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FULTON FINANCIAL CORP（FULT）与Penguin Solutions, Inc.（PENG）财务数据对比。点击上方公司名可切换其他公司
Penguin Solutions, Inc.的季度营收约是FULTON FINANCIAL CORP的1.0倍（$343.1M vs $336.2M），FULTON FINANCIAL CORP净利率更高（28.2% vs 1.5%，领先26.7%），FULTON FINANCIAL CORP同比增速更快（4.2% vs 0.6%），过去两年Penguin Solutions, Inc.的营收复合增速更高（11.8% vs 0.2%）
富尔顿金融公司是美国的区域性金融服务控股企业，总部位于宾夕法尼亚州兰开斯特市，主要为当地及周边区域提供多元化的金融相关服务，在区域金融市场拥有稳定的业务布局。
企鹅解决方案公司旗下的兰波集团以拉姆齐解决方案品牌开展业务，是一家美国企业，业务涵盖个人理财、领导力发展、人际关系管理与职业发展相关产品与服务。该公司由戴夫·拉姆齐与妻子莎伦于1991年创立，总部位于田纳西州富兰克林。
FULT vs PENG — 直观对比
营收规模更大
PENG
是对方的1.0倍
$336.2M
营收增速更快
FULT
高出3.6%
0.6%
净利率更高
FULT
高出26.7%
1.5%
两年增速更快
PENG
近两年复合增速
0.2%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $336.2M | $343.1M |
| 净利润 | $94.8M | $5.3M |
| 毛利率 | — | 28.0% |
| 营业利润率 | — | 5.7% |
| 净利率 | 28.2% | 1.5% |
| 营收同比 | 4.2% | 0.6% |
| 净利润同比 | 1.9% | 1.0% |
| 每股收益（稀释后） | $0.55 | $0.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FULTPENG
| Q1 26 | $336.2M | — | ||
| Q4 25 | $336.0M | $343.1M | ||
| Q3 25 | $334.6M | $337.9M | ||
| Q2 25 | $324.1M | $324.3M | ||
| Q1 25 | $318.4M | $365.5M | ||
| Q4 24 | $319.6M | $341.1M | ||
| Q3 24 | $317.7M | $284.8M | ||
| Q2 24 | $334.7M | $300.6M |
净利润FULTPENG
| Q1 26 | $94.8M | — | ||
| Q4 25 | $99.0M | $5.3M | ||
| Q3 25 | $100.5M | $9.4M | ||
| Q2 25 | $99.2M | $2.7M | ||
| Q1 25 | $93.0M | $8.1M | ||
| Q4 24 | $68.6M | $5.2M | ||
| Q3 24 | $63.2M | — | ||
| Q2 24 | $95.0M | $5.6M |
毛利率FULTPENG
| Q1 26 | — | — | ||
| Q4 25 | — | 28.0% | ||
| Q3 25 | — | 28.6% | ||
| Q2 25 | — | 29.3% | ||
| Q1 25 | — | 28.6% | ||
| Q4 24 | — | 28.7% | ||
| Q3 24 | — | 28.8% | ||
| Q2 24 | — | 29.6% |
营业利润率FULTPENG
| Q1 26 | — | — | ||
| Q4 25 | 35.7% | 5.7% | ||
| Q3 25 | 38.2% | 3.7% | ||
| Q2 25 | 37.8% | 3.0% | ||
| Q1 25 | 36.1% | 5.1% | ||
| Q4 24 | 27.0% | 5.1% | ||
| Q3 24 | 25.1% | -1.2% | ||
| Q2 24 | 30.8% | 3.8% |
净利率FULTPENG
| Q1 26 | 28.2% | — | ||
| Q4 25 | 29.5% | 1.5% | ||
| Q3 25 | 30.0% | 2.8% | ||
| Q2 25 | 30.6% | 0.8% | ||
| Q1 25 | 29.2% | 2.2% | ||
| Q4 24 | 21.5% | 1.5% | ||
| Q3 24 | 19.9% | — | ||
| Q2 24 | 28.4% | 1.9% |
每股收益（稀释后）FULTPENG
| Q1 26 | $0.55 | — | ||
| Q4 25 | $0.53 | $0.04 | ||
| Q3 25 | $0.53 | $0.10 | ||
| Q2 25 | $0.53 | $-0.01 | ||
| Q1 25 | $0.49 | $0.09 | ||
| Q4 24 | $0.36 | $0.10 | ||
| Q3 24 | $0.33 | — | ||
| Q2 24 | $0.52 | $0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $461.5M |
| 总债务越低越好 | — | $462.3M |
| 股东权益账面价值 | $3.5B | $389.7M |
| 总资产 | $32.2B | $1.6B |
| 负债/权益比越低杠杆越低 | — | 1.19× |
8季度趋势，按日历期对齐
现金及短期投资FULTPENG
| Q1 26 | — | — | ||
| Q4 25 | — | $461.5M | ||
| Q3 25 | — | $453.8M | ||
| Q2 25 | — | $735.5M | ||
| Q1 25 | — | $647.0M | ||
| Q4 24 | — | $393.7M | ||
| Q3 24 | — | $389.5M | ||
| Q2 24 | — | $467.5M |
总债务FULTPENG
| Q1 26 | — | — | ||
| Q4 25 | — | $462.3M | ||
| Q3 25 | — | $461.8M | ||
| Q2 25 | — | $659.5M | ||
| Q1 25 | — | $658.8M | ||
| Q4 24 | — | $658.1M | ||
| Q3 24 | — | $657.3M | ||
| Q2 24 | — | $667.0M |
股东权益FULTPENG
| Q1 26 | $3.5B | — | ||
| Q4 25 | $3.5B | $389.7M | ||
| Q3 25 | $3.4B | $394.2M | ||
| Q2 25 | $3.3B | $584.8M | ||
| Q1 25 | $3.3B | $602.5M | ||
| Q4 24 | $3.2B | $400.4M | ||
| Q3 24 | $3.2B | $391.4M | ||
| Q2 24 | $3.1B | $423.4M |
总资产FULTPENG
| Q1 26 | $32.2B | — | ||
| Q4 25 | $32.1B | $1.6B | ||
| Q3 25 | $32.0B | $1.6B | ||
| Q2 25 | $32.0B | $1.8B | ||
| Q1 25 | $32.1B | $1.8B | ||
| Q4 24 | $32.1B | $1.6B | ||
| Q3 24 | $32.2B | $1.5B | ||
| Q2 24 | $31.8B | $1.5B |
负债/权益比FULTPENG
| Q1 26 | — | — | ||
| Q4 25 | — | 1.19× | ||
| Q3 25 | — | 1.17× | ||
| Q2 25 | — | 1.13× | ||
| Q1 25 | — | 1.09× | ||
| Q4 24 | — | 1.64× | ||
| Q3 24 | — | 1.68× | ||
| Q2 24 | — | 1.58× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $31.1M |
| 自由现金流经营现金流 - 资本支出 | — | $28.2M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | — | 0.8% |
| 现金转化率经营现金流/净利润 | — | 5.89× |
| 过去12个月自由现金流最近4个季度 | — | $116.3M |
8季度趋势，按日历期对齐
经营现金流FULTPENG
| Q1 26 | — | — | ||
| Q4 25 | $304.5M | $31.1M | ||
| Q3 25 | $116.1M | $-70.4M | ||
| Q2 25 | $91.7M | $92.8M | ||
| Q1 25 | $703.0K | $72.9M | ||
| Q4 24 | $416.6M | $13.8M | ||
| Q3 24 | $-22.0M | — | ||
| Q2 24 | $157.8M | $57.9M |
自由现金流FULTPENG
| Q1 26 | — | — | ||
| Q4 25 | — | $28.2M | ||
| Q3 25 | — | $-73.4M | ||
| Q2 25 | — | $90.9M | ||
| Q1 25 | — | $70.5M | ||
| Q4 24 | — | $12.0M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $48.9M |
自由现金流率FULTPENG
| Q1 26 | — | — | ||
| Q4 25 | — | 8.2% | ||
| Q3 25 | — | -21.7% | ||
| Q2 25 | — | 28.0% | ||
| Q1 25 | — | 19.3% | ||
| Q4 24 | — | 3.5% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 16.3% |
资本支出强度FULTPENG
| Q1 26 | — | — | ||
| Q4 25 | — | 0.8% | ||
| Q3 25 | — | 0.9% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 0.5% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 3.0% |
现金转化率FULTPENG
| Q1 26 | — | — | ||
| Q4 25 | 3.08× | 5.89× | ||
| Q3 25 | 1.16× | -7.47× | ||
| Q2 25 | 0.92× | 34.88× | ||
| Q1 25 | 0.01× | 9.02× | ||
| Q4 24 | 6.07× | 2.65× | ||
| Q3 24 | -0.35× | — | ||
| Q2 24 | 1.66× | 10.30× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FULT
暂无分部数据
PENG
| Integrated Memory Segment | $171.6M | 50% |
| Advanced Computing Segment | $115.7M | 34% |
| Optimized LED Segment | $55.7M | 16% |
