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简柏特（G）与RENAISSANCERE HOLDINGS LTD（RNR）财务数据对比。点击上方公司名可切换其他公司
RENAISSANCERE HOLDINGS LTD的季度营收约是简柏特的1.7倍（$2.2B vs $1.3B），RENAISSANCERE HOLDINGS LTD净利率更高（23.5% vs 10.8%，领先12.7%），简柏特同比增速更快（5.6% vs -36.8%），过去两年简柏特的营收复合增速更高（8.0% vs -11.9%）
简柏特是全球领先的信息技术服务、咨询及外包提供商，总部位于美国纽约，最初成立于印度古尔冈，法定注册地为百慕大。集团现有员工超12.5万名，服务覆盖全球30多个国家，于纽交所上市，2023年总营收达44.8亿美元。
RenaissanceRe Holdings Ltd是总部位于百慕大的保险及相关商业服务提供商，核心业务覆盖再保险、常规保险两大板块，同时运营风险相关创新投资业务，为全球客户提供专业的风险对冲与保险解决方案。
G vs RNR — 直观对比
营收规模更大
RNR
是对方的1.7倍
$1.3B
营收增速更快
G
高出42.4%
-36.8%
净利率更高
RNR
高出12.7%
10.8%
两年增速更快
G
近两年复合增速
-11.9%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.3B | $2.2B |
| 净利润 | $143.1M | $515.8M |
| 毛利率 | 36.6% | — |
| 营业利润率 | 14.8% | — |
| 净利率 | 10.8% | 23.5% |
| 营收同比 | 5.6% | -36.8% |
| 净利润同比 | 0.8% | 72.6% |
| 每股收益（稀释后） | $0.82 | $6.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GRNR
| Q1 26 | — | $2.2B | ||
| Q4 25 | $1.3B | $3.0B | ||
| Q3 25 | $1.3B | $3.2B | ||
| Q2 25 | $1.3B | $3.2B | ||
| Q1 25 | $1.2B | $3.5B | ||
| Q4 24 | $1.2B | $2.3B | ||
| Q3 24 | $1.2B | $4.0B | ||
| Q2 24 | $1.2B | $2.8B |
净利润GRNR
| Q1 26 | — | $515.8M | ||
| Q4 25 | $143.1M | $760.5M | ||
| Q3 25 | $145.8M | $916.5M | ||
| Q2 25 | $132.7M | $835.4M | ||
| Q1 25 | $130.9M | $170.0M | ||
| Q4 24 | $141.9M | $-189.7M | ||
| Q3 24 | $132.8M | $1.2B | ||
| Q2 24 | $122.0M | $503.9M |
毛利率GRNR
| Q1 26 | — | — | ||
| Q4 25 | 36.6% | — | ||
| Q3 25 | 36.4% | — | ||
| Q2 25 | 35.9% | — | ||
| Q1 25 | 35.3% | — | ||
| Q4 24 | 35.7% | — | ||
| Q3 24 | 35.6% | — | ||
| Q2 24 | 35.4% | — |
营业利润率GRNR
| Q1 26 | — | — | ||
| Q4 25 | 14.8% | 42.5% | ||
| Q3 25 | 14.8% | 46.3% | ||
| Q2 25 | 14.3% | 41.8% | ||
| Q1 25 | 15.1% | -2.0% | ||
| Q4 24 | 15.2% | -3.6% | ||
| Q3 24 | 15.0% | 43.7% | ||
| Q2 24 | 14.5% | 25.0% |
净利率GRNR
| Q1 26 | — | 23.5% | ||
| Q4 25 | 10.8% | 25.6% | ||
| Q3 25 | 11.3% | 28.7% | ||
| Q2 25 | 10.6% | 26.1% | ||
| Q1 25 | 10.8% | 4.9% | ||
| Q4 24 | 11.4% | -8.3% | ||
| Q3 24 | 11.0% | 29.8% | ||
| Q2 24 | 10.4% | 17.8% |
每股收益（稀释后）GRNR
| Q1 26 | — | $6.57 | ||
| Q4 25 | $0.82 | $16.16 | ||
| Q3 25 | $0.83 | $19.40 | ||
| Q2 25 | $0.75 | $17.20 | ||
| Q1 25 | $0.73 | $3.27 | ||
| Q4 24 | $0.80 | $-3.76 | ||
| Q3 24 | $0.74 | $22.62 | ||
| Q2 24 | $0.67 | $9.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.2B | $1.6B |
| 总债务越低越好 | $1.5B | — |
| 股东权益账面价值 | $2.5B | $4.3B |
| 总资产 | $5.8B | $53.7B |
| 负债/权益比越低杠杆越低 | 0.60× | — |
8季度趋势，按日历期对齐
现金及短期投资GRNR
| Q1 26 | — | $1.6B | ||
| Q4 25 | $1.2B | $1.7B | ||
| Q3 25 | $740.8M | $1.7B | ||
| Q2 25 | $663.3M | $1.4B | ||
| Q1 25 | $561.6M | $1.6B | ||
| Q4 24 | $671.6M | $1.7B | ||
| Q3 24 | $1.0B | $1.6B | ||
| Q2 24 | $914.2M | $1.6B |
总债务GRNR
| Q1 26 | — | — | ||
| Q4 25 | $1.5B | $2.3B | ||
| Q3 25 | $1.2B | $2.2B | ||
| Q2 25 | $1.2B | $2.3B | ||
| Q1 25 | $1.2B | $2.8B | ||
| Q4 24 | $1.2B | $1.9B | ||
| Q3 24 | $1.6B | $1.9B | ||
| Q2 24 | $1.6B | $2.0B |
股东权益GRNR
| Q1 26 | — | $4.3B | ||
| Q4 25 | $2.5B | $11.6B | ||
| Q3 25 | $2.5B | $11.5B | ||
| Q2 25 | $2.6B | $10.8B | ||
| Q1 25 | $2.5B | $10.3B | ||
| Q4 24 | $2.4B | $10.6B | ||
| Q3 24 | $2.4B | $11.2B | ||
| Q2 24 | $2.3B | $10.2B |
总资产GRNR
| Q1 26 | — | $53.7B | ||
| Q4 25 | $5.8B | $53.8B | ||
| Q3 25 | $5.4B | $54.5B | ||
| Q2 25 | $5.3B | $54.7B | ||
| Q1 25 | $4.9B | $53.6B | ||
| Q4 24 | $5.0B | $50.7B | ||
| Q3 24 | $5.3B | $52.8B | ||
| Q2 24 | $5.2B | $51.6B |
负债/权益比GRNR
| Q1 26 | — | — | ||
| Q4 25 | 0.60× | 0.20× | ||
| Q3 25 | 0.47× | 0.19× | ||
| Q2 25 | 0.47× | 0.21× | ||
| Q1 25 | 0.50× | 0.27× | ||
| Q4 24 | 0.51× | 0.18× | ||
| Q3 24 | 0.68× | 0.17× | ||
| Q2 24 | 0.70× | 0.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $286.7M | — |
| 自由现金流经营现金流 - 资本支出 | $269.0M | — |
| 自由现金流率自由现金流/营收 | 20.4% | — |
| 资本支出强度资本支出/营收 | 1.3% | — |
| 现金转化率经营现金流/净利润 | 2.00× | — |
| 过去12个月自由现金流最近4个季度 | $734.7M | — |
8季度趋势，按日历期对齐
经营现金流GRNR
| Q1 26 | — | — | ||
| Q4 25 | $286.7M | $483.0M | ||
| Q3 25 | $308.4M | $1.6B | ||
| Q2 25 | $177.4M | $1.5B | ||
| Q1 25 | $40.4M | $157.8M | ||
| Q4 24 | $203.2M | $778.9M | ||
| Q3 24 | $228.5M | $1.5B | ||
| Q2 24 | $209.3M | $1.2B |
自由现金流GRNR
| Q1 26 | — | — | ||
| Q4 25 | $269.0M | — | ||
| Q3 25 | $292.0M | — | ||
| Q2 25 | $155.1M | — | ||
| Q1 25 | $18.5M | — | ||
| Q4 24 | $183.5M | — | ||
| Q3 24 | $208.7M | — | ||
| Q2 24 | $190.0M | — |
自由现金流率GRNR
| Q1 26 | — | — | ||
| Q4 25 | 20.4% | — | ||
| Q3 25 | 22.6% | — | ||
| Q2 25 | 12.4% | — | ||
| Q1 25 | 1.5% | — | ||
| Q4 24 | 14.7% | — | ||
| Q3 24 | 17.2% | — | ||
| Q2 24 | 16.2% | — |
资本支出强度GRNR
| Q1 26 | — | — | ||
| Q4 25 | 1.3% | — | ||
| Q3 25 | 1.3% | — | ||
| Q2 25 | 1.8% | — | ||
| Q1 25 | 1.8% | — | ||
| Q4 24 | 1.6% | — | ||
| Q3 24 | 1.6% | — | ||
| Q2 24 | 1.6% | — |
现金转化率GRNR
| Q1 26 | — | — | ||
| Q4 25 | 2.00× | 0.64× | ||
| Q3 25 | 2.11× | 1.73× | ||
| Q2 25 | 1.34× | 1.76× | ||
| Q1 25 | 0.31× | 0.93× | ||
| Q4 24 | 1.43× | — | ||
| Q3 24 | 1.72× | 1.26× | ||
| Q2 24 | 1.72× | 2.41× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
G
| High Tech And Manufacturing | $525.3M | 40% |
| Consumer And Healthcare | $445.8M | 34% |
| Financial Services | $348.2M | 26% |
RNR
暂无分部数据
