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GERMAN AMERICAN BANCORP, INC.（GABC）与STURM RUGER & CO INC（RGR）财务数据对比。点击上方公司名可切换其他公司
STURM RUGER & CO INC的季度营收约是GERMAN AMERICAN BANCORP, INC.的1.2倍（$151.1M vs $126.7M），GERMAN AMERICAN BANCORP, INC.同比增速更快（39.7% vs 3.6%），GERMAN AMERICAN BANCORP, INC.自由现金流更多（$154.0M vs $12.3M），过去两年GERMAN AMERICAN BANCORP, INC.的营收复合增速更高（22.7% vs 5.1%）
German American Bancorp, Inc.（股票代码：GABC）是一家美国的银行控股企业，专注于提供多元金融服务，核心业务涵盖支付卡相关服务，总部位于纽约曼哈顿下城的巴特利公园城，在金融服务领域拥有成熟的业务布局。
鲁格公司（Ruger）是总部位于美国康涅狄格州绍斯波特的枪械制造企业，除总部外，还在新罕布什尔州纽波特、北卡罗来纳州梅约丹以及亚利桑那州普雷斯科特设有生产工厂。公司由亚历山大·麦考密克·斯特姆与威廉·B·鲁格于1949年共同创立，自1969年起公开上市交易。
GABC vs RGR — 直观对比
营收规模更大
RGR
是对方的1.2倍
$126.7M
营收增速更快
GABC
高出36.1%
3.6%
自由现金流更多
GABC
多$141.7M
$12.3M
两年增速更快
GABC
近两年复合增速
5.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $126.7M | $151.1M |
| 净利润 | $35.7M | — |
| 毛利率 | — | 17.8% |
| 营业利润率 | 34.6% | 2.3% |
| 净利率 | 28.2% | — |
| 营收同比 | 39.7% | 3.6% |
| 净利润同比 | 53.7% | — |
| 每股收益（稀释后） | $0.98 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GABCRGR
| Q4 25 | $126.7M | $151.1M | ||
| Q3 25 | $126.5M | $126.8M | ||
| Q2 25 | $123.2M | $132.5M | ||
| Q1 25 | $111.1M | $135.7M | ||
| Q4 24 | $90.7M | $145.8M | ||
| Q3 24 | $88.5M | $122.3M | ||
| Q2 24 | $90.5M | $130.8M | ||
| Q1 24 | $84.1M | $136.8M |
净利润GABCRGR
| Q4 25 | $35.7M | — | ||
| Q3 25 | $35.1M | $1.6M | ||
| Q2 25 | $31.4M | $-17.2M | ||
| Q1 25 | $10.5M | $7.8M | ||
| Q4 24 | $23.2M | — | ||
| Q3 24 | $21.0M | $4.7M | ||
| Q2 24 | $20.5M | $8.3M | ||
| Q1 24 | $19.0M | $7.1M |
毛利率GABCRGR
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | — | 3.9% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | — | 22.8% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | 22.3% | ||
| Q1 24 | — | 21.5% |
营业利润率GABCRGR
| Q4 25 | 34.6% | 2.3% | ||
| Q3 25 | 34.6% | -2.7% | ||
| Q2 25 | 31.8% | -15.6% | ||
| Q1 25 | 12.0% | 6.2% | ||
| Q4 24 | 31.6% | 7.8% | ||
| Q3 24 | 29.0% | 3.1% | ||
| Q2 24 | 29.4% | 6.9% | ||
| Q1 24 | 27.6% | 5.5% |
净利率GABCRGR
| Q4 25 | 28.2% | — | ||
| Q3 25 | 27.7% | 1.2% | ||
| Q2 25 | 25.5% | -13.0% | ||
| Q1 25 | 9.5% | 5.7% | ||
| Q4 24 | 25.6% | — | ||
| Q3 24 | 23.8% | 3.9% | ||
| Q2 24 | 22.7% | 6.3% | ||
| Q1 24 | 22.6% | 5.2% |
每股收益（稀释后）GABCRGR
| Q4 25 | $0.98 | $0.22 | ||
| Q3 25 | $0.94 | $0.10 | ||
| Q2 25 | $0.84 | $-1.05 | ||
| Q1 25 | $0.30 | $0.46 | ||
| Q4 24 | $0.79 | $0.62 | ||
| Q3 24 | $0.71 | $0.28 | ||
| Q2 24 | $0.69 | $0.47 | ||
| Q1 24 | $0.64 | $0.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $92.5M |
| 总债务越低越好 | $100.0M | — |
| 股东权益账面价值 | $1.2B | $283.8M |
| 总资产 | $8.4B | $342.0M |
| 负债/权益比越低杠杆越低 | 0.09× | — |
8季度趋势，按日历期对齐
现金及短期投资GABCRGR
| Q4 25 | — | $92.5M | ||
| Q3 25 | — | $80.8M | ||
| Q2 25 | — | $101.4M | ||
| Q1 25 | — | $108.3M | ||
| Q4 24 | — | $105.5M | ||
| Q3 24 | — | $96.0M | ||
| Q2 24 | — | $105.6M | ||
| Q1 24 | — | $115.3M |
总债务GABCRGR
| Q4 25 | $100.0M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $114.6M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益GABCRGR
| Q4 25 | $1.2B | $283.8M | ||
| Q3 25 | $1.1B | $279.6M | ||
| Q2 25 | $1.1B | $289.3M | ||
| Q1 25 | $1.0B | $321.5M | ||
| Q4 24 | $715.1M | $319.6M | ||
| Q3 24 | $744.6M | $314.9M | ||
| Q2 24 | $687.8M | $321.5M | ||
| Q1 24 | $655.3M | $332.0M |
总资产GABCRGR
| Q4 25 | $8.4B | $342.0M | ||
| Q3 25 | $8.4B | $342.3M | ||
| Q2 25 | $8.3B | $349.5M | ||
| Q1 25 | $8.4B | $379.0M | ||
| Q4 24 | $6.3B | $384.0M | ||
| Q3 24 | $6.3B | $373.5M | ||
| Q2 24 | $6.2B | $376.7M | ||
| Q1 24 | $6.1B | $385.0M |
负债/权益比GABCRGR
| Q4 25 | 0.09× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.16× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $159.3M | $15.5M |
| 自由现金流经营现金流 - 资本支出 | $154.0M | $12.3M |
| 自由现金流率自由现金流/营收 | 121.6% | 8.2% |
| 资本支出强度资本支出/营收 | 4.2% | 2.1% |
| 现金转化率经营现金流/净利润 | 4.46× | — |
| 过去12个月自由现金流最近4个季度 | $267.0M | $38.5M |
8季度趋势，按日历期对齐
经营现金流GABCRGR
| Q4 25 | $159.3M | $15.5M | ||
| Q3 25 | $51.8M | $12.9M | ||
| Q2 25 | $26.9M | $14.7M | ||
| Q1 25 | $37.9M | $11.1M | ||
| Q4 24 | $95.8M | $20.0M | ||
| Q3 24 | $24.5M | $9.4M | ||
| Q2 24 | $18.7M | $18.7M | ||
| Q1 24 | $23.9M | $7.3M |
自由现金流GABCRGR
| Q4 25 | $154.0M | $12.3M | ||
| Q3 25 | $50.1M | $7.0M | ||
| Q2 25 | $26.2M | $9.1M | ||
| Q1 25 | $36.7M | $10.0M | ||
| Q4 24 | $90.7M | $16.4M | ||
| Q3 24 | $23.0M | $2.6M | ||
| Q2 24 | $17.0M | $10.1M | ||
| Q1 24 | $22.6M | $5.6M |
自由现金流率GABCRGR
| Q4 25 | 121.6% | 8.2% | ||
| Q3 25 | 39.6% | 5.5% | ||
| Q2 25 | 21.2% | 6.9% | ||
| Q1 25 | 33.0% | 7.4% | ||
| Q4 24 | 100.1% | 11.2% | ||
| Q3 24 | 26.0% | 2.1% | ||
| Q2 24 | 18.8% | 7.7% | ||
| Q1 24 | 26.9% | 4.1% |
资本支出强度GABCRGR
| Q4 25 | 4.2% | 2.1% | ||
| Q3 25 | 1.3% | 4.6% | ||
| Q2 25 | 0.6% | 4.2% | ||
| Q1 25 | 1.1% | 0.8% | ||
| Q4 24 | 5.6% | 2.5% | ||
| Q3 24 | 1.7% | 5.5% | ||
| Q2 24 | 1.8% | 6.6% | ||
| Q1 24 | 1.5% | 1.3% |
现金转化率GABCRGR
| Q4 25 | 4.46× | — | ||
| Q3 25 | 1.48× | 8.15× | ||
| Q2 25 | 0.86× | — | ||
| Q1 25 | 3.61× | 1.43× | ||
| Q4 24 | 4.13× | — | ||
| Q3 24 | 1.16× | 1.98× | ||
| Q2 24 | 0.91× | 2.27× | ||
| Q1 24 | 1.25× | 1.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GABC
暂无分部数据
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
