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合众银行（HBCP）与Third Coast Bancshares, Inc.（TCBX）财务数据对比。点击上方公司名可切换其他公司
Third Coast Bancshares, Inc.的季度营收约是合众银行的1.5倍（$57.7M vs $38.2M）。合众银行净利率更高（29.7% vs 28.4%，领先1.3%）。过去两年Third Coast Bancshares, Inc.的营收复合增速更高（21.8% vs 14.0%）
该企业是总部位于美国明尼苏达州明尼阿波利斯、在特拉华州注册的跨国银行机构，截至2025年为美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的银行，主营银行、投资、抵押贷款等各类金融业务。
Third Coast Bancshares Inc.是一家总部位于美国墨西哥湾沿岸地区的区域性金融控股公司，主要为得克萨斯州及周边区域的中小企业、个人消费者和社区客户提供商业与零售银行服务，覆盖存贷款、抵押贷款、财富管理等业务。
HBCP vs TCBX — 直观对比
营收规模更大
TCBX
是对方的1.5倍
$38.2M
净利率更高
HBCP
高出1.3%
28.4%
两年增速更快
TCBX
近两年复合增速
14.0%
损益表 — Q1 2026 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $38.2M | $57.7M |
| 净利润 | $11.4M | $16.4M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 29.7% | 28.4% |
| 营收同比 | — | — |
| 净利润同比 | -0.4% | 20.5% |
| 每股收益（稀释后） | $1.45 | $0.88 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HBCPTCBX
| Q1 26 | $38.2M | $57.7M | ||
| Q4 25 | $34.0M | $52.2M | ||
| Q3 25 | $34.1M | $50.8M | ||
| Q2 25 | $33.4M | $49.4M | ||
| Q1 25 | $31.7M | $42.8M | ||
| Q4 24 | $31.6M | $43.4M | ||
| Q3 24 | $30.4M | $40.4M | ||
| Q2 24 | $29.4M | $38.9M |
净利润HBCPTCBX
| Q1 26 | $11.4M | $16.4M | ||
| Q4 25 | $11.4M | $17.9M | ||
| Q3 25 | $12.4M | $18.1M | ||
| Q2 25 | $11.3M | $16.7M | ||
| Q1 25 | $11.0M | $13.6M | ||
| Q4 24 | $9.7M | $13.7M | ||
| Q3 24 | $9.4M | $12.8M | ||
| Q2 24 | $8.1M | $10.8M |
营业利润率HBCPTCBX
| Q1 26 | — | — | ||
| Q4 25 | 42.6% | 41.2% | ||
| Q3 25 | 45.6% | 44.9% | ||
| Q2 25 | 42.5% | 42.6% | ||
| Q1 25 | 43.4% | 40.5% | ||
| Q4 24 | 38.0% | 41.3% | ||
| Q3 24 | 38.4% | 40.3% | ||
| Q2 24 | 34.3% | 36.6% |
净利率HBCPTCBX
| Q1 26 | 29.7% | 28.4% | ||
| Q4 25 | 33.5% | 34.3% | ||
| Q3 25 | 36.2% | 35.5% | ||
| Q2 25 | 34.0% | 33.9% | ||
| Q1 25 | 34.5% | 31.8% | ||
| Q4 24 | 30.6% | 31.6% | ||
| Q3 24 | 31.1% | 31.6% | ||
| Q2 24 | 27.6% | 27.8% |
每股收益（稀释后）HBCPTCBX
| Q1 26 | $1.45 | $0.88 | ||
| Q4 25 | $1.46 | $1.02 | ||
| Q3 25 | $1.59 | $1.03 | ||
| Q2 25 | $1.45 | $0.96 | ||
| Q1 25 | $1.37 | $0.78 | ||
| Q4 24 | $1.21 | $0.80 | ||
| Q3 24 | $1.18 | $0.74 | ||
| Q2 24 | $1.02 | $0.63 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $223.5M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $444.4M | $650.5M |
| 总资产 | $3.6B | $6.6B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资HBCPTCBX
| Q1 26 | $223.5M | — | ||
| Q4 25 | — | $175.2M | ||
| Q3 25 | — | $116.4M | ||
| Q2 25 | — | $113.1M | ||
| Q1 25 | — | $219.0M | ||
| Q4 24 | — | $371.2M | ||
| Q3 24 | — | $258.2M | ||
| Q2 24 | — | $241.8M |
股东权益HBCPTCBX
| Q1 26 | $444.4M | $650.5M | ||
| Q4 25 | $435.1M | $531.0M | ||
| Q3 25 | $423.0M | $513.8M | ||
| Q2 25 | $408.8M | $496.1M | ||
| Q1 25 | $402.8M | $479.8M | ||
| Q4 24 | $396.1M | $460.7M | ||
| Q3 24 | $393.5M | $450.5M | ||
| Q2 24 | $375.8M | $435.0M |
总资产HBCPTCBX
| Q1 26 | $3.6B | $6.6B | ||
| Q4 25 | $3.5B | $5.3B | ||
| Q3 25 | $3.5B | $5.1B | ||
| Q2 25 | $3.5B | $4.9B | ||
| Q1 25 | $3.5B | $4.9B | ||
| Q4 24 | $3.4B | $4.9B | ||
| Q3 24 | $3.4B | $4.6B | ||
| Q2 24 | $3.4B | $4.5B |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HBCP
| Net Interest Income | $34.5M | 90% |
| Noninterest Income | $3.7M | 10% |
TCBX
| Net Interest Income | $53.6M | 93% |
| Noninterest Income | $4.0M | 7% |
