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GREAT SOUTHERN BANCORP, INC.（GSBC）与ZIPRECRUITER, INC.（ZIP）财务数据对比。点击上方公司名可切换其他公司
ZIPRECRUITER, INC.的季度营收约是GREAT SOUTHERN BANCORP, INC.的2.0倍（$111.7M vs $56.4M），GREAT SOUTHERN BANCORP, INC.净利率更高（28.9% vs -0.7%，领先29.6%），ZIPRECRUITER, INC.同比增速更快（0.6% vs -0.2%），GREAT SOUTHERN BANCORP, INC.自由现金流更多（$70.1M vs $7.6M），过去两年GREAT SOUTHERN BANCORP, INC.的营收复合增速更高（4.5% vs -4.4%）
该企业是美国的多元化银行金融机构，总部位于明尼苏达州明尼阿波利斯，在特拉华州注册。截至2025年，它是美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构，主营零售及企业银行业务、投资、抵押贷款等多元金融服务。
ZipRecruiter, Inc.是一家美国线上招聘平台企业，主打面向求职者与招聘方的求职招聘匹配服务，为双方提供高效对接的人才服务市场，帮助求职者快速找到适配岗位，也助力企业高效完成招聘需求。
GSBC vs ZIP — 直观对比
营收规模更大
ZIP
是对方的2.0倍
$56.4M
营收增速更快
ZIP
高出0.8%
-0.2%
净利率更高
GSBC
高出29.6%
-0.7%
自由现金流更多
GSBC
多$62.4M
$7.6M
两年增速更快
GSBC
近两年复合增速
-4.4%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $56.4M | $111.7M |
| 净利润 | $16.3M | $-835.0K |
| 毛利率 | — | 89.1% |
| 营业利润率 | 34.5% | 3.6% |
| 净利率 | 28.9% | -0.7% |
| 营收同比 | -0.2% | 0.6% |
| 净利润同比 | 9.1% | 92.3% |
| 每股收益（稀释后） | $1.44 | $-0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GSBCZIP
| Q4 25 | $56.4M | $111.7M | ||
| Q3 25 | $57.8M | $115.0M | ||
| Q2 25 | $59.2M | $112.2M | ||
| Q1 25 | $55.9M | $110.1M | ||
| Q4 24 | $56.5M | $111.0M | ||
| Q3 24 | $55.0M | $117.1M | ||
| Q2 24 | $56.7M | $123.7M | ||
| Q1 24 | $51.6M | $122.2M |
净利润GSBCZIP
| Q4 25 | $16.3M | $-835.0K | ||
| Q3 25 | $17.8M | $-9.8M | ||
| Q2 25 | $19.8M | $-9.5M | ||
| Q1 25 | $17.2M | $-12.8M | ||
| Q4 24 | $14.9M | $-10.8M | ||
| Q3 24 | $16.5M | $-2.6M | ||
| Q2 24 | $17.0M | $7.0M | ||
| Q1 24 | $13.4M | $-6.5M |
毛利率GSBCZIP
| Q4 25 | — | 89.1% | ||
| Q3 25 | — | 89.1% | ||
| Q2 25 | — | 89.3% | ||
| Q1 25 | — | 89.4% | ||
| Q4 24 | — | 89.6% | ||
| Q3 24 | — | 89.4% | ||
| Q2 24 | — | 89.5% | ||
| Q1 24 | — | 89.1% |
营业利润率GSBCZIP
| Q4 25 | 34.5% | 3.6% | ||
| Q3 25 | 38.2% | -4.4% | ||
| Q2 25 | 41.0% | -5.9% | ||
| Q1 25 | 38.4% | -10.6% | ||
| Q4 24 | 31.8% | -3.6% | ||
| Q3 24 | 36.6% | -2.8% | ||
| Q2 24 | 36.8% | 7.6% | ||
| Q1 24 | 32.1% | -0.7% |
净利率GSBCZIP
| Q4 25 | 28.9% | -0.7% | ||
| Q3 25 | 30.7% | -8.5% | ||
| Q2 25 | 33.4% | -8.5% | ||
| Q1 25 | 30.7% | -11.7% | ||
| Q4 24 | 26.4% | -9.7% | ||
| Q3 24 | 30.0% | -2.2% | ||
| Q2 24 | 30.0% | 5.7% | ||
| Q1 24 | 26.0% | -5.3% |
每股收益（稀释后）GSBCZIP
| Q4 25 | $1.44 | $-0.03 | ||
| Q3 25 | $1.56 | $-0.11 | ||
| Q2 25 | $1.72 | $-0.10 | ||
| Q1 25 | $1.47 | $-0.13 | ||
| Q4 24 | $1.27 | $-0.10 | ||
| Q3 24 | $1.41 | $-0.03 | ||
| Q2 24 | $1.45 | $0.07 | ||
| Q1 24 | $1.13 | $-0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $189.6M | $188.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $636.1M | $-77.2M |
| 总资产 | $5.6B | $569.7M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资GSBCZIP
| Q4 25 | $189.6M | $188.0M | ||
| Q3 25 | $196.2M | $211.8M | ||
| Q2 25 | $245.9M | $203.5M | ||
| Q1 25 | $217.2M | $221.1M | ||
| Q4 24 | $195.8M | $218.4M | ||
| Q3 24 | $208.4M | $225.6M | ||
| Q2 24 | $186.5M | $271.7M | ||
| Q1 24 | $171.4M | $282.5M |
股东权益GSBCZIP
| Q4 25 | $636.1M | $-77.2M | ||
| Q3 25 | $632.9M | $-76.1M | ||
| Q2 25 | $622.4M | $-65.9M | ||
| Q1 25 | $613.3M | $-11.3M | ||
| Q4 24 | $599.6M | $13.4M | ||
| Q3 24 | $612.1M | $13.6M | ||
| Q2 24 | $568.8M | $24.4M | ||
| Q1 24 | $565.2M | $12.7M |
总资产GSBCZIP
| Q4 25 | $5.6B | $569.7M | ||
| Q3 25 | $5.7B | $573.6M | ||
| Q2 25 | $5.9B | $592.4M | ||
| Q1 25 | $6.0B | $629.4M | ||
| Q4 24 | $6.0B | $664.1M | ||
| Q3 24 | $6.0B | $652.0M | ||
| Q2 24 | $6.0B | $665.3M | ||
| Q1 24 | $5.8B | $662.4M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $81.5M | $7.7M |
| 自由现金流经营现金流 - 资本支出 | $70.1M | $7.6M |
| 自由现金流率自由现金流/营收 | 124.3% | 6.8% |
| 资本支出强度资本支出/营收 | 20.3% | 0.1% |
| 现金转化率经营现金流/净利润 | 5.01× | — |
| 过去12个月自由现金流最近4个季度 | $121.9M | $9.9M |
8季度趋势，按日历期对齐
经营现金流GSBCZIP
| Q4 25 | $81.5M | $7.7M | ||
| Q3 25 | $5.6M | $2.6M | ||
| Q2 25 | $39.3M | $10.5M | ||
| Q1 25 | $15.0M | $-9.9M | ||
| Q4 24 | $44.1M | $12.5M | ||
| Q3 24 | $17.7M | $9.3M | ||
| Q2 24 | $43.5M | $21.9M | ||
| Q1 24 | $-26.9M | $2.0M |
自由现金流GSBCZIP
| Q4 25 | $70.1M | $7.6M | ||
| Q3 25 | $3.9M | $2.2M | ||
| Q2 25 | $34.9M | $10.2M | ||
| Q1 25 | $13.1M | $-10.2M | ||
| Q4 24 | $39.1M | $12.0M | ||
| Q3 24 | $16.5M | $9.2M | ||
| Q2 24 | $42.0M | $21.7M | ||
| Q1 24 | $-27.7M | $1.9M |
自由现金流率GSBCZIP
| Q4 25 | 124.3% | 6.8% | ||
| Q3 25 | 6.7% | 1.9% | ||
| Q2 25 | 59.0% | 9.1% | ||
| Q1 25 | 23.4% | -9.3% | ||
| Q4 24 | 69.3% | 10.8% | ||
| Q3 24 | 30.1% | 7.8% | ||
| Q2 24 | 74.1% | 17.6% | ||
| Q1 24 | -53.7% | 1.6% |
资本支出强度GSBCZIP
| Q4 25 | 20.3% | 0.1% | ||
| Q3 25 | 3.0% | 0.3% | ||
| Q2 25 | 7.4% | 0.3% | ||
| Q1 25 | 3.5% | 0.3% | ||
| Q4 24 | 8.7% | 0.4% | ||
| Q3 24 | 2.1% | 0.2% | ||
| Q2 24 | 2.7% | 0.1% | ||
| Q1 24 | 1.6% | 0.1% |
现金转化率GSBCZIP
| Q4 25 | 5.01× | — | ||
| Q3 25 | 0.31× | — | ||
| Q2 25 | 1.99× | — | ||
| Q1 25 | 0.87× | — | ||
| Q4 24 | 2.95× | — | ||
| Q3 24 | 1.07× | — | ||
| Q2 24 | 2.56× | 3.12× | ||
| Q1 24 | -2.01× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GSBC
暂无分部数据
ZIP
| License | $84.3M | 75% |
| Services | $27.4M | 25% |
