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HERITAGE FINANCIAL CORP（HFWA）与READING INTERNATIONAL INC（RDI）财务数据对比。点击上方公司名可切换其他公司
HERITAGE FINANCIAL CORP的季度营收约是READING INTERNATIONAL INC的1.3倍（$66.3M vs $50.3M），HERITAGE FINANCIAL CORP净利率更高（33.5% vs -5.1%，领先38.6%），HERITAGE FINANCIAL CORP同比增速更快（16.3% vs -14.2%），HERITAGE FINANCIAL CORP自由现金流更多（$85.7M vs $4.1M），过去两年HERITAGE FINANCIAL CORP的营收复合增速更高（16.8% vs 5.6%）
总部位于美国华盛顿州的区域性金融控股公司，面向太平洋西北地区的当地社群提供服务，核心业务涵盖商业与零售银行服务，包含存款产品、中小企业贷款、住房抵押贷款、个人信贷及财富管理解决方案，核心客群为中小微企业及个人客户。
雷丁公司是总部位于美国费城的铁路企业，1924年起在宾夕法尼亚州东部及周边各州提供客运与货运运输服务，直至1976年被联合铁路公司收购。
HFWA vs RDI — 直观对比
营收规模更大
HFWA
是对方的1.3倍
$50.3M
营收增速更快
HFWA
高出30.5%
-14.2%
净利率更高
HFWA
高出38.6%
-5.1%
自由现金流更多
HFWA
多$81.5M
$4.1M
两年增速更快
HFWA
近两年复合增速
5.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $66.3M | $50.3M |
| 净利润 | $22.2M | $-2.6M |
| 毛利率 | — | — |
| 营业利润率 | 38.7% | -1.9% |
| 净利率 | 33.5% | -5.1% |
| 营收同比 | 16.3% | -14.2% |
| 净利润同比 | 86.4% | -14.5% |
| 每股收益（稀释后） | $0.65 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HFWARDI
| Q4 25 | $66.3M | $50.3M | ||
| Q3 25 | $65.7M | $52.2M | ||
| Q2 25 | $56.5M | $60.4M | ||
| Q1 25 | $57.6M | $40.2M | ||
| Q4 24 | $57.1M | $58.6M | ||
| Q3 24 | $54.8M | $60.1M | ||
| Q2 24 | $56.4M | $46.8M | ||
| Q1 24 | $48.6M | $45.1M |
净利润HFWARDI
| Q4 25 | $22.2M | $-2.6M | ||
| Q3 25 | $19.2M | $-4.2M | ||
| Q2 25 | $12.2M | $-2.7M | ||
| Q1 25 | $13.9M | $-4.8M | ||
| Q4 24 | $11.9M | $-2.2M | ||
| Q3 24 | $11.4M | $-7.0M | ||
| Q2 24 | $14.2M | $-12.8M | ||
| Q1 24 | $5.7M | $-13.2M |
营业利润率HFWARDI
| Q4 25 | 38.7% | -1.9% | ||
| Q3 25 | 34.0% | -0.6% | ||
| Q2 25 | 25.6% | 4.8% | ||
| Q1 25 | 28.1% | -17.2% | ||
| Q4 24 | 28.6% | 2.6% | ||
| Q3 24 | 23.8% | -0.6% | ||
| Q2 24 | 28.4% | -16.4% | ||
| Q1 24 | 14.1% | -16.7% |
净利率HFWARDI
| Q4 25 | 33.5% | -5.1% | ||
| Q3 25 | 29.2% | -8.0% | ||
| Q2 25 | 21.6% | -4.4% | ||
| Q1 25 | 24.2% | -11.8% | ||
| Q4 24 | 20.9% | -3.8% | ||
| Q3 24 | 20.8% | -11.7% | ||
| Q2 24 | 25.1% | -27.4% | ||
| Q1 24 | 11.8% | -29.4% |
每股收益（稀释后）HFWARDI
| Q4 25 | $0.65 | $-0.11 | ||
| Q3 25 | $0.55 | $-0.18 | ||
| Q2 25 | $0.36 | $-0.12 | ||
| Q1 25 | $0.40 | $-0.21 | ||
| Q4 24 | $0.34 | $-0.11 | ||
| Q3 24 | $0.33 | $-0.31 | ||
| Q2 24 | $0.41 | $-0.57 | ||
| Q1 24 | $0.16 | $-0.59 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $233.1M | $10.5M |
| 总债务越低越好 | — | $185.1M |
| 股东权益账面价值 | $921.5M | $-18.2M |
| 总资产 | $7.0B | $434.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资HFWARDI
| Q4 25 | $233.1M | $10.5M | ||
| Q3 25 | $245.5M | $8.1M | ||
| Q2 25 | $254.1M | $9.1M | ||
| Q1 25 | $248.7M | $5.9M | ||
| Q4 24 | $117.1M | $12.4M | ||
| Q3 24 | $175.6M | $10.1M | ||
| Q2 24 | $113.8M | $9.3M | ||
| Q1 24 | $189.6M | $7.5M |
总债务HFWARDI
| Q4 25 | — | $185.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $202.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益HFWARDI
| Q4 25 | $921.5M | $-18.2M | ||
| Q3 25 | $904.1M | $-12.1M | ||
| Q2 25 | $888.2M | $-7.7M | ||
| Q1 25 | $881.5M | $-8.1M | ||
| Q4 24 | $863.5M | $-4.4M | ||
| Q3 24 | $874.5M | $1.6M | ||
| Q2 24 | $850.5M | $6.5M | ||
| Q1 24 | $847.6M | $18.0M |
总资产HFWARDI
| Q4 25 | $7.0B | $434.9M | ||
| Q3 25 | $7.0B | $435.2M | ||
| Q2 25 | $7.1B | $438.1M | ||
| Q1 25 | $7.1B | $441.0M | ||
| Q4 24 | $7.1B | $471.0M | ||
| Q3 24 | $7.2B | $495.7M | ||
| Q2 24 | $7.1B | $494.9M | ||
| Q1 24 | $7.1B | $494.9M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $94.8M | $4.3M |
| 自由现金流经营现金流 - 资本支出 | $85.7M | $4.1M |
| 自由现金流率自由现金流/营收 | 129.1% | 8.2% |
| 资本支出强度资本支出/营收 | 13.8% | 0.3% |
| 现金转化率经营现金流/净利润 | 4.26× | — |
| 过去12个月自由现金流最近4个季度 | $149.0M | $-2.9M |
8季度趋势，按日历期对齐
经营现金流HFWARDI
| Q4 25 | $94.8M | $4.3M | ||
| Q3 25 | $25.1M | $295.0K | ||
| Q2 25 | $22.5M | $1.6M | ||
| Q1 25 | $19.3M | $-7.7M | ||
| Q4 24 | $64.5M | $8.0M | ||
| Q3 24 | $24.2M | $1.3M | ||
| Q2 24 | $6.8M | $-10.4M | ||
| Q1 24 | $12.9M | $-2.8M |
自由现金流HFWARDI
| Q4 25 | $85.7M | $4.1M | ||
| Q3 25 | $24.4M | $-246.0K | ||
| Q2 25 | $20.9M | $1.2M | ||
| Q1 25 | $18.1M | $-8.0M | ||
| Q4 24 | $61.0M | $7.0M | ||
| Q3 24 | $23.2M | $-1.1M | ||
| Q2 24 | $6.0M | $-10.6M | ||
| Q1 24 | $12.0M | $-4.7M |
自由现金流率HFWARDI
| Q4 25 | 129.1% | 8.2% | ||
| Q3 25 | 37.1% | -0.5% | ||
| Q2 25 | 37.0% | 1.9% | ||
| Q1 25 | 31.4% | -19.8% | ||
| Q4 24 | 107.0% | 12.0% | ||
| Q3 24 | 42.4% | -1.8% | ||
| Q2 24 | 10.6% | -22.7% | ||
| Q1 24 | 24.7% | -10.4% |
资本支出强度HFWARDI
| Q4 25 | 13.8% | 0.3% | ||
| Q3 25 | 1.0% | 1.0% | ||
| Q2 25 | 2.8% | 0.6% | ||
| Q1 25 | 2.0% | 0.6% | ||
| Q4 24 | 6.1% | 1.7% | ||
| Q3 24 | 1.7% | 4.0% | ||
| Q2 24 | 1.5% | 0.5% | ||
| Q1 24 | 1.8% | 4.3% |
现金转化率HFWARDI
| Q4 25 | 4.26× | — | ||
| Q3 25 | 1.31× | — | ||
| Q2 25 | 1.84× | — | ||
| Q1 25 | 1.38× | — | ||
| Q4 24 | 5.41× | — | ||
| Q3 24 | 2.12× | — | ||
| Q2 24 | 0.48× | — | ||
| Q1 24 | 2.24× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HFWA
暂无分部数据
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
