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GRID DYNAMICS HOLDINGS, INC.（GDYN）与Stellar Bancorp, Inc.（STEL）财务数据对比。点击上方公司名可切换其他公司
Stellar Bancorp, Inc.的季度营收约是GRID DYNAMICS HOLDINGS, INC.的1.0倍（$108.9M vs $106.2M），Stellar Bancorp, Inc.净利率更高（24.0% vs 0.3%，领先23.7%），GRID DYNAMICS HOLDINGS, INC.同比增速更快（5.9% vs 0.8%），Stellar Bancorp, Inc.自由现金流更多（$92.6M vs $6.1M），过去两年GRID DYNAMICS HOLDINGS, INC.的营收复合增速更高（15.3% vs 0.2%）
Escape Dynamics Inc.是一家总部位于科罗拉多州的科技企业，活跃于2010年至2015年，核心业务方向是研发可单级入轨、依靠电磁驱动的可重复使用航天飞机，并推动该项目实现商业化落地。
Stellar Bancorp, Inc.是总部位于美国的金融控股公司，通过旗下全资银行子公司开展运营，提供全品类零售及商业银行服务，覆盖存款产品、个人及商业贷款、抵押贷款、财富管理解决方案，服务客群包括个人消费者、小微企业及区域企业客户。
GDYN vs STEL — 直观对比
营收规模更大
STEL
是对方的1.0倍
$106.2M
营收增速更快
GDYN
高出5.0%
0.8%
净利率更高
STEL
高出23.7%
0.3%
自由现金流更多
STEL
多$86.5M
$6.1M
两年增速更快
GDYN
近两年复合增速
0.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $106.2M | $108.9M |
| 净利润 | $306.0K | $26.1M |
| 毛利率 | 34.0% | — |
| 营业利润率 | 0.5% | 29.0% |
| 净利率 | 0.3% | 24.0% |
| 营收同比 | 5.9% | 0.8% |
| 净利润同比 | -93.2% | 3.7% |
| 每股收益（稀释后） | $0.01 | $0.52 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GDYNSTEL
| Q4 25 | $106.2M | $108.9M | ||
| Q3 25 | $104.2M | $105.6M | ||
| Q2 25 | $101.1M | $104.1M | ||
| Q1 25 | $100.4M | $104.8M | ||
| Q4 24 | $100.3M | $108.0M | ||
| Q3 24 | $87.4M | $107.8M | ||
| Q2 24 | $83.0M | $106.8M | ||
| Q1 24 | $79.8M | $108.4M |
净利润GDYNSTEL
| Q4 25 | $306.0K | $26.1M | ||
| Q3 25 | $1.2M | $25.7M | ||
| Q2 25 | $5.3M | $26.4M | ||
| Q1 25 | $2.9M | $24.7M | ||
| Q4 24 | $4.5M | $25.2M | ||
| Q3 24 | $4.3M | $33.9M | ||
| Q2 24 | $-817.0K | $29.8M | ||
| Q1 24 | $-3.9M | $26.1M |
毛利率GDYNSTEL
| Q4 25 | 34.0% | — | ||
| Q3 25 | 33.3% | — | ||
| Q2 25 | 34.1% | — | ||
| Q1 25 | 36.8% | — | ||
| Q4 24 | 36.9% | — | ||
| Q3 24 | 37.4% | — | ||
| Q2 24 | 35.6% | — | ||
| Q1 24 | 34.7% | — |
营业利润率GDYNSTEL
| Q4 25 | 0.5% | 29.0% | ||
| Q3 25 | -0.2% | 30.5% | ||
| Q2 25 | -0.1% | 31.7% | ||
| Q1 25 | -2.0% | 29.6% | ||
| Q4 24 | 1.3% | 29.4% | ||
| Q3 24 | 2.4% | 39.6% | ||
| Q2 24 | 0.0% | 35.1% | ||
| Q1 24 | -6.9% | 30.4% |
净利率GDYNSTEL
| Q4 25 | 0.3% | 24.0% | ||
| Q3 25 | 1.1% | 24.3% | ||
| Q2 25 | 5.2% | 25.3% | ||
| Q1 25 | 2.9% | 23.6% | ||
| Q4 24 | 4.5% | 23.3% | ||
| Q3 24 | 4.9% | 31.4% | ||
| Q2 24 | -1.0% | 27.9% | ||
| Q1 24 | -4.9% | 24.1% |
每股收益（稀释后）GDYNSTEL
| Q4 25 | $0.01 | $0.52 | ||
| Q3 25 | $0.01 | $0.50 | ||
| Q2 25 | $0.06 | $0.51 | ||
| Q1 25 | $0.03 | $0.46 | ||
| Q4 24 | $0.06 | $0.47 | ||
| Q3 24 | $0.05 | $0.63 | ||
| Q2 24 | $-0.01 | $0.56 | ||
| Q1 24 | $-0.05 | $0.49 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $342.1M | $419.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $542.1M | $1.7B |
| 总资产 | $612.9M | $10.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资GDYNSTEL
| Q4 25 | $342.1M | $419.5M | ||
| Q3 25 | $338.6M | $728.4M | ||
| Q2 25 | $336.8M | $578.1M | ||
| Q1 25 | $325.5M | $560.6M | ||
| Q4 24 | $334.7M | $911.2M | ||
| Q3 24 | $231.3M | $516.2M | ||
| Q2 24 | $256.0M | $490.3M | ||
| Q1 24 | $249.4M | $399.7M |
股东权益GDYNSTEL
| Q4 25 | $542.1M | $1.7B | ||
| Q3 25 | $537.7M | $1.7B | ||
| Q2 25 | $532.2M | $1.6B | ||
| Q1 25 | $517.4M | $1.6B | ||
| Q4 24 | $517.8M | $1.6B | ||
| Q3 24 | $400.2M | $1.6B | ||
| Q2 24 | $388.4M | $1.6B | ||
| Q1 24 | $382.8M | $1.5B |
总资产GDYNSTEL
| Q4 25 | $612.9M | $10.8B | ||
| Q3 25 | $613.2M | $10.6B | ||
| Q2 25 | $608.9M | $10.5B | ||
| Q1 25 | $590.9M | $10.4B | ||
| Q4 24 | $592.2M | $10.9B | ||
| Q3 24 | $477.3M | $10.6B | ||
| Q2 24 | $443.6M | $10.7B | ||
| Q1 24 | $435.3M | $10.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $9.9M | $97.0M |
| 自由现金流经营现金流 - 资本支出 | $6.1M | $92.6M |
| 自由现金流率自由现金流/营收 | 5.7% | 85.0% |
| 资本支出强度资本支出/营收 | 3.6% | 4.0% |
| 现金转化率经营现金流/净利润 | 32.34× | 3.71× |
| 过去12个月自由现金流最近4个季度 | $25.3M | $173.2M |
8季度趋势，按日历期对齐
经营现金流GDYNSTEL
| Q4 25 | $9.9M | $97.0M | ||
| Q3 25 | $7.0M | $63.6M | ||
| Q2 25 | $14.4M | $25.8M | ||
| Q1 25 | $9.4M | $-5.7M | ||
| Q4 24 | $7.1M | $132.6M | ||
| Q3 24 | $9.2M | $59.5M | ||
| Q2 24 | $10.7M | $38.1M | ||
| Q1 24 | $3.2M | $31.1M |
自由现金流GDYNSTEL
| Q4 25 | $6.1M | $92.6M | ||
| Q3 25 | $2.9M | $62.5M | ||
| Q2 25 | $10.2M | $24.5M | ||
| Q1 25 | $6.0M | $-6.4M | ||
| Q4 24 | $4.4M | $128.0M | ||
| Q3 24 | $5.9M | $57.7M | ||
| Q2 24 | $8.0M | $37.1M | ||
| Q1 24 | $43.0K | $30.5M |
自由现金流率GDYNSTEL
| Q4 25 | 5.7% | 85.0% | ||
| Q3 25 | 2.8% | 59.2% | ||
| Q2 25 | 10.1% | 23.6% | ||
| Q1 25 | 6.0% | -6.2% | ||
| Q4 24 | 4.4% | 118.5% | ||
| Q3 24 | 6.8% | 53.5% | ||
| Q2 24 | 9.7% | 34.8% | ||
| Q1 24 | 0.1% | 28.2% |
资本支出强度GDYNSTEL
| Q4 25 | 3.6% | 4.0% | ||
| Q3 25 | 3.9% | 1.1% | ||
| Q2 25 | 4.1% | 1.2% | ||
| Q1 25 | 3.3% | 0.7% | ||
| Q4 24 | 2.6% | 4.3% | ||
| Q3 24 | 3.7% | 1.7% | ||
| Q2 24 | 3.2% | 0.9% | ||
| Q1 24 | 4.0% | 0.5% |
现金转化率GDYNSTEL
| Q4 25 | 32.34× | 3.71× | ||
| Q3 25 | 5.92× | 2.48× | ||
| Q2 25 | 2.73× | 0.98× | ||
| Q1 25 | 3.21× | -0.23× | ||
| Q4 24 | 1.56× | 5.26× | ||
| Q3 24 | 2.15× | 1.76× | ||
| Q2 24 | — | 1.28× | ||
| Q1 24 | — | 1.19× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GDYN
| Other | $30.6M | 29% |
| Technology Media And Telecom | $30.1M | 28% |
| Financial Service | $24.3M | 23% |
| Manufactured Product Other | $10.8M | 10% |
| Related Party | $7.6M | 7% |
| Health Care | $2.8M | 3% |
STEL
暂无分部数据
