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HEALTHY CHOICE WELLNESS CORP.（HCWC）与RIVERVIEW BANCORP INC（RVSB）财务数据对比。点击上方公司名可切换其他公司
HEALTHY CHOICE WELLNESS CORP.的季度营收约是RIVERVIEW BANCORP INC的1.3倍（$18.7M vs $14.0M），RIVERVIEW BANCORP INC净利率更高（9.8% vs -8.9%，领先18.7%），RIVERVIEW BANCORP INC自由现金流更多（$-736.0K vs $-927.1K）
Riverview Bancorp Inc.是一家总部位于美国的银行控股公司，主营个人与商业银行业务，服务覆盖太平洋西北地区，提供存款、消费贷款、住房抵押贷款、商业信贷及小企业金融等产品，服务零售客户与本地企业群体。
HCWC vs RVSB — 直观对比
营收规模更大
HCWC
是对方的1.3倍
$14.0M
净利率更高
RVSB
高出18.7%
-8.9%
自由现金流更多
RVSB
多$191.1K
$-927.1K
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $18.7M | $14.0M |
| 净利润 | $-1.7M | $1.4M |
| 毛利率 | 39.1% | — |
| 营业利润率 | -7.6% | 12.4% |
| 净利率 | -8.9% | 9.8% |
| 营收同比 | — | 10.4% |
| 净利润同比 | — | 11.8% |
| 每股收益（稀释后） | $-0.05 | $0.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HCWCRVSB
| Q4 25 | $18.7M | $14.0M | ||
| Q3 25 | $19.0M | $13.6M | ||
| Q2 25 | $20.2M | $13.3M | ||
| Q1 25 | $20.3M | $12.9M | ||
| Q4 24 | — | $12.7M | ||
| Q3 24 | $18.2M | $12.8M | ||
| Q2 24 | — | $12.2M | ||
| Q1 24 | — | $9.0M |
净利润HCWCRVSB
| Q4 25 | $-1.7M | $1.4M | ||
| Q3 25 | $-1.2M | $1.1M | ||
| Q2 25 | $-339.4K | $1.2M | ||
| Q1 25 | $-712.4K | $1.1M | ||
| Q4 24 | — | $1.2M | ||
| Q3 24 | $-2.7M | $1.6M | ||
| Q2 24 | — | $966.0K | ||
| Q1 24 | — | $-3.0M |
毛利率HCWCRVSB
| Q4 25 | 39.1% | — | ||
| Q3 25 | 38.8% | — | ||
| Q2 25 | 40.1% | — | ||
| Q1 25 | 38.8% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 38.4% | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
营业利润率HCWCRVSB
| Q4 25 | -7.6% | 12.4% | ||
| Q3 25 | -3.2% | 10.2% | ||
| Q2 25 | -0.2% | 11.7% | ||
| Q1 25 | -2.0% | 11.3% | ||
| Q4 24 | — | 12.4% | ||
| Q3 24 | -2.0% | 15.5% | ||
| Q2 24 | — | 10.0% | ||
| Q1 24 | — | -47.5% |
净利率HCWCRVSB
| Q4 25 | -8.9% | 9.8% | ||
| Q3 25 | -6.4% | 8.1% | ||
| Q2 25 | -1.7% | 9.2% | ||
| Q1 25 | -3.5% | 8.9% | ||
| Q4 24 | — | 9.7% | ||
| Q3 24 | -14.6% | 12.2% | ||
| Q2 24 | — | 7.9% | ||
| Q1 24 | — | -34.7% |
每股收益（稀释后）HCWCRVSB
| Q4 25 | $-0.05 | $0.07 | ||
| Q3 25 | $-0.09 | $0.05 | ||
| Q2 25 | $-0.03 | $0.06 | ||
| Q1 25 | $-0.07 | $0.05 | ||
| Q4 24 | — | $0.06 | ||
| Q3 24 | $-0.29 | $0.07 | ||
| Q2 24 | — | $0.05 | ||
| Q1 24 | — | $-0.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $3.0M | $28.6M |
| 总债务越低越好 | $7.3M | — |
| 股东权益账面价值 | $7.3M | $164.2M |
| 总资产 | $33.5M | $1.5B |
| 负债/权益比越低杠杆越低 | 1.00× | — |
8季度趋势，按日历期对齐
现金及短期投资HCWCRVSB
| Q4 25 | $3.0M | $28.6M | ||
| Q3 25 | $3.0M | $32.8M | ||
| Q2 25 | $4.7M | $34.2M | ||
| Q1 25 | $1.8M | $29.4M | ||
| Q4 24 | — | $25.3M | ||
| Q3 24 | $1.8M | $31.0M | ||
| Q2 24 | — | $27.8M | ||
| Q1 24 | — | $23.6M |
总债务HCWCRVSB
| Q4 25 | $7.3M | — | ||
| Q3 25 | $8.5M | — | ||
| Q2 25 | $9.7M | — | ||
| Q1 25 | $10.6M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $11.6M | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益HCWCRVSB
| Q4 25 | $7.3M | $164.2M | ||
| Q3 25 | $5.9M | $163.5M | ||
| Q2 25 | $5.8M | $162.0M | ||
| Q1 25 | $2.1M | $160.0M | ||
| Q4 24 | — | $158.3M | ||
| Q3 24 | $2.9M | $160.8M | ||
| Q2 24 | — | $155.9M | ||
| Q1 24 | — | $155.6M |
总资产HCWCRVSB
| Q4 25 | $33.5M | $1.5B | ||
| Q3 25 | $33.7M | $1.5B | ||
| Q2 25 | $36.4M | $1.5B | ||
| Q1 25 | $34.1M | $1.5B | ||
| Q4 24 | — | $1.5B | ||
| Q3 24 | $33.2M | $1.5B | ||
| Q2 24 | — | $1.5B | ||
| Q1 24 | — | $1.5B |
负债/权益比HCWCRVSB
| Q4 25 | 1.00× | — | ||
| Q3 25 | 1.43× | — | ||
| Q2 25 | 1.69× | — | ||
| Q1 25 | 5.01× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.95× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-855.1K | $-506.0K |
| 自由现金流经营现金流 - 资本支出 | $-927.1K | $-736.0K |
| 自由现金流率自由现金流/营收 | -5.0% | -5.2% |
| 资本支出强度资本支出/营收 | 0.4% | 1.6% |
| 现金转化率经营现金流/净利润 | — | -0.37× |
| 过去12个月自由现金流最近4个季度 | $675.4K | $20.4M |
8季度趋势，按日历期对齐
经营现金流HCWCRVSB
| Q4 25 | $-855.1K | $-506.0K | ||
| Q3 25 | $-308.7K | $16.8M | ||
| Q2 25 | $1.1M | $-697.0K | ||
| Q1 25 | $1.1M | $8.3M | ||
| Q4 24 | — | $2.2M | ||
| Q3 24 | — | $764.0K | ||
| Q2 24 | — | $5.4M | ||
| Q1 24 | — | $12.8M |
自由现金流HCWCRVSB
| Q4 25 | $-927.1K | $-736.0K | ||
| Q3 25 | $-351.3K | $16.4M | ||
| Q2 25 | $988.6K | $-773.0K | ||
| Q1 25 | $965.3K | $5.6M | ||
| Q4 24 | — | $1.9M | ||
| Q3 24 | — | $-1.4M | ||
| Q2 24 | — | $5.3M | ||
| Q1 24 | — | $7.1M |
自由现金流率HCWCRVSB
| Q4 25 | -5.0% | -5.2% | ||
| Q3 25 | -1.8% | 120.1% | ||
| Q2 25 | 4.9% | -5.8% | ||
| Q1 25 | 4.8% | 43.1% | ||
| Q4 24 | — | 15.0% | ||
| Q3 24 | — | -11.3% | ||
| Q2 24 | — | 43.7% | ||
| Q1 24 | — | 79.0% |
资本支出强度HCWCRVSB
| Q4 25 | 0.4% | 1.6% | ||
| Q3 25 | 0.2% | 2.9% | ||
| Q2 25 | 0.4% | 0.6% | ||
| Q1 25 | 0.6% | 21.0% | ||
| Q4 24 | — | 2.4% | ||
| Q3 24 | — | 17.3% | ||
| Q2 24 | — | 0.9% | ||
| Q1 24 | — | 62.0% |
现金转化率HCWCRVSB
| Q4 25 | — | -0.37× | ||
| Q3 25 | — | 15.25× | ||
| Q2 25 | — | -0.57× | ||
| Q1 25 | — | 7.20× | ||
| Q4 24 | — | 1.79× | ||
| Q3 24 | — | 0.49× | ||
| Q2 24 | — | 5.63× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HCWC
| Retail Grocery | $17.1M | 91% |
| Food Service Restaurant | $1.7M | 9% |
RVSB
暂无分部数据
