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哈特福德（HIG）与Roper Technologies（ROP）财务数据对比。点击上方公司名可切换其他公司
哈特福德的季度营收约是Roper Technologies的1.9倍（$4.1B vs $2.1B），Roper Technologies净利率更高（15.8% vs 13.2%，领先2.6%），哈特福德同比增速更快（309.0% vs 11.3%），过去两年Roper Technologies的营收复合增速更高（10.5% vs -20.8%）
哈特福德（The Hartford）是美国头部保险企业，位列2024年《财富》世界500强第162位，总部位于康涅狄格州哈特福德市。集团拥有200余年行业经验，在财产意外险、员工福利及共同基金领域处于领先地位，凭借优质服务、可持续运营与诚信经营广受认可。
罗珀技术公司是一家专注于科技领域的控股企业，通过持有并运营多家不同细分赛道的科技公司，在科技产业投资与资产管理领域形成了成熟的业务体系，在全球相关市场具备较高的行业影响力。
HIG vs ROP — 直观对比
营收规模更大
HIG
是对方的1.9倍
$2.1B
营收增速更快
HIG
高出297.8%
11.3%
净利率更高
ROP
高出2.6%
13.2%
两年增速更快
ROP
近两年复合增速
-20.8%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $4.1B | $2.1B |
| 净利润 | $536.0M | $331.0M |
| 毛利率 | — | 69.4% |
| 营业利润率 | — | 27.2% |
| 净利率 | 13.2% | 15.8% |
| 营收同比 | 309.0% | 11.3% |
| 净利润同比 | 12.0% | 53.7% |
| 每股收益（稀释后） | — | $4.87 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HIGROP
| Q1 26 | $4.1B | $2.1B | ||
| Q4 25 | $7.3B | $2.1B | ||
| Q3 25 | $7.2B | $2.0B | ||
| Q2 25 | $7.0B | $1.9B | ||
| Q1 25 | $6.8B | $1.9B | ||
| Q4 24 | $6.9B | $1.9B | ||
| Q3 24 | $6.8B | $1.8B | ||
| Q2 24 | $6.5B | $1.7B |
净利润HIGROP
| Q1 26 | $536.0M | $331.0M | ||
| Q4 25 | — | $428.4M | ||
| Q3 25 | $1.1B | $398.5M | ||
| Q2 25 | $995.0M | $378.3M | ||
| Q1 25 | $630.0M | $331.1M | ||
| Q4 24 | — | $462.3M | ||
| Q3 24 | $767.0M | $367.9M | ||
| Q2 24 | $738.0M | $337.1M |
毛利率HIGROP
| Q1 26 | — | 69.4% | ||
| Q4 25 | — | 69.5% | ||
| Q3 25 | — | 69.5% | ||
| Q2 25 | — | 69.2% | ||
| Q1 25 | — | 68.7% | ||
| Q4 24 | — | 68.3% | ||
| Q3 24 | — | 69.2% | ||
| Q2 24 | — | 69.5% |
营业利润率HIGROP
| Q1 26 | — | 27.2% | ||
| Q4 25 | 19.3% | 28.6% | ||
| Q3 25 | 18.2% | 28.4% | ||
| Q2 25 | 17.8% | 28.2% | ||
| Q1 25 | 11.5% | 27.9% | ||
| Q4 24 | 15.6% | 28.0% | ||
| Q3 24 | 14.1% | 28.1% | ||
| Q2 24 | 14.1% | 28.8% |
净利率HIGROP
| Q1 26 | 13.2% | 15.8% | ||
| Q4 25 | — | 20.8% | ||
| Q3 25 | 14.9% | 19.8% | ||
| Q2 25 | 14.2% | 19.5% | ||
| Q1 25 | 9.3% | 17.6% | ||
| Q4 24 | — | 24.6% | ||
| Q3 24 | 11.4% | 20.8% | ||
| Q2 24 | 11.4% | 19.6% |
每股收益（稀释后）HIGROP
| Q1 26 | — | $4.87 | ||
| Q4 25 | $3.96 | $3.97 | ||
| Q3 25 | $3.77 | $3.68 | ||
| Q2 25 | $3.44 | $3.49 | ||
| Q1 25 | $2.15 | $3.06 | ||
| Q4 24 | $2.88 | $4.29 | ||
| Q3 24 | $2.56 | $3.40 | ||
| Q2 24 | $2.44 | $3.12 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.7M | $382.9M |
| 总债务越低越好 | — | $9.7B |
| 股东权益账面价值 | $16.8M | $18.8B |
| 总资产 | $86.3M | $34.6B |
| 负债/权益比越低杠杆越低 | — | 0.52× |
8季度趋势，按日历期对齐
现金及短期投资HIGROP
| Q1 26 | $1.7M | $382.9M | ||
| Q4 25 | — | $297.4M | ||
| Q3 25 | — | $320.0M | ||
| Q2 25 | — | $242.4M | ||
| Q1 25 | — | $372.8M | ||
| Q4 24 | — | $188.2M | ||
| Q3 24 | — | $269.6M | ||
| Q2 24 | — | $251.5M |
总债务HIGROP
| Q1 26 | — | $9.7B | ||
| Q4 25 | $4.4B | $9.3B | ||
| Q3 25 | $4.4B | — | ||
| Q2 25 | $4.4B | — | ||
| Q1 25 | $4.4B | — | ||
| Q4 24 | $4.4B | $7.6B | ||
| Q3 24 | $4.4B | — | ||
| Q2 24 | $4.4B | — |
股东权益HIGROP
| Q1 26 | $16.8M | $18.8B | ||
| Q4 25 | $19.0B | $19.9B | ||
| Q3 25 | $18.4B | $20.0B | ||
| Q2 25 | $17.5B | $19.6B | ||
| Q1 25 | $16.8B | $19.2B | ||
| Q4 24 | $16.4B | $18.9B | ||
| Q3 24 | $17.0B | $18.5B | ||
| Q2 24 | $15.7B | $18.1B |
总资产HIGROP
| Q1 26 | $86.3M | $34.6B | ||
| Q4 25 | $86.0B | $34.6B | ||
| Q3 25 | $85.0B | $34.6B | ||
| Q2 25 | $83.6B | $33.2B | ||
| Q1 25 | $82.3B | $31.4B | ||
| Q4 24 | $80.9B | $31.3B | ||
| Q3 24 | $81.2B | $31.6B | ||
| Q2 24 | $79.0B | $29.8B |
负债/权益比HIGROP
| Q1 26 | — | 0.52× | ||
| Q4 25 | 0.23× | 0.47× | ||
| Q3 25 | 0.24× | — | ||
| Q2 25 | 0.25× | — | ||
| Q1 25 | 0.26× | — | ||
| Q4 24 | 0.27× | 0.40× | ||
| Q3 24 | 0.26× | — | ||
| Q2 24 | 0.28× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | — |
| 自由现金流经营现金流 - 资本支出 | — | $507.0M |
| 自由现金流率自由现金流/营收 | — | 24.2% |
| 资本支出强度资本支出/营收 | — | 0.5% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流HIGROP
| Q1 26 | — | — | ||
| Q4 25 | $5.9B | $738.0M | ||
| Q3 25 | $1.8B | $869.5M | ||
| Q2 25 | $1.3B | $404.1M | ||
| Q1 25 | $985.0M | $528.7M | ||
| Q4 24 | $5.9B | $722.2M | ||
| Q3 24 | $1.7B | $755.4M | ||
| Q2 24 | $1.3B | $384.1M |
自由现金流HIGROP
| Q1 26 | — | $507.0M | ||
| Q4 25 | $5.8B | — | ||
| Q3 25 | $1.8B | — | ||
| Q2 25 | $1.3B | — | ||
| Q1 25 | $947.0M | — | ||
| Q4 24 | $5.8B | — | ||
| Q3 24 | $1.6B | — | ||
| Q2 24 | $1.2B | — |
自由现金流率HIGROP
| Q1 26 | — | 24.2% | ||
| Q4 25 | 78.4% | — | ||
| Q3 25 | 24.8% | — | ||
| Q2 25 | 17.9% | — | ||
| Q1 25 | 13.9% | — | ||
| Q4 24 | 83.8% | — | ||
| Q3 24 | 24.0% | — | ||
| Q2 24 | 18.5% | — |
资本支出强度HIGROP
| Q1 26 | — | 0.5% | ||
| Q4 25 | 2.3% | — | ||
| Q3 25 | 0.6% | — | ||
| Q2 25 | 0.6% | — | ||
| Q1 25 | 0.6% | — | ||
| Q4 24 | 2.1% | — | ||
| Q3 24 | 0.9% | — | ||
| Q2 24 | 0.9% | — |
现金转化率HIGROP
| Q1 26 | — | — | ||
| Q4 25 | — | 1.72× | ||
| Q3 25 | 1.70× | 2.18× | ||
| Q2 25 | 1.30× | 1.07× | ||
| Q1 25 | 1.56× | 1.60× | ||
| Q4 24 | — | 1.56× | ||
| Q3 24 | 2.19× | 2.05× | ||
| Q2 24 | 1.71× | 1.14× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HIG
| Earned premiums | $3.6B | 88% |
| Other | $486.0M | 12% |
| Fee income | $12.0M | 0% |
ROP
暂无分部数据
