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Globe Life（GL）与Pure Storage, Inc.（PSTG）财务数据对比。点击上方公司名可切换其他公司
Globe Life的季度营收约是Pure Storage, Inc.的1.6倍（$1.6B vs $964.5M），Globe Life净利率更高（17.3% vs 5.7%，领先11.7%），Pure Storage, Inc.同比增速更快（16.0% vs 5.3%），过去两年Pure Storage, Inc.的营收复合增速更高（10.5% vs 4.1%）
Globe Life Inc.（股票代码：GL）是总部位于美国得克萨斯州麦金尼的金融服务控股公司，在纽约证券交易所上市，通过旗下全资子公司开展业务，主营人寿保险、年金产品及补充健康保险产品。
Pure Storage是美国上市科技企业，总部位于加利福尼亚州圣克拉拉，成立于2009年，2011年正式推出自研全闪存数据存储软硬件产品，2015年上市前累计获得超4.7亿美元风险投资，营收长期保持高速增长态势。
GL vs PSTG — 直观对比
营收规模更大
GL
是对方的1.6倍
$964.5M
营收增速更快
PSTG
高出10.7%
5.3%
净利率更高
GL
高出11.7%
5.7%
两年增速更快
PSTG
近两年复合增速
4.1%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.6B | $964.5M |
| 净利润 | $270.5M | $54.8M |
| 毛利率 | — | 72.3% |
| 营业利润率 | — | 5.6% |
| 净利率 | 17.3% | 5.7% |
| 营收同比 | 5.3% | 16.0% |
| 净利润同比 | 6.3% | -13.9% |
| 每股收益（稀释后） | $3.39 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GLPSTG
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.5B | $964.5M | ||
| Q3 25 | $1.5B | $861.0M | ||
| Q2 25 | $1.5B | $778.5M | ||
| Q1 25 | $1.5B | $879.8M | ||
| Q4 24 | $1.5B | $831.1M | ||
| Q3 24 | $1.5B | $763.8M | ||
| Q2 24 | $1.4B | $693.5M |
净利润GLPSTG
| Q1 26 | $270.5M | — | ||
| Q4 25 | $266.1M | $54.8M | ||
| Q3 25 | $387.8M | $47.1M | ||
| Q2 25 | $252.7M | $-14.0M | ||
| Q1 25 | $254.6M | $42.4M | ||
| Q4 24 | $255.2M | $63.6M | ||
| Q3 24 | $303.0M | $35.7M | ||
| Q2 24 | $258.4M | $-35.0M |
毛利率GLPSTG
| Q1 26 | — | — | ||
| Q4 25 | — | 72.3% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 68.9% | ||
| Q1 25 | — | 67.5% | ||
| Q4 24 | — | 70.1% | ||
| Q3 24 | 26.1% | 70.7% | ||
| Q2 24 | 23.3% | 71.5% |
营业利润率GLPSTG
| Q1 26 | — | — | ||
| Q4 25 | 21.7% | 5.6% | ||
| Q3 25 | 31.5% | 0.6% | ||
| Q2 25 | 21.2% | -4.0% | ||
| Q1 25 | 21.4% | 4.8% | ||
| Q4 24 | 21.3% | 7.2% | ||
| Q3 24 | 26.3% | 3.3% | ||
| Q2 24 | 23.5% | -6.0% |
净利率GLPSTG
| Q1 26 | 17.3% | — | ||
| Q4 25 | 17.5% | 5.7% | ||
| Q3 25 | 25.6% | 5.5% | ||
| Q2 25 | 17.1% | -1.8% | ||
| Q1 25 | 17.2% | 4.8% | ||
| Q4 24 | 17.4% | 7.7% | ||
| Q3 24 | 20.8% | 4.7% | ||
| Q2 24 | 17.9% | -5.0% |
每股收益（稀释后）GLPSTG
| Q1 26 | $3.39 | — | ||
| Q4 25 | $3.28 | $0.16 | ||
| Q3 25 | $4.73 | $0.14 | ||
| Q2 25 | $3.05 | $-0.04 | ||
| Q1 25 | $3.01 | $0.13 | ||
| Q4 24 | $3.00 | $0.19 | ||
| Q3 24 | $3.44 | $0.10 | ||
| Q2 24 | $2.83 | $-0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $183.8M | $852.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $6.1B | $1.4B |
| 总资产 | — | $4.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资GLPSTG
| Q1 26 | $183.8M | — | ||
| Q4 25 | $314.7M | $852.8M | ||
| Q3 25 | $62.8M | $887.8M | ||
| Q2 25 | $116.7M | $739.3M | ||
| Q1 25 | $134.1M | $723.6M | ||
| Q4 24 | $85.0M | $894.6M | ||
| Q3 24 | $100.5M | $965.0M | ||
| Q2 24 | $100.6M | $900.6M |
股东权益GLPSTG
| Q1 26 | $6.1B | — | ||
| Q4 25 | $6.0B | $1.4B | ||
| Q3 25 | $5.7B | $1.3B | ||
| Q2 25 | $5.4B | $1.2B | ||
| Q1 25 | $5.4B | $1.3B | ||
| Q4 24 | $5.3B | $1.4B | ||
| Q3 24 | $4.6B | $1.5B | ||
| Q2 24 | $5.2B | $1.4B |
总资产GLPSTG
| Q1 26 | — | — | ||
| Q4 25 | $30.8B | $4.2B | ||
| Q3 25 | $30.5B | $4.0B | ||
| Q2 25 | $29.8B | $3.8B | ||
| Q1 25 | $29.7B | $4.0B | ||
| Q4 24 | $29.1B | $3.9B | ||
| Q3 24 | $29.6B | $3.8B | ||
| Q2 24 | $28.3B | $3.6B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $116.0M |
| 自由现金流经营现金流 - 资本支出 | — | $52.6M |
| 自由现金流率自由现金流/营收 | — | 5.5% |
| 资本支出强度资本支出/营收 | — | 6.6% |
| 现金转化率经营现金流/净利润 | — | 2.12× |
| 过去12个月自由现金流最近4个季度 | — | $566.7M |
8季度趋势，按日历期对齐
经营现金流GLPSTG
| Q1 26 | — | — | ||
| Q4 25 | $350.6M | $116.0M | ||
| Q3 25 | $306.0M | $212.2M | ||
| Q2 25 | $307.9M | $283.9M | ||
| Q1 25 | $431.9M | $208.5M | ||
| Q4 24 | $336.9M | $97.0M | ||
| Q3 24 | $340.6M | $226.6M | ||
| Q2 24 | $374.1M | $221.5M |
自由现金流GLPSTG
| Q1 26 | — | — | ||
| Q4 25 | $330.1M | $52.6M | ||
| Q3 25 | $208.7M | $150.1M | ||
| Q2 25 | $295.0M | $211.6M | ||
| Q1 25 | $420.1M | $152.4M | ||
| Q4 24 | $321.9M | $35.2M | ||
| Q3 24 | $311.3M | $166.6M | ||
| Q2 24 | $356.5M | $172.7M |
自由现金流率GLPSTG
| Q1 26 | — | — | ||
| Q4 25 | 21.7% | 5.5% | ||
| Q3 25 | 13.8% | 17.4% | ||
| Q2 25 | 19.9% | 27.2% | ||
| Q1 25 | 28.4% | 17.3% | ||
| Q4 24 | 22.0% | 4.2% | ||
| Q3 24 | 21.4% | 21.8% | ||
| Q2 24 | 24.8% | 24.9% |
资本支出强度GLPSTG
| Q1 26 | — | — | ||
| Q4 25 | 1.3% | 6.6% | ||
| Q3 25 | 6.4% | 7.2% | ||
| Q2 25 | 0.9% | 9.3% | ||
| Q1 25 | 0.8% | 6.4% | ||
| Q4 24 | 1.0% | 7.4% | ||
| Q3 24 | 2.0% | 7.9% | ||
| Q2 24 | 1.2% | 7.0% |
现金转化率GLPSTG
| Q1 26 | — | — | ||
| Q4 25 | 1.32× | 2.12× | ||
| Q3 25 | 0.79× | 4.50× | ||
| Q2 25 | 1.22× | — | ||
| Q1 25 | 1.70× | 4.91× | ||
| Q4 24 | 1.32× | 1.52× | ||
| Q3 24 | 1.12× | 6.35× | ||
| Q2 24 | 1.45× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GL
| Life premium | $853.2M | 55% |
| Health premium | $416.9M | 27% |
| Other | $289.5M | 19% |
PSTG
| US | $683.2M | 71% |
| Non Us | $281.3M | 29% |
