vs
Gen Digital（GEN）与URBAN OUTFITTERS INC（URBN）财务数据对比。点击上方公司名可切换其他公司
URBAN OUTFITTERS INC的季度营收约是Gen Digital的1.2倍（$1.5B vs $1.2B），Gen Digital净利率更高（15.5% vs 7.6%，领先7.9%），Gen Digital同比增速更快（28.5% vs 12.3%），过去两年Gen Digital的营收复合增速更高（13.2% vs 1.4%）
Gen Digital是一家跨国软件企业，双总部分别设于美国亚利桑那州坦佩和欧盟捷克布拉格，是财富500强企业及标普500指数成分股，同时在纳斯达克与布拉格证券交易所挂牌上市。公司主营网络安全软件、金融科技及相关服务，旗下拥有诺顿、Avast、LifeLock、AVG、CCleaner等多个知名品牌。
URBN是总部位于美国宾夕法尼亚州费城的跨国生活方式零售企业，旗下Urban Outfitters品牌面向年轻消费群体，产品涵盖男女时装、鞋履、美妆个护、配饰、运动服饰装备、家居用品及音乐周边等，业务覆盖美国、英国、加拿大、部分西欧国家、波兰、阿联酋、科威特、卡塔尔等市场。
GEN vs URBN — 直观对比
营收规模更大
URBN
是对方的1.2倍
$1.2B
营收增速更快
GEN
高出16.2%
12.3%
净利率更高
GEN
高出7.9%
7.6%
两年增速更快
GEN
近两年复合增速
1.4%
损益表 — Q3 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.2B | $1.5B |
| 净利润 | $192.0M | $116.4M |
| 毛利率 | 78.4% | 36.8% |
| 营业利润率 | 34.9% | 9.4% |
| 净利率 | 15.5% | 7.6% |
| 营收同比 | 28.5% | 12.3% |
| 净利润同比 | 6.1% | 13.1% |
| 每股收益（稀释后） | $0.31 | $1.28 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GENURBN
| Q1 26 | $1.2B | — | ||
| Q4 25 | $1.2B | $1.5B | ||
| Q3 25 | $1.3B | $1.5B | ||
| Q2 25 | — | $1.3B | ||
| Q1 25 | $1.0B | $1.6B | ||
| Q4 24 | $986.0M | $1.4B | ||
| Q3 24 | $974.0M | $1.4B | ||
| Q2 24 | $965.0M | $1.2B |
净利润GENURBN
| Q1 26 | $192.0M | — | ||
| Q4 25 | $134.0M | $116.4M | ||
| Q3 25 | $135.0M | $143.9M | ||
| Q2 25 | — | $108.3M | ||
| Q1 25 | $142.0M | $120.3M | ||
| Q4 24 | $159.0M | $102.9M | ||
| Q3 24 | $161.0M | $117.5M | ||
| Q2 24 | $181.0M | $61.8M |
毛利率GENURBN
| Q1 26 | 78.4% | — | ||
| Q4 25 | 78.2% | 36.8% | ||
| Q3 25 | 78.8% | 37.6% | ||
| Q2 25 | — | 36.8% | ||
| Q1 25 | 80.3% | 32.3% | ||
| Q4 24 | 80.4% | 36.5% | ||
| Q3 24 | 80.1% | 36.5% | ||
| Q2 24 | 80.3% | 34.0% |
营业利润率GENURBN
| Q1 26 | 34.9% | — | ||
| Q4 25 | 35.9% | 9.4% | ||
| Q3 25 | 35.5% | 11.6% | ||
| Q2 25 | — | 9.6% | ||
| Q1 25 | 41.3% | 7.7% | ||
| Q4 24 | 37.9% | 9.4% | ||
| Q3 24 | 41.3% | 10.7% | ||
| Q2 24 | 43.2% | 6.2% |
净利率GENURBN
| Q1 26 | 15.5% | — | ||
| Q4 25 | 11.0% | 7.6% | ||
| Q3 25 | 10.7% | 9.6% | ||
| Q2 25 | — | 8.1% | ||
| Q1 25 | 14.1% | 7.4% | ||
| Q4 24 | 16.1% | 7.6% | ||
| Q3 24 | 16.5% | 8.7% | ||
| Q2 24 | 18.8% | 5.1% |
每股收益（稀释后）GENURBN
| Q1 26 | $0.31 | — | ||
| Q4 25 | $0.21 | $1.28 | ||
| Q3 25 | $0.22 | $1.58 | ||
| Q2 25 | — | $1.16 | ||
| Q1 25 | $0.22 | $1.27 | ||
| Q4 24 | $0.26 | $1.10 | ||
| Q3 24 | $0.26 | $1.24 | ||
| Q2 24 | $0.29 | $0.65 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $306.6M |
| 总债务越低越好 | $8.4B | — |
| 股东权益账面价值 | $2.3B | $2.7B |
| 总资产 | $15.8B | $4.9B |
| 负债/权益比越低杠杆越低 | 3.61× | — |
8季度趋势，按日历期对齐
现金及短期投资GENURBN
| Q1 26 | — | — | ||
| Q4 25 | — | $306.6M | ||
| Q3 25 | — | $332.2M | ||
| Q2 25 | — | $189.4M | ||
| Q1 25 | $1.0B | $290.5M | ||
| Q4 24 | $883.0M | $182.5M | ||
| Q3 24 | $737.0M | $209.1M | ||
| Q2 24 | $644.0M | $174.0M |
总债务GENURBN
| Q1 26 | $8.4B | — | ||
| Q4 25 | $8.7B | — | ||
| Q3 25 | $8.9B | — | ||
| Q2 25 | — | — | ||
| Q1 25 | $8.3B | — | ||
| Q4 24 | $8.5B | — | ||
| Q3 24 | $8.5B | — | ||
| Q2 24 | $8.5B | — |
股东权益GENURBN
| Q1 26 | $2.3B | — | ||
| Q4 25 | $2.5B | $2.7B | ||
| Q3 25 | $2.4B | $2.6B | ||
| Q2 25 | — | $2.4B | ||
| Q1 25 | $2.3B | $2.5B | ||
| Q4 24 | $2.2B | $2.4B | ||
| Q3 24 | $2.1B | $2.2B | ||
| Q2 24 | $2.0B | $2.2B |
总资产GENURBN
| Q1 26 | $15.8B | — | ||
| Q4 25 | $16.1B | $4.9B | ||
| Q3 25 | $16.4B | $4.7B | ||
| Q2 25 | — | $4.5B | ||
| Q1 25 | $15.5B | $4.5B | ||
| Q4 24 | $15.4B | $4.5B | ||
| Q3 24 | $15.5B | $4.3B | ||
| Q2 24 | $15.4B | $4.2B |
负债/权益比GENURBN
| Q1 26 | 3.61× | — | ||
| Q4 25 | 3.54× | — | ||
| Q3 25 | 3.75× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 3.64× | — | ||
| Q4 24 | 3.94× | — | ||
| Q3 24 | 4.06× | — | ||
| Q2 24 | 4.33× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $61.1M |
| 自由现金流经营现金流 - 资本支出 | — | $-22.8M |
| 自由现金流率自由现金流/营收 | — | -1.5% |
| 资本支出强度资本支出/营收 | — | 5.5% |
| 现金转化率经营现金流/净利润 | — | 0.53× |
| 过去12个月自由现金流最近4个季度 | — | $402.7M |
8季度趋势，按日历期对齐
经营现金流GENURBN
| Q1 26 | — | — | ||
| Q4 25 | $541.0M | $61.1M | ||
| Q3 25 | $409.0M | $218.0M | ||
| Q2 25 | — | $33.0M | ||
| Q1 25 | $473.0M | $320.5M | ||
| Q4 24 | $326.0M | $18.5M | ||
| Q3 24 | $158.0M | $105.3M | ||
| Q2 24 | $264.0M | $58.6M |
自由现金流GENURBN
| Q1 26 | — | — | ||
| Q4 25 | $535.0M | $-22.8M | ||
| Q3 25 | $405.0M | $156.6M | ||
| Q2 25 | — | $-13.1M | ||
| Q1 25 | $470.0M | $281.9M | ||
| Q4 24 | $318.0M | $-26.6M | ||
| Q3 24 | $156.0M | $47.5M | ||
| Q2 24 | $262.0M | $17.5M |
自由现金流率GENURBN
| Q1 26 | — | — | ||
| Q4 25 | 43.9% | -1.5% | ||
| Q3 25 | 32.2% | 10.4% | ||
| Q2 25 | — | -1.0% | ||
| Q1 25 | 46.5% | 17.2% | ||
| Q4 24 | 32.3% | -2.0% | ||
| Q3 24 | 16.0% | 3.5% | ||
| Q2 24 | 27.2% | 1.5% |
资本支出强度GENURBN
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | 5.5% | ||
| Q3 25 | 0.3% | 4.1% | ||
| Q2 25 | — | 3.5% | ||
| Q1 25 | 0.3% | 2.4% | ||
| Q4 24 | 0.8% | 3.3% | ||
| Q3 24 | 0.2% | 4.3% | ||
| Q2 24 | 0.2% | 3.4% |
现金转化率GENURBN
| Q1 26 | — | — | ||
| Q4 25 | 4.04× | 0.53× | ||
| Q3 25 | 3.03× | 1.52× | ||
| Q2 25 | — | 0.30× | ||
| Q1 25 | 3.33× | 2.66× | ||
| Q4 24 | 2.05× | 0.18× | ||
| Q3 24 | 0.98× | 0.90× | ||
| Q2 24 | 1.46× | 0.95× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GEN
| Cyber Safety Platform | $819.0M | 66% |
| Trust Based Solutions | $421.0M | 34% |
| Net Interest Income On Notes Receivable | $4.0M | 0% |
URBN
| Apparel | $861.4M | 56% |
| Home | $187.0M | 12% |
| Accessories | $182.6M | 12% |
| Subscription Operations | $144.6M | 9% |
| Wholesale Operations | $88.3M | 6% |
| Other | $65.3M | 4% |
