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Globe Life（GL）与赫兹（HTZ）财务数据对比。点击上方公司名可切换其他公司
赫兹的季度营收约是Globe Life的1.3倍（$2.0B vs $1.6B），Globe Life净利率更高（17.3% vs -9.6%，领先26.9%），Globe Life同比增速更快（5.3% vs -0.6%），过去两年Globe Life的营收复合增速更高（4.1% vs -1.3%）
Globe Life Inc.（股票代码：GL）是总部位于美国得克萨斯州麦金尼的金融服务控股公司，在纽约证券交易所上市，通过旗下全资子公司开展业务，主营人寿保险、年金产品及补充健康保险产品。
赫兹全球控股是美国知名汽车租赁企业，总部位于佛罗里达州埃斯特罗。公司运营赫兹同名核心品牌，同时拥有Dollar、Firefly、Thrifty等多个汽车租赁子品牌，业务覆盖全球广泛市场，为客户提供多元出行租赁解决方案。
GL vs HTZ — 直观对比
营收规模更大
HTZ
是对方的1.3倍
$1.6B
营收增速更快
GL
高出5.9%
-0.6%
净利率更高
GL
高出26.9%
-9.6%
两年增速更快
GL
近两年复合增速
-1.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.6B | $2.0B |
| 净利润 | $270.5M | $-194.0M |
| 毛利率 | — | — |
| 营业利润率 | — | -11.0% |
| 净利率 | 17.3% | -9.6% |
| 营收同比 | 5.3% | -0.6% |
| 净利润同比 | 6.3% | 59.5% |
| 每股收益（稀释后） | $3.39 | $-0.46 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GLHTZ
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.5B | $2.0B | ||
| Q3 25 | $1.5B | $2.5B | ||
| Q2 25 | $1.5B | $2.2B | ||
| Q1 25 | $1.5B | $1.8B | ||
| Q4 24 | $1.5B | $2.0B | ||
| Q3 24 | $1.5B | $2.6B | ||
| Q2 24 | $1.4B | $2.4B |
净利润GLHTZ
| Q1 26 | $270.5M | — | ||
| Q4 25 | $266.1M | $-194.0M | ||
| Q3 25 | $387.8M | $184.0M | ||
| Q2 25 | $252.7M | $-294.0M | ||
| Q1 25 | $254.6M | $-443.0M | ||
| Q4 24 | $255.2M | $-479.0M | ||
| Q3 24 | $303.0M | $-1.3B | ||
| Q2 24 | $258.4M | $-865.0M |
毛利率GLHTZ
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 26.1% | — | ||
| Q2 24 | 23.3% | — |
营业利润率GLHTZ
| Q1 26 | — | — | ||
| Q4 25 | 21.7% | -11.0% | ||
| Q3 25 | 31.5% | 9.4% | ||
| Q2 25 | 21.2% | -14.5% | ||
| Q1 25 | 21.4% | -29.0% | ||
| Q4 24 | 21.3% | -27.6% | ||
| Q3 24 | 26.3% | -62.9% | ||
| Q2 24 | 23.5% | -20.1% |
净利率GLHTZ
| Q1 26 | 17.3% | — | ||
| Q4 25 | 17.5% | -9.6% | ||
| Q3 25 | 25.6% | 7.4% | ||
| Q2 25 | 17.1% | -13.5% | ||
| Q1 25 | 17.2% | -24.4% | ||
| Q4 24 | 17.4% | -23.5% | ||
| Q3 24 | 20.8% | -51.7% | ||
| Q2 24 | 17.9% | -36.8% |
每股收益（稀释后）GLHTZ
| Q1 26 | $3.39 | — | ||
| Q4 25 | $3.28 | $-0.46 | ||
| Q3 25 | $4.73 | $0.42 | ||
| Q2 25 | $3.05 | $-0.95 | ||
| Q1 25 | $3.01 | $-1.44 | ||
| Q4 24 | $3.00 | $-1.57 | ||
| Q3 24 | $3.44 | $-4.34 | ||
| Q2 24 | $2.83 | $-2.82 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $183.8M | $565.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $6.1B | $-459.0M |
| 总资产 | — | $22.3B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资GLHTZ
| Q1 26 | $183.8M | — | ||
| Q4 25 | $314.7M | $565.0M | ||
| Q3 25 | $62.8M | $1.1B | ||
| Q2 25 | $116.7M | $503.0M | ||
| Q1 25 | $134.1M | $626.0M | ||
| Q4 24 | $85.0M | $592.0M | ||
| Q3 24 | $100.5M | $501.0M | ||
| Q2 24 | $100.6M | $568.0M |
股东权益GLHTZ
| Q1 26 | $6.1B | — | ||
| Q4 25 | $6.0B | $-459.0M | ||
| Q3 25 | $5.7B | $-317.0M | ||
| Q2 25 | $5.4B | $-504.0M | ||
| Q1 25 | $5.4B | $-262.0M | ||
| Q4 24 | $5.3B | $153.0M | ||
| Q3 24 | $4.6B | $681.0M | ||
| Q2 24 | $5.2B | $2.0B |
总资产GLHTZ
| Q1 26 | — | — | ||
| Q4 25 | $30.8B | $22.3B | ||
| Q3 25 | $30.5B | $23.0B | ||
| Q2 25 | $29.8B | $23.1B | ||
| Q1 25 | $29.7B | $22.0B | ||
| Q4 24 | $29.1B | $21.8B | ||
| Q3 24 | $29.6B | $23.0B | ||
| Q2 24 | $28.3B | $25.2B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $193.0M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流GLHTZ
| Q1 26 | — | — | ||
| Q4 25 | $350.6M | $193.0M | ||
| Q3 25 | $306.0M | $835.0M | ||
| Q2 25 | $307.9M | $346.0M | ||
| Q1 25 | $431.9M | $251.0M | ||
| Q4 24 | $336.9M | $414.0M | ||
| Q3 24 | $340.6M | $894.0M | ||
| Q2 24 | $374.1M | $546.0M |
自由现金流GLHTZ
| Q1 26 | — | — | ||
| Q4 25 | $330.1M | — | ||
| Q3 25 | $208.7M | — | ||
| Q2 25 | $295.0M | — | ||
| Q1 25 | $420.1M | — | ||
| Q4 24 | $321.9M | — | ||
| Q3 24 | $311.3M | — | ||
| Q2 24 | $356.5M | — |
自由现金流率GLHTZ
| Q1 26 | — | — | ||
| Q4 25 | 21.7% | — | ||
| Q3 25 | 13.8% | — | ||
| Q2 25 | 19.9% | — | ||
| Q1 25 | 28.4% | — | ||
| Q4 24 | 22.0% | — | ||
| Q3 24 | 21.4% | — | ||
| Q2 24 | 24.8% | — |
资本支出强度GLHTZ
| Q1 26 | — | — | ||
| Q4 25 | 1.3% | — | ||
| Q3 25 | 6.4% | — | ||
| Q2 25 | 0.9% | — | ||
| Q1 25 | 0.8% | — | ||
| Q4 24 | 1.0% | — | ||
| Q3 24 | 2.0% | — | ||
| Q2 24 | 1.2% | — |
现金转化率GLHTZ
| Q1 26 | — | — | ||
| Q4 25 | 1.32× | — | ||
| Q3 25 | 0.79× | 4.54× | ||
| Q2 25 | 1.22× | — | ||
| Q1 25 | 1.70× | — | ||
| Q4 24 | 1.32× | — | ||
| Q3 24 | 1.12× | — | ||
| Q2 24 | 1.45× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GL
| Life premium | $853.2M | 55% |
| Health premium | $416.9M | 27% |
| Other | $289.5M | 19% |
HTZ
暂无分部数据
