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GENWORTH FINANCIAL INC（GNW）与Jackson Financial Inc.（JXN）财务数据对比。点击上方公司名可切换其他公司
Jackson Financial Inc.的季度营收约是GENWORTH FINANCIAL INC的1.1倍（$2.0B vs $1.8B）。GENWORTH FINANCIAL INC净利率更高（0.1% vs -10.3%，领先10.4%）。Jackson Financial Inc.同比增速更快（783.6% vs 0.1%）
Genworth Financial是总部位于美国弗吉尼亚州里士满的金融服务企业，核心业务涵盖人寿保险、长期护理保险、按揭保险以及年金产品，为客户提供多元风险管理与财富保障解决方案。
本公司是美国大型金融服务企业，旗下子公司面向美国及全球逾40个国家的零售与机构客户，提供保险、退休规划、投资管理等多元产品及服务。2019年为美国最大保险提供商，总资产达8151亿美元，入选《财富》世界500强及美国500强榜单。
GNW vs JXN — 直观对比
营收规模更大
JXN
是对方的1.1倍
$1.8B
营收增速更快
JXN
高出783.4%
0.1%
净利率更高
GNW
高出10.4%
-10.3%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $1.8B | $2.0B |
| 净利润 | $2.0M | $-204.0M |
| 毛利率 | — | — |
| 营业利润率 | 1.0% | -18.0% |
| 净利率 | 0.1% | -10.3% |
| 营收同比 | 0.1% | 783.6% |
| 净利润同比 | 300.0% | -159.1% |
| 每股收益（稀释后） | $0.01 | $-3.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GNWJXN
| Q4 25 | $1.8B | $2.0B | ||
| Q3 25 | $1.9B | $1.4B | ||
| Q2 25 | $1.8B | $-471.0M | ||
| Q1 25 | $1.8B | $3.8B | ||
| Q4 24 | $1.8B | $225.0M | ||
| Q3 24 | $1.9B | $2.1B | ||
| Q2 24 | $1.8B | $1.2B | ||
| Q1 24 | $1.9B | $-322.0M |
净利润GNWJXN
| Q4 25 | $2.0M | $-204.0M | ||
| Q3 25 | $116.0M | $76.0M | ||
| Q2 25 | $51.0M | $179.0M | ||
| Q1 25 | $54.0M | $-24.0M | ||
| Q4 24 | $-1.0M | $345.0M | ||
| Q3 24 | $85.0M | $-469.0M | ||
| Q2 24 | $76.0M | $275.0M | ||
| Q1 24 | $139.0M | $795.0M |
营业利润率GNWJXN
| Q4 25 | 1.0% | -18.0% | ||
| Q3 25 | 8.5% | 5.1% | ||
| Q2 25 | 3.8% | — | ||
| Q1 25 | 2.9% | -0.5% | ||
| Q4 24 | 3.1% | — | ||
| Q3 24 | 2.6% | -27.3% | ||
| Q2 24 | 7.1% | 25.5% | ||
| Q1 24 | 4.6% | — |
净利率GNWJXN
| Q4 25 | 0.1% | -10.3% | ||
| Q3 25 | 6.0% | 5.4% | ||
| Q2 25 | 2.8% | -38.0% | ||
| Q1 25 | 3.0% | -0.6% | ||
| Q4 24 | -0.1% | 153.3% | ||
| Q3 24 | 4.5% | -22.1% | ||
| Q2 24 | 4.3% | 22.1% | ||
| Q1 24 | 7.5% | -246.9% |
每股收益（稀释后）GNWJXN
| Q4 25 | $0.01 | $-3.02 | ||
| Q3 25 | $0.28 | $0.92 | ||
| Q2 25 | $0.12 | $2.34 | ||
| Q1 25 | $0.13 | $-0.48 | ||
| Q4 24 | $0.01 | $4.74 | ||
| Q3 24 | $0.19 | $-6.37 | ||
| Q2 24 | $0.17 | $3.43 | ||
| Q1 24 | $0.31 | $9.94 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $5.7B |
| 总债务越低越好 | $1.5B | $2.0B |
| 股东权益账面价值 | $8.8B | $10.0B |
| 总资产 | $88.1B | $352.6B |
| 负债/权益比越低杠杆越低 | 0.17× | 0.20× |
8季度趋势，按日历期对齐
现金及短期投资GNWJXN
| Q4 25 | — | $5.7B | ||
| Q3 25 | — | $4.6B | ||
| Q2 25 | — | $3.8B | ||
| Q1 25 | — | $3.9B | ||
| Q4 24 | — | $3.8B | ||
| Q3 24 | — | $3.1B | ||
| Q2 24 | — | $1.7B | ||
| Q1 24 | — | $2.5B |
总债务GNWJXN
| Q4 25 | $1.5B | $2.0B | ||
| Q3 25 | $1.5B | $2.0B | ||
| Q2 25 | $1.5B | $2.0B | ||
| Q1 25 | $1.5B | $2.0B | ||
| Q4 24 | $1.5B | $2.0B | ||
| Q3 24 | $1.5B | $2.0B | ||
| Q2 24 | $1.6B | $2.0B | ||
| Q1 24 | $1.6B | $2.0B |
股东权益GNWJXN
| Q4 25 | $8.8B | $10.0B | ||
| Q3 25 | $8.8B | $10.2B | ||
| Q2 25 | $8.8B | $10.4B | ||
| Q1 25 | $8.7B | $10.3B | ||
| Q4 24 | $8.5B | $9.8B | ||
| Q3 24 | $8.3B | $10.7B | ||
| Q2 24 | $8.5B | $10.1B | ||
| Q1 24 | $8.0B | $10.2B |
总资产GNWJXN
| Q4 25 | $88.1B | $352.6B | ||
| Q3 25 | $88.5B | $353.6B | ||
| Q2 25 | $87.3B | $343.7B | ||
| Q1 25 | $87.3B | $327.2B | ||
| Q4 24 | $86.9B | $338.4B | ||
| Q3 24 | $90.8B | $345.7B | ||
| Q2 24 | $87.5B | $337.8B | ||
| Q1 24 | $89.2B | $340.3B |
负债/权益比GNWJXN
| Q4 25 | 0.17× | 0.20× | ||
| Q3 25 | 0.17× | 0.20× | ||
| Q2 25 | 0.17× | 0.20× | ||
| Q1 25 | 0.17× | 0.20× | ||
| Q4 24 | 0.18× | 0.21× | ||
| Q3 24 | 0.19× | 0.19× | ||
| Q2 24 | 0.18× | 0.20× | ||
| Q1 24 | 0.20× | 0.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $200.0M | $1.6B |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 100.00× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流GNWJXN
| Q4 25 | $200.0M | $1.6B | ||
| Q3 25 | $87.0M | $1.4B | ||
| Q2 25 | $6.0M | $1.2B | ||
| Q1 25 | $34.0M | $1.6B | ||
| Q4 24 | $27.0M | $1.5B | ||
| Q3 24 | $161.0M | $1.4B | ||
| Q2 24 | $7.0M | $1.5B | ||
| Q1 24 | $-107.0M | $1.4B |
现金转化率GNWJXN
| Q4 25 | 100.00× | — | ||
| Q3 25 | 0.75× | 18.03× | ||
| Q2 25 | 0.12× | 6.55× | ||
| Q1 25 | 0.63× | — | ||
| Q4 24 | — | 4.42× | ||
| Q3 24 | 1.89× | — | ||
| Q2 24 | 0.09× | 5.37× | ||
| Q1 24 | -0.77× | 1.79× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GNW
| Enact Segment | $1.3B | 70% |
| Other | $386.0M | 22% |
| Annuities | $106.0M | 6% |
| Utilities | $20.0M | 1% |
| Consumer Cyclical | $17.0M | 1% |
| Energy | $4.0M | 0% |
JXN
| Retail Annuities Segment | $1.5B | 74% |
| Closed Life And Annuity Blocks Segment | $298.0M | 15% |
| Institutional Products Segment | $146.0M | 7% |
| Other | $70.0M | 4% |
