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HEALTHY CHOICE WELLNESS CORP.（HCWC）与Pioneer Bancorp, Inc.（PBFS）财务数据对比。点击上方公司名可切换其他公司
Pioneer Bancorp, Inc.的季度营收约是HEALTHY CHOICE WELLNESS CORP.的1.3倍（$25.0M vs $18.7M），Pioneer Bancorp, Inc.净利率更高（82.1% vs -8.9%，领先91.0%）
先锋银行控股公司（马里兰州）是一家美国银行控股企业，为先锋银行的母公司，主要面向马里兰州本地社区用户提供零售及商业银行服务，涵盖存款账户、住房与商业抵押贷款、消费贷款及小微企业融资等产品。
HCWC vs PBFS — 直观对比
营收规模更大
PBFS
是对方的1.3倍
$18.7M
净利率更高
PBFS
高出91.0%
-8.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $18.7M | $25.0M |
| 净利润 | $-1.7M | $3.7M |
| 毛利率 | 39.1% | — |
| 营业利润率 | -7.6% | 21.3% |
| 净利率 | -8.9% | 82.1% |
| 营收同比 | — | — |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $-0.05 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HCWCPBFS
| Q4 25 | $18.7M | $25.0M | ||
| Q3 25 | $19.0M | $24.0M | ||
| Q2 25 | $20.2M | $24.4M | ||
| Q1 25 | $20.3M | $22.8M | ||
| Q3 24 | $18.2M | $22.0M | ||
| Q2 24 | — | $20.9M | ||
| Q1 24 | — | $21.6M | ||
| Q4 23 | — | $4.2M |
净利润HCWCPBFS
| Q4 25 | $-1.7M | $3.7M | ||
| Q3 25 | $-1.2M | $4.3M | ||
| Q2 25 | $-339.4K | $6.5M | ||
| Q1 25 | $-712.4K | $5.8M | ||
| Q3 24 | $-2.7M | $6.3M | ||
| Q2 24 | — | $3.9M | ||
| Q1 24 | — | $4.7M | ||
| Q4 23 | — | $3.2M |
毛利率HCWCPBFS
| Q4 25 | 39.1% | — | ||
| Q3 25 | 38.8% | — | ||
| Q2 25 | 40.1% | — | ||
| Q1 25 | 38.8% | — | ||
| Q3 24 | 38.4% | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — | ||
| Q4 23 | — | — |
营业利润率HCWCPBFS
| Q4 25 | -7.6% | 21.3% | ||
| Q3 25 | -3.2% | 23.4% | ||
| Q2 25 | -0.2% | 33.3% | ||
| Q1 25 | -2.0% | 32.5% | ||
| Q3 24 | -2.0% | 37.2% | ||
| Q2 24 | — | 24.1% | ||
| Q1 24 | — | 28.1% | ||
| Q4 23 | — | 96.1% |
净利率HCWCPBFS
| Q4 25 | -8.9% | 82.1% | ||
| Q3 25 | -6.4% | 18.0% | ||
| Q2 25 | -1.7% | 26.4% | ||
| Q1 25 | -3.5% | 25.3% | ||
| Q3 24 | -14.6% | 28.7% | ||
| Q2 24 | — | 107.4% | ||
| Q1 24 | — | 21.9% | ||
| Q4 23 | — | 76.4% |
每股收益（稀释后）HCWCPBFS
| Q4 25 | $-0.05 | $0.16 | ||
| Q3 25 | $-0.09 | $0.18 | ||
| Q2 25 | $-0.03 | $0.26 | ||
| Q1 25 | $-0.07 | $0.23 | ||
| Q3 24 | $-0.29 | $0.25 | ||
| Q2 24 | — | $0.15 | ||
| Q1 24 | — | $0.19 | ||
| Q4 23 | — | $0.13 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $3.0M | — |
| 总债务越低越好 | $7.3M | — |
| 股东权益账面价值 | $7.3M | $323.9M |
| 总资产 | $33.5M | $2.2B |
| 负债/权益比越低杠杆越低 | 1.00× | — |
8季度趋势，按日历期对齐
现金及短期投资HCWCPBFS
| Q4 25 | $3.0M | — | ||
| Q3 25 | $3.0M | — | ||
| Q2 25 | $4.7M | — | ||
| Q1 25 | $1.8M | — | ||
| Q3 24 | $1.8M | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — | ||
| Q4 23 | — | — |
总债务HCWCPBFS
| Q4 25 | $7.3M | — | ||
| Q3 25 | $8.5M | — | ||
| Q2 25 | $9.7M | — | ||
| Q1 25 | $10.6M | — | ||
| Q3 24 | $11.6M | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — | ||
| Q4 23 | — | — |
股东权益HCWCPBFS
| Q4 25 | $7.3M | $323.9M | ||
| Q3 25 | $5.9M | $314.2M | ||
| Q2 25 | $5.8M | $314.2M | ||
| Q1 25 | $2.1M | $310.7M | ||
| Q3 24 | $2.9M | $303.8M | ||
| Q2 24 | — | $296.5M | ||
| Q1 24 | — | $289.0M | ||
| Q4 23 | — | $283.8M |
总资产HCWCPBFS
| Q4 25 | $33.5M | $2.2B | ||
| Q3 25 | $33.7M | $2.2B | ||
| Q2 25 | $36.4M | $2.1B | ||
| Q1 25 | $34.1M | $2.1B | ||
| Q3 24 | $33.2M | $2.0B | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $2.0B | ||
| Q4 23 | — | $1.9B |
负债/权益比HCWCPBFS
| Q4 25 | 1.00× | — | ||
| Q3 25 | 1.43× | — | ||
| Q2 25 | 1.69× | — | ||
| Q1 25 | 5.01× | — | ||
| Q3 24 | 3.95× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — | ||
| Q4 23 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-855.1K | $11.1M |
| 自由现金流经营现金流 - 资本支出 | $-927.1K | — |
| 自由现金流率自由现金流/营收 | -5.0% | — |
| 资本支出强度资本支出/营收 | 0.4% | — |
| 现金转化率经营现金流/净利润 | — | 2.97× |
| 过去12个月自由现金流最近4个季度 | $675.4K | — |
8季度趋势，按日历期对齐
经营现金流HCWCPBFS
| Q4 25 | $-855.1K | $11.1M | ||
| Q3 25 | $-308.7K | $3.9M | ||
| Q2 25 | $1.1M | $5.1M | ||
| Q1 25 | $1.1M | $-3.5M | ||
| Q3 24 | — | $1.9M | ||
| Q2 24 | — | $9.0M | ||
| Q1 24 | — | $3.3M | ||
| Q4 23 | — | $-943.0K |
自由现金流HCWCPBFS
| Q4 25 | $-927.1K | — | ||
| Q3 25 | $-351.3K | — | ||
| Q2 25 | $988.6K | — | ||
| Q1 25 | $965.3K | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — | ||
| Q4 23 | — | — |
自由现金流率HCWCPBFS
| Q4 25 | -5.0% | — | ||
| Q3 25 | -1.8% | — | ||
| Q2 25 | 4.9% | — | ||
| Q1 25 | 4.8% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — | ||
| Q4 23 | — | — |
资本支出强度HCWCPBFS
| Q4 25 | 0.4% | — | ||
| Q3 25 | 0.2% | — | ||
| Q2 25 | 0.4% | — | ||
| Q1 25 | 0.6% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — | ||
| Q4 23 | — | — |
现金转化率HCWCPBFS
| Q4 25 | — | 2.97× | ||
| Q3 25 | — | 0.90× | ||
| Q2 25 | — | 0.78× | ||
| Q1 25 | — | -0.61× | ||
| Q3 24 | — | 0.30× | ||
| Q2 24 | — | 2.30× | ||
| Q1 24 | — | 0.70× | ||
| Q4 23 | — | -0.30× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HCWC
| Retail Grocery | $17.1M | 91% |
| Food Service Restaurant | $1.7M | 9% |
PBFS
暂无分部数据
