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GENWORTH FINANCIAL INC（GNW）与西蒙地产集团（SPG）财务数据对比。点击上方公司名可切换其他公司
西蒙地产集团的季度营收约是GENWORTH FINANCIAL INC的1.0倍（$1.8B vs $1.8B），西蒙地产集团净利率更高（197.6% vs 0.1%，领先197.5%），西蒙地产集团同比增速更快（13.2% vs 0.1%），过去两年西蒙地产集团的营收复合增速更高（11.4% vs -2.2%）
Genworth Financial是总部位于美国弗吉尼亚州里士满的金融服务企业，核心业务涵盖人寿保险、长期护理保险、按揭保险以及年金产品，为客户提供多元风险管理与财富保障解决方案。
西蒙地产集团是美国头部房地产投资信托企业，核心投资范畴涵盖购物中心、奥特莱斯、社区及生活方式中心，是美国规模最大的购物中心持有方，总部位于印第安纳州印第安纳波利斯，截至2024年12月末共持有232处物业的相关权益。
GNW vs SPG — 直观对比
营收规模更大
SPG
是对方的1.0倍
$1.8B
营收增速更快
SPG
高出13.1%
0.1%
净利率更高
SPG
高出197.5%
0.1%
两年增速更快
SPG
近两年复合增速
-2.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.8B | $1.8B |
| 净利润 | $2.0M | $3.5B |
| 毛利率 | — | — |
| 营业利润率 | 1.0% | 49.7% |
| 净利率 | 0.1% | 197.6% |
| 营收同比 | 0.1% | 13.2% |
| 净利润同比 | 300.0% | 358.7% |
| 每股收益（稀释后） | $0.01 | $9.34 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GNWSPG
| Q4 25 | $1.8B | $1.8B | ||
| Q3 25 | $1.9B | $1.6B | ||
| Q2 25 | $1.8B | $1.5B | ||
| Q1 25 | $1.8B | $1.5B | ||
| Q4 24 | $1.8B | $1.6B | ||
| Q3 24 | $1.9B | $1.5B | ||
| Q2 24 | $1.8B | $1.5B | ||
| Q1 24 | $1.9B | $1.4B |
净利润GNWSPG
| Q4 25 | $2.0M | $3.5B | ||
| Q3 25 | $116.0M | $702.7M | ||
| Q2 25 | $51.0M | $643.7M | ||
| Q1 25 | $54.0M | $477.9M | ||
| Q4 24 | $-1.0M | $771.8M | ||
| Q3 24 | $85.0M | $546.7M | ||
| Q2 24 | $76.0M | $569.4M | ||
| Q1 24 | $139.0M | $841.2M |
营业利润率GNWSPG
| Q4 25 | 1.0% | 49.7% | ||
| Q3 25 | 8.5% | 50.8% | ||
| Q2 25 | 3.8% | 49.7% | ||
| Q1 25 | 2.9% | 49.4% | ||
| Q4 24 | 3.1% | 52.8% | ||
| Q3 24 | 2.6% | 51.9% | ||
| Q2 24 | 7.1% | 51.7% | ||
| Q1 24 | 4.6% | 51.0% |
净利率GNWSPG
| Q4 25 | 0.1% | 197.6% | ||
| Q3 25 | 6.0% | 43.9% | ||
| Q2 25 | 2.8% | 43.0% | ||
| Q1 25 | 3.0% | 32.4% | ||
| Q4 24 | -0.1% | 48.8% | ||
| Q3 24 | 4.5% | 36.9% | ||
| Q2 24 | 4.3% | 39.0% | ||
| Q1 24 | 7.5% | 58.3% |
每股收益（稀释后）GNWSPG
| Q4 25 | $0.01 | $9.34 | ||
| Q3 25 | $0.28 | $1.86 | ||
| Q2 25 | $0.12 | $1.70 | ||
| Q1 25 | $0.13 | $1.27 | ||
| Q4 24 | $0.01 | $2.04 | ||
| Q3 24 | $0.19 | $1.46 | ||
| Q2 24 | $0.17 | $1.51 | ||
| Q1 24 | $0.31 | $2.25 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $823.1M |
| 总债务越低越好 | $1.5B | $28.4B |
| 股东权益账面价值 | $8.8B | $5.2B |
| 总资产 | $88.1B | $40.6B |
| 负债/权益比越低杠杆越低 | 0.17× | 5.46× |
8季度趋势，按日历期对齐
现金及短期投资GNWSPG
| Q4 25 | — | $823.1M | ||
| Q3 25 | — | $1.6B | ||
| Q2 25 | — | $1.2B | ||
| Q1 25 | — | $1.4B | ||
| Q4 24 | — | $1.4B | ||
| Q3 24 | — | $2.5B | ||
| Q2 24 | — | $2.5B | ||
| Q1 24 | — | $2.6B |
总债务GNWSPG
| Q4 25 | $1.5B | $28.4B | ||
| Q3 25 | $1.5B | $25.8B | ||
| Q2 25 | $1.5B | $25.4B | ||
| Q1 25 | $1.5B | $24.8B | ||
| Q4 24 | $1.5B | $24.3B | ||
| Q3 24 | $1.5B | $25.4B | ||
| Q2 24 | $1.6B | $25.3B | ||
| Q1 24 | $1.6B | $25.5B |
股东权益GNWSPG
| Q4 25 | $8.8B | $5.2B | ||
| Q3 25 | $8.8B | $2.3B | ||
| Q2 25 | $8.8B | $2.5B | ||
| Q1 25 | $8.7B | $2.6B | ||
| Q4 24 | $8.5B | $2.9B | ||
| Q3 24 | $8.3B | $2.7B | ||
| Q2 24 | $8.5B | $2.9B | ||
| Q1 24 | $8.0B | $3.1B |
总资产GNWSPG
| Q4 25 | $88.1B | $40.6B | ||
| Q3 25 | $88.5B | $33.6B | ||
| Q2 25 | $87.3B | $33.3B | ||
| Q1 25 | $87.3B | $32.5B | ||
| Q4 24 | $86.9B | $32.4B | ||
| Q3 24 | $90.8B | $33.3B | ||
| Q2 24 | $87.5B | $33.4B | ||
| Q1 24 | $89.2B | $33.7B |
负债/权益比GNWSPG
| Q4 25 | 0.17× | 5.46× | ||
| Q3 25 | 0.17× | 10.98× | ||
| Q2 25 | 0.17× | 10.36× | ||
| Q1 25 | 0.17× | 9.50× | ||
| Q4 24 | 0.18× | 8.25× | ||
| Q3 24 | 0.19× | 9.37× | ||
| Q2 24 | 0.18× | 8.59× | ||
| Q1 24 | 0.20× | 8.22× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $200.0M | $1.2B |
| 自由现金流经营现金流 - 资本支出 | — | $948.8M |
| 自由现金流率自由现金流/营收 | — | 53.0% |
| 资本支出强度资本支出/营收 | — | 14.2% |
| 现金转化率经营现金流/净利润 | 100.00× | 0.34× |
| 过去12个月自由现金流最近4个季度 | — | $3.2B |
8季度趋势，按日历期对齐
经营现金流GNWSPG
| Q4 25 | $200.0M | $1.2B | ||
| Q3 25 | $87.0M | $890.3M | ||
| Q2 25 | $6.0M | $1.2B | ||
| Q1 25 | $34.0M | $827.2M | ||
| Q4 24 | $27.0M | $1.1B | ||
| Q3 24 | $161.0M | $892.9M | ||
| Q2 24 | $7.0M | $1.1B | ||
| Q1 24 | $-107.0M | $773.1M |
自由现金流GNWSPG
| Q4 25 | — | $948.8M | ||
| Q3 25 | — | $685.0M | ||
| Q2 25 | — | $971.3M | ||
| Q1 25 | — | $597.0M | ||
| Q4 24 | — | $867.7M | ||
| Q3 24 | — | $706.5M | ||
| Q2 24 | — | $874.8M | ||
| Q1 24 | — | $610.1M |
自由现金流率GNWSPG
| Q4 25 | — | 53.0% | ||
| Q3 25 | — | 42.8% | ||
| Q2 25 | — | 64.8% | ||
| Q1 25 | — | 40.5% | ||
| Q4 24 | — | 54.8% | ||
| Q3 24 | — | 47.7% | ||
| Q2 24 | — | 60.0% | ||
| Q1 24 | — | 42.3% |
资本支出强度GNWSPG
| Q4 25 | — | 14.2% | ||
| Q3 25 | — | 12.8% | ||
| Q2 25 | — | 16.3% | ||
| Q1 25 | — | 15.6% | ||
| Q4 24 | — | 13.8% | ||
| Q3 24 | — | 12.6% | ||
| Q2 24 | — | 12.9% | ||
| Q1 24 | — | 11.3% |
现金转化率GNWSPG
| Q4 25 | 100.00× | 0.34× | ||
| Q3 25 | 0.75× | 1.27× | ||
| Q2 25 | 0.12× | 1.89× | ||
| Q1 25 | 0.63× | 1.73× | ||
| Q4 24 | — | 1.41× | ||
| Q3 24 | 1.89× | 1.63× | ||
| Q2 24 | 0.09× | 1.87× | ||
| Q1 24 | -0.77× | 0.92× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GNW
| Enact Segment | $1.3B | 70% |
| Other | $386.0M | 22% |
| Annuities | $106.0M | 6% |
| Utilities | $20.0M | 1% |
| Consumer Cyclical | $17.0M | 1% |
| Energy | $4.0M | 0% |
SPG
| Real Estate Segment | $1.7B | 95% |
| Other | $86.3M | 5% |
