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FIRST US BANCSHARES, INC.（FUSB）与La Rosa Holdings Corp.（LRHC）财务数据对比。点击上方公司名可切换其他公司
La Rosa Holdings Corp.的季度营收约是FIRST US BANCSHARES, INC.的1.9倍（$20.2M vs $10.4M），FIRST US BANCSHARES, INC.净利率更高（20.4% vs -27.4%，领先47.8%），FIRST US BANCSHARES, INC.同比增速更快（7.1% vs 3.2%），过去两年La Rosa Holdings Corp.的营收复合增速更高（72.5% vs 2.6%）
第一美国银行控股公司是一家银行控股企业，核心子公司第一公民银行在美国23个州经营着超过500家网点，另一家子公司硅谷银行则在15个州设有39个办事处，是美国规模较大的银行机构之一，总部位于北卡罗来纳州罗利。
拉罗萨控股旗下的万拉罗萨父子通心粉公司由西西里移民文森佐·拉罗萨于1914年创立，发展至今已成为美国规模领先的区域知名食品品牌，可生产四十余种意面产品，在当地市场拥有较高的认可度。
FUSB vs LRHC — 直观对比
营收规模更大
LRHC
是对方的1.9倍
$10.4M
营收增速更快
FUSB
高出3.9%
3.2%
净利率更高
FUSB
高出47.8%
-27.4%
两年增速更快
LRHC
近两年复合增速
2.6%
损益表 — Q4 FY2025 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $10.4M | $20.2M |
| 净利润 | $2.1M | $-5.5M |
| 毛利率 | — | 8.4% |
| 营业利润率 | 28.1% | -24.7% |
| 净利率 | 20.4% | -27.4% |
| 营收同比 | 7.1% | 3.2% |
| 净利润同比 | 24.2% | -125.7% |
| 每股收益（稀释后） | $0.36 | $-5.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FUSBLRHC
| Q4 25 | $10.4M | — | ||
| Q3 25 | $10.5M | $20.2M | ||
| Q2 25 | $10.3M | $23.2M | ||
| Q1 25 | $9.8M | $17.5M | ||
| Q4 24 | $9.7M | $17.7M | ||
| Q3 24 | $10.1M | $19.6M | ||
| Q2 24 | $10.0M | $19.1M | ||
| Q1 24 | $9.9M | $13.1M |
净利润FUSBLRHC
| Q4 25 | $2.1M | — | ||
| Q3 25 | $1.9M | $-5.5M | ||
| Q2 25 | $155.0K | $78.4M | ||
| Q1 25 | $1.8M | $-95.7M | ||
| Q4 24 | $1.7M | $-5.1M | ||
| Q3 24 | $2.2M | $-2.5M | ||
| Q2 24 | $2.1M | $-2.3M | ||
| Q1 24 | $2.1M | $-4.6M |
毛利率FUSBLRHC
| Q4 25 | — | — | ||
| Q3 25 | — | 8.4% | ||
| Q2 25 | — | 8.0% | ||
| Q1 25 | — | 8.8% | ||
| Q4 24 | — | 8.9% | ||
| Q3 24 | — | 8.3% | ||
| Q2 24 | — | 8.3% | ||
| Q1 24 | — | 8.9% |
营业利润率FUSBLRHC
| Q4 25 | 28.1% | — | ||
| Q3 25 | 23.9% | -24.7% | ||
| Q2 25 | 1.6% | -10.6% | ||
| Q1 25 | 23.8% | -26.7% | ||
| Q4 24 | 23.8% | -17.1% | ||
| Q3 24 | 29.2% | -8.9% | ||
| Q2 24 | 27.4% | -9.7% | ||
| Q1 24 | 27.8% | -35.0% |
净利率FUSBLRHC
| Q4 25 | 20.4% | — | ||
| Q3 25 | 18.4% | -27.4% | ||
| Q2 25 | 1.5% | 337.8% | ||
| Q1 25 | 18.1% | -546.5% | ||
| Q4 24 | 17.6% | -28.7% | ||
| Q3 24 | 22.0% | -12.5% | ||
| Q2 24 | 21.2% | -12.2% | ||
| Q1 24 | 21.3% | -35.1% |
每股收益（稀释后）FUSBLRHC
| Q4 25 | $0.36 | — | ||
| Q3 25 | $0.32 | $-5.44 | ||
| Q2 25 | $0.03 | $15.25 | ||
| Q1 25 | $0.29 | $-5.86 | ||
| Q4 24 | $0.29 | $28.54 | ||
| Q3 24 | $0.36 | $-16.49 | ||
| Q2 24 | $0.34 | $-12.49 | ||
| Q1 24 | $0.34 | $-0.35 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $73.5M | $4.0M |
| 总债务越低越好 | $10.9M | $642.8K |
| 股东权益账面价值 | $105.6M | $1.6M |
| 总资产 | $1.2B | $21.7M |
| 负债/权益比越低杠杆越低 | 0.10× | 0.41× |
8季度趋势，按日历期对齐
现金及短期投资FUSBLRHC
| Q4 25 | $73.5M | — | ||
| Q3 25 | $54.7M | $4.0M | ||
| Q2 25 | $54.0M | $5.1M | ||
| Q1 25 | $56.0M | $2.9M | ||
| Q4 24 | $47.2M | $1.4M | ||
| Q3 24 | $82.3M | $1.8M | ||
| Q2 24 | $58.2M | $1.6M | ||
| Q1 24 | $60.2M | $1.1M |
总债务FUSBLRHC
| Q4 25 | $10.9M | — | ||
| Q3 25 | $10.9M | $642.8K | ||
| Q2 25 | $10.9M | $644.3K | ||
| Q1 25 | $10.9M | $645.9K | ||
| Q4 24 | $10.9M | $647.6K | ||
| Q3 24 | $10.9M | $649.2K | ||
| Q2 24 | $10.8M | $650.8K | ||
| Q1 24 | $10.8M | $652.4K |
股东权益FUSBLRHC
| Q4 25 | $105.6M | — | ||
| Q3 25 | $104.2M | $1.6M | ||
| Q2 25 | $101.9M | $3.4M | ||
| Q1 25 | $101.2M | $-87.5M | ||
| Q4 24 | $98.6M | $2.6M | ||
| Q3 24 | $98.5M | $5.0M | ||
| Q2 24 | $93.8M | $4.7M | ||
| Q1 24 | $92.3M | $5.6M |
总资产FUSBLRHC
| Q4 25 | $1.2B | — | ||
| Q3 25 | $1.1B | $21.7M | ||
| Q2 25 | $1.1B | $22.9M | ||
| Q1 25 | $1.1B | $21.0M | ||
| Q4 24 | $1.1B | $19.4M | ||
| Q3 24 | $1.1B | $19.7M | ||
| Q2 24 | $1.1B | $18.7M | ||
| Q1 24 | $1.1B | $16.3M |
负债/权益比FUSBLRHC
| Q4 25 | 0.10× | — | ||
| Q3 25 | 0.10× | 0.41× | ||
| Q2 25 | 0.11× | 0.19× | ||
| Q1 25 | 0.11× | — | ||
| Q4 24 | 0.11× | 0.25× | ||
| Q3 24 | 0.11× | 0.13× | ||
| Q2 24 | 0.12× | 0.14× | ||
| Q1 24 | 0.12× | 0.12× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $12.3M | $-1.3M |
| 自由现金流经营现金流 - 资本支出 | $9.1M | — |
| 自由现金流率自由现金流/营收 | 87.2% | — |
| 资本支出强度资本支出/营收 | 31.1% | — |
| 现金转化率经营现金流/净利润 | 5.79× | — |
| 过去12个月自由现金流最近4个季度 | $16.0M | — |
8季度趋势，按日历期对齐
经营现金流FUSBLRHC
| Q4 25 | $12.3M | — | ||
| Q3 25 | $4.2M | $-1.3M | ||
| Q2 25 | $3.9M | $-1.4M | ||
| Q1 25 | $1.8M | $-3.5M | ||
| Q4 24 | $7.8M | $-1.1M | ||
| Q3 24 | $1.9M | $-591.6K | ||
| Q2 24 | $2.5M | $-803.1K | ||
| Q1 24 | $825.0K | $-538.3K |
自由现金流FUSBLRHC
| Q4 25 | $9.1M | — | ||
| Q3 25 | $3.6M | — | ||
| Q2 25 | $1.6M | — | ||
| Q1 25 | $1.7M | — | ||
| Q4 24 | $5.7M | — | ||
| Q3 24 | $1.3M | — | ||
| Q2 24 | $2.3M | — | ||
| Q1 24 | $-142.0K | — |
自由现金流率FUSBLRHC
| Q4 25 | 87.2% | — | ||
| Q3 25 | 34.2% | — | ||
| Q2 25 | 16.0% | — | ||
| Q1 25 | 17.2% | — | ||
| Q4 24 | 58.2% | — | ||
| Q3 24 | 12.7% | — | ||
| Q2 24 | 23.5% | — | ||
| Q1 24 | -1.4% | — |
资本支出强度FUSBLRHC
| Q4 25 | 31.1% | — | ||
| Q3 25 | 5.9% | — | ||
| Q2 25 | 21.8% | — | ||
| Q1 25 | 0.7% | — | ||
| Q4 24 | 21.6% | — | ||
| Q3 24 | 6.6% | — | ||
| Q2 24 | 2.0% | — | ||
| Q1 24 | 9.8% | — |
现金转化率FUSBLRHC
| Q4 25 | 5.79× | — | ||
| Q3 25 | 2.18× | — | ||
| Q2 25 | 25.16× | -0.02× | ||
| Q1 25 | 0.99× | — | ||
| Q4 24 | 4.53× | — | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 1.20× | — | ||
| Q1 24 | 0.39× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FUSB
暂无分部数据
LRHC
| Real Estate Residential Brokerage Services | $16.8M | 83% |
| Transferred Over Time | $3.5M | 17% |
