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Globe Life（GL）与RUSH ENTERPRISES INC \TX\（RUSHA）财务数据对比。点击上方公司名可切换其他公司
RUSH ENTERPRISES INC \TX\的季度营收约是Globe Life的1.1倍（$1.7B vs $1.6B），Globe Life净利率更高（17.3% vs 3.7%，领先13.7%），Globe Life同比增速更快（5.3% vs -9.0%），过去两年Globe Life的营收复合增速更高（4.1% vs -6.8%）
Globe Life Inc.（股票代码：GL）是总部位于美国得克萨斯州麦金尼的金融服务控股公司，在纽约证券交易所上市，通过旗下全资子公司开展业务，主营人寿保险、年金产品及补充健康保险产品。
Rush Enterprises是总部位于美国得克萨斯州新布朗费尔斯的商用车经销商，核心业务是通过旗下Rush Truck Centers销售全新及二手卡车。2019年该公司在全美20个州运营超200家卡车中心，在加拿大设有14个网点，2020年入选财富500强榜单。
GL vs RUSHA — 直观对比
营收规模更大
RUSHA
是对方的1.1倍
$1.6B
营收增速更快
GL
高出14.4%
-9.0%
净利率更高
GL
高出13.7%
3.7%
两年增速更快
GL
近两年复合增速
-6.8%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.6B | $1.7B |
| 净利润 | $270.5M | $61.7M |
| 毛利率 | — | 20.4% |
| 营业利润率 | — | 4.9% |
| 净利率 | 17.3% | 3.7% |
| 营收同比 | 5.3% | -9.0% |
| 净利润同比 | — | 1.8% |
| 每股收益（稀释后） | $3.39 | $0.77 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GLRUSHA
| Q1 26 | $1.6B | $1.7B | ||
| Q4 25 | $1.5B | $1.7B | ||
| Q3 25 | $1.5B | $1.8B | ||
| Q2 25 | $1.5B | $1.8B | ||
| Q1 25 | $1.5B | $1.8B | ||
| Q4 24 | $1.5B | $1.9B | ||
| Q3 24 | $1.5B | $1.8B | ||
| Q2 24 | $1.4B | $1.9B |
净利润GLRUSHA
| Q1 26 | $270.5M | $61.7M | ||
| Q4 25 | $266.1M | $64.3M | ||
| Q3 25 | $387.8M | $66.7M | ||
| Q2 25 | $252.7M | $72.4M | ||
| Q1 25 | $254.6M | $60.3M | ||
| Q4 24 | $255.2M | $74.8M | ||
| Q3 24 | $303.0M | $79.1M | ||
| Q2 24 | $258.4M | $78.7M |
毛利率GLRUSHA
| Q1 26 | — | 20.4% | ||
| Q4 25 | — | 20.8% | ||
| Q3 25 | — | 21.0% | ||
| Q2 25 | — | 20.7% | ||
| Q1 25 | — | 20.3% | ||
| Q4 24 | — | 19.3% | ||
| Q3 24 | 26.1% | 21.0% | ||
| Q2 24 | 23.3% | 20.2% |
营业利润率GLRUSHA
| Q1 26 | — | 4.9% | ||
| Q4 25 | 21.7% | 5.5% | ||
| Q3 25 | 31.5% | 5.6% | ||
| Q2 25 | 21.2% | 6.0% | ||
| Q1 25 | 21.4% | 5.2% | ||
| Q4 24 | 21.3% | 5.8% | ||
| Q3 24 | 26.3% | 6.7% | ||
| Q2 24 | 23.5% | 6.4% |
净利率GLRUSHA
| Q1 26 | 17.3% | 3.7% | ||
| Q4 25 | 17.5% | 3.8% | ||
| Q3 25 | 25.6% | 3.7% | ||
| Q2 25 | 17.1% | 3.9% | ||
| Q1 25 | 17.2% | 3.4% | ||
| Q4 24 | 17.4% | 3.9% | ||
| Q3 24 | 20.8% | 4.4% | ||
| Q2 24 | 17.9% | 4.1% |
每股收益（稀释后）GLRUSHA
| Q1 26 | $3.39 | $0.77 | ||
| Q4 25 | $3.28 | $0.81 | ||
| Q3 25 | $4.73 | $0.83 | ||
| Q2 25 | $3.05 | $0.90 | ||
| Q1 25 | $3.01 | $0.73 | ||
| Q4 24 | $3.00 | $-95.13 | ||
| Q3 24 | $3.44 | $0.97 | ||
| Q2 24 | $2.83 | $97.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $183.8M | — |
| 总债务越低越好 | — | $277.8M |
| 股东权益账面价值 | $6.1B | $2.3B |
| 总资产 | — | $4.5B |
| 负债/权益比越低杠杆越低 | — | 0.12× |
8季度趋势，按日历期对齐
现金及短期投资GLRUSHA
| Q1 26 | $183.8M | — | ||
| Q4 25 | $314.7M | $212.6M | ||
| Q3 25 | $62.8M | $242.0M | ||
| Q2 25 | $116.7M | $211.1M | ||
| Q1 25 | $134.1M | $228.7M | ||
| Q4 24 | $85.0M | $228.1M | ||
| Q3 24 | $100.5M | $185.1M | ||
| Q2 24 | $100.6M | $167.3M |
总债务GLRUSHA
| Q1 26 | — | $277.8M | ||
| Q4 25 | — | $274.8M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $408.4M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益GLRUSHA
| Q1 26 | $6.1B | $2.3B | ||
| Q4 25 | $6.0B | $2.2B | ||
| Q3 25 | $5.7B | $2.2B | ||
| Q2 25 | $5.4B | $2.2B | ||
| Q1 25 | $5.4B | $2.2B | ||
| Q4 24 | $5.3B | $2.1B | ||
| Q3 24 | $4.6B | $2.1B | ||
| Q2 24 | $5.2B | $2.0B |
总资产GLRUSHA
| Q1 26 | — | $4.5B | ||
| Q4 25 | $30.8B | $4.4B | ||
| Q3 25 | $30.5B | $4.6B | ||
| Q2 25 | $29.8B | $4.7B | ||
| Q1 25 | $29.7B | $4.7B | ||
| Q4 24 | $29.1B | $4.6B | ||
| Q3 24 | $29.6B | $4.6B | ||
| Q2 24 | $28.3B | $4.5B |
负债/权益比GLRUSHA
| Q1 26 | — | 0.12× | ||
| Q4 25 | — | 0.12× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.19× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | — |
| 自由现金流经营现金流 - 资本支出 | — | $411.6M |
| 自由现金流率自由现金流/营收 | — | 24.4% |
| 资本支出强度资本支出/营收 | — | 2.0% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $828.4M |
8季度趋势，按日历期对齐
经营现金流GLRUSHA
| Q1 26 | — | — | ||
| Q4 25 | $350.6M | $112.9M | ||
| Q3 25 | $306.0M | $367.8M | ||
| Q2 25 | $307.9M | $227.6M | ||
| Q1 25 | $431.9M | $153.5M | ||
| Q4 24 | $336.9M | $392.3M | ||
| Q3 24 | $340.6M | $111.7M | ||
| Q2 24 | $374.1M | $270.6M |
自由现金流GLRUSHA
| Q1 26 | — | $411.6M | ||
| Q4 25 | $330.1M | $31.9M | ||
| Q3 25 | $208.7M | $271.2M | ||
| Q2 25 | $295.0M | $113.8M | ||
| Q1 25 | $420.1M | $45.1M | ||
| Q4 24 | $321.9M | $263.5M | ||
| Q3 24 | $311.3M | $-20.0M | ||
| Q2 24 | $356.5M | $177.2M |
自由现金流率GLRUSHA
| Q1 26 | — | 24.4% | ||
| Q4 25 | 21.7% | 1.9% | ||
| Q3 25 | 13.8% | 15.2% | ||
| Q2 25 | 19.9% | 6.2% | ||
| Q1 25 | 28.4% | 2.6% | ||
| Q4 24 | 22.0% | 13.7% | ||
| Q3 24 | 21.4% | -1.1% | ||
| Q2 24 | 24.8% | 9.1% |
资本支出强度GLRUSHA
| Q1 26 | — | 2.0% | ||
| Q4 25 | 1.3% | 4.8% | ||
| Q3 25 | 6.4% | 5.4% | ||
| Q2 25 | 0.9% | 6.2% | ||
| Q1 25 | 0.8% | 6.2% | ||
| Q4 24 | 1.0% | 6.7% | ||
| Q3 24 | 2.0% | 7.3% | ||
| Q2 24 | 1.2% | 4.8% |
现金转化率GLRUSHA
| Q1 26 | — | — | ||
| Q4 25 | 1.32× | 1.75× | ||
| Q3 25 | 0.79× | 5.51× | ||
| Q2 25 | 1.22× | 3.14× | ||
| Q1 25 | 1.70× | 2.55× | ||
| Q4 24 | 1.32× | 5.25× | ||
| Q3 24 | 1.12× | 1.41× | ||
| Q2 24 | 1.45× | 3.44× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GL
| Life premium | $853.2M | 55% |
| Health premium | $416.9M | 27% |
| Other | $289.5M | 19% |
RUSHA
| New and used commercial vehicle sales | $955.1M | 57% |
| Aftermarket products and services sales | $627.2M | 37% |
| Lease and rental sales | $92.3M | 5% |
| Finance and insurance | $5.6M | 0% |
