vs
FVCBankcorp, Inc.（FVCB）与WINMARK CORP（WINA）财务数据对比。点击上方公司名可切换其他公司
WINMARK CORP的季度营收约是FVCBankcorp, Inc.的1.2倍（$21.1M vs $16.9M），FVCBankcorp, Inc.同比增速更快（4377.5% vs 7.9%），FVCBankcorp, Inc.自由现金流更多（$23.8M vs $8.5M），过去两年FVCBankcorp, Inc.的营收复合增速更高（586.6% vs 2.4%）
FVCBankcorp是总部位于美国弗吉尼亚州的银行控股公司，旗下运营社区银行FVCbank，面向大西洋中部地区的中小企业、专业人士及个人客户提供存款、贷款、按揭、财富管理等各类个人及商业银行金融服务。
温马克公司是美国的二手商品零售特许经营商，总部位于明尼苏达州明尼阿波利斯，旗下运营五大零售品牌，专注于二手商品的收售业务。公司1988年由罗恩·奥尔森与杰弗里·达尔伯格创立，最初名为Play It Again Sports特许经营公司，1993年更名为Grow Biz国际并于同年上市。
FVCB vs WINA — 直观对比
营收规模更大
WINA
是对方的1.2倍
$16.9M
营收增速更快
FVCB
高出4369.6%
7.9%
自由现金流更多
FVCB
多$15.3M
$8.5M
两年增速更快
FVCB
近两年复合增速
2.4%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $16.9M | $21.1M |
| 净利润 | — | $10.0M |
| 毛利率 | — | — |
| 营业利润率 | 43.7% | 61.7% |
| 净利率 | — | 47.2% |
| 营收同比 | 4377.5% | 7.9% |
| 净利润同比 | — | 3.9% |
| 每股收益（稀释后） | $0.31 | $2.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FVCBWINA
| Q4 25 | $16.9M | $21.1M | ||
| Q3 25 | $416.0K | $22.6M | ||
| Q2 25 | $15.8M | $20.4M | ||
| Q1 25 | $382.0K | $21.9M | ||
| Q4 24 | $378.0K | $19.5M | ||
| Q3 24 | $412.0K | $21.5M | ||
| Q2 24 | $415.0K | $20.1M | ||
| Q1 24 | $359.0K | $20.1M |
净利润FVCBWINA
| Q4 25 | — | $10.0M | ||
| Q3 25 | $5.6M | $11.1M | ||
| Q2 25 | $5.7M | $10.6M | ||
| Q1 25 | $5.2M | $10.0M | ||
| Q4 24 | — | $9.6M | ||
| Q3 24 | $4.7M | $11.1M | ||
| Q2 24 | $4.2M | $10.4M | ||
| Q1 24 | $1.3M | $8.8M |
营业利润率FVCBWINA
| Q4 25 | 43.7% | 61.7% | ||
| Q3 25 | — | 65.9% | ||
| Q2 25 | 45.9% | 64.0% | ||
| Q1 25 | — | 62.0% | ||
| Q4 24 | — | 65.3% | ||
| Q3 24 | — | 69.4% | ||
| Q2 24 | — | 64.7% | ||
| Q1 24 | — | 60.8% |
净利率FVCBWINA
| Q4 25 | — | 47.2% | ||
| Q3 25 | 1341.1% | 49.2% | ||
| Q2 25 | 36.0% | 51.9% | ||
| Q1 25 | 1352.1% | 45.4% | ||
| Q4 24 | — | 49.0% | ||
| Q3 24 | 1133.3% | 51.7% | ||
| Q2 24 | 1001.2% | 51.8% | ||
| Q1 24 | 373.3% | 43.9% |
每股收益（稀释后）FVCBWINA
| Q4 25 | $0.31 | $2.68 | ||
| Q3 25 | $0.31 | $3.02 | ||
| Q2 25 | $0.31 | $2.89 | ||
| Q1 25 | $0.28 | $2.71 | ||
| Q4 24 | $0.27 | $2.60 | ||
| Q3 24 | $0.25 | $3.03 | ||
| Q2 24 | $0.23 | $2.85 | ||
| Q1 24 | $0.07 | $2.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $10.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $253.6M | $-53.7M |
| 总资产 | $2.3B | $24.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FVCBWINA
| Q4 25 | — | $10.3M | ||
| Q3 25 | — | $39.7M | ||
| Q2 25 | — | $28.8M | ||
| Q1 25 | — | $21.8M | ||
| Q4 24 | — | $12.2M | ||
| Q3 24 | — | $37.2M | ||
| Q2 24 | — | $29.4M | ||
| Q1 24 | — | $22.9M |
股东权益FVCBWINA
| Q4 25 | $253.6M | $-53.7M | ||
| Q3 25 | $249.8M | $-26.3M | ||
| Q2 25 | $243.2M | $-36.8M | ||
| Q1 25 | $242.3M | $-45.9M | ||
| Q4 24 | $235.4M | $-51.0M | ||
| Q3 24 | $230.8M | $-33.7M | ||
| Q2 24 | $226.5M | $-42.2M | ||
| Q1 24 | $220.7M | $-52.6M |
总资产FVCBWINA
| Q4 25 | $2.3B | $24.9M | ||
| Q3 25 | $2.3B | $53.7M | ||
| Q2 25 | $2.2B | $43.2M | ||
| Q1 25 | $2.2B | $37.1M | ||
| Q4 24 | $2.2B | $26.8M | ||
| Q3 24 | $2.3B | $52.0M | ||
| Q2 24 | $2.3B | $44.7M | ||
| Q1 24 | $2.2B | $38.3M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $23.9M | $8.5M |
| 自由现金流经营现金流 - 资本支出 | $23.8M | $8.5M |
| 自由现金流率自由现金流/营收 | 140.7% | 40.3% |
| 资本支出强度资本支出/营收 | 0.3% | 0.1% |
| 现金转化率经营现金流/净利润 | — | 0.86× |
| 过去12个月自由现金流最近4个季度 | $40.0M | $44.7M |
8季度趋势，按日历期对齐
经营现金流FVCBWINA
| Q4 25 | $23.9M | $8.5M | ||
| Q3 25 | $7.6M | $12.3M | ||
| Q2 25 | $3.3M | $9.0M | ||
| Q1 25 | $5.4M | $15.1M | ||
| Q4 24 | $18.2M | $8.5M | ||
| Q3 24 | $4.7M | $12.1M | ||
| Q2 24 | $1.6M | $8.2M | ||
| Q1 24 | $7.2M | $13.4M |
自由现金流FVCBWINA
| Q4 25 | $23.8M | $8.5M | ||
| Q3 25 | $7.6M | $12.2M | ||
| Q2 25 | $3.3M | $9.0M | ||
| Q1 25 | $5.4M | $15.0M | ||
| Q4 24 | $18.1M | — | ||
| Q3 24 | $4.6M | $12.1M | ||
| Q2 24 | $1.5M | $8.1M | ||
| Q1 24 | $7.1M | $13.3M |
自由现金流率FVCBWINA
| Q4 25 | 140.7% | 40.3% | ||
| Q3 25 | 1818.0% | 53.8% | ||
| Q2 25 | 20.8% | 44.0% | ||
| Q1 25 | 1413.6% | 68.6% | ||
| Q4 24 | 4786.0% | — | ||
| Q3 24 | 1121.8% | 56.3% | ||
| Q2 24 | 361.2% | 40.4% | ||
| Q1 24 | 1988.3% | 66.0% |
资本支出强度FVCBWINA
| Q4 25 | 0.3% | 0.1% | ||
| Q3 25 | 0.2% | 0.3% | ||
| Q2 25 | 0.1% | 0.3% | ||
| Q1 25 | 4.2% | 0.2% | ||
| Q4 24 | 37.3% | 0.0% | ||
| Q3 24 | 14.1% | 0.0% | ||
| Q2 24 | 12.8% | 0.5% | ||
| Q1 24 | 3.9% | 0.4% |
现金转化率FVCBWINA
| Q4 25 | — | 0.86× | ||
| Q3 25 | 1.36× | 1.10× | ||
| Q2 25 | 0.58× | 0.85× | ||
| Q1 25 | 1.05× | 1.51× | ||
| Q4 24 | — | 0.88× | ||
| Q3 24 | 1.00× | 1.09× | ||
| Q2 24 | 0.37× | 0.79× | ||
| Q1 24 | 5.34× | 1.52× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
