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Globe Life（GL）与北极星（PII）财务数据对比。点击上方公司名可切换其他公司
北极星的季度营收约是Globe Life的1.1倍（$1.7B vs $1.6B），Globe Life净利率更高（17.3% vs -2.8%，领先20.2%），北极星同比增速更快（8.0% vs 5.3%），过去两年Globe Life的营收复合增速更高（4.1% vs -8.0%）
Globe Life Inc.（股票代码：GL）是总部位于美国得克萨斯州麦金尼的金融服务控股公司，在纽约证券交易所上市，通过旗下全资子公司开展业务，主营人寿保险、年金产品及补充健康保险产品。
北极星公司（Polaris Inc.）是总部位于美国明尼苏达州麦地那的机动车制造企业，创立于明尼苏达州罗索，当地目前仍保留其工程研发与生产设施。公司曾通过胜利摩托子公司生产摩托车，2011年收购印第安摩托品牌后转由该子公司运营摩托业务，此前还曾生产私人水上摩托艇产品。
GL vs PII — 直观对比
营收规模更大
PII
是对方的1.1倍
$1.6B
营收增速更快
PII
高出2.7%
5.3%
净利率更高
GL
高出20.2%
-2.8%
两年增速更快
GL
近两年复合增速
-8.0%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.6B | $1.7B |
| 净利润 | $270.5M | $-47.2M |
| 毛利率 | — | 20.2% |
| 营业利润率 | — | 76.5% |
| 净利率 | 17.3% | -2.8% |
| 营收同比 | 5.3% | 8.0% |
| 净利润同比 | — | 29.0% |
| 每股收益（稀释后） | $3.39 | $-0.83 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GLPII
| Q1 26 | $1.6B | $1.7B | ||
| Q4 25 | $1.5B | $1.9B | ||
| Q3 25 | $1.5B | $1.8B | ||
| Q2 25 | $1.5B | $1.9B | ||
| Q1 25 | $1.5B | $1.5B | ||
| Q4 24 | $1.5B | $1.8B | ||
| Q3 24 | $1.5B | $1.7B | ||
| Q2 24 | $1.4B | $2.0B |
净利润GLPII
| Q1 26 | $270.5M | $-47.2M | ||
| Q4 25 | $266.1M | $-303.6M | ||
| Q3 25 | $387.8M | $-15.8M | ||
| Q2 25 | $252.7M | $-79.3M | ||
| Q1 25 | $254.6M | $-66.8M | ||
| Q4 24 | $255.2M | $10.6M | ||
| Q3 24 | $303.0M | $27.7M | ||
| Q2 24 | $258.4M | $68.7M |
毛利率GLPII
| Q1 26 | — | 20.2% | ||
| Q4 25 | — | 20.0% | ||
| Q3 25 | — | 20.7% | ||
| Q2 25 | — | 19.4% | ||
| Q1 25 | — | 16.0% | ||
| Q4 24 | — | 20.4% | ||
| Q3 24 | 26.1% | 20.6% | ||
| Q2 24 | 23.3% | 21.6% |
营业利润率GLPII
| Q1 26 | — | 76.5% | ||
| Q4 25 | 21.7% | -16.7% | ||
| Q3 25 | 31.5% | 1.1% | ||
| Q2 25 | 21.2% | -0.7% | ||
| Q1 25 | 21.4% | -2.4% | ||
| Q4 24 | 21.3% | 3.7% | ||
| Q3 24 | 26.3% | 3.8% | ||
| Q2 24 | 23.5% | 6.1% |
净利率GLPII
| Q1 26 | 17.3% | -2.8% | ||
| Q4 25 | 17.5% | -15.8% | ||
| Q3 25 | 25.6% | -0.9% | ||
| Q2 25 | 17.1% | -4.3% | ||
| Q1 25 | 17.2% | -4.3% | ||
| Q4 24 | 17.4% | 0.6% | ||
| Q3 24 | 20.8% | 1.6% | ||
| Q2 24 | 17.9% | 3.5% |
每股收益（稀释后）GLPII
| Q1 26 | $3.39 | $-0.83 | ||
| Q4 25 | $3.28 | $-5.34 | ||
| Q3 25 | $4.73 | $-0.28 | ||
| Q2 25 | $3.05 | $-1.39 | ||
| Q1 25 | $3.01 | $-1.17 | ||
| Q4 24 | $3.00 | $0.18 | ||
| Q3 24 | $3.44 | $0.49 | ||
| Q2 24 | $2.83 | $1.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $183.8M | $282.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $6.1B | $750.4M |
| 总资产 | — | $5.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资GLPII
| Q1 26 | $183.8M | $282.0M | ||
| Q4 25 | $314.7M | $138.0M | ||
| Q3 25 | $62.8M | $335.5M | ||
| Q2 25 | $116.7M | $324.3M | ||
| Q1 25 | $134.1M | $291.7M | ||
| Q4 24 | $85.0M | $287.8M | ||
| Q3 24 | $100.5M | $291.3M | ||
| Q2 24 | $100.6M | $322.7M |
总债务GLPII
| Q1 26 | — | — | ||
| Q4 25 | — | $1.5B | ||
| Q3 25 | — | $1.3B | ||
| Q2 25 | — | $1.4B | ||
| Q1 25 | — | $1.6B | ||
| Q4 24 | — | $1.6B | ||
| Q3 24 | — | $1.7B | ||
| Q2 24 | — | $2.1B |
股东权益GLPII
| Q1 26 | $6.1B | $750.4M | ||
| Q4 25 | $6.0B | $828.4M | ||
| Q3 25 | $5.7B | $1.1B | ||
| Q2 25 | $5.4B | $1.2B | ||
| Q1 25 | $5.4B | $1.2B | ||
| Q4 24 | $5.3B | $1.3B | ||
| Q3 24 | $4.6B | $1.3B | ||
| Q2 24 | $5.2B | $1.3B |
总资产GLPII
| Q1 26 | — | $5.2B | ||
| Q4 25 | $30.8B | $4.9B | ||
| Q3 25 | $30.5B | $5.3B | ||
| Q2 25 | $29.8B | $5.4B | ||
| Q1 25 | $29.7B | $5.5B | ||
| Q4 24 | $29.1B | $5.5B | ||
| Q3 24 | $29.6B | $5.6B | ||
| Q2 24 | $28.3B | $5.7B |
负债/权益比GLPII
| Q1 26 | — | — | ||
| Q4 25 | — | 1.82× | ||
| Q3 25 | — | 1.13× | ||
| Q2 25 | — | 1.17× | ||
| Q1 25 | — | 1.32× | ||
| Q4 24 | — | 1.27× | ||
| Q3 24 | — | 1.29× | ||
| Q2 24 | — | 1.56× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | — |
| 自由现金流经营现金流 - 资本支出 | — | $-342.5M |
| 自由现金流率自由现金流/营收 | — | -20.6% |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $168.0M |
8季度趋势，按日历期对齐
经营现金流GLPII
| Q1 26 | — | — | ||
| Q4 25 | $350.6M | $178.7M | ||
| Q3 25 | $306.0M | $158.8M | ||
| Q2 25 | $307.9M | $320.3M | ||
| Q1 25 | $431.9M | $83.2M | ||
| Q4 24 | $336.9M | $206.3M | ||
| Q3 24 | $340.6M | $21.0M | ||
| Q2 24 | $374.1M | $146.3M |
自由现金流GLPII
| Q1 26 | — | $-342.5M | ||
| Q4 25 | $330.1M | $114.0M | ||
| Q3 25 | $208.7M | $116.7M | ||
| Q2 25 | $295.0M | $279.8M | ||
| Q1 25 | $420.1M | $47.6M | ||
| Q4 24 | $321.9M | $137.3M | ||
| Q3 24 | $311.3M | $-32.4M | ||
| Q2 24 | $356.5M | $79.1M |
自由现金流率GLPII
| Q1 26 | — | -20.6% | ||
| Q4 25 | 21.7% | 5.9% | ||
| Q3 25 | 13.8% | 6.3% | ||
| Q2 25 | 19.9% | 15.1% | ||
| Q1 25 | 28.4% | 3.1% | ||
| Q4 24 | 22.0% | 7.8% | ||
| Q3 24 | 21.4% | -1.9% | ||
| Q2 24 | 24.8% | 4.0% |
资本支出强度GLPII
| Q1 26 | — | — | ||
| Q4 25 | 1.3% | 3.4% | ||
| Q3 25 | 6.4% | 2.3% | ||
| Q2 25 | 0.9% | 2.2% | ||
| Q1 25 | 0.8% | 2.3% | ||
| Q4 24 | 1.0% | 3.9% | ||
| Q3 24 | 2.0% | 3.1% | ||
| Q2 24 | 1.2% | 3.4% |
现金转化率GLPII
| Q1 26 | — | — | ||
| Q4 25 | 1.32× | — | ||
| Q3 25 | 0.79× | — | ||
| Q2 25 | 1.22× | — | ||
| Q1 25 | 1.70× | — | ||
| Q4 24 | 1.32× | 19.46× | ||
| Q3 24 | 1.12× | 0.76× | ||
| Q2 24 | 1.45× | 2.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GL
| Life premium | $853.2M | 55% |
| Health premium | $416.9M | 27% |
| Other | $289.5M | 19% |
PII
暂无分部数据
