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FVCBankcorp, Inc.（FVCB）与La Rosa Holdings Corp.（LRHC）财务数据对比。点击上方公司名可切换其他公司
La Rosa Holdings Corp.的季度营收约是FVCBankcorp, Inc.的1.2倍（$20.2M vs $16.9M），FVCBankcorp, Inc.同比增速更快（4377.5% vs 3.2%），过去两年FVCBankcorp, Inc.的营收复合增速更高（586.6% vs 72.5%）
FVCBankcorp是总部位于美国弗吉尼亚州的银行控股公司，旗下运营社区银行FVCbank，面向大西洋中部地区的中小企业、专业人士及个人客户提供存款、贷款、按揭、财富管理等各类个人及商业银行金融服务。
拉罗萨控股旗下的万拉罗萨父子通心粉公司由西西里移民文森佐·拉罗萨于1914年创立，发展至今已成为美国规模领先的区域知名食品品牌，可生产四十余种意面产品，在当地市场拥有较高的认可度。
FVCB vs LRHC — 直观对比
营收规模更大
LRHC
是对方的1.2倍
$16.9M
营收增速更快
FVCB
高出4374.3%
3.2%
两年增速更快
FVCB
近两年复合增速
72.5%
损益表 — Q4 FY2025 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $16.9M | $20.2M |
| 净利润 | — | $-5.5M |
| 毛利率 | — | 8.4% |
| 营业利润率 | 43.7% | -24.7% |
| 净利率 | — | -27.4% |
| 营收同比 | 4377.5% | 3.2% |
| 净利润同比 | — | -125.7% |
| 每股收益（稀释后） | $0.31 | $-5.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FVCBLRHC
| Q4 25 | $16.9M | — | ||
| Q3 25 | $416.0K | $20.2M | ||
| Q2 25 | $15.8M | $23.2M | ||
| Q1 25 | $382.0K | $17.5M | ||
| Q4 24 | $378.0K | $17.7M | ||
| Q3 24 | $412.0K | $19.6M | ||
| Q2 24 | $415.0K | $19.1M | ||
| Q1 24 | $359.0K | $13.1M |
净利润FVCBLRHC
| Q4 25 | — | — | ||
| Q3 25 | $5.6M | $-5.5M | ||
| Q2 25 | $5.7M | $78.4M | ||
| Q1 25 | $5.2M | $-95.7M | ||
| Q4 24 | — | $-5.1M | ||
| Q3 24 | $4.7M | $-2.5M | ||
| Q2 24 | $4.2M | $-2.3M | ||
| Q1 24 | $1.3M | $-4.6M |
毛利率FVCBLRHC
| Q4 25 | — | — | ||
| Q3 25 | — | 8.4% | ||
| Q2 25 | — | 8.0% | ||
| Q1 25 | — | 8.8% | ||
| Q4 24 | — | 8.9% | ||
| Q3 24 | — | 8.3% | ||
| Q2 24 | — | 8.3% | ||
| Q1 24 | — | 8.9% |
营业利润率FVCBLRHC
| Q4 25 | 43.7% | — | ||
| Q3 25 | — | -24.7% | ||
| Q2 25 | 45.9% | -10.6% | ||
| Q1 25 | — | -26.7% | ||
| Q4 24 | — | -17.1% | ||
| Q3 24 | — | -8.9% | ||
| Q2 24 | — | -9.7% | ||
| Q1 24 | — | -35.0% |
净利率FVCBLRHC
| Q4 25 | — | — | ||
| Q3 25 | 1341.1% | -27.4% | ||
| Q2 25 | 36.0% | 337.8% | ||
| Q1 25 | 1352.1% | -546.5% | ||
| Q4 24 | — | -28.7% | ||
| Q3 24 | 1133.3% | -12.5% | ||
| Q2 24 | 1001.2% | -12.2% | ||
| Q1 24 | 373.3% | -35.1% |
每股收益（稀释后）FVCBLRHC
| Q4 25 | $0.31 | — | ||
| Q3 25 | $0.31 | $-5.44 | ||
| Q2 25 | $0.31 | $15.25 | ||
| Q1 25 | $0.28 | $-5.86 | ||
| Q4 24 | $0.27 | $28.54 | ||
| Q3 24 | $0.25 | $-16.49 | ||
| Q2 24 | $0.23 | $-12.49 | ||
| Q1 24 | $0.07 | $-0.35 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $4.0M |
| 总债务越低越好 | — | $642.8K |
| 股东权益账面价值 | $253.6M | $1.6M |
| 总资产 | $2.3B | $21.7M |
| 负债/权益比越低杠杆越低 | — | 0.41× |
8季度趋势，按日历期对齐
现金及短期投资FVCBLRHC
| Q4 25 | — | — | ||
| Q3 25 | — | $4.0M | ||
| Q2 25 | — | $5.1M | ||
| Q1 25 | — | $2.9M | ||
| Q4 24 | — | $1.4M | ||
| Q3 24 | — | $1.8M | ||
| Q2 24 | — | $1.6M | ||
| Q1 24 | — | $1.1M |
总债务FVCBLRHC
| Q4 25 | — | — | ||
| Q3 25 | — | $642.8K | ||
| Q2 25 | — | $644.3K | ||
| Q1 25 | — | $645.9K | ||
| Q4 24 | — | $647.6K | ||
| Q3 24 | — | $649.2K | ||
| Q2 24 | — | $650.8K | ||
| Q1 24 | — | $652.4K |
股东权益FVCBLRHC
| Q4 25 | $253.6M | — | ||
| Q3 25 | $249.8M | $1.6M | ||
| Q2 25 | $243.2M | $3.4M | ||
| Q1 25 | $242.3M | $-87.5M | ||
| Q4 24 | $235.4M | $2.6M | ||
| Q3 24 | $230.8M | $5.0M | ||
| Q2 24 | $226.5M | $4.7M | ||
| Q1 24 | $220.7M | $5.6M |
总资产FVCBLRHC
| Q4 25 | $2.3B | — | ||
| Q3 25 | $2.3B | $21.7M | ||
| Q2 25 | $2.2B | $22.9M | ||
| Q1 25 | $2.2B | $21.0M | ||
| Q4 24 | $2.2B | $19.4M | ||
| Q3 24 | $2.3B | $19.7M | ||
| Q2 24 | $2.3B | $18.7M | ||
| Q1 24 | $2.2B | $16.3M |
负债/权益比FVCBLRHC
| Q4 25 | — | — | ||
| Q3 25 | — | 0.41× | ||
| Q2 25 | — | 0.19× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.25× | ||
| Q3 24 | — | 0.13× | ||
| Q2 24 | — | 0.14× | ||
| Q1 24 | — | 0.12× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $23.9M | $-1.3M |
| 自由现金流经营现金流 - 资本支出 | $23.8M | — |
| 自由现金流率自由现金流/营收 | 140.7% | — |
| 资本支出强度资本支出/营收 | 0.3% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $40.0M | — |
8季度趋势，按日历期对齐
经营现金流FVCBLRHC
| Q4 25 | $23.9M | — | ||
| Q3 25 | $7.6M | $-1.3M | ||
| Q2 25 | $3.3M | $-1.4M | ||
| Q1 25 | $5.4M | $-3.5M | ||
| Q4 24 | $18.2M | $-1.1M | ||
| Q3 24 | $4.7M | $-591.6K | ||
| Q2 24 | $1.6M | $-803.1K | ||
| Q1 24 | $7.2M | $-538.3K |
自由现金流FVCBLRHC
| Q4 25 | $23.8M | — | ||
| Q3 25 | $7.6M | — | ||
| Q2 25 | $3.3M | — | ||
| Q1 25 | $5.4M | — | ||
| Q4 24 | $18.1M | — | ||
| Q3 24 | $4.6M | — | ||
| Q2 24 | $1.5M | — | ||
| Q1 24 | $7.1M | — |
自由现金流率FVCBLRHC
| Q4 25 | 140.7% | — | ||
| Q3 25 | 1818.0% | — | ||
| Q2 25 | 20.8% | — | ||
| Q1 25 | 1413.6% | — | ||
| Q4 24 | 4786.0% | — | ||
| Q3 24 | 1121.8% | — | ||
| Q2 24 | 361.2% | — | ||
| Q1 24 | 1988.3% | — |
资本支出强度FVCBLRHC
| Q4 25 | 0.3% | — | ||
| Q3 25 | 0.2% | — | ||
| Q2 25 | 0.1% | — | ||
| Q1 25 | 4.2% | — | ||
| Q4 24 | 37.3% | — | ||
| Q3 24 | 14.1% | — | ||
| Q2 24 | 12.8% | — | ||
| Q1 24 | 3.9% | — |
现金转化率FVCBLRHC
| Q4 25 | — | — | ||
| Q3 25 | 1.36× | — | ||
| Q2 25 | 0.58× | -0.02× | ||
| Q1 25 | 1.05× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.00× | — | ||
| Q2 24 | 0.37× | — | ||
| Q1 24 | 5.34× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FVCB
暂无分部数据
LRHC
| Real Estate Residential Brokerage Services | $16.8M | 83% |
| Transferred Over Time | $3.5M | 17% |
