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Grab Holdings Ltd（GRAB）与SiriusPoint Ltd（SPNT）财务数据对比。点击上方公司名可切换其他公司
Grab Holdings Ltd的季度营收约是SiriusPoint Ltd的1.5倍（$1.5B vs $973.7M），SiriusPoint Ltd净利率更高（25.1% vs 1.8%，领先23.3%）
Grab Holdings是总部位于新加坡纬壹科技城的跨国科技企业，旗下核心产品为移动端超级应用，覆盖网约车、外卖配送、数字支付等多元服务，业务布局新加坡、马来西亚、印度尼西亚、泰国、越南等共8个东南亚国家，是东南亚地区头部的本地生活及数字服务提供商。
SiriusPoint Ltd是一家总部位于百慕大彭布罗克的全球特种保险及再保险服务商，提供财产险、意外险、特种险种保障及另类资本解决方案，服务覆盖北美、欧洲、亚太等市场的商业客户与风险承担方，注重严谨核保与稳定的风险调整收益。
GRAB vs SPNT — 直观对比
营收规模更大
GRAB
是对方的1.5倍
$973.7M
净利率更高
SPNT
高出23.3%
1.8%
损益表 — Q4 FY2024 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.5B | $973.7M |
| 净利润 | $26.0M | $244.1M |
| 毛利率 | 43.1% | — |
| 营业利润率 | -2.5% | 28.8% |
| 净利率 | 1.8% | 25.1% |
| 营收同比 | — | 58.9% |
| 净利润同比 | — | 1535.9% |
| 每股收益（稀释后） | $0.01 | $1.92 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GRABSPNT
| Q4 25 | — | $973.7M | ||
| Q3 25 | — | $755.9M | ||
| Q2 25 | — | $748.2M | ||
| Q1 25 | — | $727.3M | ||
| Q4 24 | $1.5B | $612.8M | ||
| Q3 24 | — | $562.2M | ||
| Q2 24 | — | $743.3M | ||
| Q1 24 | — | $685.5M |
净利润GRABSPNT
| Q4 25 | — | $244.1M | ||
| Q3 25 | — | $90.8M | ||
| Q2 25 | — | $63.2M | ||
| Q1 25 | — | $61.6M | ||
| Q4 24 | $26.0M | $-17.0M | ||
| Q3 24 | — | $8.5M | ||
| Q2 24 | — | $113.9M | ||
| Q1 24 | — | $94.8M |
毛利率GRABSPNT
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 43.1% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
营业利润率GRABSPNT
| Q4 25 | — | 28.8% | ||
| Q3 25 | — | 14.7% | ||
| Q2 25 | — | 10.0% | ||
| Q1 25 | — | 10.4% | ||
| Q4 24 | -2.5% | -2.1% | ||
| Q3 24 | — | 2.0% | ||
| Q2 24 | — | 17.4% | ||
| Q1 24 | — | 15.4% |
净利率GRABSPNT
| Q4 25 | — | 25.1% | ||
| Q3 25 | — | 12.0% | ||
| Q2 25 | — | 8.4% | ||
| Q1 25 | — | 8.5% | ||
| Q4 24 | 1.8% | -2.8% | ||
| Q3 24 | — | 1.5% | ||
| Q2 24 | — | 15.3% | ||
| Q1 24 | — | 13.8% |
每股收益（稀释后）GRABSPNT
| Q4 25 | — | $1.92 | ||
| Q3 25 | — | $0.73 | ||
| Q2 25 | — | $0.50 | ||
| Q1 25 | — | $0.49 | ||
| Q4 24 | $0.01 | $-0.05 | ||
| Q3 24 | — | $0.03 | ||
| Q2 24 | — | $0.57 | ||
| Q1 24 | — | $0.49 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $3.0B | $731.2M |
| 总债务越低越好 | — | $688.6M |
| 股东权益账面价值 | $6.4B | $2.5B |
| 总资产 | $9.3B | $12.6B |
| 负债/权益比越低杠杆越低 | — | 0.28× |
8季度趋势，按日历期对齐
现金及短期投资GRABSPNT
| Q4 25 | — | $731.2M | ||
| Q3 25 | — | $582.4M | ||
| Q2 25 | — | $732.4M | ||
| Q1 25 | — | $740.3M | ||
| Q4 24 | $3.0B | $682.0M | ||
| Q3 24 | — | $640.7M | ||
| Q2 24 | — | $598.1M | ||
| Q1 24 | — | $867.5M |
总债务GRABSPNT
| Q4 25 | — | $688.6M | ||
| Q3 25 | — | $682.5M | ||
| Q2 25 | — | $678.4M | ||
| Q1 25 | — | $663.5M | ||
| Q4 24 | — | $639.1M | ||
| Q3 24 | — | $660.5M | ||
| Q2 24 | — | $648.6M | ||
| Q1 24 | — | $770.6M |
股东权益GRABSPNT
| Q4 25 | — | $2.5B | ||
| Q3 25 | — | $2.2B | ||
| Q2 25 | — | $2.1B | ||
| Q1 25 | — | $2.0B | ||
| Q4 24 | $6.4B | $1.9B | ||
| Q3 24 | — | $2.7B | ||
| Q2 24 | — | $2.7B | ||
| Q1 24 | — | $2.6B |
总资产GRABSPNT
| Q4 25 | — | $12.6B | ||
| Q3 25 | — | $12.5B | ||
| Q2 25 | — | $12.4B | ||
| Q1 25 | — | $12.3B | ||
| Q4 24 | $9.3B | $12.5B | ||
| Q3 24 | — | $12.7B | ||
| Q2 24 | — | $12.8B | ||
| Q1 24 | — | $13.1B |
负债/权益比GRABSPNT
| Q4 25 | — | 0.28× | ||
| Q3 25 | — | 0.31× | ||
| Q2 25 | — | 0.32× | ||
| Q1 25 | — | 0.33× | ||
| Q4 24 | — | 0.33× | ||
| Q3 24 | — | 0.25× | ||
| Q2 24 | — | 0.24× | ||
| Q1 24 | — | 0.30× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $591.0M | $-26.4M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 22.73× | -0.11× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流GRABSPNT
| Q4 25 | — | $-26.4M | ||
| Q3 25 | — | $155.6M | ||
| Q2 25 | — | $62.1M | ||
| Q1 25 | — | $-88.9M | ||
| Q4 24 | $591.0M | $107.7M | ||
| Q3 24 | — | $58.1M | ||
| Q2 24 | — | $-149.9M | ||
| Q1 24 | — | $58.8M |
现金转化率GRABSPNT
| Q4 25 | — | -0.11× | ||
| Q3 25 | — | 1.71× | ||
| Q2 25 | — | 0.98× | ||
| Q1 25 | — | -1.44× | ||
| Q4 24 | 22.73× | — | ||
| Q3 24 | — | 6.84× | ||
| Q2 24 | — | -1.32× | ||
| Q1 24 | — | 0.62× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
