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加拿大自然资源有限公司（GWRS）与RIVERVIEW BANCORP INC（RVSB）财务数据对比。点击上方公司名可切换其他公司
RIVERVIEW BANCORP INC的季度营收约是加拿大自然资源有限公司的1.0倍（$14.0M vs $13.5M），RIVERVIEW BANCORP INC净利率更高（9.8% vs -7.1%，领先16.9%），RIVERVIEW BANCORP INC同比增速更快（10.4% vs 2.2%），RIVERVIEW BANCORP INC自由现金流更多（$-736.0K vs $-15.0M），过去两年RIVERVIEW BANCORP INC的营收复合增速更高（24.6% vs 8.0%）
加拿大自然资源有限公司（简称CNRL）是加拿大顶级油气公司，业务主要分布在不列颠哥伦比亚省、阿尔伯塔省、萨斯喀彻温省、曼尼托巴省等加拿大西部省份，同时在北海英国海域、科特迪瓦及加蓬海域拥有海上作业项目，总部设于阿尔伯塔省卡尔加里。
Riverview Bancorp Inc.是一家总部位于美国的银行控股公司，主营个人与商业银行业务，服务覆盖太平洋西北地区，提供存款、消费贷款、住房抵押贷款、商业信贷及小企业金融等产品，服务零售客户与本地企业群体。
GWRS vs RVSB — 直观对比
营收规模更大
RVSB
是对方的1.0倍
$13.5M
营收增速更快
RVSB
高出8.2%
2.2%
净利率更高
RVSB
高出16.9%
-7.1%
自由现金流更多
RVSB
多$14.3M
$-15.0M
两年增速更快
RVSB
近两年复合增速
8.0%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $13.5M | $14.0M |
| 净利润 | $-963.0K | $1.4M |
| 毛利率 | — | — |
| 营业利润率 | 2.7% | 12.4% |
| 净利率 | -7.1% | 9.8% |
| 营收同比 | 2.2% | 10.4% |
| 净利润同比 | -317.4% | 11.8% |
| 每股收益（稀释后） | $-0.03 | $0.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GWRSRVSB
| Q4 25 | $13.5M | $14.0M | ||
| Q3 25 | $15.5M | $13.6M | ||
| Q2 25 | $14.2M | $13.3M | ||
| Q1 25 | $12.5M | $12.9M | ||
| Q4 24 | $13.3M | $12.7M | ||
| Q3 24 | $14.3M | $12.8M | ||
| Q2 24 | $13.5M | $12.2M | ||
| Q1 24 | $11.6M | $9.0M |
净利润GWRSRVSB
| Q4 25 | $-963.0K | $1.4M | ||
| Q3 25 | $1.7M | $1.1M | ||
| Q2 25 | $1.6M | $1.2M | ||
| Q1 25 | $591.0K | $1.1M | ||
| Q4 24 | $443.0K | $1.2M | ||
| Q3 24 | $2.9M | $1.6M | ||
| Q2 24 | $1.7M | $966.0K | ||
| Q1 24 | $691.0K | $-3.0M |
营业利润率GWRSRVSB
| Q4 25 | 2.7% | 12.4% | ||
| Q3 25 | 18.8% | 10.2% | ||
| Q2 25 | 18.4% | 11.7% | ||
| Q1 25 | 10.1% | 11.3% | ||
| Q4 24 | 9.9% | 12.4% | ||
| Q3 24 | 27.8% | 15.5% | ||
| Q2 24 | 20.7% | 10.0% | ||
| Q1 24 | 10.9% | -47.5% |
净利率GWRSRVSB
| Q4 25 | -7.1% | 9.8% | ||
| Q3 25 | 11.1% | 8.1% | ||
| Q2 25 | 11.3% | 9.2% | ||
| Q1 25 | 4.7% | 8.9% | ||
| Q4 24 | 3.3% | 9.7% | ||
| Q3 24 | 20.4% | 12.2% | ||
| Q2 24 | 12.8% | 7.9% | ||
| Q1 24 | 6.0% | -34.7% |
每股收益（稀释后）GWRSRVSB
| Q4 25 | $-0.03 | $0.07 | ||
| Q3 25 | $0.06 | $0.05 | ||
| Q2 25 | $0.06 | $0.06 | ||
| Q1 25 | $0.02 | $0.05 | ||
| Q4 24 | $0.02 | $0.06 | ||
| Q3 24 | $0.12 | $0.07 | ||
| Q2 24 | $0.07 | $0.05 | ||
| Q1 24 | $0.03 | $-0.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.1M | $28.6M |
| 总债务越低越好 | $133.7M | — |
| 股东权益账面价值 | $86.6M | $164.2M |
| 总资产 | $482.9M | $1.5B |
| 负债/权益比越低杠杆越低 | 1.54× | — |
8季度趋势，按日历期对齐
现金及短期投资GWRSRVSB
| Q4 25 | $4.1M | $28.6M | ||
| Q3 25 | $15.3M | $32.8M | ||
| Q2 25 | $10.2M | $34.2M | ||
| Q1 25 | $31.5M | $29.4M | ||
| Q4 24 | $9.0M | $25.3M | ||
| Q3 24 | $18.1M | $31.0M | ||
| Q2 24 | $18.1M | $27.8M | ||
| Q1 24 | $20.7M | $23.6M |
总债务GWRSRVSB
| Q4 25 | $133.7M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $118.5M | — | ||
| Q3 24 | $120.4M | — | ||
| Q2 24 | $119.1M | — | ||
| Q1 24 | $121.0M | — |
股东权益GWRSRVSB
| Q4 25 | $86.6M | $164.2M | ||
| Q3 25 | $89.6M | $163.5M | ||
| Q2 25 | $76.7M | $162.0M | ||
| Q1 25 | $77.2M | $160.0M | ||
| Q4 24 | $47.6M | $158.3M | ||
| Q3 24 | $48.8M | $160.8M | ||
| Q2 24 | $47.6M | $155.9M | ||
| Q1 24 | $47.7M | $155.6M |
总资产GWRSRVSB
| Q4 25 | $482.9M | $1.5B | ||
| Q3 25 | $480.7M | $1.5B | ||
| Q2 25 | $449.4M | $1.5B | ||
| Q1 25 | $443.9M | $1.5B | ||
| Q4 24 | $405.1M | $1.5B | ||
| Q3 24 | $402.9M | $1.5B | ||
| Q2 24 | $384.5M | $1.5B | ||
| Q1 24 | $381.7M | $1.5B |
负债/权益比GWRSRVSB
| Q4 25 | 1.54× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 2.49× | — | ||
| Q3 24 | 2.47× | — | ||
| Q2 24 | 2.50× | — | ||
| Q1 24 | 2.54× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $2.7M | $-506.0K |
| 自由现金流经营现金流 - 资本支出 | $-15.0M | $-736.0K |
| 自由现金流率自由现金流/营收 | -110.8% | -5.2% |
| 资本支出强度资本支出/营收 | 130.7% | 1.6% |
| 现金转化率经营现金流/净利润 | — | -0.37× |
| 过去12个月自由现金流最近4个季度 | $-47.2M | $20.4M |
8季度趋势，按日历期对齐
经营现金流GWRSRVSB
| Q4 25 | $2.7M | $-506.0K | ||
| Q3 25 | $8.6M | $16.8M | ||
| Q2 25 | $1.4M | $-697.0K | ||
| Q1 25 | $7.5M | $8.3M | ||
| Q4 24 | $6.0M | $2.2M | ||
| Q3 24 | $2.2M | $764.0K | ||
| Q2 24 | $5.5M | $5.4M | ||
| Q1 24 | $8.1M | $12.8M |
自由现金流GWRSRVSB
| Q4 25 | $-15.0M | $-736.0K | ||
| Q3 25 | $-5.6M | $16.4M | ||
| Q2 25 | $-18.8M | $-773.0K | ||
| Q1 25 | $-7.7M | $5.6M | ||
| Q4 24 | $-7.2M | $1.9M | ||
| Q3 24 | $-4.7M | $-1.4M | ||
| Q2 24 | $-943.0K | $5.3M | ||
| Q1 24 | $2.3M | $7.1M |
自由现金流率GWRSRVSB
| Q4 25 | -110.8% | -5.2% | ||
| Q3 25 | -36.0% | 120.1% | ||
| Q2 25 | -132.2% | -5.8% | ||
| Q1 25 | -62.1% | 43.1% | ||
| Q4 24 | -54.1% | 15.0% | ||
| Q3 24 | -33.1% | -11.3% | ||
| Q2 24 | -7.0% | 43.7% | ||
| Q1 24 | 19.9% | 79.0% |
资本支出强度GWRSRVSB
| Q4 25 | 130.7% | 1.6% | ||
| Q3 25 | 91.7% | 2.9% | ||
| Q2 25 | 141.7% | 0.6% | ||
| Q1 25 | 122.1% | 21.0% | ||
| Q4 24 | 99.3% | 2.4% | ||
| Q3 24 | 48.6% | 17.3% | ||
| Q2 24 | 47.7% | 0.9% | ||
| Q1 24 | 49.6% | 62.0% |
现金转化率GWRSRVSB
| Q4 25 | — | -0.37× | ||
| Q3 25 | 5.04× | 15.25× | ||
| Q2 25 | 0.84× | -0.57× | ||
| Q1 25 | 12.65× | 7.20× | ||
| Q4 24 | 13.52× | 1.79× | ||
| Q3 24 | 0.76× | 0.49× | ||
| Q2 24 | 3.18× | 5.63× | ||
| Q1 24 | 11.68× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
