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Globe Life（GL）与拉夫劳伦（RL）财务数据对比。点击上方公司名可切换其他公司
拉夫劳伦的季度营收约是Globe Life的1.5倍（$2.4B vs $1.6B），Globe Life净利率更高（17.3% vs 15.0%，领先2.3%），拉夫劳伦同比增速更快（12.2% vs 5.3%），过去两年拉夫劳伦的营收复合增速更高（23.9% vs 4.1%）
Globe Life Inc.（股票代码：GL）是总部位于美国得克萨斯州麦金尼的金融服务控股公司，在纽约证券交易所上市，通过旗下全资子公司开展业务，主营人寿保险、年金产品及补充健康保险产品。
拉夫劳伦是源自美国的跨国时尚巨头，旗下同名高端时尚品牌风靡全球，企业规模达数十亿美元。品牌创始人拉夫劳伦于2015年9月卸任首席执行官，仍留任执行董事长兼首席创意官，主导品牌创意与整体发展方向。
GL vs RL — 直观对比
营收规模更大
RL
是对方的1.5倍
$1.6B
营收增速更快
RL
高出6.9%
5.3%
净利率更高
GL
高出2.3%
15.0%
两年增速更快
RL
近两年复合增速
4.1%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.6B | $2.4B |
| 净利润 | $270.5M | $361.6M |
| 毛利率 | — | 69.9% |
| 营业利润率 | — | 19.6% |
| 净利率 | 17.3% | 15.0% |
| 营收同比 | 5.3% | 12.2% |
| 净利润同比 | 6.3% | 21.6% |
| 每股收益（稀释后） | $3.39 | $5.82 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GLRL
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.5B | $2.4B | ||
| Q3 25 | $1.5B | $2.0B | ||
| Q2 25 | $1.5B | $1.7B | ||
| Q1 25 | $1.5B | $1.7B | ||
| Q4 24 | $1.5B | $2.1B | ||
| Q3 24 | $1.5B | $1.7B | ||
| Q2 24 | $1.4B | $1.5B |
净利润GLRL
| Q1 26 | $270.5M | — | ||
| Q4 25 | $266.1M | $361.6M | ||
| Q3 25 | $387.8M | $207.5M | ||
| Q2 25 | $252.7M | $220.4M | ||
| Q1 25 | $254.6M | $129.0M | ||
| Q4 24 | $255.2M | $297.4M | ||
| Q3 24 | $303.0M | $147.9M | ||
| Q2 24 | $258.4M | $168.6M |
毛利率GLRL
| Q1 26 | — | — | ||
| Q4 25 | — | 69.9% | ||
| Q3 25 | — | 68.0% | ||
| Q2 25 | — | 72.3% | ||
| Q1 25 | — | 68.7% | ||
| Q4 24 | — | 68.4% | ||
| Q3 24 | 26.1% | 67.0% | ||
| Q2 24 | 23.3% | 70.5% |
营业利润率GLRL
| Q1 26 | — | — | ||
| Q4 25 | 21.7% | 19.6% | ||
| Q3 25 | 31.5% | 12.2% | ||
| Q2 25 | 21.2% | 15.9% | ||
| Q1 25 | 21.4% | 9.1% | ||
| Q4 24 | 21.3% | 18.2% | ||
| Q3 24 | 26.3% | 10.4% | ||
| Q2 24 | 23.5% | 13.8% |
净利率GLRL
| Q1 26 | 17.3% | — | ||
| Q4 25 | 17.5% | 15.0% | ||
| Q3 25 | 25.6% | 10.3% | ||
| Q2 25 | 17.1% | 12.8% | ||
| Q1 25 | 17.2% | 7.6% | ||
| Q4 24 | 17.4% | 13.9% | ||
| Q3 24 | 20.8% | 8.6% | ||
| Q2 24 | 17.9% | 11.1% |
每股收益（稀释后）GLRL
| Q1 26 | $3.39 | — | ||
| Q4 25 | $3.28 | $5.82 | ||
| Q3 25 | $4.73 | $3.32 | ||
| Q2 25 | $3.05 | $3.52 | ||
| Q1 25 | $3.01 | $2.03 | ||
| Q4 24 | $3.00 | $4.66 | ||
| Q3 24 | $3.44 | $2.31 | ||
| Q2 24 | $2.83 | $2.61 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $183.8M | $2.3B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $6.1B | $2.9B |
| 总资产 | — | $7.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资GLRL
| Q1 26 | $183.8M | — | ||
| Q4 25 | $314.7M | $2.3B | ||
| Q3 25 | $62.8M | $1.6B | ||
| Q2 25 | $116.7M | $2.3B | ||
| Q1 25 | $134.1M | $2.1B | ||
| Q4 24 | $85.0M | $2.1B | ||
| Q3 24 | $100.5M | $1.7B | ||
| Q2 24 | $100.6M | $1.8B |
股东权益GLRL
| Q1 26 | $6.1B | — | ||
| Q4 25 | $6.0B | $2.9B | ||
| Q3 25 | $5.7B | $2.6B | ||
| Q2 25 | $5.4B | $2.5B | ||
| Q1 25 | $5.4B | $2.6B | ||
| Q4 24 | $5.3B | $2.5B | ||
| Q3 24 | $4.6B | $2.4B | ||
| Q2 24 | $5.2B | $2.4B |
总资产GLRL
| Q1 26 | — | — | ||
| Q4 25 | $30.8B | $7.8B | ||
| Q3 25 | $30.5B | $7.3B | ||
| Q2 25 | $29.8B | $7.8B | ||
| Q1 25 | $29.7B | $7.0B | ||
| Q4 24 | $29.1B | $7.1B | ||
| Q3 24 | $29.6B | $6.8B | ||
| Q2 24 | $28.3B | $6.6B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $779.6M |
| 自由现金流经营现金流 - 资本支出 | — | $704.0M |
| 自由现金流率自由现金流/营收 | — | 29.3% |
| 资本支出强度资本支出/营收 | — | 3.1% |
| 现金转化率经营现金流/净利润 | — | 2.16× |
| 过去12个月自由现金流最近4个季度 | — | $694.5M |
8季度趋势，按日历期对齐
经营现金流GLRL
| Q1 26 | — | — | ||
| Q4 25 | $350.6M | $779.6M | ||
| Q3 25 | $306.0M | $53.2M | ||
| Q2 25 | $307.9M | $176.1M | ||
| Q1 25 | $431.9M | $122.2M | ||
| Q4 24 | $336.9M | $738.4M | ||
| Q3 24 | $340.6M | $97.2M | ||
| Q2 24 | $374.1M | $277.3M |
自由现金流GLRL
| Q1 26 | — | — | ||
| Q4 25 | $330.1M | $704.0M | ||
| Q3 25 | $208.7M | $-40.6M | ||
| Q2 25 | $295.0M | $-11.2M | ||
| Q1 25 | $420.1M | $42.3M | ||
| Q4 24 | $321.9M | $677.2M | ||
| Q3 24 | $311.3M | $55.5M | ||
| Q2 24 | $356.5M | $243.9M |
自由现金流率GLRL
| Q1 26 | — | — | ||
| Q4 25 | 21.7% | 29.3% | ||
| Q3 25 | 13.8% | -2.0% | ||
| Q2 25 | 19.9% | -0.7% | ||
| Q1 25 | 28.4% | 2.5% | ||
| Q4 24 | 22.0% | 31.6% | ||
| Q3 24 | 21.4% | 3.2% | ||
| Q2 24 | 24.8% | 16.1% |
资本支出强度GLRL
| Q1 26 | — | — | ||
| Q4 25 | 1.3% | 3.1% | ||
| Q3 25 | 6.4% | 4.7% | ||
| Q2 25 | 0.9% | 10.9% | ||
| Q1 25 | 0.8% | 4.7% | ||
| Q4 24 | 1.0% | 2.9% | ||
| Q3 24 | 2.0% | 2.4% | ||
| Q2 24 | 1.2% | 2.2% |
现金转化率GLRL
| Q1 26 | — | — | ||
| Q4 25 | 1.32× | 2.16× | ||
| Q3 25 | 0.79× | 0.26× | ||
| Q2 25 | 1.22× | 0.80× | ||
| Q1 25 | 1.70× | 0.95× | ||
| Q4 24 | 1.32× | 2.48× | ||
| Q3 24 | 1.12× | 0.66× | ||
| Q2 24 | 1.45× | 1.64× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GL
| Life premium | $853.2M | 55% |
| Health premium | $416.9M | 27% |
| Other | $289.5M | 19% |
RL
暂无分部数据
