vs
Gen Digital（GEN）与M/I HOMES, INC.（MHO）财务数据对比。点击上方公司名可切换其他公司
Gen Digital的季度营收约是M/I HOMES, INC.的1.1倍（$1.2B vs $1.1B），Gen Digital净利率更高（15.5% vs 5.6%，领先9.9%），Gen Digital同比增速更快（28.5% vs -4.8%），过去两年Gen Digital的营收复合增速更高（13.2% vs 4.7%）
Gen Digital是一家跨国软件企业，双总部分别设于美国亚利桑那州坦佩和欧盟捷克布拉格，是财富500强企业及标普500指数成分股，同时在纳斯达克与布拉格证券交易所挂牌上市。公司主营网络安全软件、金融科技及相关服务，旗下拥有诺顿、Avast、LifeLock、AVG、CCleaner等多个知名品牌。
M/I Homes是美国领先的住宅建筑企业，主要设计、建造及销售独栋住宅、联排住宅与复式公寓，业务覆盖美国多州，面向首次置业、改善型及高端置业群体，提供节能住宅产品与个性化定制服务。
GEN vs MHO — 直观对比
营收规模更大
GEN
是对方的1.1倍
$1.1B
营收增速更快
GEN
高出33.3%
-4.8%
净利率更高
GEN
高出9.9%
5.6%
两年增速更快
GEN
近两年复合增速
4.7%
损益表 — Q3 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.2B | $1.1B |
| 净利润 | $192.0M | $64.0M |
| 毛利率 | 78.4% | 17.4% |
| 营业利润率 | 34.9% | 6.5% |
| 净利率 | 15.5% | 5.6% |
| 营收同比 | 28.5% | -4.8% |
| 净利润同比 | 6.1% | -52.1% |
| 每股收益（稀释后） | $0.31 | $2.42 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GENMHO
| Q1 26 | $1.2B | — | ||
| Q4 25 | $1.2B | $1.1B | ||
| Q3 25 | $1.3B | $1.1B | ||
| Q2 25 | — | $1.2B | ||
| Q1 25 | $1.0B | $976.1M | ||
| Q4 24 | $986.0M | $1.2B | ||
| Q3 24 | $974.0M | $1.1B | ||
| Q2 24 | $965.0M | $1.1B |
净利润GENMHO
| Q1 26 | $192.0M | — | ||
| Q4 25 | $134.0M | $64.0M | ||
| Q3 25 | $135.0M | $106.5M | ||
| Q2 25 | — | $121.2M | ||
| Q1 25 | $142.0M | $111.2M | ||
| Q4 24 | $159.0M | $133.5M | ||
| Q3 24 | $161.0M | $145.4M | ||
| Q2 24 | $181.0M | $146.7M |
毛利率GENMHO
| Q1 26 | 78.4% | — | ||
| Q4 25 | 78.2% | 17.4% | ||
| Q3 25 | 78.8% | 24.5% | ||
| Q2 25 | — | 24.7% | ||
| Q1 25 | 80.3% | 25.9% | ||
| Q4 24 | 80.4% | 24.6% | ||
| Q3 24 | 80.1% | 27.1% | ||
| Q2 24 | 80.3% | 27.9% |
营业利润率GENMHO
| Q1 26 | 34.9% | — | ||
| Q4 25 | 35.9% | 6.5% | ||
| Q3 25 | 35.5% | 12.0% | ||
| Q2 25 | — | 13.4% | ||
| Q1 25 | 41.3% | 14.4% | ||
| Q4 24 | 37.9% | 13.6% | ||
| Q3 24 | 41.3% | 15.9% | ||
| Q2 24 | 43.2% | 16.8% |
净利率GENMHO
| Q1 26 | 15.5% | — | ||
| Q4 25 | 11.0% | 5.6% | ||
| Q3 25 | 10.7% | 9.4% | ||
| Q2 25 | — | 10.4% | ||
| Q1 25 | 14.1% | 11.4% | ||
| Q4 24 | 16.1% | 11.1% | ||
| Q3 24 | 16.5% | 12.7% | ||
| Q2 24 | 18.8% | 13.2% |
每股收益（稀释后）GENMHO
| Q1 26 | $0.31 | — | ||
| Q4 25 | $0.21 | $2.42 | ||
| Q3 25 | $0.22 | $3.92 | ||
| Q2 25 | — | $4.42 | ||
| Q1 25 | $0.22 | $3.98 | ||
| Q4 24 | $0.26 | $4.71 | ||
| Q3 24 | $0.26 | $5.10 | ||
| Q2 24 | $0.29 | $5.12 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $8.4B | — |
| 股东权益账面价值 | $2.3B | $3.2B |
| 总资产 | $15.8B | $4.8B |
| 负债/权益比越低杠杆越低 | 3.61× | — |
8季度趋势，按日历期对齐
现金及短期投资GENMHO
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | $1.0B | — | ||
| Q4 24 | $883.0M | — | ||
| Q3 24 | $737.0M | — | ||
| Q2 24 | $644.0M | — |
总债务GENMHO
| Q1 26 | $8.4B | — | ||
| Q4 25 | $8.7B | — | ||
| Q3 25 | $8.9B | — | ||
| Q2 25 | — | — | ||
| Q1 25 | $8.3B | — | ||
| Q4 24 | $8.5B | — | ||
| Q3 24 | $8.5B | — | ||
| Q2 24 | $8.5B | — |
股东权益GENMHO
| Q1 26 | $2.3B | — | ||
| Q4 25 | $2.5B | $3.2B | ||
| Q3 25 | $2.4B | $3.1B | ||
| Q2 25 | — | $3.1B | ||
| Q1 25 | $2.3B | $3.0B | ||
| Q4 24 | $2.2B | $2.9B | ||
| Q3 24 | $2.1B | $2.8B | ||
| Q2 24 | $2.0B | $2.7B |
总资产GENMHO
| Q1 26 | $15.8B | — | ||
| Q4 25 | $16.1B | $4.8B | ||
| Q3 25 | $16.4B | $4.8B | ||
| Q2 25 | — | $4.7B | ||
| Q1 25 | $15.5B | $4.6B | ||
| Q4 24 | $15.4B | $4.5B | ||
| Q3 24 | $15.5B | $4.5B | ||
| Q2 24 | $15.4B | $4.3B |
负债/权益比GENMHO
| Q1 26 | 3.61× | — | ||
| Q4 25 | 3.54× | — | ||
| Q3 25 | 3.75× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 3.64× | — | ||
| Q4 24 | 3.94× | — | ||
| Q3 24 | 4.06× | — | ||
| Q2 24 | 4.33× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-8.7M |
| 自由现金流经营现金流 - 资本支出 | — | $-13.0M |
| 自由现金流率自由现金流/营收 | — | -1.1% |
| 资本支出强度资本支出/营收 | — | 0.4% |
| 现金转化率经营现金流/净利润 | — | -0.14× |
| 过去12个月自由现金流最近4个季度 | — | $127.7M |
8季度趋势，按日历期对齐
经营现金流GENMHO
| Q1 26 | — | — | ||
| Q4 25 | $541.0M | $-8.7M | ||
| Q3 25 | $409.0M | $43.4M | ||
| Q2 25 | — | $37.8M | ||
| Q1 25 | $473.0M | $64.9M | ||
| Q4 24 | $326.0M | $104.4M | ||
| Q3 24 | $158.0M | $-67.9M | ||
| Q2 24 | $264.0M | $27.5M |
自由现金流GENMHO
| Q1 26 | — | — | ||
| Q4 25 | $535.0M | $-13.0M | ||
| Q3 25 | $405.0M | $42.0M | ||
| Q2 25 | — | $35.1M | ||
| Q1 25 | $470.0M | $63.5M | ||
| Q4 24 | $318.0M | $102.3M | ||
| Q3 24 | $156.0M | $-68.5M | ||
| Q2 24 | $262.0M | $22.0M |
自由现金流率GENMHO
| Q1 26 | — | — | ||
| Q4 25 | 43.9% | -1.1% | ||
| Q3 25 | 32.2% | 3.7% | ||
| Q2 25 | — | 3.0% | ||
| Q1 25 | 46.5% | 6.5% | ||
| Q4 24 | 32.3% | 8.5% | ||
| Q3 24 | 16.0% | -6.0% | ||
| Q2 24 | 27.2% | 2.0% |
资本支出强度GENMHO
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | 0.4% | ||
| Q3 25 | 0.3% | 0.1% | ||
| Q2 25 | — | 0.2% | ||
| Q1 25 | 0.3% | 0.1% | ||
| Q4 24 | 0.8% | 0.2% | ||
| Q3 24 | 0.2% | 0.1% | ||
| Q2 24 | 0.2% | 0.5% |
现金转化率GENMHO
| Q1 26 | — | — | ||
| Q4 25 | 4.04× | -0.14× | ||
| Q3 25 | 3.03× | 0.41× | ||
| Q2 25 | — | 0.31× | ||
| Q1 25 | 3.33× | 0.58× | ||
| Q4 24 | 2.05× | 0.78× | ||
| Q3 24 | 0.98× | -0.47× | ||
| Q2 24 | 1.46× | 0.19× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GEN
| Cyber Safety Platform | $819.0M | 66% |
| Trust Based Solutions | $421.0M | 34% |
| Net Interest Income On Notes Receivable | $4.0M | 0% |
MHO
| Southern Homebuilding | $615.6M | 54% |
| Northern Homebuilding | $503.9M | 44% |
| Financial Service | $27.8M | 2% |
| Land | $4.7M | 0% |
