Q3 25 | $1.18 | $0.04 | ||
| Q2 25 | $0.99 | $-0.02 | ||
| Q1 25 | $1.01 | $-0.02 | ||
| Q4 24 | $0.88 | $-0.02 | ||
| Q3 24 | $1.29 | $-0.07 | ||
| Q2 24 | $1.13 | $-0.41 | ||
| Q1 24 | $1.06 | $-0.13 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $28.2M | $5.1M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $307.7M | $35.2M |
| 总资产 | $3.2B | $73.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FSBWRFIL
| Q4 25 | $28.2M | $5.1M | ||
| Q3 25 | $61.3M | $3.0M | ||
| Q2 25 | $33.2M | $3.6M | ||
| Q1 25 | $62.7M | $1.3M | ||
| Q4 24 | $31.6M | $839.0K | ||
| Q3 24 | $40.3M | $1.8M | ||
| Q2 24 | $33.0M | $1.4M | ||
| Q1 24 | $45.4M | $4.5M |
股东权益FSBWRFIL
| Q4 25 | $307.7M | $35.2M | ||
| Q3 25 | $300.5M | $34.8M | ||
| Q2 25 | $297.2M | $34.2M | ||
| Q1 25 | $298.8M | $34.2M | ||
| Q4 24 | $295.8M | $34.1M | ||
| Q3 24 | $288.9M | $34.1M | ||
| Q2 24 | $284.0M | $34.6M | ||
| Q1 24 | $277.9M | $38.7M |
总资产FSBWRFIL
| Q4 25 | $3.2B | $73.0M | ||
| Q3 25 | $3.2B | $73.2M | ||
| Q2 25 | $3.2B | $72.7M | ||
| Q1 25 | $3.1B | $70.4M | ||
| Q4 24 | $3.0B | $71.0M | ||
| Q3 24 | $3.0B | $71.9M | ||
| Q2 24 | $2.9B | $72.8M | ||
| Q1 24 | $3.0B | $79.1M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $72.3M | $2.1M |
| 自由现金流经营现金流 - 资本支出 | $51.9M | $2.0M |
| 自由现金流率自由现金流/营收 | 129.8% | 9.0% |
| 资本支出强度资本支出/营收 | 50.9% | 0.3% |
| 现金转化率经营现金流/净利润 | — | 12.13× |
| 过去12个月自由现金流最近4个季度 | $107.2M | $4.3M |
8季度趋势，按日历期对齐
经营现金流FSBWRFIL
| Q4 25 | $72.3M | $2.1M | ||
| Q3 25 | $44.6M | $-311.0K | ||
| Q2 25 | $7.1M | $2.2M | ||
| Q1 25 | $8.2M | $601.0K | ||
| Q4 24 | $50.8M | $-244.0K | ||
| Q3 24 | $-891.0K | $2.4M | ||
| Q2 24 | $9.9M | $197.0K | ||
| Q1 24 | $275.0K | $840.0K |
自由现金流FSBWRFIL
| Q4 25 | $51.9M | $2.0M | ||
| Q3 25 | $41.6M | $-419.0K | ||
| Q2 25 | $5.9M | $2.2M | ||
| Q1 25 | $7.8M | $574.0K | ||
| Q4 24 | $49.2M | $-418.0K | ||
| Q3 24 | $-1.5M | $2.1M | ||
| Q2 24 | $9.6M | $28.0K | ||
| Q1 24 | $-82.0K | $697.0K |
自由现金流率FSBWRFIL
| Q4 25 | 129.8% | 9.0% | ||
| Q3 25 | 105.9% | -2.1% | ||
| Q2 25 | 15.7% | 11.4% | ||
| Q1 25 | 21.7% | 3.0% | ||
| Q4 24 | 137.7% | -2.3% | ||
| Q3 24 | -4.1% | 12.6% | ||
| Q2 24 | 26.6% | 0.2% | ||
| Q1 24 | -0.2% | 5.2% |
资本支出强度FSBWRFIL
| Q4 25 | 50.9% | 0.3% | ||
| Q3 25 | 7.7% | 0.5% | ||
| Q2 25 | 3.5% | 0.2% | ||
| Q1 25 | 1.0% | 0.1% | ||
| Q4 24 | 4.6% | 0.9% | ||
| Q3 24 | 1.7% | 1.5% | ||
| Q2 24 | 0.8% | 1.0% | ||
| Q1 24 | 1.0% | 1.1% |
现金转化率FSBWRFIL
| Q4 25 | — | 12.13× | ||
| Q3 25 | 4.86× | -0.79× | ||
| Q2 25 | 0.92× | — | ||
| Q1 25 | 1.02× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -0.09× | — | ||
| Q2 24 | 1.11× | — | ||
| Q1 24 | 0.03× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FSBW
暂无分部数据
RFIL
| US | $20.9M | 92% |
| Non Us | $1.8M | 8% |
