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Genuine Parts Company（GPC）与美国合众银行（USB）财务数据对比。点击上方公司名可切换其他公司
美国合众银行的季度营收约是Genuine Parts Company的1.2倍（$7.4B vs $6.3B），美国合众银行净利率更高（27.8% vs 3.0%，领先24.8%），Genuine Parts Company同比增速更快（6.8% vs 5.1%），过去两年美国合众银行的营收复合增速更高（4.7% vs 2.5%）
Genuine Parts Company（简称GPC）是总部位于美国佐治亚州亚特兰大的汽车及工业零部件分销商，1928年由卡莱尔与马尔科姆·弗雷泽兄弟创立，现有约6万名员工，业务覆盖美国、澳大拉西亚、欧洲、墨西哥等十余个国家和地区。
美国合众银行是美国跨国银行机构，总部位于明尼苏达州明尼阿波利斯，在特拉华州注册成立。截至2025年为美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为系统重要性机构，旗下核心运营主体提供银行、投资、按揭等多元金融服务。
GPC vs USB — 直观对比
营收规模更大
USB
是对方的1.2倍
$6.3B
营收增速更快
GPC
高出1.7%
5.1%
净利率更高
USB
高出24.8%
3.0%
两年增速更快
USB
近两年复合增速
2.5%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $6.3B | $7.4B |
| 净利润 | $188.5M | $2.0B |
| 毛利率 | 37.3% | — |
| 营业利润率 | 67.2% | 34.4% |
| 净利率 | 3.0% | 27.8% |
| 营收同比 | 6.8% | 5.1% |
| 净利润同比 | -3.0% | 23.0% |
| 每股收益（稀释后） | $1.37 | $1.26 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GPCUSB
| Q1 26 | $6.3B | — | ||
| Q4 25 | $6.0B | $7.4B | ||
| Q3 25 | $6.3B | $7.3B | ||
| Q2 25 | $6.2B | $7.0B | ||
| Q1 25 | $5.9B | $7.0B | ||
| Q4 24 | $5.8B | $7.0B | ||
| Q3 24 | $6.0B | $6.9B | ||
| Q2 24 | $6.0B | $6.9B |
净利润GPCUSB
| Q1 26 | $188.5M | — | ||
| Q4 25 | $-609.5M | $2.0B | ||
| Q3 25 | $226.2M | $2.0B | ||
| Q2 25 | $254.9M | $1.8B | ||
| Q1 25 | $194.4M | $1.7B | ||
| Q4 24 | $133.1M | $1.7B | ||
| Q3 24 | $226.6M | $1.7B | ||
| Q2 24 | $295.5M | $1.6B |
毛利率GPCUSB
| Q1 26 | 37.3% | — | ||
| Q4 25 | 35.0% | — | ||
| Q3 25 | 37.4% | — | ||
| Q2 25 | 37.7% | — | ||
| Q1 25 | 37.1% | — | ||
| Q4 24 | 35.9% | — | ||
| Q3 24 | 36.8% | — | ||
| Q2 24 | 36.6% | — |
营业利润率GPCUSB
| Q1 26 | 67.2% | — | ||
| Q4 25 | -13.8% | 34.4% | ||
| Q3 25 | 4.7% | 34.5% | ||
| Q2 25 | 5.5% | 32.7% | ||
| Q1 25 | 4.3% | 31.0% | ||
| Q4 24 | 2.9% | 30.1% | ||
| Q3 24 | 5.0% | 30.2% | ||
| Q2 24 | 6.5% | 29.9% |
净利率GPCUSB
| Q1 26 | 3.0% | — | ||
| Q4 25 | -10.1% | 27.8% | ||
| Q3 25 | 3.6% | 27.3% | ||
| Q2 25 | 4.1% | 25.9% | ||
| Q1 25 | 3.3% | 24.6% | ||
| Q4 24 | 2.3% | 23.7% | ||
| Q3 24 | 3.8% | 25.0% | ||
| Q2 24 | 5.0% | 23.3% |
每股收益（稀释后）GPCUSB
| Q1 26 | $1.37 | — | ||
| Q4 25 | $-4.38 | $1.26 | ||
| Q3 25 | $1.62 | $1.22 | ||
| Q2 25 | $1.83 | $1.11 | ||
| Q1 25 | $1.40 | $1.03 | ||
| Q4 24 | $0.96 | $1.01 | ||
| Q3 24 | $1.62 | $1.03 | ||
| Q2 24 | $2.11 | $0.97 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $500.0M | — |
| 总债务越低越好 | $4.6B | — |
| 股东权益账面价值 | $4.5B | $65.2B |
| 总资产 | $21.0B | $692.3B |
| 负债/权益比越低杠杆越低 | 1.03× | — |
8季度趋势，按日历期对齐
现金及短期投资GPCUSB
| Q1 26 | $500.0M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
总债务GPCUSB
| Q1 26 | $4.6B | — | ||
| Q4 25 | $4.8B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $4.3B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益GPCUSB
| Q1 26 | $4.5B | — | ||
| Q4 25 | $4.4B | $65.2B | ||
| Q3 25 | $4.8B | $63.3B | ||
| Q2 25 | $4.7B | $61.4B | ||
| Q1 25 | $4.4B | $60.1B | ||
| Q4 24 | $4.3B | $58.6B | ||
| Q3 24 | $4.7B | $58.9B | ||
| Q2 24 | $4.5B | $56.4B |
总资产GPCUSB
| Q1 26 | $21.0B | — | ||
| Q4 25 | $20.8B | $692.3B | ||
| Q3 25 | $20.7B | $695.4B | ||
| Q2 25 | $20.4B | $686.4B | ||
| Q1 25 | $19.8B | $676.5B | ||
| Q4 24 | $19.3B | $678.3B | ||
| Q3 24 | $20.3B | $686.5B | ||
| Q2 24 | $18.9B | $680.1B |
负债/权益比GPCUSB
| Q1 26 | 1.03× | — | ||
| Q4 25 | 1.08× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.99× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $2.8B |
| 自由现金流经营现金流 - 资本支出 | $-33.6M | — |
| 自由现金流率自由现金流/营收 | -0.5% | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 1.39× |
| 过去12个月自由现金流最近4个季度 | $548.0M | — |
8季度趋势，按日历期对齐
经营现金流GPCUSB
| Q1 26 | — | — | ||
| Q4 25 | $380.1M | $2.8B | ||
| Q3 25 | $341.6M | $3.4B | ||
| Q2 25 | $209.9M | $2.0B | ||
| Q1 25 | $-40.8M | $-285.0M | ||
| Q4 24 | $155.0M | $4.8B | ||
| Q3 24 | $484.3M | $972.0M | ||
| Q2 24 | $293.6M | $2.9B |
自由现金流GPCUSB
| Q1 26 | $-33.6M | — | ||
| Q4 25 | $260.7M | — | ||
| Q3 25 | $240.0M | — | ||
| Q2 25 | $81.0M | — | ||
| Q1 25 | $-160.7M | — | ||
| Q4 24 | $-26.7M | — | ||
| Q3 24 | $358.0M | — | ||
| Q2 24 | $150.1M | — |
自由现金流率GPCUSB
| Q1 26 | -0.5% | — | ||
| Q4 25 | 4.3% | — | ||
| Q3 25 | 3.8% | — | ||
| Q2 25 | 1.3% | — | ||
| Q1 25 | -2.7% | — | ||
| Q4 24 | -0.5% | — | ||
| Q3 24 | 6.0% | — | ||
| Q2 24 | 2.5% | — |
资本支出强度GPCUSB
| Q1 26 | — | — | ||
| Q4 25 | 2.0% | — | ||
| Q3 25 | 1.6% | — | ||
| Q2 25 | 2.1% | — | ||
| Q1 25 | 2.0% | — | ||
| Q4 24 | 3.1% | — | ||
| Q3 24 | 2.1% | — | ||
| Q2 24 | 2.4% | — |
现金转化率GPCUSB
| Q1 26 | — | — | ||
| Q4 25 | — | 1.39× | ||
| Q3 25 | 1.51× | 1.69× | ||
| Q2 25 | 0.82× | 1.12× | ||
| Q1 25 | -0.21× | -0.17× | ||
| Q4 24 | 1.17× | 2.87× | ||
| Q3 24 | 2.14× | 0.57× | ||
| Q2 24 | 0.99× | 1.79× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
