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Globe Life（GL）与先锋自然资源公司（PR）财务数据对比。点击上方公司名可切换其他公司
Globe Life的季度营收约是先锋自然资源公司的1.3倍（$1.6B vs $1.2B），先锋自然资源公司净利率更高（29.0% vs 17.3%，领先11.7%），Globe Life同比增速更快（5.3% vs -9.8%），过去两年Globe Life的营收复合增速更高（4.1% vs -3.0%）
Globe Life Inc.（股票代码：GL）是总部位于美国得克萨斯州麦金尼的金融服务控股公司，在纽约证券交易所上市，通过旗下全资子公司开展业务，主营人寿保险、年金产品及补充健康保险产品。
先锋自然资源公司总部位于美国得克萨斯州欧文市，主要从事油气勘探业务，运营覆盖二叠纪盆地Spraberry产区的克莱恩页岩区块，是该区域最大的土地权益持有方，2024年5月被埃克森美孚收购。
GL vs PR — 直观对比
营收规模更大
GL
是对方的1.3倍
$1.2B
营收增速更快
GL
高出15.1%
-9.8%
净利率更高
PR
高出11.7%
17.3%
两年增速更快
GL
近两年复合增速
-3.0%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.6B | $1.2B |
| 净利润 | $270.5M | $339.5M |
| 毛利率 | — | — |
| 营业利润率 | — | 23.1% |
| 净利率 | 17.3% | 29.0% |
| 营收同比 | 5.3% | -9.8% |
| 净利润同比 | — | 56.7% |
| 每股收益（稀释后） | $3.39 | $0.48 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GLPR
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.5B | $1.2B | ||
| Q3 25 | $1.5B | $1.3B | ||
| Q2 25 | $1.5B | $1.2B | ||
| Q1 25 | $1.5B | $1.4B | ||
| Q4 24 | $1.5B | $1.3B | ||
| Q3 24 | $1.5B | $1.2B | ||
| Q2 24 | $1.4B | $1.2B |
净利润GLPR
| Q1 26 | $270.5M | — | ||
| Q4 25 | $266.1M | $339.5M | ||
| Q3 25 | $387.8M | $59.2M | ||
| Q2 25 | $252.7M | $207.1M | ||
| Q1 25 | $254.6M | $329.3M | ||
| Q4 24 | $255.2M | $216.7M | ||
| Q3 24 | $303.0M | $386.4M | ||
| Q2 24 | $258.4M | $235.1M |
毛利率GLPR
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 26.1% | — | ||
| Q2 24 | 23.3% | — |
营业利润率GLPR
| Q1 26 | — | — | ||
| Q4 25 | 21.7% | 23.1% | ||
| Q3 25 | 31.5% | 29.6% | ||
| Q2 25 | 21.2% | 24.8% | ||
| Q1 25 | 21.4% | 36.6% | ||
| Q4 24 | 21.3% | 32.8% | ||
| Q3 24 | 26.3% | 32.5% | ||
| Q2 24 | 23.5% | 36.5% |
净利率GLPR
| Q1 26 | 17.3% | — | ||
| Q4 25 | 17.5% | 29.0% | ||
| Q3 25 | 25.6% | 4.5% | ||
| Q2 25 | 17.1% | 17.3% | ||
| Q1 25 | 17.2% | 23.9% | ||
| Q4 24 | 17.4% | 16.7% | ||
| Q3 24 | 20.8% | 31.8% | ||
| Q2 24 | 17.9% | 18.9% |
每股收益（稀释后）GLPR
| Q1 26 | $3.39 | — | ||
| Q4 25 | $3.28 | $0.48 | ||
| Q3 25 | $4.73 | $0.08 | ||
| Q2 25 | $3.05 | $0.28 | ||
| Q1 25 | $3.01 | $0.44 | ||
| Q4 24 | $3.00 | $0.31 | ||
| Q3 24 | $3.44 | $0.53 | ||
| Q2 24 | $2.83 | $0.36 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $183.8M | $153.7M |
| 总债务越低越好 | — | $3.5B |
| 股东权益账面价值 | $6.1B | $10.3B |
| 总资产 | — | $17.9B |
| 负债/权益比越低杠杆越低 | — | 0.34× |
8季度趋势，按日历期对齐
现金及短期投资GLPR
| Q1 26 | $183.8M | — | ||
| Q4 25 | $314.7M | $153.7M | ||
| Q3 25 | $62.8M | $111.8M | ||
| Q2 25 | $116.7M | $451.0M | ||
| Q1 25 | $134.1M | $702.2M | ||
| Q4 24 | $85.0M | $479.3M | ||
| Q3 24 | $100.5M | $272.0M | ||
| Q2 24 | $100.6M | $47.8M |
总债务GLPR
| Q1 26 | — | — | ||
| Q4 25 | — | $3.5B | ||
| Q3 25 | — | $3.5B | ||
| Q2 25 | — | $4.0B | ||
| Q1 25 | — | $4.0B | ||
| Q4 24 | — | $4.2B | ||
| Q3 24 | — | $4.2B | ||
| Q2 24 | — | $3.9B |
股东权益GLPR
| Q1 26 | $6.1B | — | ||
| Q4 25 | $6.0B | $10.3B | ||
| Q3 25 | $5.7B | $10.0B | ||
| Q2 25 | $5.4B | $9.5B | ||
| Q1 25 | $5.4B | $9.4B | ||
| Q4 24 | $5.3B | $9.1B | ||
| Q3 24 | $4.6B | $9.0B | ||
| Q2 24 | $5.2B | $8.3B |
总资产GLPR
| Q1 26 | — | — | ||
| Q4 25 | $30.8B | $17.9B | ||
| Q3 25 | $30.5B | $17.3B | ||
| Q2 25 | $29.8B | $17.5B | ||
| Q1 25 | $29.7B | $17.1B | ||
| Q4 24 | $29.1B | $16.9B | ||
| Q3 24 | $29.6B | $16.6B | ||
| Q2 24 | $28.3B | $15.4B |
负债/权益比GLPR
| Q1 26 | — | — | ||
| Q4 25 | — | 0.34× | ||
| Q3 25 | — | 0.35× | ||
| Q2 25 | — | 0.42× | ||
| Q1 25 | — | 0.43× | ||
| Q4 24 | — | 0.46× | ||
| Q3 24 | — | 0.47× | ||
| Q2 24 | — | 0.46× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $904.3M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 2.66× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流GLPR
| Q1 26 | — | — | ||
| Q4 25 | $350.6M | $904.3M | ||
| Q3 25 | $306.0M | $766.5M | ||
| Q2 25 | $307.9M | $1.0B | ||
| Q1 25 | $431.9M | $898.0M | ||
| Q4 24 | $336.9M | $871.6M | ||
| Q3 24 | $340.6M | $954.4M | ||
| Q2 24 | $374.1M | $938.4M |
自由现金流GLPR
| Q1 26 | — | — | ||
| Q4 25 | $330.1M | — | ||
| Q3 25 | $208.7M | — | ||
| Q2 25 | $295.0M | — | ||
| Q1 25 | $420.1M | — | ||
| Q4 24 | $321.9M | — | ||
| Q3 24 | $311.3M | — | ||
| Q2 24 | $356.5M | — |
自由现金流率GLPR
| Q1 26 | — | — | ||
| Q4 25 | 21.7% | — | ||
| Q3 25 | 13.8% | — | ||
| Q2 25 | 19.9% | — | ||
| Q1 25 | 28.4% | — | ||
| Q4 24 | 22.0% | — | ||
| Q3 24 | 21.4% | — | ||
| Q2 24 | 24.8% | — |
资本支出强度GLPR
| Q1 26 | — | — | ||
| Q4 25 | 1.3% | — | ||
| Q3 25 | 6.4% | — | ||
| Q2 25 | 0.9% | — | ||
| Q1 25 | 0.8% | — | ||
| Q4 24 | 1.0% | — | ||
| Q3 24 | 2.0% | — | ||
| Q2 24 | 1.2% | — |
现金转化率GLPR
| Q1 26 | — | — | ||
| Q4 25 | 1.32× | 2.66× | ||
| Q3 25 | 0.79× | 12.94× | ||
| Q2 25 | 1.22× | 5.01× | ||
| Q1 25 | 1.70× | 2.73× | ||
| Q4 24 | 1.32× | 4.02× | ||
| Q3 24 | 1.12× | 2.47× | ||
| Q2 24 | 1.45× | 3.99× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GL
| Life premium | $853.2M | 55% |
| Health premium | $416.9M | 27% |
| Other | $289.5M | 19% |
PR
| Crude Oil | $1.0B | 87% |
| Natural Gas Liquids Reserves | $145.1M | 12% |
