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Globe Life（GL）与SERVICE CORP INTERNATIONAL（SCI）财务数据对比。点击上方公司名可切换其他公司
Globe Life的季度营收约是SERVICE CORP INTERNATIONAL的1.4倍（$1.5B vs $1.1B），Globe Life净利率更高（17.5% vs 14.3%，领先3.2%），Globe Life同比增速更快（3.6% vs 1.7%），Globe Life自由现金流更多（$330.1M vs $87.2M），过去两年Globe Life的营收复合增速更高（3.6% vs 3.1%）
Globe Life Inc.（股票代码：GL）是总部位于美国得克萨斯州麦金尼的金融服务控股公司，在纽约证券交易所上市，通过旗下全资子公司开展业务，主营人寿保险、年金产品及补充健康保险产品。
国际配送服务有限公司（IDS）是英国邮政及快递服务提供商，2013年由英国政府设立，作为皇家邮政的控股母公司，多数股权随后在伦敦证券交易所公开发售，当时政府保留30%股份。截至2025年4月，该公司由丹尼尔·克雷廷斯基旗下捷克EP集团持有运营。
GL vs SCI — 直观对比
营收规模更大
GL
是对方的1.4倍
$1.1B
营收增速更快
GL
高出1.9%
1.7%
净利率更高
GL
高出3.2%
14.3%
自由现金流更多
GL
多$242.9M
$87.2M
两年增速更快
GL
近两年复合增速
3.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.5B | $1.1B |
| 净利润 | $266.1M | $159.4M |
| 毛利率 | — | 28.0% |
| 营业利润率 | 21.7% | 24.8% |
| 净利率 | 17.5% | 14.3% |
| 营收同比 | 3.6% | 1.7% |
| 净利润同比 | 4.3% | 5.3% |
| 每股收益（稀释后） | $3.28 | $1.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GLSCI
| Q4 25 | $1.5B | $1.1B | ||
| Q3 25 | $1.5B | $1.1B | ||
| Q2 25 | $1.5B | $1.1B | ||
| Q1 25 | $1.5B | $1.1B | ||
| Q4 24 | $1.5B | $1.1B | ||
| Q3 24 | $1.5B | $1.0B | ||
| Q2 24 | $1.4B | $1.0B | ||
| Q1 24 | $1.4B | $1.0B |
净利润GLSCI
| Q4 25 | $266.1M | $159.4M | ||
| Q3 25 | $387.8M | $117.5M | ||
| Q2 25 | $252.7M | $122.9M | ||
| Q1 25 | $254.6M | $142.9M | ||
| Q4 24 | $255.2M | $151.4M | ||
| Q3 24 | $303.0M | $117.8M | ||
| Q2 24 | $258.4M | $118.2M | ||
| Q1 24 | $254.2M | $131.3M |
毛利率GLSCI
| Q4 25 | — | 28.0% | ||
| Q3 25 | — | 25.1% | ||
| Q2 25 | — | 25.5% | ||
| Q1 25 | — | 27.1% | ||
| Q4 24 | — | 28.0% | ||
| Q3 24 | 26.1% | 24.9% | ||
| Q2 24 | 23.3% | 24.9% | ||
| Q1 24 | 23.1% | 26.2% |
营业利润率GLSCI
| Q4 25 | 21.7% | 24.8% | ||
| Q3 25 | 31.5% | 21.4% | ||
| Q2 25 | 21.2% | 21.1% | ||
| Q1 25 | 21.4% | 23.4% | ||
| Q4 24 | 21.3% | 24.0% | ||
| Q3 24 | 26.3% | 20.9% | ||
| Q2 24 | 23.5% | 21.4% | ||
| Q1 24 | 23.1% | 22.2% |
净利率GLSCI
| Q4 25 | 17.5% | 14.3% | ||
| Q3 25 | 25.6% | 11.1% | ||
| Q2 25 | 17.1% | 11.5% | ||
| Q1 25 | 17.2% | 13.3% | ||
| Q4 24 | 17.4% | 13.8% | ||
| Q3 24 | 20.8% | 11.6% | ||
| Q2 24 | 17.9% | 11.4% | ||
| Q1 24 | 18.0% | 12.6% |
每股收益（稀释后）GLSCI
| Q4 25 | $3.28 | $1.13 | ||
| Q3 25 | $4.73 | $0.83 | ||
| Q2 25 | $3.05 | $0.86 | ||
| Q1 25 | $3.01 | $0.98 | ||
| Q4 24 | $3.00 | $1.02 | ||
| Q3 24 | $3.44 | $0.81 | ||
| Q2 24 | $2.83 | $0.81 | ||
| Q1 24 | $2.67 | $0.89 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $314.7M | $243.6M |
| 总债务越低越好 | — | $5.1B |
| 股东权益账面价值 | $6.0B | $1.6B |
| 总资产 | $30.8B | $18.7B |
| 负债/权益比越低杠杆越低 | — | 3.10× |
8季度趋势，按日历期对齐
现金及短期投资GLSCI
| Q4 25 | $314.7M | $243.6M | ||
| Q3 25 | $62.8M | $241.3M | ||
| Q2 25 | $116.7M | $255.4M | ||
| Q1 25 | $134.1M | $227.2M | ||
| Q4 24 | $85.0M | $218.8M | ||
| Q3 24 | $100.5M | $185.4M | ||
| Q2 24 | $100.6M | $184.4M | ||
| Q1 24 | $58.4M | $205.6M |
总债务GLSCI
| Q4 25 | — | $5.1B | ||
| Q3 25 | — | $5.0B | ||
| Q2 25 | — | $5.0B | ||
| Q1 25 | — | $4.7B | ||
| Q4 24 | — | $4.8B | ||
| Q3 24 | — | $4.7B | ||
| Q2 24 | — | $4.7B | ||
| Q1 24 | — | $4.6B |
股东权益GLSCI
| Q4 25 | $6.0B | $1.6B | ||
| Q3 25 | $5.7B | $1.6B | ||
| Q2 25 | $5.4B | $1.6B | ||
| Q1 25 | $5.4B | $1.7B | ||
| Q4 24 | $5.3B | $1.7B | ||
| Q3 24 | $4.6B | $1.6B | ||
| Q2 24 | $5.2B | $1.5B | ||
| Q1 24 | $5.0B | $1.6B |
总资产GLSCI
| Q4 25 | $30.8B | $18.7B | ||
| Q3 25 | $30.5B | $18.4B | ||
| Q2 25 | $29.8B | $18.0B | ||
| Q1 25 | $29.7B | $17.3B | ||
| Q4 24 | $29.1B | $17.4B | ||
| Q3 24 | $29.6B | $17.4B | ||
| Q2 24 | $28.3B | $16.8B | ||
| Q1 24 | $28.6B | $16.7B |
负债/权益比GLSCI
| Q4 25 | — | 3.10× | ||
| Q3 25 | — | 3.17× | ||
| Q2 25 | — | 3.19× | ||
| Q1 25 | — | 2.87× | ||
| Q4 24 | — | 2.83× | ||
| Q3 24 | — | 2.92× | ||
| Q2 24 | — | 3.05× | ||
| Q1 24 | — | 2.90× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $350.6M | $212.9M |
| 自由现金流经营现金流 - 资本支出 | $330.1M | $87.2M |
| 自由现金流率自由现金流/营收 | 21.7% | 7.8% |
| 资本支出强度资本支出/营收 | 1.3% | 11.3% |
| 现金转化率经营现金流/净利润 | 1.32× | 1.34× |
| 过去12个月自由现金流最近4个季度 | $1.3B | $554.2M |
8季度趋势，按日历期对齐
经营现金流GLSCI
| Q4 25 | $350.6M | $212.9M | ||
| Q3 25 | $306.0M | $252.3M | ||
| Q2 25 | $307.9M | $166.4M | ||
| Q1 25 | $431.9M | $311.1M | ||
| Q4 24 | $336.9M | $264.1M | ||
| Q3 24 | $340.6M | $263.8M | ||
| Q2 24 | $374.1M | $196.9M | ||
| Q1 24 | $350.8M | $220.1M |
自由现金流GLSCI
| Q4 25 | $330.1M | $87.2M | ||
| Q3 25 | $208.7M | $150.7M | ||
| Q2 25 | $295.0M | $83.4M | ||
| Q1 25 | $420.1M | $233.0M | ||
| Q4 24 | $321.9M | $151.8M | ||
| Q3 24 | $311.3M | $162.8M | ||
| Q2 24 | $356.5M | $100.8M | ||
| Q1 24 | $341.7M | $140.3M |
自由现金流率GLSCI
| Q4 25 | 21.7% | 7.8% | ||
| Q3 25 | 13.8% | 14.2% | ||
| Q2 25 | 19.9% | 7.8% | ||
| Q1 25 | 28.4% | 21.7% | ||
| Q4 24 | 22.0% | 13.9% | ||
| Q3 24 | 21.4% | 16.1% | ||
| Q2 24 | 24.8% | 9.7% | ||
| Q1 24 | 24.1% | 13.4% |
资本支出强度GLSCI
| Q4 25 | 1.3% | 11.3% | ||
| Q3 25 | 6.4% | 9.6% | ||
| Q2 25 | 0.9% | 7.8% | ||
| Q1 25 | 0.8% | 7.3% | ||
| Q4 24 | 1.0% | 10.3% | ||
| Q3 24 | 2.0% | 10.0% | ||
| Q2 24 | 1.2% | 9.3% | ||
| Q1 24 | 0.6% | 7.6% |
现金转化率GLSCI
| Q4 25 | 1.32× | 1.34× | ||
| Q3 25 | 0.79× | 2.15× | ||
| Q2 25 | 1.22× | 1.35× | ||
| Q1 25 | 1.70× | 2.18× | ||
| Q4 24 | 1.32× | 1.75× | ||
| Q3 24 | 1.12× | 2.24× | ||
| Q2 24 | 1.45× | 1.67× | ||
| Q1 24 | 1.38× | 1.68× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GL
| Life Segment | $849.6M | 56% |
| Health Segment | $392.3M | 26% |
| Investment Segment | $281.4M | 19% |
SCI
| Cemetery | $510.9M | 46% |
| Funeral Matured Preneed Revenue | $196.5M | 18% |
| Cemetery Recognized Preneed Merchandise And Service Revenue | $107.4M | 10% |
| Cemetery Atneed Revenue | $104.9M | 9% |
| CA | $56.4M | 5% |
| Funeral Other Revenue | $54.6M | 5% |
| Cemetery Other Revenue | $40.2M | 4% |
| Nonfuneral Home Revenue | $28.1M | 3% |
| Non Funeral Home Preneed Sales Revenue | $22.0M | 2% |
