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HBT Financial, Inc.（HBT）与道富集团（STT）财务数据对比。点击上方公司名可切换其他公司
道富集团的季度营收约是HBT Financial, Inc.的72.6倍（$3.7B vs $50.5M）。道富集团同比增速更快（7.5% vs 6.6%）。过去两年道富集团的营收复合增速更高（8.1% vs 4.0%）
HBT Financial, Inc.是总部位于美国伊利诺伊州的区域性银行控股公司，主要为运营区域内的社区居民、中小微企业提供各类零售及商业银行业务，涵盖存取款服务、消费及商业信贷、财富管理咨询、按揭贷款等金融产品。
道富集团是总部位于美国波士顿的跨国金融服务及银行控股公司，历史可追溯至1792年成立的联合银行，是美国运营历史第二悠久的存续银行。作为全球顶尖的资产管理与托管机构，截至2025年第三季度，其管理资产规模约5.4万亿美元，托管及管理资产总规模达51.7万亿美元。
HBT vs STT — 直观对比
营收规模更大
STT
是对方的72.6倍
$50.5M
营收增速更快
STT
高出0.8%
6.6%
两年增速更快
STT
近两年复合增速
4.0%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $50.5M | $3.7B |
| 净利润 | — | $747.0M |
| 毛利率 | — | — |
| 营业利润率 | 51.3% | 25.0% |
| 净利率 | — | 20.4% |
| 营收同比 | 6.6% | 7.5% |
| 净利润同比 | — | -4.6% |
| 每股收益（稀释后） | $0.60 | $2.41 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HBTSTT
| Q4 25 | $50.5M | $3.7B | ||
| Q3 25 | $50.0M | $3.5B | ||
| Q2 25 | $49.7M | $3.4B | ||
| Q1 25 | $48.7M | $3.3B | ||
| Q4 24 | $47.4M | $3.4B | ||
| Q3 24 | $47.7M | $3.3B | ||
| Q2 24 | $47.0M | $3.2B | ||
| Q1 24 | $46.7M | $3.1B |
净利润HBTSTT
| Q4 25 | — | $747.0M | ||
| Q3 25 | $19.8M | $861.0M | ||
| Q2 25 | $19.2M | $693.0M | ||
| Q1 25 | $19.1M | $644.0M | ||
| Q4 24 | $20.3M | $783.0M | ||
| Q3 24 | $18.2M | $730.0M | ||
| Q2 24 | $18.1M | $711.0M | ||
| Q1 24 | $15.3M | $463.0M |
营业利润率HBTSTT
| Q4 25 | 51.3% | 25.0% | ||
| Q3 25 | 53.5% | 31.1% | ||
| Q2 25 | 53.1% | 25.8% | ||
| Q1 25 | 52.4% | 25.0% | ||
| Q4 24 | 57.8% | 28.1% | ||
| Q3 24 | 51.4% | 28.4% | ||
| Q2 24 | 53.1% | 28.6% | ||
| Q1 24 | 43.9% | 19.1% |
净利率HBTSTT
| Q4 25 | — | 20.4% | ||
| Q3 25 | 39.5% | 24.3% | ||
| Q2 25 | 38.7% | 20.1% | ||
| Q1 25 | 39.2% | 19.6% | ||
| Q4 24 | 42.8% | 22.9% | ||
| Q3 24 | 38.1% | 22.4% | ||
| Q2 24 | 38.4% | 22.3% | ||
| Q1 24 | 32.7% | 14.8% |
每股收益（稀释后）HBTSTT
| Q4 25 | $0.60 | $2.41 | ||
| Q3 25 | $0.63 | $2.78 | ||
| Q2 25 | $0.61 | $2.17 | ||
| Q1 25 | $0.60 | $2.04 | ||
| Q4 24 | $0.64 | $2.43 | ||
| Q3 24 | $0.57 | $2.26 | ||
| Q2 24 | $0.57 | $2.15 | ||
| Q1 24 | $0.48 | $1.37 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $122.3M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $615.5M | $27.8B |
| 总资产 | $5.1B | $366.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资HBTSTT
| Q4 25 | $122.3M | — | ||
| Q3 25 | $155.1M | — | ||
| Q2 25 | $195.7M | — | ||
| Q1 25 | $211.6M | — | ||
| Q4 24 | $137.7M | — | ||
| Q3 24 | $179.7M | — | ||
| Q2 24 | $195.2M | — | ||
| Q1 24 | $260.2M | — |
股东权益HBTSTT
| Q4 25 | $615.5M | $27.8B | ||
| Q3 25 | $599.1M | $27.6B | ||
| Q2 25 | $580.9M | $27.3B | ||
| Q1 25 | $565.1M | $26.7B | ||
| Q4 24 | $544.6M | $25.3B | ||
| Q3 24 | $537.7M | $25.8B | ||
| Q2 24 | $509.5M | $24.8B | ||
| Q1 24 | $496.7M | $24.4B |
总资产HBTSTT
| Q4 25 | $5.1B | $366.0B | ||
| Q3 25 | $5.0B | $371.1B | ||
| Q2 25 | $5.0B | $376.7B | ||
| Q1 25 | $5.1B | $372.7B | ||
| Q4 24 | $5.0B | $353.2B | ||
| Q3 24 | $5.0B | $338.5B | ||
| Q2 24 | $5.0B | $325.6B | ||
| Q1 24 | $5.0B | $338.0B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $23.9M | $10.0B |
| 自由现金流经营现金流 - 资本支出 | — | $9.8B |
| 自由现金流率自由现金流/营收 | — | 266.6% |
| 资本支出强度资本支出/营收 | — | 7.3% |
| 现金转化率经营现金流/净利润 | — | 13.44× |
| 过去12个月自由现金流最近4个季度 | — | $10.8B |
8季度趋势，按日历期对齐
经营现金流HBTSTT
| Q4 25 | $23.9M | $10.0B | ||
| Q3 25 | $17.2M | $7.9B | ||
| Q2 25 | $13.6M | $-8.4B | ||
| Q1 25 | $30.4M | $2.4B | ||
| Q4 24 | $17.3M | $-7.4B | ||
| Q3 24 | $25.5M | $2.7B | ||
| Q2 24 | $19.8M | $-7.6B | ||
| Q1 24 | $26.8M | $-844.0M |
自由现金流HBTSTT
| Q4 25 | — | $9.8B | ||
| Q3 25 | — | $7.7B | ||
| Q2 25 | — | $-8.8B | ||
| Q1 25 | — | $2.2B | ||
| Q4 24 | — | $-7.7B | ||
| Q3 24 | — | $2.5B | ||
| Q2 24 | — | $-7.9B | ||
| Q1 24 | — | $-1.1B |
自由现金流率HBTSTT
| Q4 25 | — | 266.6% | ||
| Q3 25 | — | 216.0% | ||
| Q2 25 | — | -254.1% | ||
| Q1 25 | — | 66.1% | ||
| Q4 24 | — | -225.1% | ||
| Q3 24 | — | 75.9% | ||
| Q2 24 | — | -246.2% | ||
| Q1 24 | — | -34.2% |
资本支出强度HBTSTT
| Q4 25 | — | 7.3% | ||
| Q3 25 | — | 6.9% | ||
| Q2 25 | — | 9.3% | ||
| Q1 25 | — | 6.9% | ||
| Q4 24 | — | 7.3% | ||
| Q3 24 | — | 7.2% | ||
| Q2 24 | — | 6.7% | ||
| Q1 24 | — | 7.3% |
现金转化率HBTSTT
| Q4 25 | — | 13.44× | ||
| Q3 25 | 0.87× | 9.18× | ||
| Q2 25 | 0.70× | -12.18× | ||
| Q1 25 | 1.60× | 3.72× | ||
| Q4 24 | 0.85× | -9.49× | ||
| Q3 24 | 1.40× | 3.71× | ||
| Q2 24 | 1.10× | -10.75× | ||
| Q1 24 | 1.75× | -1.82× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HBT
暂无分部数据
STT
| Other | $2.1B | 56% |
| Investment Management | $729.0M | 20% |
| Management Services | $662.0M | 18% |
| Foreign Exchange Trading Services | $102.0M | 3% |
| Other Fee Revenue | $56.0M | 2% |
| Securities Financing Services | $54.0M | 1% |
