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HANMI FINANCIAL CORP（HAFC）与牛津地产（IIPR）财务数据对比。点击上方公司名可切换其他公司
HANMI FINANCIAL CORP的季度营收约是牛津地产的1.1倍（$71.2M vs $66.7M），牛津地产净利率更高（47.8% vs 29.8%，领先17.9%），HANMI FINANCIAL CORP同比增速更快（17.1% vs -13.1%），过去两年HANMI FINANCIAL CORP的营收复合增速更高（10.4% vs -6.0%）
韩美金融（HANMI FINANCIAL CORP）旗下韩美银行是一家总部位于美国加利福尼亚州洛杉矶的社区银行，目前在加州、得州、伊利诺伊州、纽约州、新泽西州和弗吉尼亚州共设有35家分行与8个贷款业务办事处。
牛津地产是一家加拿大跨国企业，业务涵盖房地产投资、开发与物业管理。其投资组合包含写字楼、零售、工业、多户住宅、生命科学及酒店类资产。该公司1960年以私营企业形式创立，自2003年起成为安大略省市政雇员退休系统（OMERS）的全资子公司，总部设于多伦多，在纽约、伦敦、澳大利亚、新加坡及卢森堡均设有区域总部。
HAFC vs IIPR — 直观对比
营收规模更大
HAFC
是对方的1.1倍
$66.7M
营收增速更快
HAFC
高出30.2%
-13.1%
净利率更高
IIPR
高出17.9%
29.8%
两年增速更快
HAFC
近两年复合增速
-6.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $71.2M | $66.7M |
| 净利润 | $21.2M | $31.8M |
| 毛利率 | — | — |
| 营业利润率 | 29.8% | 47.8% |
| 净利率 | 29.8% | 47.8% |
| 营收同比 | 17.1% | -13.1% |
| 净利润同比 | 20.0% | -20.4% |
| 每股收益（稀释后） | $0.70 | $1.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HAFCIIPR
| Q4 25 | $71.2M | $66.7M | ||
| Q3 25 | $71.0M | $64.7M | ||
| Q2 25 | $65.2M | $62.9M | ||
| Q1 25 | $62.8M | $71.7M | ||
| Q4 24 | $60.8M | $76.7M | ||
| Q3 24 | $58.5M | $76.5M | ||
| Q2 24 | $56.7M | $79.8M | ||
| Q1 24 | $58.4M | $75.5M |
净利润HAFCIIPR
| Q4 25 | $21.2M | $31.8M | ||
| Q3 25 | $22.1M | $29.3M | ||
| Q2 25 | $15.1M | $26.0M | ||
| Q1 25 | $17.7M | $31.1M | ||
| Q4 24 | $17.7M | $40.0M | ||
| Q3 24 | $14.9M | $40.2M | ||
| Q2 24 | $14.5M | $42.0M | ||
| Q1 24 | $15.2M | $39.4M |
营业利润率HAFCIIPR
| Q4 25 | 29.8% | 47.8% | ||
| Q3 25 | 31.1% | 45.5% | ||
| Q2 25 | 23.2% | 45.9% | ||
| Q1 25 | 28.1% | 47.4% | ||
| Q4 24 | 29.1% | 54.7% | ||
| Q3 24 | 25.5% | 54.8% | ||
| Q2 24 | 25.5% | 53.1% | ||
| Q1 24 | 26.0% | 55.7% |
净利率HAFCIIPR
| Q4 25 | 29.8% | 47.8% | ||
| Q3 25 | 31.1% | 45.3% | ||
| Q2 25 | 23.2% | 41.4% | ||
| Q1 25 | 28.1% | 43.3% | ||
| Q4 24 | 29.1% | 52.2% | ||
| Q3 24 | 25.5% | 52.6% | ||
| Q2 24 | 25.5% | 52.6% | ||
| Q1 24 | 26.0% | 52.3% |
每股收益（稀释后）HAFCIIPR
| Q4 25 | $0.70 | $1.07 | ||
| Q3 25 | $0.73 | $0.97 | ||
| Q2 25 | $0.50 | $0.86 | ||
| Q1 25 | $0.58 | $1.03 | ||
| Q4 24 | $0.58 | $1.35 | ||
| Q3 24 | $0.49 | $1.37 | ||
| Q2 24 | $0.48 | $1.44 | ||
| Q1 24 | $0.50 | $1.36 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $47.6M |
| 总债务越低越好 | — | $393.7M |
| 股东权益账面价值 | $796.4M | $1.8B |
| 总资产 | $7.9B | $2.4B |
| 负债/权益比越低杠杆越低 | — | 0.21× |
8季度趋势，按日历期对齐
现金及短期投资HAFCIIPR
| Q4 25 | — | $47.6M | ||
| Q3 25 | — | $41.9M | ||
| Q2 25 | — | $104.9M | ||
| Q1 25 | — | $133.3M | ||
| Q4 24 | — | $151.2M | ||
| Q3 24 | — | $172.4M | ||
| Q2 24 | — | $160.9M | ||
| Q1 24 | — | $173.5M |
总债务HAFCIIPR
| Q4 25 | — | $393.7M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益HAFCIIPR
| Q4 25 | $796.4M | $1.8B | ||
| Q3 25 | $779.5M | $1.9B | ||
| Q2 25 | $762.8M | $1.9B | ||
| Q1 25 | $751.5M | $1.9B | ||
| Q4 24 | $732.2M | $1.9B | ||
| Q3 24 | $736.7M | $1.9B | ||
| Q2 24 | $707.1M | $1.9B | ||
| Q1 24 | $703.1M | $2.0B |
总资产HAFCIIPR
| Q4 25 | $7.9B | $2.4B | ||
| Q3 25 | $7.9B | $2.3B | ||
| Q2 25 | $7.9B | $2.3B | ||
| Q1 25 | $7.7B | $2.4B | ||
| Q4 24 | $7.7B | $2.4B | ||
| Q3 24 | $7.7B | $2.4B | ||
| Q2 24 | $7.6B | $2.4B | ||
| Q1 24 | $7.5B | $2.4B |
负债/权益比HAFCIIPR
| Q4 25 | — | 0.21× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.0M | $198.2M |
| 自由现金流经营现金流 - 资本支出 | $203.7M | — |
| 自由现金流率自由现金流/营收 | 286.2% | — |
| 资本支出强度资本支出/营收 | 3.2% | — |
| 现金转化率经营现金流/净利润 | 9.70× | 6.22× |
| 过去12个月自由现金流最近4个季度 | $356.1M | — |
8季度趋势，按日历期对齐
经营现金流HAFCIIPR
| Q4 25 | $206.0M | $198.2M | ||
| Q3 25 | $146.9M | $45.6M | ||
| Q2 25 | $-19.0M | $48.4M | ||
| Q1 25 | $25.8M | $54.2M | ||
| Q4 24 | $52.6M | $258.4M | ||
| Q3 24 | $6.7M | $64.9M | ||
| Q2 24 | $2.1M | $64.2M | ||
| Q1 24 | $30.0M | $71.6M |
自由现金流HAFCIIPR
| Q4 25 | $203.7M | — | ||
| Q3 25 | $146.4M | — | ||
| Q2 25 | $-19.6M | — | ||
| Q1 25 | $25.6M | — | ||
| Q4 24 | $49.9M | — | ||
| Q3 24 | $6.5M | — | ||
| Q2 24 | $1.3M | — | ||
| Q1 24 | $29.2M | — |
自由现金流率HAFCIIPR
| Q4 25 | 286.2% | — | ||
| Q3 25 | 206.3% | — | ||
| Q2 25 | -30.0% | — | ||
| Q1 25 | 40.7% | — | ||
| Q4 24 | 82.1% | — | ||
| Q3 24 | 11.1% | — | ||
| Q2 24 | 2.3% | — | ||
| Q1 24 | 50.0% | — |
资本支出强度HAFCIIPR
| Q4 25 | 3.2% | — | ||
| Q3 25 | 0.8% | — | ||
| Q2 25 | 0.9% | — | ||
| Q1 25 | 0.4% | — | ||
| Q4 24 | 4.3% | — | ||
| Q3 24 | 0.4% | — | ||
| Q2 24 | 1.4% | — | ||
| Q1 24 | 1.4% | — |
现金转化率HAFCIIPR
| Q4 25 | 9.70× | 6.22× | ||
| Q3 25 | 6.66× | 1.56× | ||
| Q2 25 | -1.26× | 1.86× | ||
| Q1 25 | 1.46× | 1.75× | ||
| Q4 24 | 2.97× | 6.46× | ||
| Q3 24 | 0.45× | 1.61× | ||
| Q2 24 | 0.14× | 1.53× | ||
| Q1 24 | 1.98× | 1.82× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
