vs
FULTON FINANCIAL CORP（FULT）与Tyler Technologies（TYL）财务数据对比。点击上方公司名可切换其他公司
Tyler Technologies的季度营收约是FULTON FINANCIAL CORP的1.8倍（$613.5M vs $336.2M），FULTON FINANCIAL CORP净利率更高（28.2% vs 13.2%，领先15.0%），Tyler Technologies同比增速更快（8.6% vs 4.2%），过去两年Tyler Technologies的营收复合增速更高（6.5% vs 0.2%）
富尔顿金融公司是美国的区域性金融服务控股企业，总部位于宾夕法尼亚州兰开斯特市，主要为当地及周边区域提供多元化的金融相关服务，在区域金融市场拥有稳定的业务布局。
Tyler Technologies, Inc.是总部位于美国得克萨斯州普莱诺的科技企业，主营面向美国公共部门提供自研专有软件，目前在全美17个州设有办事处，另在加拿大安大略省多伦多市设有一处办公网点。
FULT vs TYL — 直观对比
营收规模更大
TYL
是对方的1.8倍
$336.2M
营收增速更快
TYL
高出4.4%
4.2%
净利率更高
FULT
高出15.0%
13.2%
两年增速更快
TYL
近两年复合增速
0.2%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $336.2M | $613.5M |
| 净利润 | $94.8M | $81.2M |
| 毛利率 | — | 48.3% |
| 营业利润率 | — | 16.3% |
| 净利率 | 28.2% | 13.2% |
| 营收同比 | 4.2% | 8.6% |
| 净利润同比 | 1.9% | — |
| 每股收益（稀释后） | $0.55 | $1.88 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FULTTYL
| Q1 26 | $336.2M | $613.5M | ||
| Q4 25 | $336.0M | $575.2M | ||
| Q3 25 | $334.6M | $595.9M | ||
| Q2 25 | $324.1M | $596.1M | ||
| Q1 25 | $318.4M | $565.2M | ||
| Q4 24 | $319.6M | $541.1M | ||
| Q3 24 | $317.7M | $543.3M | ||
| Q2 24 | $334.7M | $541.0M |
净利润FULTTYL
| Q1 26 | $94.8M | $81.2M | ||
| Q4 25 | $99.0M | $65.5M | ||
| Q3 25 | $100.5M | $84.4M | ||
| Q2 25 | $99.2M | $84.6M | ||
| Q1 25 | $93.0M | $81.1M | ||
| Q4 24 | $68.6M | $65.2M | ||
| Q3 24 | $63.2M | $75.9M | ||
| Q2 24 | $95.0M | $67.7M |
毛利率FULTTYL
| Q1 26 | — | 48.3% | ||
| Q4 25 | — | 45.5% | ||
| Q3 25 | — | 47.2% | ||
| Q2 25 | — | 45.8% | ||
| Q1 25 | — | 47.3% | ||
| Q4 24 | — | 43.8% | ||
| Q3 24 | — | 43.7% | ||
| Q2 24 | — | 44.0% |
营业利润率FULTTYL
| Q1 26 | — | 16.3% | ||
| Q4 25 | 35.7% | 13.0% | ||
| Q3 25 | 38.2% | 16.4% | ||
| Q2 25 | 37.8% | 16.0% | ||
| Q1 25 | 36.1% | 15.8% | ||
| Q4 24 | 27.0% | 13.2% | ||
| Q3 24 | 25.1% | 15.2% | ||
| Q2 24 | 30.8% | 14.4% |
净利率FULTTYL
| Q1 26 | 28.2% | 13.2% | ||
| Q4 25 | 29.5% | 11.4% | ||
| Q3 25 | 30.0% | 14.2% | ||
| Q2 25 | 30.6% | 14.2% | ||
| Q1 25 | 29.2% | 14.3% | ||
| Q4 24 | 21.5% | 12.1% | ||
| Q3 24 | 19.9% | 14.0% | ||
| Q2 24 | 28.4% | 12.5% |
每股收益（稀释后）FULTTYL
| Q1 26 | $0.55 | $1.88 | ||
| Q4 25 | $0.53 | $1.50 | ||
| Q3 25 | $0.53 | $1.93 | ||
| Q2 25 | $0.53 | $1.93 | ||
| Q1 25 | $0.49 | $1.84 | ||
| Q4 24 | $0.36 | $1.48 | ||
| Q3 24 | $0.33 | $1.74 | ||
| Q2 24 | $0.52 | $1.57 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $346.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $3.5B | $3.6B |
| 总资产 | $32.2B | $4.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FULTTYL
| Q1 26 | — | $346.4M | ||
| Q4 25 | — | $1.1B | ||
| Q3 25 | — | $950.8M | ||
| Q2 25 | — | $892.3M | ||
| Q1 25 | — | $807.4M | ||
| Q4 24 | — | $768.0M | ||
| Q3 24 | — | $544.3M | ||
| Q2 24 | — | $258.0M |
总债务FULTTYL
| Q1 26 | — | — | ||
| Q4 25 | — | $599.7M | ||
| Q3 25 | — | $599.2M | ||
| Q2 25 | — | $598.8M | ||
| Q1 25 | — | $598.4M | ||
| Q4 24 | — | $597.9M | ||
| Q3 24 | — | $597.5M | ||
| Q2 24 | — | $597.1M |
股东权益FULTTYL
| Q1 26 | $3.5B | $3.6B | ||
| Q4 25 | $3.5B | $3.7B | ||
| Q3 25 | $3.4B | $3.6B | ||
| Q2 25 | $3.3B | $3.6B | ||
| Q1 25 | $3.3B | $3.5B | ||
| Q4 24 | $3.2B | $3.4B | ||
| Q3 24 | $3.2B | $3.3B | ||
| Q2 24 | $3.1B | $3.1B |
总资产FULTTYL
| Q1 26 | $32.2B | $4.8B | ||
| Q4 25 | $32.1B | $5.6B | ||
| Q3 25 | $32.0B | $5.5B | ||
| Q2 25 | $32.0B | $5.4B | ||
| Q1 25 | $32.1B | $5.2B | ||
| Q4 24 | $32.1B | $5.2B | ||
| Q3 24 | $32.2B | $5.0B | ||
| Q2 24 | $31.8B | $4.8B |
负债/权益比FULTTYL
| Q1 26 | — | — | ||
| Q4 25 | — | 0.16× | ||
| Q3 25 | — | 0.17× | ||
| Q2 25 | — | 0.16× | ||
| Q1 25 | — | 0.17× | ||
| Q4 24 | — | 0.18× | ||
| Q3 24 | — | 0.18× | ||
| Q2 24 | — | 0.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $107.3M |
| 自由现金流经营现金流 - 资本支出 | — | $2.0M |
| 自由现金流率自由现金流/营收 | — | 0.3% |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 1.32× |
| 过去12个月自由现金流最近4个季度 | — | $585.7M |
8季度趋势，按日历期对齐
经营现金流FULTTYL
| Q1 26 | — | $107.3M | ||
| Q4 25 | $304.5M | $243.9M | ||
| Q3 25 | $116.1M | $255.2M | ||
| Q2 25 | $91.7M | $98.3M | ||
| Q1 25 | $703.0K | $56.2M | ||
| Q4 24 | $416.6M | $224.8M | ||
| Q3 24 | $-22.0M | $263.7M | ||
| Q2 24 | $157.8M | $64.3M |
自由现金流FULTTYL
| Q1 26 | — | $2.0M | ||
| Q4 25 | — | $239.6M | ||
| Q3 25 | — | $251.3M | ||
| Q2 25 | — | $92.8M | ||
| Q1 25 | — | $53.8M | ||
| Q4 24 | — | $221.0M | ||
| Q3 24 | — | $260.8M | ||
| Q2 24 | — | $57.7M |
自由现金流率FULTTYL
| Q1 26 | — | 0.3% | ||
| Q4 25 | — | 41.7% | ||
| Q3 25 | — | 42.2% | ||
| Q2 25 | — | 15.6% | ||
| Q1 25 | — | 9.5% | ||
| Q4 24 | — | 40.8% | ||
| Q3 24 | — | 48.0% | ||
| Q2 24 | — | 10.7% |
资本支出强度FULTTYL
| Q1 26 | — | — | ||
| Q4 25 | — | 0.8% | ||
| Q3 25 | — | 0.7% | ||
| Q2 25 | — | 0.9% | ||
| Q1 25 | — | 0.4% | ||
| Q4 24 | — | 0.7% | ||
| Q3 24 | — | 0.5% | ||
| Q2 24 | — | 1.2% |
现金转化率FULTTYL
| Q1 26 | — | 1.32× | ||
| Q4 25 | 3.08× | 3.72× | ||
| Q3 25 | 1.16× | 3.02× | ||
| Q2 25 | 0.92× | 1.16× | ||
| Q1 25 | 0.01× | 0.69× | ||
| Q4 24 | 6.07× | 3.45× | ||
| Q3 24 | -0.35× | 3.47× | ||
| Q2 24 | 1.66× | 0.95× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FULT
暂无分部数据
TYL
| Subscriptions | $429.7M | 70% |
| Maintenance | $108.9M | 18% |
| Other | $74.9M | 12% |
