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GREAT SOUTHERN BANCORP, INC.（GSBC）与STEM, INC.（STEM）财务数据对比。点击上方公司名可切换其他公司
GREAT SOUTHERN BANCORP, INC.的季度营收约是STEM, INC.的1.2倍（$56.4M vs $47.1M），GREAT SOUTHERN BANCORP, INC.净利率更高（28.9% vs -33.9%，领先62.8%），GREAT SOUTHERN BANCORP, INC.同比增速更快（-0.2% vs -15.6%），过去两年STEM, INC.的营收复合增速更高（36.1% vs 4.5%）
该企业是美国的多元化银行金融机构，总部位于明尼苏达州明尼阿波利斯，在特拉华州注册。截至2025年，它是美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构，主营零售及企业银行业务、投资、抵押贷款等多元金融服务。
该公司是一家公开上市的生物制药企业，总部位于加利福尼亚州纽瓦克，专注研发纯化人类神经干细胞，旨在治疗中枢神经系统疾病与瘫痪，其所研发的神经干细胞可分化为中枢神经系统的神经元、星形胶质细胞与少突胶质细胞这三大主要细胞类型。
GSBC vs STEM — 直观对比
营收规模更大
GSBC
是对方的1.2倍
$47.1M
营收增速更快
GSBC
高出15.3%
-15.6%
净利率更高
GSBC
高出62.8%
-33.9%
两年增速更快
STEM
近两年复合增速
4.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $56.4M | $47.1M |
| 净利润 | $16.3M | $-16.0M |
| 毛利率 | — | 48.9% |
| 营业利润率 | 34.5% | -17.7% |
| 净利率 | 28.9% | -33.9% |
| 营收同比 | -0.2% | -15.6% |
| 净利润同比 | 9.1% | 68.8% |
| 每股收益（稀释后） | $1.44 | $-4.40 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GSBCSTEM
| Q4 25 | $56.4M | $47.1M | ||
| Q3 25 | $57.8M | $38.2M | ||
| Q2 25 | $59.2M | $38.4M | ||
| Q1 25 | $55.9M | $32.5M | ||
| Q4 24 | $56.5M | $55.8M | ||
| Q3 24 | $55.0M | $29.3M | ||
| Q2 24 | $56.7M | $34.0M | ||
| Q1 24 | $51.6M | $25.5M |
净利润GSBCSTEM
| Q4 25 | $16.3M | $-16.0M | ||
| Q3 25 | $17.8M | $-23.8M | ||
| Q2 25 | $19.8M | $202.5M | ||
| Q1 25 | $17.2M | $-25.0M | ||
| Q4 24 | $14.9M | $-51.1M | ||
| Q3 24 | $16.5M | $-148.3M | ||
| Q2 24 | $17.0M | $-582.3M | ||
| Q1 24 | $13.4M | $-72.3M |
毛利率GSBCSTEM
| Q4 25 | — | 48.9% | ||
| Q3 25 | — | 35.5% | ||
| Q2 25 | — | 33.4% | ||
| Q1 25 | — | 32.4% | ||
| Q4 24 | — | -4.4% | ||
| Q3 24 | — | 21.2% | ||
| Q2 24 | — | 27.6% | ||
| Q1 24 | — | -95.0% |
营业利润率GSBCSTEM
| Q4 25 | 34.5% | -17.7% | ||
| Q3 25 | 38.2% | -33.6% | ||
| Q2 25 | 41.0% | -34.8% | ||
| Q1 25 | 38.4% | -65.0% | ||
| Q4 24 | 31.8% | -84.4% | ||
| Q3 24 | 36.6% | -493.2% | ||
| Q2 24 | 36.8% | -1705.5% | ||
| Q1 24 | 32.1% | -267.0% |
净利率GSBCSTEM
| Q4 25 | 28.9% | -33.9% | ||
| Q3 25 | 30.7% | -62.2% | ||
| Q2 25 | 33.4% | 527.8% | ||
| Q1 25 | 30.7% | -76.9% | ||
| Q4 24 | 26.4% | -91.6% | ||
| Q3 24 | 30.0% | -506.3% | ||
| Q2 24 | 30.0% | -1712.6% | ||
| Q1 24 | 26.0% | -283.9% |
每股收益（稀释后）GSBCSTEM
| Q4 25 | $1.44 | $-4.40 | ||
| Q3 25 | $1.56 | $-2.84 | ||
| Q2 25 | $1.72 | $-1.79 | ||
| Q1 25 | $1.47 | $-0.15 | ||
| Q4 24 | $1.27 | $-15.29 | ||
| Q3 24 | $1.41 | $-18.24 | ||
| Q2 24 | $1.45 | $-71.81 | ||
| Q1 24 | $1.13 | $-0.46 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $189.6M | $48.9M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $636.1M | $-249.4M |
| 总资产 | $5.6B | $308.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资GSBCSTEM
| Q4 25 | $189.6M | $48.9M | ||
| Q3 25 | $196.2M | $43.1M | ||
| Q2 25 | $245.9M | $40.8M | ||
| Q1 25 | $217.2M | $58.6M | ||
| Q4 24 | $195.8M | $56.3M | ||
| Q3 24 | $208.4M | $75.4M | ||
| Q2 24 | $186.5M | $89.6M | ||
| Q1 24 | $171.4M | $112.8M |
股东权益GSBCSTEM
| Q4 25 | $636.1M | $-249.4M | ||
| Q3 25 | $632.9M | $-235.7M | ||
| Q2 25 | $622.4M | $-214.1M | ||
| Q1 25 | $613.3M | $-417.5M | ||
| Q4 24 | $599.6M | $-398.4M | ||
| Q3 24 | $612.1M | $-344.1M | ||
| Q2 24 | $568.8M | $-203.2M | ||
| Q1 24 | $565.2M | $371.6M |
总资产GSBCSTEM
| Q4 25 | $5.6B | $308.9M | ||
| Q3 25 | $5.7B | $362.6M | ||
| Q2 25 | $5.9B | $379.2M | ||
| Q1 25 | $6.0B | $405.1M | ||
| Q4 24 | $6.0B | $437.4M | ||
| Q3 24 | $6.0B | $537.8M | ||
| Q2 24 | $6.0B | $691.5M | ||
| Q1 24 | $5.8B | $1.3B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $81.5M | $8.2M |
| 自由现金流经营现金流 - 资本支出 | $70.1M | — |
| 自由现金流率自由现金流/营收 | 124.3% | — |
| 资本支出强度资本支出/营收 | 20.3% | — |
| 现金转化率经营现金流/净利润 | 5.01× | — |
| 过去12个月自由现金流最近4个季度 | $121.9M | — |
8季度趋势，按日历期对齐
经营现金流GSBCSTEM
| Q4 25 | $81.5M | $8.2M | ||
| Q3 25 | $5.6M | $11.4M | ||
| Q2 25 | $39.3M | $-21.3M | ||
| Q1 25 | $15.0M | $8.5M | ||
| Q4 24 | $44.1M | $-14.7M | ||
| Q3 24 | $17.7M | $-9.4M | ||
| Q2 24 | $43.5M | $-11.9M | ||
| Q1 24 | $-26.9M | $-621.0K |
自由现金流GSBCSTEM
| Q4 25 | $70.1M | — | ||
| Q3 25 | $3.9M | — | ||
| Q2 25 | $34.9M | — | ||
| Q1 25 | $13.1M | — | ||
| Q4 24 | $39.1M | — | ||
| Q3 24 | $16.5M | — | ||
| Q2 24 | $42.0M | — | ||
| Q1 24 | $-27.7M | — |
自由现金流率GSBCSTEM
| Q4 25 | 124.3% | — | ||
| Q3 25 | 6.7% | — | ||
| Q2 25 | 59.0% | — | ||
| Q1 25 | 23.4% | — | ||
| Q4 24 | 69.3% | — | ||
| Q3 24 | 30.1% | — | ||
| Q2 24 | 74.1% | — | ||
| Q1 24 | -53.7% | — |
资本支出强度GSBCSTEM
| Q4 25 | 20.3% | — | ||
| Q3 25 | 3.0% | — | ||
| Q2 25 | 7.4% | — | ||
| Q1 25 | 3.5% | — | ||
| Q4 24 | 8.7% | — | ||
| Q3 24 | 2.1% | — | ||
| Q2 24 | 2.7% | — | ||
| Q1 24 | 1.6% | — |
现金转化率GSBCSTEM
| Q4 25 | 5.01× | — | ||
| Q3 25 | 0.31× | — | ||
| Q2 25 | 1.99× | -0.11× | ||
| Q1 25 | 0.87× | — | ||
| Q4 24 | 2.95× | — | ||
| Q3 24 | 1.07× | — | ||
| Q2 24 | 2.56× | — | ||
| Q1 24 | -2.01× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
