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Graham Holdings Co（GHC）与UMB FINANCIAL CORP（UMBF）财务数据对比。点击上方公司名可切换其他公司
Graham Holdings Co的季度营收约是UMB FINANCIAL CORP的1.7倍（$1.3B vs $739.2M），UMB FINANCIAL CORP净利率更高（35.4% vs 8.7%，领先26.7%），UMB FINANCIAL CORP同比增速更快（321.6% vs 0.4%），过去两年UMB FINANCIAL CORP的营收复合增速更高（73.7% vs 4.2%）
Graham Holdings是一家总部位于美国弗吉尼亚州阿灵顿县、在特拉华州注册的多元化综合控股集团，曾持有知名媒体《华盛顿邮报》与《新闻周刊》的所有权，旗下业务覆盖多个领域，在北美市场拥有深厚的行业运营积淀。
UMB金融集团是总部位于美国密苏里州堪萨斯城的金融服务机构，面向美国全境及爱尔兰的个人、企业与机构客户，提供多元化金融服务，涵盖支票、储蓄等存款产品，住房按揭、车贷、商贷、信用卡等信贷服务，以及投资与财富管理解决方案。
GHC vs UMBF — 直观对比
营收规模更大
GHC
是对方的1.7倍
$739.2M
营收增速更快
UMBF
高出321.2%
0.4%
净利率更高
UMBF
高出26.7%
8.7%
两年增速更快
UMBF
近两年复合增速
4.2%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.3B | $739.2M |
| 净利润 | $108.7M | $261.4M |
| 毛利率 | — | — |
| 营业利润率 | 3.8% | — |
| 净利率 | 8.7% | 35.4% |
| 营收同比 | 0.4% | 321.6% |
| 净利润同比 | -80.2% | 221.4% |
| 每股收益（稀释后） | $24.76 | $3.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GHCUMBF
| Q1 26 | — | $739.2M | ||
| Q4 25 | $1.3B | $522.5M | ||
| Q3 25 | $1.3B | $475.0M | ||
| Q2 25 | $1.2B | $467.0M | ||
| Q1 25 | $1.2B | $397.6M | ||
| Q4 24 | $1.2B | $269.0M | ||
| Q3 24 | $1.2B | $247.4M | ||
| Q2 24 | $1.2B | $245.1M |
净利润GHCUMBF
| Q1 26 | — | $261.4M | ||
| Q4 25 | $108.7M | $215.4M | ||
| Q3 25 | $122.9M | $188.3M | ||
| Q2 25 | $36.7M | $217.4M | ||
| Q1 25 | $23.9M | $81.3M | ||
| Q4 24 | $548.8M | $120.0M | ||
| Q3 24 | $72.5M | $109.6M | ||
| Q2 24 | $-21.0M | $101.3M |
营业利润率GHCUMBF
| Q1 26 | — | — | ||
| Q4 25 | 3.8% | 51.7% | ||
| Q3 25 | 5.2% | 49.8% | ||
| Q2 25 | 6.0% | 58.9% | ||
| Q1 25 | 4.1% | 23.4% | ||
| Q4 24 | 5.8% | 53.8% | ||
| Q3 24 | 6.8% | 54.8% | ||
| Q2 24 | 2.2% | 51.8% |
净利率GHCUMBF
| Q1 26 | — | 35.4% | ||
| Q4 25 | 8.7% | 41.2% | ||
| Q3 25 | 9.6% | 39.6% | ||
| Q2 25 | 3.0% | 46.5% | ||
| Q1 25 | 2.0% | 20.5% | ||
| Q4 24 | 44.1% | 44.6% | ||
| Q3 24 | 6.0% | 44.3% | ||
| Q2 24 | -1.8% | 41.3% |
每股收益（稀释后）GHCUMBF
| Q1 26 | — | $3.35 | ||
| Q4 25 | $24.76 | $2.90 | ||
| Q3 25 | $27.91 | $2.36 | ||
| Q2 25 | $8.35 | $2.82 | ||
| Q1 25 | $5.45 | $1.21 | ||
| Q4 24 | $124.05 | $2.44 | ||
| Q3 24 | $16.42 | $2.23 | ||
| Q2 24 | $-4.79 | $2.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $267.0M | — |
| 总债务越低越好 | — | $477.2M |
| 股东权益账面价值 | $4.8B | $7.8B |
| 总资产 | $8.4B | $72.7B |
| 负债/权益比越低杠杆越低 | — | 0.06× |
8季度趋势，按日历期对齐
现金及短期投资GHCUMBF
| Q1 26 | — | — | ||
| Q4 25 | $267.0M | $7.8B | ||
| Q3 25 | $190.8M | $8.8B | ||
| Q2 25 | $176.2M | $11.0B | ||
| Q1 25 | $156.7M | $10.6B | ||
| Q4 24 | $260.9M | $8.4B | ||
| Q3 24 | $244.4M | $7.3B | ||
| Q2 24 | $140.7M | $5.0B |
总债务GHCUMBF
| Q1 26 | — | $477.2M | ||
| Q4 25 | — | $474.2M | ||
| Q3 25 | — | $471.3M | ||
| Q2 25 | — | $657.3M | ||
| Q1 25 | — | $654.4M | ||
| Q4 24 | — | $385.3M | ||
| Q3 24 | — | $384.8M | ||
| Q2 24 | — | $384.2M |
股东权益GHCUMBF
| Q1 26 | — | $7.8B | ||
| Q4 25 | $4.8B | $7.7B | ||
| Q3 25 | $4.5B | $7.4B | ||
| Q2 25 | $4.4B | $7.3B | ||
| Q1 25 | $4.3B | $6.7B | ||
| Q4 24 | $4.3B | $3.5B | ||
| Q3 24 | $4.0B | $3.5B | ||
| Q2 24 | $4.0B | $3.2B |
总资产GHCUMBF
| Q1 26 | — | $72.7B | ||
| Q4 25 | $8.4B | $73.1B | ||
| Q3 25 | $7.9B | $71.9B | ||
| Q2 25 | $7.6B | $71.8B | ||
| Q1 25 | $7.6B | $69.3B | ||
| Q4 24 | $7.7B | $50.4B | ||
| Q3 24 | $7.4B | $47.5B | ||
| Q2 24 | $7.2B | $44.5B |
负债/权益比GHCUMBF
| Q1 26 | — | 0.06× | ||
| Q4 25 | — | 0.06× | ||
| Q3 25 | — | 0.06× | ||
| Q2 25 | — | 0.09× | ||
| Q1 25 | — | 0.10× | ||
| Q4 24 | — | 0.11× | ||
| Q3 24 | — | 0.11× | ||
| Q2 24 | — | 0.12× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $28.3M | — |
| 自由现金流经营现金流 - 资本支出 | $5.0M | — |
| 自由现金流率自由现金流/营收 | 0.4% | — |
| 资本支出强度资本支出/营收 | 1.9% | — |
| 现金转化率经营现金流/净利润 | 0.26× | — |
| 过去12个月自由现金流最近4个季度 | $275.3M | — |
8季度趋势，按日历期对齐
经营现金流GHCUMBF
| Q1 26 | — | — | ||
| Q4 25 | $28.3M | $106.1M | ||
| Q3 25 | $178.1M | $272.2M | ||
| Q2 25 | $94.8M | $285.4M | ||
| Q1 25 | $46.0M | $363.0M | ||
| Q4 24 | $116.3M | $-66.9M | ||
| Q3 24 | $237.6M | $123.6M | ||
| Q2 24 | $52.0M | $112.4M |
自由现金流GHCUMBF
| Q1 26 | — | — | ||
| Q4 25 | $5.0M | $95.3M | ||
| Q3 25 | $161.8M | $257.8M | ||
| Q2 25 | $78.0M | $270.8M | ||
| Q1 25 | $30.5M | $354.2M | ||
| Q4 24 | $91.1M | $-77.1M | ||
| Q3 24 | $219.4M | $117.7M | ||
| Q2 24 | $33.7M | $106.7M |
自由现金流率GHCUMBF
| Q1 26 | — | — | ||
| Q4 25 | 0.4% | 18.2% | ||
| Q3 25 | 12.6% | 54.3% | ||
| Q2 25 | 6.4% | 58.0% | ||
| Q1 25 | 2.6% | 89.1% | ||
| Q4 24 | 7.3% | -28.6% | ||
| Q3 24 | 18.2% | 47.6% | ||
| Q2 24 | 2.8% | 43.5% |
资本支出强度GHCUMBF
| Q1 26 | — | — | ||
| Q4 25 | 1.9% | 2.1% | ||
| Q3 25 | 1.3% | 3.0% | ||
| Q2 25 | 1.4% | 3.1% | ||
| Q1 25 | 1.3% | 2.2% | ||
| Q4 24 | 2.0% | 3.8% | ||
| Q3 24 | 1.5% | 2.4% | ||
| Q2 24 | 1.5% | 2.3% |
现金转化率GHCUMBF
| Q1 26 | — | — | ||
| Q4 25 | 0.26× | 0.49× | ||
| Q3 25 | 1.45× | 1.45× | ||
| Q2 25 | 2.58× | 1.31× | ||
| Q1 25 | 1.93× | 4.46× | ||
| Q4 24 | 0.21× | -0.56× | ||
| Q3 24 | 3.28× | 1.13× | ||
| Q2 24 | — | 1.11× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GHC
| Products | $602.7M | 48% |
| Kaplan International | $251.9M | 20% |
| Manufacturing | $117.8M | 9% |
| Television Broadcasting | $110.5M | 9% |
| Higher Education | $83.8M | 7% |
| Supplemental Education | $74.9M | 6% |
| Related Party | $4.4M | 0% |
UMBF
暂无分部数据
